Hoping to increase the housing supply and help families build wealth, the Federal Housing Administration on Thursday proposed several changes to its guidelines that could make it easier to buy a house with an accessory dwelling unit or to build an ADU.
The agency’s proposal would allow lenders to offer renovation loans to build ADUs and consider future rent from the unit when calculating how much a customer can afford to borrow. Under current rules for FHA-backed loans, lenders can consider rental income from duplexes but not ADUs.
The proposal would address one of the main barriers that people with little home equity and low to moderate incomes encounter when they try to get a loan for an ADU. “This is a huge step in helping us actually build ADUs,” said Meredith Stowers, a loan officer at CrossCountry Mortgage in San Diego.
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Other parts of the proposal would allow FHA-backed construction loans to be used to build a house and an ADU.
FHA Commissioner Julia R. Gordon said the agency is trying to advance two important goals with the proposal: enabling more people to own homes that include income-generating property, as the FHA does for duplexes, and increasing the housing supply.
The proposal is just a draft at this point, though, and it could change in response to public input.
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The FHA doesn’t lend money directly; instead, it provides guarantees for loans issued by banks, which increase banks’ willingness to lend and reduces the interest rate charged. The guarantees are available only for loans that stay within the size limits set by the FHA. In Los Angeles County, the maximum for a one-unit property is just under $1.1 million. (The proposal would classify a single-family home with an ADU as a one-unit property.)
Under an FHA-backed renovation loan, homeowners can borrow more than the current value of their homes if the improvements they’re planning would justify it. But the FHA will back loans only if the monthly payments are deemed affordable, which means that they can’t push the borrower’s recurring obligations over a set percentage of the borrower’s income.
That’s why including future rents could make a big difference — increasing borrowers’ income makes it more likely that they’ll be able to borrow enough money to build an ADU, which can easily cost $150,000 to $200,000.
In contrast to the FHA’s proposal, Fannie Mae and Freddie Mac — two giant, federally chartered purchasers of home mortgages — do not support loans that factor in theoretical rental income from a yet-to-be-built ADU. The inability to consider potential rental income “is a massive obstacle in helping my clients obtain loans to build their ADUs,” Stowers said. Most of her clients are using home equity lines of credit to build ADUs, but the FHA’s proposal “would allow us to offer much lower-interest first mortgages” to finance the purchase of a home and the construction of an ADU.
“This is what the vast majority of Californians want,” she said. Many of her clients are families that combine the resources of multiple generations to build compounds consisting of two houses and two ADUs, she said. “Why wouldn’t you support that? These families are building a strong financial foundation, but also social ties that are invaluable.”
Gordon said the lack of historical data about ADUs and the value they add to a property has made them a challenge for the FHA, Fannie and Freddie. “It’s a little bit of a chicken-and-egg problem,” she said — there’s not enough data for lenders to figure out how to underwrite the projects, but without the loans, there’s no way to generate more data.
“To be honest, the easiest thing to do in that situation is always to do nothing.”
The FHA’s proposal seeks to support ADUs the way the agency has supported the construction and purchase of duplexes, but with some extra safeguards. For its rapid online loan evaluations, it would allow lenders to consider only 50% of the fair market rents a new ADU could generate — with duplexes, the limit is 75% — and those rents could constitute no more than 30% of the borrower’s total income when determining how large a loan to issue.
“This is new territory, and that’s why we’re putting this policy on the drafting table to receive public input,” Gordon said.
ADU construction has taken off in California, accounting for 15% of the housing units approved in the state in 2021. But this type of project is starting to be a national phenomenon, Gordon said, as more communities grapple with shortages of affordable housing and the need to increase density.
“It’s my sense that many jurisdictions find that permitting ADUs to be a more palatable political first step in making adjustments to zoning,” she said. “That’s why I do think we will start to see more interest.”
An ADU that can be rented out and appreciate in value over the years also creates a chance to build wealth from generation to generation.
“In a more modest neighborhood, the ability of a household to get into first-time homeownership of both the unit that they’ll be occupying and the unit that has a rental opportunity can be an excellent wealth-building opportunity,” Gordon said. “Many families over the years have successfully increased their own prosperity and really the stability and prosperity of the neighborhood in this way.”
Stowers praised the FHA for moving forward and recognized the agency’s concern about going too far too fast. But she added, “All the agencies have been tiptoeing toward this moment. But my hope is they will tiptoe a lot faster.”
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Where will you work out when you move to Tampa? How about in your own apartment community!
Having a fitness center in your apartment community can lead to all sorts of lifestyle perks. You won’t have to sacrifice your workout and you’ll have access to one of the best gyms in Tampa.
Here are some of the best apartment gyms in Tampa that will help you reach your fitness goals.
Source: Rent. / Olympus Harbour Island
Funky windows and colorful accents give the sleek workout space at Olympus Harbour Island a fresh look. Open 24 hours, you’ll find both cardio and strength machines in the main area, with a separate spin studio that offers fitness classes on demand. The gym also contains a CrossFit box and punching bags.
Located on an island in Southeast Tampa, there are plenty of taverns and restaurants in this quiet and walkable area. A trolley connects the island to the mainland. Olympus Harbour Island also provides its own recreation with an impressive pool area with a lot of lounge chairs, a giant chess set and cabanas.
Source: Rent. / Azula North
In Temple Crest, a more established community on the northeast side of Tampa, you’ll find the bright green-and-turquoise-accented gym at Azula North. This multi-sectioned fitness center has a row of cardio machines that wrap around the entire space. A CrossFit box and strength training equipment are toward the back. A separate yoga studio space has a massive mirror and soothing art.
Azula North also provides residents with a resort-style pool, planned social events, lake views and more.
Source: Rent. / AVE Tampa Riverwalk
The two-story gym at AVE Tampa Riverwalk has plenty of windows that extend all the way up. A smoke-free community in Northeast Tampa, the fitness center also has a Zen Yoga Room. Within the main section, a row of cardio machines face out, and an astroturf section with CrossFit boxes sits beside all the strength training equipment.
When it’s time to relax, the pool at AVE Tampa Riverwalk sits on a palm-tree-lined courtyard with a nice lounge area. There’s even a pet spa to pamper your furry friend.
Source: Rent. / Bell Channelside
Within the very urban and walkable neighborhood of the Channel District, you’ll find the amenity-laden community of Bell Channelside. There’s a pet spa and bark park, furnished guest suits, a 24-hour java bar and lounge and tranquil courtyards, just to name a few special features.
The fitness center at Bell Channelside consists of two rooms. The first contains all the strength training machines and equipment, while the second is full of cardio machines, a small kitchenette and a spin studio. Bright and colorful, with pops of orange and red, the fitness area totals 2,700 square feet.
Source: Rent. / Cortland Bayport
With free group classes and lighted tennis courts, Cortland Bayport is so much more than a basic place to live. The fitness center itself is nice and bright with funky mirrors and hints of burnt orange on the equipment. The community also has an on-site resident market, resort-style pools, a waterfront boardwalk and a community dock with boat slips.
Located in Town N County Alliance, this area is right off Old Tampa Bay, slightly apart from the hustle and bustle of the city center.
Source: Rent. / The Pointe on Westshore
Fresh towels and funky, modernistic lighting greet you at the fitness center at The Pointe on Westshore. There are also two rows of cardio machines, free weights, a CrossFit box and more in this fitness-on-demand facility.
A Southwest Tampa gem, The Pointe on Westshore also features two heated pools, a car wash, a pet spa and lounges. Sandwiched between Old Tampa Bay and Hillsborough Bay, the surrounding area provides a ton of water views and beachfront access.
