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There’s a certain level of luxury that most of us can hardly fathom.

And I’m not talking about ultra-luxurious 10-bedroom mansions, hobnobbing with some of the world’s biggest celebrities, or million-dollar private yachts, but rather the combination of the three.

A Jupiter, Florida property combines all of these elements — a killer waterfront location (with golf legend Tiger Woods living across the waterway), a newly renovated 9-bedroom house with all the bells and whistles, and a yacht dock — promising a lifestyle that’s more glamorous than that of a Real Housewife.

Photo credit: Pelican Pix courtesy of Waterfront Properties

The price tag that lifestyle comes with?

$15,400,000 — at least that’s how much a buyer just paid to take the Jupiter house off the market. Rob Thomson, Managing Partner of Waterfront Properties helped seal the deal.

The house’s ties to Tiger Woods go deeper than the proximity to the iconic golfer’s property.

The $15.4 million waterfront estate was formerly owned by PGA star Jesper Parnevik and is the place where, according to our sources, Tiger’s ex-wife Elin Nordegren, lived (in the guest house, as a nanny) before Jesper introduced Elin to Tiger.

Photo credit: Pelican Pix courtesy of Waterfront Properties

The perfect blend of luxury and privacy, the house was originally built in 2002 but recently underwent an extensive two-year renovation that perfected its interiors.

With plenty of room to accommodate a large family and guests, the Jupiter, FL house offers over 15,000 square feet of interior space, and has 9 bedrooms — 5 in the main house and an additional 4 in the guest house, which has its own private courtyard entrance.

The home is the perfect blend of luxury and privacy, and even has a 5th floor observation deck with views of the Atlantic Ocean.

Related: This is the Florida house Dan Bilzerian grew up in

Boasting sleek and clean lines, wood floors, and floor-to-ceiling picture glass windows with unobstructed Intracoastal views, the $15.4 million estate has a fully equipped kitchen with a pizza oven, custom cabinets, and countertops, tons of natural light, and extra generous water views.

Photo credit: Pelican Pix courtesy of Waterfront Properties
Photo credit: Pelican Pix courtesy of Waterfront Properties
Photo credit: Pelican Pix courtesy of Waterfront Properties

The lavish owner’s retreat (which is basically a fancy way to call a primary bedroom when it comes with extra rooms and amenities) includes a stylish sitting room, TV lounge, custom closet, office, luxurious bath with dual sinks, and much more. It also overlooks the length of the intracoastal and Atlantic Ocean through floor-to-ceiling windows.

But the biggest draw is the property’s perfectly appointed entertainment level.

Featuring upscale amenities like a Trackman Golf Simulator, movie theater, exercise room with sauna and massage areas, full wet bar, and more, the entertainment level is a perfect cure for boredom, and it even has a fully equipped summer kitchen right outside its sliding doors.

Photo credit: Pelican Pix courtesy of Waterfront Properties

The Jupiter, Florida house doesn’t disappoint when it comes to outdoor amenities either.

Outside, we find a private pool, spa, synthetic turf putting green, summer kitchen, and private beach, all benefitting from wide water views of the Intracoastal.

There’s even dockage for a large yacht plus a lift for other watercraft.

Photo credit: Pelican Pix courtesy of Waterfront Properties
Photo credit: Pelican Pix courtesy of Waterfront Properties
Photo credit: Pelican Pix courtesy of Waterfront Properties

More stories

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Home of the Week: This $10.4M estate set in a South Florida celebrity enclave is pure house goals

MLB All-Star Mark Melancon relists $11M waterfront home in Florida

Source: fancypantshomes.com

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Oklahoma is more than OK in these reasonably priced metros.

Oklahoma is a lot of things, and not a lot of things. It’s in the South, but not genteelly Southern. It sits across the Red River from Texas, but most certainly not Texas. And it’s at the bottom end of the Great Plains but doesn’t have flowing fields of wheat and corn.

