One of the many decisions consumers must make when buying a car is whether to get a new vehicle or a used one. Even though a used car is generally cheaper than a new one, it makes the car-buying process much more complicated, especially if you need to finance it. Some people argue that taking… Read More
The post Should I Get a Loan for a Used Car? appeared first on Credit.com.
Credit unions operate a lot like banks. They provide a range of financial services (credit cards, debit cards, loans) and they charge interest rates, demand repayments, and report to credit bureaus. However, there is one key difference: They are not-for-profit companies, which means all the money they generate goes back into the union and benefits […]
Credit Union Debt: Consolidation and Transfers for Less is a post from Pocket Your Dollars.
Peer-to-peer lenders are exploding on the scene, typically making unsecured personal loans to tens of thousands of borrowers for just about any purpose, and under terms that are often more favorable than what you can get through a bank, credit union, or other traditional loan source. P2P platforms are also branching out into very specific […]
The post Peer to Peer Loans for People with Bad Credit appeared first on Good Financial Cents®.
More than ever before, people are leasing their vehicles. Yet 75% of Americans believe that buying a vehicle is smarter than leasing one. Why? Karl Brauer, senior analyst, Kelley Blue Bookâs KBB.com, summed it up: âBuying a car allows the owner to build equity in a vehicle and recoup some percentage of it when itâs time… Read More
The post 7 Reasons Buying a Car May Be Smarter Than Leasing appeared first on Credit.com.
Securing a personal loan can be a bit difficult. Many people find the process scary, and they don’t know where to begin. But I can help you navigate the process and offer a few ways on how to get the money you need.
The post How to Get a Personal Loan Approved appeared first on Good Financial Cents®.
If you have a low credit score or no credit history, it can be difficult to be approved for a loan or a mortgage. But there are several options for building credit and improving your credit score. Credit builder loans,…
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The post What is a Credit Builder Loan and Should You Get One? appeared first on MintLife Blog.
âGood debtâ seems like a bit of a misnomer. After all, debt is debt; it can destroy your credit score, reduce your chances of getting a house or a car and generally make life very difficult for you. But it does exist. Think of it this way: A loan of $500 is always going to […]
Good Debt vs Bad Debt: Whatâs the Difference? is a post from Pocket Your Dollars.
SoFi â short for Social Finance, Inc. â started out doing refinances for student loan debts, but have expanded into mortgages and personal loans. And beyond lending, they now offer wealth management and life insurance. Based in Healdsburg, California, and founded in 2011, SoFi has funded more than $25 billion in loans to over 425,000 […]
The post SoFi Review appeared first on Good Financial Cents®.
Q. I need a car loan, and Iâm thinking of using my home equity instead of taking a loan with the dealer. How can I decide which is a better deal? A. There are pros and cons to every borrowing situation â including the strategy of using the equity in your home to buy a… Read More
The post Should I Use My House to Finance a New Car? appeared first on Credit.com.