Source: Rent. / The Oasis at Highwoods Preserve
A little ways from the city center, the quiet and suburban neighborhood of West Meadows sits to the northeast. Here, you’ll find The Oasis at Highwoods Preserve with a theater room, two dog parks, a saltwater pool and a game room with arcade games and billiards.
The gym doesn’t disappoint either. It’s open 24 hours and is a large, bright space with great lighting and nice windows. Equipment-wise, the gym provides a colorful and extensive assortment of all kinds of workout machinery.
Source: Rent. / Mezzo of Tampa Palms
An impressive space, with a nice assortment of equipment of all kinds, the fitness center at Mezzo of Tampa Palms is nicely stocked. Accented by wood panels, the main area contains cardio and strength machines. A glass entryway leads into the fitness studio with spin bikes and CrossFit boxes. Fitness-on-demand classes are available here too. There are also tennis and racquetball courts on the property.
Known for its golf courses and green spaces, you’ll find Mezzo of Tampa Palms in New Tampa. Specifically, this area is home to the Lower Hillsborough Wilderness Reserve with hiking trails and picnic spots, and the New Tampa Nature Park with a zip line and climbing wall.
Source: Rent. / Arbor Walk
Also in the neighborhood of Temple Crest, Arbor Walk is a green community with a resort-style pool, sundeck, bark park and cyber cafe with WiFi.
The gym is a bright and open space with a variety of machines wrapping around two walls of windows. Cardio and strength machines sit together, with a separate space for free weights and a CrossFit box.
Source: Rent. / Camden Bay
Surrounded by a 1,000-acre nature preserve, Camden Bay is an impressive place to live. Also in Town N County Alliance, the community provides private boat ramps with direct channel access to Tampa Bay. There’s also separate boat parking when you’re not going out on the water.
Camden Bay has lighted tennis courts and a fitness center that’s open 24 hours with neat rows of equipment. A cool space with wood paneling on the ceiling and faux greenery on the walls, the gym has a separate yoga studio complete with large mirrors.
Grab an apartment workout at one of the best gyms in Tampa
There are certain things Tampa locals all know to be true, one of which is that where you live matters. You want your home to be located near a beach and have fun places to go. You also want your home to offer you conveniences, like access to a gym.
There are plenty of Tampa apartments that can fulfill all your needs, and all you’ve got to do is start looking. Good luck!
Featured image source: Rent. / AVE Tampa Riverwalk
Are you searching for a new place to call home? Look no further than Rockford, IL. Nestled along the scenic Rock River, Rockford perfectly balances urban amenities and natural beauty. But is it truly a good place to live? In this Redfin article, we’ll explore the various pros and cons of living in Rockford, exploring its affordability, recreational opportunities, and more. So, whether you’re already looking at apartments for rent in Rockford or you’re still considering the big move, let’s dive in and discover if Rockford is a good fit for you.
Pros of living in Rockford, IL
1. Affordability
One of the most significant advantages of moving to Rockford is its affordability. The cost of living in Rockford is lower compared to many other cities in Illinois and the surrounding region. A house in Rockford costs an average of $135,000, lower than the cost in nearby Chicago ($339,450), well below the national average of $408,031. Groceries are also relatively cheap, costing 6% less than the national average, and lifestyle expenses like haircuts and movie tickets are 10% lower. With lower living costs, residents of Rockford have more disposable income to allocate toward savings, investments, or leisure activities.
2. Natural beauty
Rockford boasts breathtaking natural beauty, with abundant parks, gardens, and riverside trails. Residents can enjoy the serenity of Anderson Japanese Gardens, explore the Rock Cut State Park, or stroll along the Sinnissippi Riverwalk. The city’s commitment to preserving and enhancing its natural surroundings provides plenty of things to do if you’re an outdoor enthusiast.
3. Cultural offerings
Despite being a mid-sized city, Rockford has a thriving cultural scene. It is home to several museums, including the Burpee Museum of Natural History and the Rockford Art Museum, showcasing diverse exhibits and art collections. The Coronado Performing Arts Center hosts concerts, Broadway shows, and other live performances, offering a lively entertainment scene for residents to enjoy.
4. Strong community spirit
Rockford’s residents are known for their strong sense of community spirit. The city has numerous active community organizations, volunteer opportunities, and neighborhood events. From local festivals like the Rockford City Market to charitable initiatives, residents have countless opportunities to connect and make a positive impact.
Cons of living in Rockford, IL
1. Limited shopping options
One of the cons of living in Rockford, IL, is the limited shopping options compared to larger metropolitan areas. While Rockford does have a selection of shopping centers, including CherryVale Mall and various strip malls, the variety and range of retail establishments may not be as extensive as in bigger cities. Residents looking for high-end fashion, luxury brands, or niche specialty stores may need to travel to nearby cities for a more diverse shopping experience.
2. Harsh winters
As with many Midwestern cities, Rockford experiences long and cold winters. Sub-zero temperatures, snowstorms, and icy conditions can be challenging for those unaccustomed to harsh winter climates. However, the city offers various winter activities, such as ice skating and skiing, which can help residents embrace the season.
3. Limited job diversity
While Rockford has a thriving job market, it is worth noting that the economy relies heavily on a few key industries, such as manufacturing and healthcare. This reliance on specific sectors can make the job market less diverse, potentially limiting opportunities for individuals in particular fields. Those seeking employment in niche industries or specialized professions may find fewer options in Rockford.
4. High unemployment rate
Rockford, IL has been grappling with a persistently high unemployment rate, and this stands as a significant drawback for those considering living in the city. Currently, Rockford’s unemployment rate stands at 6.2%, surpassing the national average of 3.7%. The repercussions of a high unemployment rate can ripple throughout the community, impacting local businesses, social services, and overall economic vitality. .
Is Rockford a good place to live? The bottom line
In conclusion, the question of whether Rockford, IL is a good place to live requires a thoughtful consideration of its pros and cons. The city offers affordability, a vibrant arts and culture scene, and proximity to natural attractions, providing opportunities for an enriching and enjoyable lifestyle. However, it is important to be mindful of the harsh winters, limited job opportunities, and the challenges posed by the city’s high unemployment rate. Ultimately, the decision to live in Rockford will depend on personal preferences, priorities, and the ability to navigate the potential challenges associated with the city.
When you’re young and adventurous, international travel is the dream. You jump at any opportunity to go abroad without a second thought, start packing your suitcase, and promise yourself you’ll work out the details later.
Source: Giphy.com
But traveling — especially post-pandemic traveling — requires a bit of planning if you want a safe, inexpensive, and (relatively) stress-free trip. ️
Whether you’re traveling with friends or going solo, staying for one week or six months, traveling is much easier when you plan ahead with money-saving tips. Here are our best ideas to make your next international trip easy on your mind and your wallet.
What’s Ahead:
1. Be flexible with your dates and destinations
If you have flexibility in terms of where and when you travel, you have a major advantage: the ability to plan your trip around whatever amazing deal you can find. Without limitations on where and when you can travel, you can search within a specific timeframe or geographical area and shop around for low airfare and accommodations.
If you’re totally set on a particularly expensive destination, try to plan your trip for the off-season. You can often save big by traveling during less popular times, even in expensive areas. Conversely, if you have a specific window of time for travel, shop around for a destination that offers a good bang for your buck for that time of year.
A little flexibility goes a long way when you want to save on international travel.
Read more: Affordable international travel destinations that won’t empty your wallet
2. Decide what’s important to you and prioritize your spending
Before you hop on a plane with cash burning a hole in your pocket, take some time to think about your spending plan while you’re away.
I don’t necessarily mean you have to budget — although if that’s your style, stick with it. What I do suggest is you think about how you want to spend your money while traveling — starting with what’s most important to you.
Do you want a direct flight, or is a layover okay?
Do you love museums, or is seeing one enough?