Oklahoma is dusty but contemporary. It’s diverse but steeped deep in Indigenous tradition. It’s the NBA, but also Bedlam. And from modern skyscrapers to a long, endless panhandle, it’s an inviting place to live.

Luckily, it’s also an affordable place to live. Rents are low and mostly reasonable. And options are diverse. The state features gleaming cosmopolitan cities, college towns, independent suburbs, close-knit farm communities and much more.

But with such a cheap state to live in, what are the cheapest places to live in Oklahoma? Where can the most affordable rental cities be found?

Average rent prices in Oklahoma

First, let’s take a look at rent prices in Oklahoma as a whole. Overall, the Sooner State is a fairly inexpensive state in which to live.

The average rent for a one-bedroom apartment across the state is $733. That’s a good bargain price for most renters. In fact, all but one of the cheapest places to live in Oklahoma fall below that figure.

Much of the country has seen a significant jump in prices from this time last year. However, Oklahoma remains fairly consistent. That number is up just two and a half percent from a year ago.

The cheapest cities in Oklahoma for renters

There are a number of reasons Oklahomans are looking for cheaper places to live, or assessing the price of where they currently reside. Among all the cities and towns in the Sooner State, what are the most affordable for renters? Below are the 10 cheapest places to live in Oklahoma.

10. Sapulpa

  • Average 1-BR rent price: $737
  • Average rent change in the past year: +1.38%

Like many below, Sapulpa is an Oklahoma city born as a railroad town and modernized as a stop on old Route 66. Today, it sits as Tulsa’s fourth-largest suburb, with a population of 22,000, fourteen miles from downtown. Sapulpa remains a commuter town, mostly residential with small pockets of service shops and fast-food restaurants. Its primary commercial strip is along the Dewey Avenue corridor, part of Route 66.

As a residential district, Sapulpa has a plethora of parks and green spaces. The town offers over 500 acres of land spread out among two dozen parks and recreation facilities. As well, there are nearly five miles of running and biking trails along five designated park paths around Sapulpa. For water enthusiasts, Sahoma and Pretty Water Lakes cover 300 acres combined. The destination is known for its excellent fishing, with stocks of trout and catfish.

“Oklahoma’s Most Connected City” is also one of the cheapest places to live in Oklahoma. On average, a one-bedroom apartment in the growing suburb leases for $737 a month.

9. Oklahoma City

  • Average 1-BR rent price: $711
  • Average rent change in the past year: -13.90%

Oklahoma has “plenty of air and plenty of room to swing a rope, plenty of heart and plenty of hope,” according to its eponymous musical. At its heart is its capital and largest city of Oklahoma City, with more than its fair share of that plentiful air and room. At over 600 square miles, O.K.C. is the second-largest city in the continental U.S. by area with a population of more than 100,000 residents.

The city where the wind comes sweepin’ down the plain is more than its roots as an oil and cattle town. “Oklahoma City is mighty pretty,” sings Nat King Cole on his hit “(Get Your Kicks on) Route 66.” Anyone who has visited O.K.C. can confirm that statement’s validity. It’s a bustling city of vibrant neighborhoods, close-knit communities and big business sectors. More than a fossil fuel hub, Oklahoma City is a leader in tech, healthcare and even sustainable energy.

It’s been a quarter-century since the attack at the Murrah Federal Building and two decades after the Moore tornadoes. The city has taken great strides in rebuilding, as well as revitalizing its city center. Downtown’s Bricktown entertainment district is one of the most vibrant in the Great Plains.

However, rents have remained affordable throughout the city. An average one-bedroom apartment runs $711 a month on average, a 14 percent drop over the last 12 months.

8. Tulsa

  • Average 1-BR rent price: $695
  • Average rent change in the past year: +1.30%

Be sure to take note, Tulsa is not some sleepy Midwest oil town. The city, one of the 50-largest in the nation, centers a metro area of over a million residents. It presents as modern, clean and metropolitan, more so than its larger neighbor and state capital to the west. It’s a city of big money, Great Plains skyscrapers and a bustling downtown with its gleaming BOK Center.

