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8 Best Free Business Checking Accounts of 2021
How to to Start Reselling Shoes and Make Some Serious Money
Looking for ways to make money remotely? How about a socially-distant side hustle that could turn into a full-time business? You might want to consider reselling sneakers. Not used sneakers from the dark reaches of your closet but new or gently used shoes that you buy for a bargain and then sell for more using [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
How Much Auto Insurance Should You Buy?
How much car insurance should I buy? It’s a question on the lips of countless drivers, especially those climbing behind the wheel for the first time. It’s a tricky question, as there are many elements to consider, from state minimum requirements to whether or not you need those optional extras and, if so, how far […]
How Much Auto Insurance Should You Buy? is a post from Pocket Your Dollars.
10 Things to Know About Living in Washington D.C.
Yes, the traffic is bad but it’s our nation’s capital after all.
The post 10 Things to Know About Living in Washington D.C. appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
After the Wedding: Joining Accounts & More
Hey everyone, thank you or your well wishes and sweet notes. Iâm married! But guess what? Once youâre married and starting your happily ever after, you must still discuss finances. Now our conversations are changing. Initially, it was about budgeting…
Full Story
The post After the Wedding: Joining Accounts & More appeared first on MintLife Blog.
How New Discover it Card Customers Can Supercharge Their Cash Back This Quarter
[Disclosure: Cards from our partners are reviewed below.] If you have the Discover it Balance Transfer in your wallet, you already know you can earn great cash back rates with a rotating carousel of merchants all year round. But this quarter, Discover is offering new cardholders the opportunity to close out the year with a… Read More
The post How New Discover it Card Customers Can Supercharge Their Cash Back This Quarter appeared first on Credit.com.
A Credit Card You Can Use To Help Others, And Get A Good Rate Too!
A couple of weeks back we had a post on this blog talking about micro-lending. The post talked about how micro-loans through companies like Kiva or Grameen Bank, can help people in developing countries to get on their feet, get their business up and running, and how it can be much more effective than just giving […]
The post A Credit Card You Can Use To Help Others, And Get A Good Rate Too! appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Creating a Just Workplace with Author Kim Scott
We all want to work in environments that feel safe, inclusive, and accessible to everyone. But when something infringes on that sense of safety, we don’t always have the language or the tools to tackle it.
Kim Scott, author of the New York Times bestseller Radical Candor is striving to change that. In her new book JUST WORK: Get Sh*t Done, Fast & Fair, Kim offers a simple framework for recognizing and responding to bias, prejudice, and bullying. Her practical suggestions give us something we can put into practice today to start clearing away the inefficiency of inequity so we can just work.
Kim joined me for a chat that was vulnerable and funny and full of wisdom coming from her eight-year-old daughter. Listen to the full conversation on Apple, Spotify, or your favorite podcast platform, or just click the audio player above.
The difference between bias, prejudice, and bullying in the workplace
What's the difference between bias, prejudice, and bullying? Simply put, Kim says: "Bias is not meaning it, prejudice is meaning it, and bullying is being mean.”
- Bias reflects an unconscious belief system that may impact how we engage with others.
- Prejudice is conscious—when we knowingly believe something to be true about someone due to a fundamental attribute (gender, race, sexuality, etc.)
- Bullying is bad behavior meant to intimidate, belittle, or otherwise hurt another.
“The real benefit of beginning to distinguish between these three things is that the response to them needs to be very different,” Kim says.
How to respond to workplace injustice that happens to you
So what’s the key, then, to addressing each of these in the workplace?
BIAS
“If it’s unconscious bias,” Kim says, “I find it's best to respond with an ‘I statement…’ [which] invites the person to understand things from your perspective."
I don't think you mean that the way it sounded.
PREJUDICE
“When you’re dealing with someone’s prejudice," she continues, “you need an ‘it statement.’ People can believe whatever they want, but they can not do or say whatever they want. An ‘it statement’ can appeal to the law… to a code of conduct… or to an HR policy."
It's a violation of our HR policy to _____.
BULLYING
“With bullying, you want to respond with a ‘you statement’ that pushes the person away from you."
You can’t talk to me like that.
Kim confessed that her perspective on how to confront bullying was shaped by her third-grade daughter who was being bullied at school.
When Kim's daughter approached her about the bullying, Kim initially suggested she use an “I statement,” telling the bully how his behavior made her feel. But her daughter wisely pointed out that making her feel bad was the bully's goal! "He’s making me sad!" she said. "Telling him how I feel would be like giving him a cookie and telling him he’s won.”
How to be an upstander when workplace injustice happens to others
Whether it’s bias, prejudice, or bullying that’s reared its ugly head, the key to combatting it is to be an upstander.
A bystander observes, but an upstander stands up and intervenes.
What's an upstander? It's the opposite of a bystander. A bystander observes, but an upstander stands up and intervenes.
Being an upstander does come with risk. Kim shared the caveat that it's important not to think of yourself as “somebody [who] charges in and [wants to] play the role of Knight in Shining Armor. When I say 'upstander,' I mean standing up to the injustice, not asserting yourself as the stronger person than the [one] who’s [being] harmed.”
Kim pointed out that, in addition to standing up, offering support to the affected person is equally important. After witnessing an injustice, consider approaching the affected person to validate their experience and offer some kindness in return: "Gosh, I noticed this. Are you OK?"
"It's almost like gaslighting when something obviously bad happens and nobody comes up to you," Kim explained. "So your role as an upstander, even if you just approach the person who was harmed and talk to them later, is really important."
How should leaders address bias?
Kim recommends creating bias interrupters: "…a shared vocabulary on the team that everyone will use to flag bias when they observe it in a meeting." Words matter, she said, but she can't tell leaders what words to use with their own teams. "You're going to have to choose the words that work for you."
One team she referenced literally flags bias during meetings by throwing purple flags. Another used a simple, straightforward phrase: "Bias alert!"
When a bias is flagged, team members have two ways to respond:
- "You're right. I'm sorry. Thanks for pointing that out."
- "I don't quite get it. Can we talk after the meeting?"
Have a listen to the entire interview to hear more incredible insights from Kim. You can also pick up JUST WORK from your favorite bookseller or on Amazon.
Fannie Economist: Rising Mortgage Rates Should Slow Purchases, Not Lower Prices
A new commentary written by Fannie Maeâs Vice President of Applied Economic and Housing Research, Mark Palim, aims to put fears of rising rates to bed. In the analysis posted on Fannieâs website, Palim notes that the recent increase in mortgage rates shouldnât derail the nascent, yet rather fragile housing recovery. But surely one would [&hellip
The post Fannie Economist: Rising Mortgage Rates Should Slow Purchases, Not Lower Prices first appeared on The Truth About Mortgage.