Do you want to stay in a specific neighborhood, or wherever’s affordable?
Are you a big foodie, or is your dining experience an afterthought?
For example, if food is your thing, plan to spend big at restaurants. You’ll probably have to cut back in other categories — like lodging, cultural attractions, or transportation — but that’s okay. Giving this some thought before your trip will help you prioritize your favorite things.
Read more: How to travel for cheap: 7 ways to see the world for less
3. Get travel insurance
If you’ve traveled at all since COVID-19 upended the world, you know how different it is. After months — even years — of lockdown, many of us are jumping at the chance to travel abroad again. But after enduring such a lull in travel, it’s even more disappointing when things don’t work out.
That’s why travel insurance is a lifesaver.
The last thing you want is to plan an epic trip and miss half of it due to a flight cancellation. So even though you might bristle at the added expense of travel insurance, work it into your budget and enjoy the priceless feeling of security should something go wrong.
Like credit cards and bank accounts, there are lots of options when it comes to travel insurance. Several popular credit cards provide travel insurance, so you might already be covered. If not, shop around for a policy that fits your needs and budget. Sites like SquareMouth.com, TravelInsurance.com, and InsureMyTrip.com can help.
Read more: Best credit cards for travel insurance
4. Save digital copies of important documents
You know that feeling when you misplace your phone? Your stomach kind of drops, and panic sets in. (And approximately 12 seconds later you find it on the kitchen table.)
Imagine that feeling — x100 — when you misplace your passport while traveling internationally.
I know — you’ll do your best to keep all your stuff secure and organized. But things happen, you misplace this, you forget that. You’re human, and you should have a backup plan.
Make digital copies of all your important documents before you leave. Store them in multiple places, and make sure they’re accessible to you while abroad. I suggest making copies of the following documents:
Passport
Travel insurance paperwork
Vaccination information
Visa
Driver’s license
Travel itinerary
Store photos on your phone, in your email, in the cloud, and give copies to a trustworthy person at home.
5. Learn language basics
If you’re traveling to a country that speaks another language, take some time to learn key phrases and words.
Learning a new language opens all kinds of doors when you travel. The better you can communicate with locals, the more you’ll get out of your trip. Plus, having some basic language skills means you can better navigate outside of the main touristy areas — potentially saving you money by staying, eating, and shopping in under-the-radar locales.
Learning language basics can also give you a better cultural understanding of wherever you’re traveling. Not to mention locals will appreciate your interest in their language and culture.
If you’re thinking there’s no way you’ll ever learn to speak another language, start small. You don’t have to be fluent to reap the rewards of language skills. Instead, think about some simple words and phrases you know you’ll need often.
There are tons of accessible, free ways to learn a new language these days. You can download an app like Duolingo or Memrise, join a language exchange, or even take a community college class.
6. Have some local cash before you land
There are a million and one things to plan when traveling abroad, and it’s easy to neglect to get local cash before departing. You might just plan to use your card and withdraw money when you get there — but you can’t always count on this strategy.
You never know when you’ll have trouble with a card, and you’ll definitely need money when you land — to feed yourself and get to your lodging, at a minimum. So take the extra step of getting some local currency before you even step foot on the plane. And be sure you have enough to get situated when you get there.
Oh, and don’t wait until you get to the airport to exchange your cash. If you go to your bank or credit union, you’ll pay a lot less in fees and pay lower exchange rates than you will at an airport kiosk.
7. Get a local SIM card for your phone
Roaming data and temporary data passes are expensive, and there are better — and cheaper — ways to use your phone abroad.
Of course, you can always connect to Wi-Fi. But if you want to be able to use your phone without a Wi-Fi connection — say, to find the nearest pub while walking the rural English countryside — you can avoid exorbitant roaming fees by buying a local SIM card instead.
After you land at your destination, go to a local telecom store and buy a SIM card. Look for a pay-as-you-go or temporary SIM, which you might see being marketed to travelers. Choose a popular telecom store with lots of locations — that way, if you have issues later on, it’s easier to find help.
All you have to do is replace your regular SIM card with the temporary one (unless your phone allows dual SIM cards — then you can have both in at once) and make sure your roaming data is turned off. Voila! You’ve got yourself a working phone.
8. Stay in a local neighborhood
Rather than paying an arm and a leg for a bland hotel in the main tourist zone, look for a rental in a local neighborhood when planning your accommodations abroad. Aside from getting a unique experience, there are lots of benefits to doing this:
You can often save money by staying even a short walk from the hot spots
You’ll experience more of the local culture and cuisine
You can meet the locals — whether it’s an Airbnb host, a barista down the block, or a neighbor
If you’re traveling somewhere for an extended period of time (and depending on your risk tolerance), you can wait to find your long-term accommodations until you get there. Find a place to stay for a week or two while you get a feel for the area and chat with the locals. You’ll have a much better idea of where you want to be — plus some insider tips — by getting situated first.
9. Book a walking tour
If you ask me, there’s no better way to explore a new city than on foot. You see more, you start to orient yourself, and you can stop in whatever shops, cafes, and museums you see along the way.
To start your trip off on the right foot (literally), book a walking tour as soon as you arrive. They’re a great way to immediately learn about the city and scope out the places you want to revisit. Plus, walking tours allow you to meet other travelers. If you’re traveling solo, you’ll likely meet other people interested in exploring with you.
They don’t cost much — in fact, a quick Google search usually turns up lots of free walking tours.
10. Use local currency when paying with a credit card
When you’re traveling abroad and paying with a credit card, you may be prompted to choose between local currency or U.S. dollars when checking out. You may not realize it, but you’ll likely pay more by selecting your home currency.
Even if your card doesn’t charge foreign transaction fees, there’s usually a fee associated with paying in your home currency. The only real benefit is seeing what you’re paying in terms of the currency you’re familiar with. But this convenience comes at a price — usually around 3% of the charge — which can really add up over time. If prompted, always choose the local currency when paying with a credit card.
11. Use public transit
One of the best ways to save money when traveling abroad is to use public transit. And I promise it’s not as scary as it seems!
The reality is, Ubers, Lyfts, and cabs will quickly eat away at your budget. While convenient, they’re not cheap. If you can, rely on public transit to get where you need to go.
Depending on where you’re traveling, public transit may include:
Trains
Buses
Subways
Trams
Ferries
The ins and outs of navigating public transit vary widely, but it’s not as intimidating as it looks. Taking public transit will give you a chance to practice a foreign language and give you more of a local’s perspective on the city.
Plus — and I can tell you from experience — you’ll feel a huge sense of accomplishment (and relief) after navigating a foreign city’s public transit system.
One more note: it’s not a bad idea to set aside an emergency stash of money for a cab. If you’re out late or, for whatever reason, don’t feel safe taking the bus or train home, a cab is always worth the peace of mind.
12. Make use of grocery stores
No, you don’t have to go full Julia Child while abroad, but grocery shopping and cooking in a new country is a worthwhile adventure in itself. Plus, shopping for snacks, groceries, and ingredients — and cooking meals yourself — can save you a fortune while traveling.
When I went to Iceland, my flights and rental car were relatively inexpensive. Meals out, however, were pricey. I ended up saving a lot of money by shopping for groceries and cooking at home. There were some… interesting meals, but I saved money I wanted to spend on other things — like museums and awesome lodging.
If your hotel room, rental, or hostel has a kitchen, you can cook simple meals at home. Have fun browsing the shelves at grocery stores, specialty shops, and farmer’s markets for fresh and exotic ingredients, and see what culinary masterpiece you can cook up.
If your lodging doesn’t include a kitchen, you can still stock up on snacks. You can easily piece together a cheap and delicious picnic with grab-and-go-items.