Tulsa is a growing tech, healthcare and finance hub, not to mention great for beef lovers. It offers a diverse population, over-40 percent non-white, and a rich history. Its cosmopolitanism has allowed it to become the leading arts, culture and nightlife destination in the Sooner State.

The Tulsa Zoo was voted “America’s Favorite Zoo.” The Linde Oktoberfest is ranked one of the top German celebrations and food festivals in the nation. And don’t forget the barbecue. Tulsa staples RibCrib, Billy Sims Barbecue and Oklahoma Joe’s are shipped across the country.

An affordable locale in the up-and-coming Ozark Plateau region, Tulsa is attractive to renters. The cheapest large city in Oklahoma, one-bedroom rents sit just under $700 on average.

7. Stillwater

  • Average 1-BR rent price: $668
  • Average rent change in the past year: +3.88%

Oklahoma State fans will be happy to find out their beloved Cowboy town is one of the cheapest places to live in Oklahoma, while the Boomer Sooners’ Norman failed to rank. One-bedroom apartments in the Frontier Region college town of Stillwater rent for an average of just $668 a month.

Stillwater — equidistant from Oklahoma City, Tulsa and the Kansas border — is a full-fledged Southern Plains small city college town. Washington Irving described it as a “glorious prairie spreading out beneath the golden beams of an autumnal sun.” Activity obviously centers on the university, but Stillwater offers plenty for urban living, as well. The city of 45,000 offers a number of museums, cultural institutions and a legendary music scene. It’s even home to the National Wrestling Hall of Fame.

But Stillwater is still chock full of college town favorites. World-famous sports bar Eskimo Joe’s is a hub for students, music enthusiasts, ‘Pokes fans and T-shirt-toting tourists. It even was named “Best College Post-Game Hangout,” as well as serving “America’s Greatest Cheese Fries.” The bar sits steps from both 60,000-seat Boone Pickens Stadium and Gallagher-Iba Arena, one of the oldest in the NCAA.

6. Midwest City

Source: ApartmentGuide.com
  • Average 1-BR rent price: $575
  • Average rent change in the past year: -12.09%

Most cities at the top of this list are old homestead towns that boomed when the railroad came through. Not Midwest City. O.K.C.’s third-largest suburb, Midwest City only dates back to World War II. The city was created around the then-new Tinker Air Force Base.

Thanks to considerable media attention, it quickly became a national model for community development after the war. A grocery store opened, a hospital, a junior college and a mall soon followed. By 1970, the city that rose out of empty land had nearly 50,000 residents.

Like several of the other cheapest places to live in Oklahoma, the military base is still the focal point of the town. But the heart of residential Midwest City lies in its thriving central business district. The commercial district lies across I-40 from the base. Revitalized at the turn of the century, the city’s main street follows SE 29th Street and centers on bustling Town Center Plaza. The area features big box stores, a walkable row of national chain casual dining and Tinker Bicentennial Park.

For suburban commuters to Oklahoma City or military families, Midwest City remains affordable. A one-bedroom apartment leases for an average of $575 a month. That figure has dropped over 12 percent since this time last year.

5. Enid

  • Average 1-BR rent price: $573
  • Average rent change in the past year: N/A

Just 30 miles from the Kansas border, Enid is the cheapest place to live in northern Oklahoma. Its proximity to Kansas explains its notoriety as the “Wheat Capital of Oklahoma.” In fact, the small city of 50,000 features the third-largest grain storage capacity in the world. This agricultural skyscraper city of silos is now the Enid Terminal Grain Elevators Historic District.

While Enid is still “where the best wheat grows and the oil flows,” there’s much more to the town life. Downtown Enid is low-slung among wide thoroughfares. That is except for the 14-story Broadway Tower, the tallest building in Enid. The district also features a children’s museum, railroad museum and western museum and Cherokee Strip Heritage Center. Enid even features the oldest symphony orchestra in Oklahoma.

