Personal Loans
How minimum monthly credit card payments affect your credit
Learn how your minimum credit amount is calculated, how paying just the minimum payment on your credit card impacts your credit and more.
What Are Altcoins? Guide to Bitcoin Alternatives
There are many alternative investments available for people who hope to grow their moneyâfrom age-old collectibles like baseball cards, to new and somewhat confusing assets, like NFTs. Another alternative investment is cryptocurrencyâand within that category falls another âaltâ: alt coins, better known as altcoins. Altcoins are crypto coins that are an alternative to Bitcoin, the […]
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How Bankruptcy Works & When it’s a Good Idea
Bankruptcy offers a way out of debt by either eliminating it or repaying part of it. The decision on whether or not to file for bankruptcy is however not an easy one. You may end up losing most of your assets or none at all. At the same time some debts are not covered by […]
The post How Bankruptcy Works & When it’s a Good Idea appeared first on Credit Absolute.
A Brief History of Cryptography
Who doesnât love a good secret code? Cryptography is the science of secret codesâof creating a language or code that canât be cracked unless one knows exactly how to decode it. Today, cryptography is used for everything from internet cybersecurity to blockchain technology and cryptocurrency investing. It has evolved and advanced over time along with […]
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4 Credit Cards That Can Help You Save for a Car
[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] The more you save up for a down payment on your next car, the better off youâll be financially when you… Read More
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What We Like About The Snowball Method of Paying Down Debt
If the goal is debt reduction, paying off debts in order of the smallest amount due to the largest amount dueâgaining momentum as each balance is paid offâcan make sense for some people. Once the smallest debt is paid in full, apply the amount that was being paid on that to the next largest debt, […]
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The First Thing to Do Before Buying a Car
A year and a half ago, I bought my first brand-new car. Until then, I’d always bought used. But thanks to the recession, people were holding on to their cars longer and prices for used cars in good shape with low mileage had risen. As a result, buying new made more sense. While I find… Read More
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Save Money and Time With a Loan From LendingClub
LendingClub has simplified the process of taking out a personal loan. Rates start at 8.05% and you can see the money in just a few days.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
How to Build Credit Over Time
Making every payment on time is the ideal way to build credit successfully. The basic strategy for good credit is actually quite straightforward and intuitive: Be the kind of borrower you would want to lend to. Be the kind of borrower you would want to lend to. Acquiring Credit Turning to a spouse or parent […]
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