Read more: 9 ways to save money on food and drinks while traveling
13. Check out local meet-ups
No matter how far from home you are, you can find community at a variety of local meet-ups. A quick online search can help you find free local meet-ups in whatever city you’re in — no need to spend on every experience while traveling. Plus, if you’re traveling solo, you’re almost guaranteed to meet other solo people with similar interests as you.
Not sure where to start? Check out these ideas for inspiration:
Creative Mornings — a live gathering of creatives who want to inspire, connect with, and learn from one another.
FuckUp Nights — a series of events showcasing stories of professional failure, vulnerability, and empathy.
MeetUp.com — a platform to help you find groups, events, and activities wherever you are.
If you meet locals during your stay, ask them about local events and meetups. It goes without saying, but stick to gatherings that feel safe.
Summary
International travel isn’t out of reach — especially if you take the time to plan wisely. There are lots of great ways to save on flights, food, transportation, and accommodations, as long as you’re willing to do your research.
Remember to take care of yourself and be a responsible traveler, too. The more effort you put into planning a safe, responsible, and wallet-friendly trip, the more enjoyable it will be.
Chicago is one of those cities full of hidden gems. There’s just so much to see, and so many great places to live that if you look hard enough, you can always find what you’re looking for.
Narrowing down your ideal list of amenities isn’t easy, though. For some, it’s the high-end fitness center that clinches things. For others, a spa-like retreat is necessary to get away from the city’s activity. As you figure out what you want in your Chicago apartment, don’t discount the value of having easy access to a solid outdoor space.
To find the best courtyards and gardens in Chicago, places that will give you that perfect outdoor area, check out this list. We’ve narrowed down the top contenders for you.
Source: Rent. / The 808 Cleveland by Common
Whether you call it modern and chic or see it as an updated rock garden, this common space at The 808 Cleveland by Common has style written all over it. With separate plant beds set at different heights, you get a dynamic garden right alongside the outdoor grilling area. Small pops of color come from little shrubs and a tree or two, so it’s not just gray stones you’re getting from this garden space.
This is exactly where you want to be if living in the center of everything is important to you. This Near North Side community sits smack in the middle of Chicago’s skyscrapers, all lined up on the Magnificent Mile. Also along this stretch are boutique shops and department stores. You’re close to Navy Pier which has waterfront rides, places to eat and lake cruises.
Source: Rent. / North Harbor Tower
A centralized courtyard sits in front of North Harbor Tower. It is massive, with multiple levels of greenery and landscaping. Divided by walking paths, you’ll find a little cluster of tree stump stools, perfect for relaxing. The close-cropped bushes and trees perfectly balance the patches of lush, green lawn.
For a quieter neighborhood, settle into Near East Side. Located about 13 miles from the city center, this is a great spot to experience the natural beauty of Chicago. You can hang out in Calumet Park on Lake Michigan or stroll through the woods at the Eggers Grove Forest Preserve. It’s a great way to stay close to the city proper while ensuring you always have a more peaceful retreat waiting.
Source: Rent. / Beachside
Grow your own herbs and vegetables right at home in the garden at Beachside. These raised beds give residents the perfect-sized plot to add some really fresh produce to their everyday meals. Community gardens like this are a great way for apartment communities to provide personal green spaces for anyone missing the convenience of a backyard.
Sitting right at the water’s edge, Edgewater Beach is a popular neighborhood for many reasons. Butting up to Lake Michigan, this area boasts some amazing views. There are miles of beaches to enjoy as well as great green spaces. The social scene does well here too attracting artists, foodies and theater-goers alike.
Source: Rent. / The Residences at NewCity
It’s always nice when a functional outdoor space sits within a bunch of greenery. At The Residences at NewCity, the grilling and outdoor dining areas wind along a path between a nice urban garden of raised beds. Here you’ll find lanky trees set among healthy shrubs for an ideal area to enjoy Chicago.
Another Near North Side community, other outdoor amenities include a pool and lounge with a fire pit. There’s also a theater room with a 90-inch screen that shows late-night movies and an on-site spa. Off-property, you’re conveniently located to access plenty of shopping, dining and entertainment options.
Source: Rent. / The Maynard at 4014-22 N Central Park Ave
An expansive courtyard leads the way to the front door of The Maynard. This great space begins before the gated entrance, with large bushes and vivid grass extending to the sidewalk. Once you go through the gate, another patch of lawn sits front and center, with the building itself wrapping around three sides. Enough space is left to host a picnic, while a few trees give the area a little shade. Classic lampposts add some flair to the space as well.
Keeping it nice and chill, communities in Irving Park are surrounded by history, and old Victorian homes give the area a classic feel. Of course, you’ve got modern touches thanks to all the cafes, craft breweries and cideries. Horner Park adds a family-friendly element, with athletic fields among the greenery as well as the area’s summer farmer’s market.
Source: Rent. / Farcroft Park
You may argue this looks more alleyway than courtyard, but when you live in the city, sometimes this happens. You make do with the outdoor space you have, and Farcroft Park does an excellent job of showing off the architectural character of the building by transforming this courtyard into a grilling space. Three gas grills give many people a chance to barbecue, and plenty of seating means eating outside is always a possibility(weather permitting, of course).
Not as high on everyone’s radar as a few other Chicago neighborhoods, Rogers Park has so much going for it. It’s just steps from Lake Michigan, making water-based recreational activities very easy to come by. There’s also an impressive theater scene and plenty of amazing places to eat.
Source: Rent. / The Clark
While it is up on the roof instead of at ground level, this little purple-themed garden at The Clark is full of flowers. A combination of lavender, lilac and more creates a fragrant flower garden to arouse your senses while you take in the view of Chicago. The garden also adds to the view itself when you opt to dine al fresco. It’s located right next to the grilling area and outdoor dining spot.
What makes this Near North Side community stand out is the level of luxury you’ll attain living here. With high ceilings, large closets and plenty of amenities, this green building provides plenty of character. A stately home in a prominent neighborhood, living here puts you near famous eateries and outdoor spaces. You’re also close to Goudy Square Park with its well-known playgrounds, as well as the scenic Lakefront Trail.
Source: Rent. / The Patricians
When limited space is all you have to create a garden-like space, you improvise. At The Patricians, that means going vertical. The green space at this Lincoln Park community includes a living wall of grass in addition to lush planters full of colorful flowers. With plenty of seating among the plant life — everything from chairs to benches to loungers, there’s no shortage of opportunities to take in the view from this great outdoor space.
Plant life and greenery hold a special place across the Lincoln Park neighborhood. It’s everywhere you turn, whether you’ve discovered the Alfred Caldwell Lily Pool for a moment of pure zen, or are strolling through the indoor botanical garden. There’s no shortage of lakefront space here too. This is also where one of the country’s oldest free zoos resides. There’s never a shortage of activities around here.
Source: Rent. / The Van Der Rohe Apartments
Greenery may be at a minimum across the large courtyard at The Van Der Rohe Apartments, but the space is so perfectly laid out, you don’t really need it. Just about every outdoor amenity you could possibly want is right here. From lounge chairs to soak up some sun to grills for cooking to a cabana to keep you protected from the sun, you’re set. Pops of orange and blue draw your eye to the dining tables and compliment the oversized pots holding plants throughout. This is the kind of space where you can easily spend an entire day.
Taking things back into the busy center of Chicago, this North Side community offers up an ideal location, putting you close to shops, beaches and excellent running and walking trails. On-site, you’ll find a resident lounge, 24-hour fitness center and, most importantly, a sundeck.
Source: Rent. / Park Shores
The park-like feel of the courtyard at Park Shores helps you ease out of the hustle of your day, to return home a little less stressed. Large trees loom over the entrance, with ample, green ground cover occupying most of the mulch-filled beds. Some other small plants round out the tranquil space. Combined with the red brick of the buildings, this area gives you soothing, classic vibes, making it easy to feel like you’ve fully stepped away from the urban jungle.