The southern tip of town is occupied by the large Vance Air Force Base. With such a large military facility, affordable rental housing is important. An average one-bedroom apartment leases for just $573 a month.

4. Lawton

  • Average 1-BR rent price: $558
  • Average rent change in the past year: -7.95%

At just $558 a month for an average one-bedroom, Lawton is the cheapest city to live in southwestern Oklahoma. Significantly, rents in the Frontier Region city have dropped nearly eight percent from this time last year. With nearly 100,000 residents, it’s the fifth-largest city in the Sooner State.

Lawton’s primary landmark and largest employer is Fort Sill. The massive base on the north end of town is one of just four Army Basic Combat Training facilities in the U.S. While growth can be attributed to the base, the city has diversified into manufacturing, higher education and health care industries.

Unlike many cities, the focal point of Lawton’s downtown isn’t the main street or a town square. It’s the nearly 50-year-old Central Mall, an enclosed shopping mall smack in the middle of downtown. When built, city officials thought the mall would attract shoppers from surrounding suburbs. Today, renewal efforts are focusing on building more appealing and pedestrian-friendly blocks north of the mall.

Some of those revitalization efforts are centered on the area around Elmer Thomas Park. Here lie two of Lawton’s largest museums. The Museum of the Great Plains and Comanche National Museum and Cultural Center sit side-by-side adjacent to the park. The park is the city’s largest, but just one of 80 parks and recreation areas operated by the city.

3. Pauls Valley

Source: Facebook.com/CityofPaulsValley
  • Average 1-BR rent price: $554
  • Average rent change in the past year: +1.84%

Deep into the Chickasaw Nation is the small Interstate city of Pauls Valley. Grammar nerds take note, there is no apostrophe in “Pauls,” though named for original settler Smith Paul. The lack of punctuation can be attributed to a singular tradesman. In 1887, a painter hired by the railroad to hang the Santa Fe Railway station sign failed to add the possessive apostrophe and the name stuck.

Pauls Valley’s quaint downtown lies at the northeastern corner of the city. The district radiates out from the easement of the town’s historic railroad line. In its heart is the old Santa Fe Railway Lone Star depot. Closed in the ’70s, the century-old depot now houses the historical society museum. However, right next door is the active Pauls Valley Amtrak station on the Heartland Flyer train line. Despite the city’s diminutive size, it’s one of just five Amtrak passenger stations operating in Oklahoma.

Elsewhere, downtown features pizza places, diners, service centers and community shops along Grant Avenue and Chickasaw Street. It’s also home to the award-winning Toy and Action Figure Museum. In the city’s western portion, numerous hotels and truck stops lie at the exit to Interstate 35.

The largest city and county seat of Garvin County, Pauls Valley has a population of only 6,000. The city is quaint and also cheap. To live here will cost you $554 a month on average for a one-bedroom unit. That figure is just $2 more than the city ranked No. 1.

2. Ada

Source: Facebook.com/CityofAdaOK
  • Average 1-BR rent price: $553
  • Average rent change in the past year: N/A

Ada is a small but bright town in south-central Oklahoma. It’s the county seat and largest city in Pontotoc County, but with a population of just 17,000. It’s the second cheapest place to live in Oklahoma. At $553 monthly, the average cost of a one-bedroom is just a buck more than the number one city. Oh, so close.

Ada is best known as the headquarters of the surrounding Chickasaw Nation, which encompasses 7,700 square miles of southern Oklahoma. While Ada itself is nearly three-quarters white, a significant 15 percent of all residents are of Native American descent. Around 2,500 Ada residents speak Chikashshanompa’, the Chickasaw language. As such, much of the public signage, including many traffic and directional markers, is written bilingually.

Most commercial activity in Ada centers on the downtown area along Main Street and Mississippi Avenue. Native American shops and eateries mingle with fast-casual restaurants, outdoor outfitters, beer bars and locally owned boutiques. Off the east edge of downtown is the spacious campus of East Central University.