Laid back and full of trendy cafes, bars and jazz lounges, Uptown does an excellent job of providing a varied nightlife for its residents. Considered the city’s entertainment hub, there’s no shortage of options. It’s also where you’ll find Lake Michigan’s Montrose Beach with sand volleyball and swimming when the weather is right.
Grab an apartment with one of the best gardens in Chicago
It’s never a bad thing to live in a city with so many excellent areas to call home, but it does make it hard when you’re trying to find the perfect Chicago apartment. There are so many places to look. What helps, though, is knowing exactly what you want to get out of your next place, including that hot outdoor spot that gives you an excellent reason to stay right at home.
Featured Image Source: Rent. / The Maynard at 4014-22 N Central Park Ave
Enjoy a little nature in The Big Easy without leaving home.
Figuring out where to live in New Orleans can be challenging, especially if you have a long list of wants and needs. After finding places with luxurious amenities like an amazing pool or a great city view though, what else is important to you?
In a temperate city like New Orleans, having solid outdoor space should definitely rank high in the features that make an apartment go from good to great. So, as you start your search, check out the on-property courtyards, gardens and other outdoor spots to see if they stack up.
To get your search off on the right foot, these ten apartments have some of the best courtyards and gardens in New Orleans.
Source: Rent. / The Annex
Perfectly framed by lush greenery, the stone-paved courtyard at The Annex is an ideal place for some peace and quiet. Take a seat on one of the benches and enjoy the tranquil noise of the trickling fountain and bask in the separation this space provides from the bustle of the French Quarter – CBD, the center of all the action in New Orleans.
The French Quarter is the oldest neighborhood in the city and the starting point for all the culture and history that makes New Orleans such a vibrant and unique place to call home. There’s a little bit of everything here from museums to shops to tons of bars and restaurants. You’ll get a full dose of laissez les bon tempes rouler when you live here.
Source: Rent. / Mark Twain I
A nice paved path encircles the central garden space at Mark Twain I. With layers of greenery and grass beyond, you definitely get all the park-like feels when you come here to unwind. Manicured flowers, bushes and trees sit dead center here as the perfect natural focal point.
Surrounded by giant oak trees, you’ll find this beautifully landscaped property right on the banks of the Mississippi River. The park-like atmosphere flows through the entire community, creating a quiet retreat with plenty of amenities. There are three pools and three lighted tennis courts in addition to the ample green space.
Source: Rent. / The Colonial Manor Apartments
A great green space sits in the middle of The Colonial Manor Apartments. Close-cropped grass and nicely shaped bushes make for a great courtyard space to use when it’s time to socialize. The inclusion of a gas grill and a few tables makes it easy to entertain all day long out in this open oasis.
This New Orleans community uses its private courtyard as the centerpiece of the quiet lifestyle and neighborly atmosphere you’ll find living here. It’s an inviting space that may keep you close to home, but once you step away from The Colonial Manor Apartments, you’ll find yourself close to a healthy selection of local businesses, restaurants and shops.
Source: Rent. / Clearwater Creek
Get lost in the Zen Garden at Clearwater Creek. You’ll find all the elements for true relaxation right here. A serene path leads you through the lush landscaping along the water. Here, you’ll find multiple fountains to add a little soothing noise to the calming environment. The winding paths will take you over bridges, past gazebos and beside bubbling creeks.
If you crave suburban living but don’t want to be too far from the heart of New Orleans, living in Elmwood may be the right move for you. This mid-size suburb is about nine miles from NOLA, one of Louisiana’s best college towns, with easy access to Tulane University, Loyola University New Orleans and the downtown area of the city. This gives you the best of both worlds, with a quieter spot when needed without sacrificing your proximity to the party.
Source: Rent. / The Esplanade at City Park
A tropical oasis awaits in the courtyard at The Esplanade at City Park. Leafy greens hang over the entire border of this space making it feel nice and lush. A stately fountain sits in the center as a focal point surrounded by rocks. A bricked pathway leads you to the pool area where you’ll find two cool gazebos and even more soaring palms.
For those who need plenty to do outside, living in Mid-City New Orleans is the right choice. You’re across from historic City Park, which not only supplies the city with ample green space but is also home to the New Orleans Botanical Gardens. On-site sports facilities make it easy to stay active and you can also boat on Big Lake. There’s even an amusement park within City Park as well as the New Orleans Museum of Art.
Source: Rent. / The Arts at West Napoleon
It’s more like a combination garden and courtyard at The Arts at West Napoleon. Along the winding paths, you’ll find tall, elegantly gnarled trees and carefully cropped bushes and plants. Set into curved patches, this greenery creates a soothing and picturesque way to get to and from your front door.
Sitting just outside New Orleans in Metairie, you’ll find this community in Suburban Villas. This peaceful neighborhood is close to plenty of parks, shopping, restaurants and entertainment, but you also have easy access to the heart of New Orleans. Only six miles away, you’re never more than a few minutes from all the action.
Source: Rent. / Baywood Apartment Homes
Grab a seat at a picnic table and enjoy an outdoor meal in the perfect green space at Baywood Apartment Homes. Settle into the park-like atmosphere thanks to the tall, flowering trees set between the tables and the abundance of manicured lawn space. This is just one of the courtyard spaces you’ll find here, each of which has an enchanting vibe thanks to the pristine landscaping.
Set within historic Gretna, this is another NOLA suburb that keeps the action close without having to live smack-dab in the middle of it all. Only about five miles from New Orleans, Gretna sits on the west bank of the Mississippi River and is full of stunning sights and charming character. You can visit the oldest volunteer fire company in the entire country or simply stroll through the downtown district to soak in all there is to see.
Source: Rent. / Oak Creek
Pause at this perfect Zen fountain and pool as you walk through the garden at Oak Creek. Full of soothing spots like this, the space offers a nice mix of smooth rocks, oak trees and other greenery. Meandering through the entire community, you’ll find it’s always easy to take a relaxing stroll without wandering far from home.
Ensuring these meditative vibes extend throughout the community, you’ll find lavish landscaping everywhere you look. As you explore, the winding paths, bridges and flowing fountains all add to the ambiance. There’s also a green park, pool and lighted tennis court to enjoy as well.
Source: Rent. / Chateau Napoleon
A quaint and quiet courtyard awaits you at Chateau Napoleon. This is an ideal space to take a moment no matter what time of day it is. Plenty of grassy spots even make it easy to grab a blanket and set up a picnic. Tall trees sit at either end, with benches and a small fountain in the middle. Additional landscaping gives the space even more natural depth.
Another Metairie community, it’s all about outdoor living here. Shaded breezeways take you to your front door or to all the great amenities you’ll find here. Sun-filled courtyards, like this one, provide soothing spaces to give you ample opportunity to soak up the sun. There are also four pools, a tennis court and raised jogging track for those who like to stay active when enjoying the fresh air.
Source: Rent. / Cedarwood Apartments
For those who want a garden where they can actually plant a little something themselves, the raised beds at Cedarwood Apartments are calling your name. Set into a large green space with benches at either end, these gardening spots are waiting to grow your favorite herbs, veggies or flowers.
Another great Gretna community, Cedarwood Apartments prides itself on its peaceful and tranquil vibes. With plenty of open spaces and meticulous landscaping, spending time outside is easy. There are even multiple courtyards in addition to two pools, a picnic area and lighted tennis courts.
Find a great apartment garden in New Orleans
Living in New Orleans provides you with a rich and vibrant life experience you won’t find anywhere else. It truly is its own unique community. But when you’re done going out, seeing the sights and enjoying the people, you need the perfect place to call home.
Finding an apartment that checks all the boxes is essential. As you find listings with great pools, fitness centers and more, remember, this city is known for its natural beauty. You deserve a place that really shines in its outdoor space. Happy hunting.
Featured Image Source: Rent. / The Esplanade at City Park
FOX Business’ Lauren Simonetti and Stuart Varney break down the high stakes related to the debt ceiling.
If the U.S. defaults on its debt, it could have potentially disastrous consequences for the already fragile U.S. housing market.
That’s according to a recent analysis from Zillow, which projected that home-buying costs could surge by a stunning 22% if Congress fails to raise the debt limit by June 1. On top of that, the 30-year mortgage rate would likely skyrocket above 8%, the highest since the early 2000s, according to the report, authored by Zillow senior economist Jeff Tucker.
Zillow laid out a bleak scenario for the housing market in the case of a first-ever debt default: Tucker projected 23% fewer sales of existing homes to a seasonally adjusted annualized rate of 3.3 million in September. And by the end of 2024, home values would be down about 5%.
WHAT IS THE DEBT CEILING, AND WHAT DOES IT MEAN FOR YOU?
Houses in the Harris Ranch community of Boise, Idaho, on July 1, 2022. (Jeremy Erickson/Bloomberg via / Getty Images)
“Much uncertainty surrounds these estimates, but there’s little doubt that a default would be a major negative shock to housing market activity,” Tucker wrote in the report titled “A debt ceiling default would send the US housing market back into a deep freeze.”
The clock is running out for lawmakers to lift the debt limit: Treasury Secretary Janet Yellen reiterated a warning on Monday that it is “highly likely” the country will run out of cash to pay its debts in early June, potentially as soon as June 1.
“We have already seen Treasury’s borrowing costs increase substantially for securities maturing in early June,” Yellen warned in a letter to congressional leaders. “If Congress fails to increase the debt limit, it would cause severe hardship to American families, harm our global leadership position, and raise questions about our ability to defend our national security interests.”
The Zillow analysis comes amid a prolonged standoff over the debt limit. House Republicans passed a bill that raises the debt limit by $1.5 trillion, extending the current ceiling through March 2024, but coupled it with various spending cuts. President Biden and his fellow Democrats, who control the Senate, prefer a “clean” debt ceiling bill without spending cuts.
People walk outside the U.S. Capitol building in Washington, June 9, 2022. (AP Photo/Patrick Semansky, File / AP Newsroom)
The White House is now hosting near-daily talks with Republicans as Washington races to strike a budget agreement before the pivotal June deadline. House Speaker Kevin McCarthy, R-Calif., struck a more optimistic tone on Monday after the latest round of talks with the president, indicating that negotiators have narrowed their focus to a smaller group of key issues in order to strike a compromise.
“We’re getting closer. Don’t give up on us,” McCarthy told reporters on Monday, adding a “circle” of issues is becoming “smaller, smaller, smaller.”
Biden likewise called the meeting “productive,” and signaled that talks would continue in coming days.
“We reiterated once again that default is off the table and the only way to move forward is in good faith toward a bipartisan agreement,” the president said in a statement
A view of houses in a neighborhood in Los Angeles on July 5, 2022. (Frederic J. Brown/AFP via Getty Images / Getty Images)
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If the U.S. failed to raise or suspend the debt limit, it would eventually have to temporarily default on some of its obligations, which could have serious negative economic implications. Interest rates would likely spike, and demand for Treasurys would drop; even the threat of default can cause borrowing costs to increase, according to the Committee for a Responsible Federal Budget.
While the U.S. has never defaulted on its debt before, it came close in 2011, when House Republicans refused to pass a debt-ceiling increase, prompting rating agency Standard and Poor’s to downgrade the U.S. debt rating one notch.
Philadelphia is perhaps most known for its historic sites, like the Liberty Bell and Independence Hall. It certainly played a role in the birth of our nation, but it has much more to offer as a travel destination. There’s amazing museums, street art, markets, and more to enjoy, plus incredible food, including those Philly cheesesteaks.
If you’re planning on spending time there, whether a weekend or a week, you’ll want to time it right and do some smart planning to make sure you get the most for your money. Here, you’ll learn about some of the fun things to do when visiting Philadelphia, plus ways to have a memorable trip.
Best Times to Go to Philadelphia
The best time to go to Philadelphia is in the spring, from around March to May. The average temperatures during this time are in the 50s to low 70s. The weather is warm without being too hot, and it’s not too crowded with tourists.
Early fall can also be a nice time to visit before it gets too cold, with average temperatures in the same range.
You might also considering visiting when some of the city’s biggest events are happening:
• The Philadelphia Flower Show in March
• The Kensington Derby and Arts Festival in May
• The Odunde Festival in June, the largest African-American street festival in the nation
• The Philly Bike Ride in October.
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Bad Times to Go to Philadelphia
Winter is the least busy time to go to Philadelphia since it can get very cold and snowy.
However, because of this, hotel prices may be lower, so it may be enticing if you’re looking for how to save money on hotels in Philadelphia.
Summer travel is also a less desirable time to go to Philadelphia because of the crowds and hot weather, which can be in the 80s and humid. But if you don’t mind the warm temperatures, you’ll find plenty of tourists soaking up this historic city.
Average Cost of a Philadelphia Vacation
Philadelphia can be pretty affordable for a city destination. It’s possible to visit Philadelphia at nearly any budget. If you want a central location, Center City is a popular place to stay, with hotel prices around $500 to $600 a night during a weekend in May. If you’re looking for a more affordable place to stay, check out hotels near Fairmount Park, which can run between $300 to $400 for the same weekend.
What about a longer trip? In terms of total costs, not including getting to and from Philadelphia, expect to pay $1,319 for one person for one week, and $2,638 for a couple. If you’re budgeting for a trip and ready to start saving, you should think about where to keep travel funds. A high yield savings account can be a good choice as it keeps your money secure and earns interest; online banks often offer the best rates.
You may want to avoid “book now pay later” travel options if possible, and instead try to save money ahead of time so that you don’t pay extra in interest.
If you’re thinking about booking a trip to Philadelphia but are worried that you may have unforeseen circumstances and have to cancel your trip, you can look into travel insurance. If you pay for your trip with certain credit cards, they may provide travel insurance for certain situations. You should understand how credit card travel insurance works when deciding whether to purchase private travel insurance or use your credit card protections.
10 Fun Must-Dos in Philadelphia
There’s a lot to do in this large, historic city. This list of the top 10 must-dos in Philadelphia includes top-rated attractions and ideas from travelers who’ve been there and done that. You’ll find free activities as well as things that are pricier and that you might want to charge and earn credit card rewards.
Depending where you’re staying, you may be able to visit Philadelphia without renting a car. The city is very walkable, and there are buses, trains and above-ground trolleys in some parts of the city. The city also has an inexpensive shuttle service that stops at historic and cultural destinations around Center City, called the Philly PHLASH.
Now, here’s the list of the top 10 fun things to do while visiting Philadelphia.
1. Check out the Liberty Bell
Although the Liberty Bell doesn’t ring, it’s one of the most famous bells and is an iconic symbol of freedom. Its chime summoned people to hear the first reading of the Declaration of Independence in July of 1776. The Liberty Bell Center is free to visit year-round and does not require tickets. It’s located in front of Independence Hall, the next item on this list.
2. Immerse Yourself in History at Independence Hall
The Founding Fathers signed the Declaration of Independence inside of Independence Hall in 1776. The framework for The U.S. Constitution was created there as well, and it’s now a UNESCO World Heritage Site.