1. Shawnee

Source: Facebook.com/VisitShawneeOklahoma
  • Average 1-BR rent price: $552
  • Average rent change in the past year: +0.41%

On the eastern edge of the Oklahoma City metro is the satellite city of Shawnee. It’s convenient, modern and accessible. And this suburb of 31,000 tops the list of the cheapest place to live in Oklahoma. An average one-bedroom apartment runs just $552 a month.

Only 45 minutes from downtown OKC, Shawnee is a convenient commute into the city. But Shawnee maintains distinct independence. Its bustling Main Street sits alongside its historic railroad right-of-way. This design dates back to the city’s founding, eschewing a town square for a primary business thoroughfare. The district offers a number of coffee shops, comfortable bars and casual dining spots.

But Shawnee’s most famous restaurant was located a couple of miles north on North Harrison Street. That was the spot of the original Sonic Drive-In. Then known as Top Hat Drive-In, the original site was moved in 2017 to the corner of Harrison and Highland streets.

Located downtown is the brand new Pottawatomie County Museum of railroad and transportation history. The new building opened at the start of 2021 as the collection outgrew its old home. That original site was located in the adjacent historic, castle-like Santa Fe Depot. Shawnee is also home to the Heart of Oklahoma Exhibition Center that features both indoor and outdoor performance arenas. And on the north end of town is the Black Hawk Casino. The vibrant gaming center is operated by the Sac and Fox Nation.

The most expensive places to live in Oklahoma

There are plenty of options to finding the cheapest places to live in Oklahoma, and which is right for you. But the Sooner State isn’t all about affordability. There are plenty of pricier places to lay your head at night.

The five most expensive places to live in Oklahoma are primarily large suburban edge cities. In fact, both Oklahoma City and Tulsa’s largest suburbs — Moore and Broken Arrow, respectively — are among the most expensive. Nearly all have also seen large jumps in rent prices for an average one-bedroom from this time last year.

Methodology

Rent prices are based on a rolling weighted average from Apartment Guide and Rent.’s multifamily rental property inventory as of August 2021. Our team uses a weighted average formula that more accurately represents price availability for each unit type and reduces the influence of seasonality on rent prices in specific markets.

We excluded cities with insufficient inventory from this report.

The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.

Source: rent.com

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Have you ever been in a conversation and heard something so irritating that it grates on every fibre of your being? We all have those things people say that drive us crazy, whether it’s the friend who corrects your grammar or the family member who gives unsolicited advice. No matter how much we want to let out a deep sigh and roll our eyes whenever we hear these dreaded words, there’s often no escape! So, if you’re fed up with hearing some of the world’s most annoying phrases day after day, join us as we take an entertaining look at the top 20 things we hate hearing from people below.

1. Why Are You So Quiet?

Photo Credit: Shutterstock.

One user posted, “‘Why are you so quiet?’ or cracking jokes about the fact that I’m quiet.”

One user added, “Extroverts are rude without knowing it themselves … asking introverts that question is like asking extroverts ‘Why are you so noisy?’”

2. Emotional Dumping

Photo Credit: Shutterstock.

One Redditor shared, “All their problems.”

3. I’ll Pray for You

Photo Credit: Shutterstock.

“I’ll pray for you,” posted one user. 

4. You’ll Regret It When They Die

Photo Credit: Shutterstock.

One user posted, “‘You’re going to regret … when this person passes away’ No, I’m not.”

5. That Vaccines Cause Autism

Photo Credit: Shutterstock.

One online user added to the thread, “The ASD/Spectrum myths. Like the one about vaccines spreading it, or it being contagious and [stuff] like that. As someone on the spectrum, I have to wonder why and how people think these things.”

Another user replied, “Got told today my son doesn’t look autistic.”

One added, “Yep. Some people will do that. I try to ignore it, but it gets hard. I hate hearing stories like this because they shouldn’t happen. I hope you and him are okay.”