To visit this important site in the founding of our nation, you can tour Independence Hall daily from 9 am to 5 pm. Guided tours are available year-round for a $1 ticket. Also, be sure to arrive 30 minutes before your scheduled tour time to go through security screening. phlvisitorcenter.com/IndependenceHall
3. Chow Down on a Cheesesteak
A trip to Philadelphia is not complete without a delicious, classic Philly cheesesteak, which is said to have originated in the 1930s. What is it exactly? Chopped meat, onion, and cheese sandwich on an Italian roll. Two of the most popular places to get a Philly cheesesteak include Geno’s Steaks and Pat’s King of Steaks. They are both located at the intersection of South 9th Street and Passyunk Avenue in Philadelphia, in South Philadelphia. A cheesesteak will cost you $12 to $15. genosteaks.com/menu/ and patskingofsteaks.com/
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4. Wander Through Philadelphia’s Magic Gardens
One of the best things to do in Philadelphia is to take in the Magic Gardens, a unique indoor and outdoor art installation by local Philly artist Isaiah Zagar. The Magic Gardens contain multiple, brightly colored tiled passages over and underground. The installation includes such surprising, creatively repurposed materials like bottles, ceramic shards, cement and even bicycle spokes.
Philadelphia’s Magic Gardens is located on South Street in Philadelphia. The attraction is open year-round between 11 am and 6 pm, but is closed on Tuesdays. Tickets cost between $8 and $15. phillymagicgardens.org/
5. Run up the ‘Rocky’ Steps
If you pass the front of the Philadelphia Museum of Art, you may see people racing up the stairs and jumping around with their arms up. That’s because the first of the popular boxing films featured the character of Rocky Balboa, played by Sylvester Stalone, running up the steps to a soaring soundtrack. A statue commemorating Rocky is located at the bottom of the stairs.
The movie is almost 50 years old, but still has a dedicated following. This is a fun stop for film buffs, and read on to learn why you’ll want to go inside after you climb those steps.
6. Explore the Philadelphia Museum of Art
The Philadelphia Museum of Art includes more than 240,000 works spanning 2,000 years. It includes many famous works from the Renaissance, and an array of Impressionist and Post-Impressionist canvases. You’ll see masterpieces by such famed artists as van Gogh, Toulouse-Lautrec, and Klee. Whether your taste in art runs Medieval or modern, you’ll find something to admire.
The museum is open Thursdays to Mondays, and closed on Christmas, Thanksgiving, and July 4. Hours vary by date, but it’s generally open between 10 am and 5 pm. Tickets cost $25. There’s also a Pay What You Wish day on the first Sunday of every month and every Friday night after 5 pm. philamuseum.org/
7. Visit the Barnes Foundation
If you want to see even more art, the Barnes Foundation is another top thing to do in Philadelphia. Although less well-known than the Philadelphia Museum of Art, the Barnes Foundation includes a large collection of French impressionist and Post-impressionist paintings. The Barnes Foundation has an impressive 181 Renoirs, which is more than any other collection. It also includes 69 Cezannes, as well as African art.
The Barnes Foundation is located in the Franklintown neighborhood. Is open Thursday through Monday, from 11 am to 5 pm. Admission ranges from $5 to $25 depending on your age. barnesfoundation.org/
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8. Tour Reading Terminal Market
Reading Terminal Market is 130 years old and located below a former railroad terminal in Center City, Philadelphia. There are many vendors selling flowers, Amish baked goods, spices, Spanish olives, hoagies, books, crafts, and more. Reading Terminal Market is free to enter, and is open daily from 8 am to 6 pm. readingterminalmarket.org/
9. Snap Selfies at the Love Sculpture
Philadelphia is known as the City of Brotherly and Sisterly Love. And the colorful steel LOVE Statue by artist Robert Indiana certainly says it. You’ll find this Pop Art favorite at John F. Kennedy Plaza, with the four letters of the word “love,” stacked up; it’s a popular place to take photos.
There are actually multiple LOVE statues in the city. There’s also another LOVE statue on the University of Pennsylvania campus and an AMOR statue at Sister Cities Park, a few blocks from Kennedy Plaza. The statues are all free to visit.
10. View the Delaware River Waterfront
The Delaware River separates Pennsylvania from New Jersey, and the waterfront area can be a fun thing to do in Philadelphia. It includes multiple attractions and parks, like Cherry Street Pier, Race Street Pier, Blue Cross RiverRink, and Spruce Street Harbor Park. The waterfront has great views of the Benjamin Franklin Bridge, which connects Philadelphia and New Jersey. If you’re traveling with pets, the Delaware River waterfront can be a perfect place to take a stroll with your dog while you’re visiting Philadelphia.
The Takeaway
Philadelphia is a unique destination that brings history to life, but also has an array of art and other attractions to take in. Plus, there’s great food to sample in this city. A trip to Philadelphia can be both fun and educational, as well as affordable, provided you know a few smart hacks.
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FAQ
What are things to do in Philadelphia for free?
There are many things to do in Philadelphia for free, like visiting sites including the LOVE sculpture, the Rocky steps, or the Liberty Bell. Free activities are one way to hack how families afford to travel.
What is Philadelphia most popular for?
Philadelphia is probably most famous for historic sites like the Liberty Bell and Independence Hall. However, other popular and well-known attractions include Love Park, the Philadelphia Museum of Art, Reading Terminal Market and the Rocky Steps.
How can I spend a day in Philadelphia?
Philadelphia’s Historic District has several attractions within walking distance of each other and would be a good way to spend a day in Philadelphia. The Liberty Bell, Independence Hall, Elfreth’s Alley, and Franklin Square are all located in Philadelphia’s Historic District. Or you might visit some art attractions for a day, such as the Philadelphia Museum of Art, the Barnes Foundation, and Philadelphia’s Magic Gardens.
Photo credit: iStock/Ultima_Gaina
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Renderings of a proposed 50-story skyscraper on a one-acre lot in this San Francisco neighborhood would stick out like the giraffes do at the zoo across the street.
The skyscraper at 2700 Sloat Blvd. would not only overlook the San Francisco Zoo, but it would become the tallest building in the Outer Sunset neighborhood and change its makeup. The project by CH Planning plans to bring 712 apartment units to the city’s west side, but the renderings released last week show that the building would tower over an area made up of mostly two- and three-story homes.
Out of the 712 units, 115 of them would be affordable, according to the latest application submitted by CH Planning to the San Francisco Planning Department on April 11. The problem is that the neighborhood is not zoned for a 500-foot building, according to city officials.
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The developer said it wants to utilize California’s density bonus law, which gives developers more favorable development requirements in exchange for building more affordable housing units. Previous versions of the project included an eight-story building with 213 units, followed by a 12-story building with 400 units, according to documents submitted to the city’s Planning Department over the last several years.
A 50-story skyscraper would essentially quintuple the current property’s height limit, said Daniel Sider, chief of staff for the Planning Department.
“It simply defies logic that a building in a 100-foot height district seeking a 50% bonus could somehow rise to 560 feet,” Sider said in a statement. “While we agree that this site is ripe for housing and we hope to work with the developer to achieve that, there is no provision in state or local law to permit the downtown-style building that’s been proposed.”
CH Planning did not respond to requests for comment.
In March, CH Planning founder Raelynn Hickey told the San Francisco Business Times that the project would include 646 units and be a mixed-use tower with ground-floor retail and restaurant space. Based on the latest application, 69 units have been added, with total construction costing $134 million and taking roughly 20 months to build.
The project has seen pushback from at least one group, Save Our Neighborhoods San Francisco, which balked at the previous proposed rendering and took up a petition to try and stop it. The group says it has collected nearly 1,900 signatures to ask the city to shut down the project.
The current iteration of the project probably will not get off the ground based on the Planning Department’s response to the proposal.