6. You Don’t Know if You Like It

Photo Credit: Shutterstock.

“‘You don’t know what you like because you’ve never tried it.’ That’s not true. Even if you haven’t tried something before, you can still form an opinion based on what you know about it or what you have heard from others,” one user shared. 

7. You Need to Start Dating Again

Photo Credit: Shutterstock.

One user shared, “‘You need to start dating again.’ Me: NOPE!” 

8. Their Uninformed Opinions

Photo Credit: Shutterstock.

One Redditor added to the comments, “Their uninformed opinions.”

9. Excuses

Photo Credit: Shutterstock.

“Excuses,” posted one user. 

10. Trust Me

Photo Credit: Shutterstock.

One user shared, “‘Trust me.’ Instant distrust.”

11. I Give Up 

Photo Credit: Shutterstock.

One user added to the thread, “I give up.”

12. It’s Not That Hard

Photo Credit: Shutterstock.

Another Redditor shared online, “‘It’s not even that hard.’ Luckily, people don’t really say that to me, but I hear others saying it to others. C’mon now, don’t say that to anyone; instant confidence drops.”

13. Only Gays Have Long Hair

Photo Credit: Shutterstock.

“‘Only gays have long hair.’ If someone would say this to me, I would say: ‘Okay, and?’” one user stated. 

14. Insults

Photo Credit: Shutterstock.

One user stated, “Insults.”

15. Gossip

Photo Credit: Shutterstock.

One user mentioned “Gossip.”

One user replied, “Especially bad ones.” Another user added, “Yeah, they do gossip as if it is a hobby … “

16. When Will You Get Married?

Photo Credit: Shutterstock.

“When will you get married?” one user posted. 

17. You’re Overreacting

Photo Credit: Shutterstock.

One user added to the thread, “‘You’re overreacting’ when I tell them how I feel (angry or sad situations.) ‘Smile more’ (THIS ONE, YOU’RE AN AH IF YOU ARE GONNA GET ANGRY WHEN I DON’T LISTEN AND NOT HELP ME BE HAPPY AGAIN)

“‘What is wrong with you?’ (When you trigger my overprotective sensors or smth that makes me react badly.)

“‘Stop screaming.’ (Stop triggering/angering me, please. I can’t control my feelings and body at all.)

“‘Why do you have to be so sensitive?’ (I don’t believe that it’s my fault … )

“‘Who asked?’ (Bro, nobody cares who asked. Just let me have a conversation.)

“‘Why are you so quiet?’ (idk, but when I’m not, please don’t ignore/talk over/interrupt me.)

“‘I can’t be friends with you because you eat pineapple on pizza/do smth crazy.’ (Bro, you can’t do that irl as not jokingly; what kind of AH are you? I’d be fine if you actually find smth real as crazy, not an unpopular opinion that won’t hurt you—except support of SA, Abuse, Pedos or similar stuff).

“‘You’re weird.’ (WHO BUILT ME like that? I NEVER ASKED FOR DIS– except for disgusting/creepy stuff.)

“Don’t harass me, please.”

18. Everything’s Gonna Be Okay

Photo Credit: Shutterstock.

One user stated, “‘Everything’s gonna be okay.’ Been hearing that for 30 years…”

19. You’ll Have to Become Vegan

Photo Credit: Shutterstock.

One Redditor added, “My family has something weird against veganism. I don’t know why or if it has to do with anything, but it’s so weird when they crack jokes like ‘Shut up or you’ll have to eat vegan schnitzel,’ ‘Starting off tomorrow you’ll have to become vegan,’ and then they expect me to say something like ‘Noooo!’

“I’m not scared of meat alternatives; I’ve had vegetarian meat before and they actually taste well; my family, however, who have never tried vegan meat ever, have constant rants about how disgusting vega(n) meat is. I basically eat everything in this house with the exception of a few vegetables, yet I’m still the ‘picky one.’”

20. I Don’t Mean to Be Rude but …

Photo Credit: Shutterstock.

“‘I don’t mean to be rude/offend you, but …’

“Something rude and/or offensive always follows. And since they know that in advance, stop making excuses or just don’t say anything.”

Do you agree with the statements listed above? Share your thoughts down in the comments!

Source: Reddit.

10 Actors Perfectly Cast for Their Character Roles

Photo Credit: Warner Bros.

Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!

11 Vampire Movies That Will Make You Thirst for More

Photo Credit: Columbia Pictures.

You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!

10 Incredible Movies That People Rated 10 Out of 10

Photo Credit: Universal Studios.

It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!

10 Famous People Who Canceled Themselves With Their Own Stupidity

Photo Credit: Shutterstock.

We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!

13 Things You Shouldn’t Do When You’re in the US

Photo Credit: Shutterstock.

Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!



About the Author



Source: financequickfix.com

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The Second City will take first place in your heart.

Chicago, often referred to as the “Windy City,” stands as the most populous city in Illinois, the third-largest by population in the U.S. and one of the most significant in terms of culture, amenities and overall influence. It’s home to comedy clubs where famous entertainers like Tina Fey and Steve Carell got their start. Because it’s the birthplace of some of the nation’s most diverse and storied architecture, moving to Chicago will give you iconic images such as the Willis Tower (formerly known as the Sears Tower), Tribune Tower and the Cloud Gate sculpture within reach of your apartment.

Plus, the vibrant sports scene in Chicago offers you both the Chicago Cubs to the Chicago White Sox, leading to some interesting debates among fellow Major League Baseball enthusiasts. In basketball, the Chicago Bulls often dominate United Center, and hockey fans can cheer for the Chicago Blackhawks.

Yet, Chicago offers much more than just its well-known landmarks, attractions, sports and deep-dish pizza. The city is divided into several neighborhoods, each with its unique character and claims to fame.

To provide you with a glimpse of the city overall, here are some essential data points:

  • Population: Approximately 2,700,000
  • Population density (people per square mile): Around 11,800
  • Median income: $63,153
  • Average studio rent: $1,800
  • Average one-bedroom rent: $2,200
  • Average two-bedroom rent: $2,800
  • Cost of living index: 115

These statistics should give you a better understanding of Chicago’s demographic and economic landscape as you consider your move. But they’re only the beginning to truly understand what it feels like to live in Second City. Let’s keep going.

Chicago neighborhoods to explore

Chicago has often been called a “city of neighborhoods” for its diverse communities. The city’s extensive transit system seamlessly connects these unique pockets of culture and community, making it easy for residents and visitors alike to explore the richness of Chicago’s neighborhoods. Here are just a few of our favorite ‘hoods to kickstart your exploration:

Pilsen

Nestled in the heart of the city’s Lower West Side, Pilsen is a neighborhood that wears its Mexican heritage proudly. The streets are adorned with colorful murals and vibrant storefronts, creating an atmosphere that transports you to another world. This neighborhood is known for its welcoming community and delicious Mexican cuisine.

Top Pilsen apartments:

Wicker Park

Located to the northwest of downtown Chicago, West Town’s historic Wicker Park is a bustling enclave of creativity and artistic expression. Its streets are lined with trendy boutiques, hip cafes and art galleries. Wicker Park is the perfect place to immerse yourself in the city’s alternative culture and enjoy a thriving music scene.

Top Wicker Park apartments:

Lincoln Park

With its leafy streets and historic brownstones, Lincoln Park offers a taste of classic Chicago charm. Named for Chicago’s most heavily used park, this North Side neighborhood is home to the city’s eponymous park, a sprawling green oasis along Lake Michigan’s shoreline. Here, you can explore the Lincoln Park Zoo, soak in scenic lake views, and visit the Peggy Notebaert Nature Museum.