“The proposed project is flat out inconsistent with local zoning rules and state density bonus laws,” Rich Hillis, San Francisco’s planning director, said in a statement. “It sets back our efforts to appropriately add housing on the City’s west side and meet our Housing Element targets. Frankly, it’s a distraction.”
But there is mounting pressure for the city to start building new housing. Under the new Housing for All program, San Francisco aims to build 82,000 new homes by 2031 by expanding housing choices, which includes zoning laws accommodating for more units on the city’s west side, like the Outer Sunset neighborhood.
A garden center and parking lot currently occupies the one-acre lot at 2700 Sloat Blvd.
Make sure you’re getting the best outdoor space in your next Minneapolis apartment.
Hunting for an apartment in Minneapolis should be fun and not stressful. The first step is to narrow down where you want to live, and maybe seek out a few nearby hidden gems. Next, you need to decide what matters to you in an apartment. Do you want one of those stellar Minneapolis views? Do you need a place that’s pet-friendly?
As you create your list of ‘must haves’ for your next Minneapolis apartment, don’t discount the need for a solid outdoor space. Whether it’s a garden, courtyard or something else, it’s always a bonus to have a place to hang outdoors without leaving home. To help narrow down your options, check out these hot spots with some of the best courtyards and gardens in the city.
Source: Rent. / Dock Street Flats
Chic and ideal for a gathering of any size, the courtyard at Dock Street Flats prioritizes comfortable seating. Pods of couches fill every open space, with a see-through fireplace front and center tying everything together.
Staying focused on the outdoors, this Warehouse District community also provides residents with a community garden for those with a green thumb. Heading out, this neighborhood offers a blend of downtown energy and sophisticated style, giving you plenty of options when it comes to restaurants, cocktail bars, boutique shops and more.
Source: Rent. / Ironclad Residential
Labeled the Great Lawn, this little bit of courtyard at Ironclad Residential is an ideal outdoor gaming spot. There’s a separate, open patch of green that’s perfect for frisbee, as well as this reserved spot already set up for cornhole. Shaded seating off to the side provides a cooler area when it’s time to take a break from the sun.
This Downtown East community is only steps away from so much. Thankfully, it’s a highly walkable neighborhood too, making it easy to get to US Bank Stadium for a concert or a football game, Guthrie Theater for a show or Mill City for shopping and dining. You’re also near the 7.5-acre Gold Medal Park with its stunning views of the Mississippi River and the historic Stone Arch Bridge.
Source: Rent. / Lowa46
While it’s not exactly on the ground floor of Lowa46, this courtyard-like space has quite the amenity package. The swatch of green is just the right length for a bocce game, while the stone-covered spaces include seating areas, an awesome fire pit and a massive outdoor dining table beside the gas grills. You’re also only steps away from the community hot tub.
For true outdoor enthusiasts, Nokomis is the neighborhood for you. Living here puts you beside the city’s best trails, lakes and riverside parks. You can bike along the Greenway, check out Lake Nokomis and Minnehaha Falls or head to the Mississippi River for a scenic walk.
Source: Rent. / New Boston Square Apartments
Multiple courtyards occupy the open space at New Boston Square Apartments. At the front of the building, you’ll find a nice open space with large, healthy trees and thoughtfully designed plant beds. To the back, the railed-off courtyard space is full of grills, red umbrella-topped tables and even a few loungers. Mature trees also help fill in this space as well.
Situated in Minneapolis’ arts district, this Windom Park community provides easy access to downtown without skimping on the local amenities. You’re surrounded by fabulous shopping, excellent restaurants and even a great public library. Windom Park, the neighborhood’s namesake, is also a great place for football, tennis and even ice skating and hockey.
Source: Rent. / Tralee Terrace
The possibilities are endless when you have this much green space to work with. This park-like area at Tralee Terrace is perfect for a peaceful walk, a picnic or even a few outdoor games. Limited patches of bushes and trees mean more lawn to use and more nature to enjoy.
Beyond this fantastic open space, Tralee Terrace also has a large playground, with a jungle gym and swings for the kids to enjoy, as well as an outdoor basketball court. There’s something for everyone to entice them to stay outside and have a little fun, whether relaxing or getting a little exercise.
Source: Rent. / Calhoun Beach Club
The cool courtyard at Calhoun Beach Club does more than deliver a superior outdoor space, it also has killer views. The space seems to run right into Lake Bee Maka Ska. Beautiful landscaped trees and grass along with funky patterns in the stonework give this area a modern touch and exude a super relaxing vibe.
Having a beach across the street from your apartment is quite a luxury, but that’s what you get in the Cedar Isles-Dean community. You can swim, boat or simply enjoy laying out in the sand just steps from your own front door. With several lakes and parks within the area, there’s no shortage of spots for scenic strolls or outdoor recreation.
Source: Rent. / Somerset Oaks
When an apartment community truly feels like a neighborhood, you’re doing something right. At Somerset Oaks, this happy vibe comes out thanks to the expansive lawn that separates buildings. It’s like having a front and back yard all in one, masquerading as a courtyard. A wide stretch of green grass that’s perfectly manicured is offset by a few stately trees and oversized bushes. It’s the perfect pop of nature.
About seven miles from downtown Minneapolis, you’ll find Saint Louis Park. This chill and outdoorsy suburb features a 160-acre Nature Center and over 80 parks for hiking, picnicking and more. You’ll find Somerset Oaks closest in the Oak Hill neighborhood where the park is full of paved trails, open fields, a splash pad and more.
Source: Rent. / Oaks Station Place Apartments
For a sweet gathering spot, you need to check out the courtyard at Oaks Station Place Apartments. Abutting a massive green space, with manicured trees and nicely grouped flowers and bushes, this bricked area offers ideal seating for everyone. You can relax on the lounge chairs, gather on the couches or use the grill to cook a meal you can enjoy at any of the tables.
Another Nokomis community with great promise, the outdoor space here also accommodates those with an active lifestyle. There’s a bike trail and jogging trail on the property. Should you need to head into the city proper, living here puts you right on a bus line, with the train station within a mile. This can help ease the commute since you won’t have to drive all the time.
Source: Rent. / Eitel Apartments
A complete urban feel flows throughout the courtyard at Eitel Apartments. Landscaping is minimal and mostly done in raised planters that hold a variety of small trees and bushes. Limited grass reminds you you’re living in the urban jungle. A nice, large pergola sits roughly in the center, offering a shaded space for hanging out.
Located in Loring Park, this is a neighborhood that takes its green space seriously. You get an expansive area with a lake and walking and cycling paths to keep you busy in the fresh air. There’s also a vibrant art scene here, with plenty of recreational activities and delicious restaurants.
Source: Rent. / Park Glen
There are plenty of well-maintained, garden-like spots all over Park Glen. You’ll find flowering trees and plenty of leafy greens surrounding the fire pit, but the real on-site garden sits just beside the pool. Within this serene garden, you’ll find wide stone walkways that take you around two little pools, large river rocks and beautifully shaped bushes. It’s a little zen and a little local beauty all rolled into one.
Another Saint Louis Park community, you’ll find Park Glen in the Wolfe Park neighborhood. Centered around another great local park, here, there are not only walking trails and a fishing pond but plenty of athletic facilities. There’s space to play basketball, pickleball and sand volleyball. There’s also a playground, picnic shelters and a rentable event space.
Get an apartment with one of the best gardens in Minneapolis
It’s easy to see why Minneapolis is so popular for renters. There are so many cool places to live and there is so much to do indoors and outside.
As you begin to narrow down your list of favorites though, don’t forget to take into account that outdoor space. You’ll definitely want to look at places with solid courtyards and gardens in Minneapolis to take full advantage of what the city does best.