Top Lincoln Park apartments:

Hyde Park

Situated on Chicago’s South Side, Hyde Park is a neighborhood steeped in history and academia. It’s home to the University of Chicago, which has a stunning campus reminiscent of a European village. Hyde Park’s cultural offerings include the Museum of Science and Industry, as well as beautiful lakeside parks like Promontory Point.

Top Hyde Park apartments:

Logan Square

If you’re seeking a neighborhood that exudes creativity and a vibrant arts scene, look no further than Logan Square. Located on the city’s Northwest Side, it’s known for its artistic community, craft breweries and an array of eclectic restaurants. The historic boulevards and the iconic Logan Square Monument add to the neighborhood’s unique character.

Top Logan Square apartments and rental houses:

Pros and cons of Chicago living

This bustling metropolis nestled along the shores of Lake Michigan offers a unique blend of advantages and drawbacks for those considering calling it home.

Pros:

See why life is good for those living in America’s third-largest city.

Cultural diversity and the food scene

Chicago is a melting pot of cultures and traditions. It’s a city that celebrates its immigrant history, resulting in a vibrant tapestry of languages, cuisines and lifestyles. From the lively neighborhoods of Pilsen and Chinatown to the historic communities of Ukrainian Village and Little Italy, Chicago offers endless opportunities to immerse yourself in different cultures.

Public transportation much better than national average

Chicagoans enjoy a robust public transit system, making it easy to navigate the city without the need for a car. The Chicago Transit Authority (CTA) operates an extensive network of buses and “L” trains that connect various neighborhoods. This accessible and affordable transportation system helps reduce the hassle of daily commuting.

Cultural attractions

Chicago boasts world-class cultural institutions. The Art Institute of Chicago houses an extensive art collection, while the Museum of Science and Industry offers interactive exhibits. The city also features renowned theaters like the Chicago Symphony Orchestra and the Steppenwolf Theatre Company, ensuring there’s always something to do for culture enthusiasts.

Lakefront beauty

Chicago’s stunning lakefront, with its picturesque parks and beaches, provides a serene escape from the urban hustle and bustle. Whether you’re strolling along the Lakefront Trail, lounging at North Avenue Beach or enjoying the greenery of Grant Park, you can always find a tranquil spot to unwind.

Cons:

No place is perfect. Make sure these potential cons aren’t dealbreakers for you if you’re planning on moving to Chicago.

Cost of living

Chicago has a relatively high cost of living. Rent, groceries and other daily expenses can add up quickly. While it may not be as expensive as some other major cities like New York — in fact, it’s about 45% lower — newcomers should be prepared for the financial challenges of funding life in a major metropolitan area.

Just how high is Chicago’s cost of living? Though not Willis Tower high, expect to pay nearly 20% extra than the national median. According to Redfin, “the cost of living is 19% higher than the national average. Housing costs in particular are 50% more than the national average… Additionally, everyday expenses such as groceries, transportation and healthcare are generally pricier in the city.”

Crowded areas

Chicago is a densely populated city, especially in neighborhoods like the Loop and River North. During peak hours, crowded streets and packed public transportation can be a common occurrence. Opting for less densely populated neighborhoods like Hyde Park or Lincoln Square can offer a bit more breathing room.

Urban realities

Living in a big city like Chicago comes with the typical challenges of noise, congestion and a fast-paced lifestyle. For those accustomed to smaller towns or quieter environments, the bustling streets and constant activity of the city may require an adjustment period. And as anyone who migrates to this city might tell you, traffic here carries its own set of challenges.

The Windy City offers a diverse and dynamic urban experience with its own set of advantages and challenges. It’s a city where culture thrives, public transportation excels and beautiful lakefront escapes await, but it also demands adaptation to a higher cost of living and the realities of big-city life. Visiting Chicago and exploring its neighborhoods can help you determine if this dynamic city is the right place for you to call home.

Cold winters and other unpredictable weather

Living in Chicago can be a rewarding experience, but its cold, harsh winters and unpredictable weather can be a notable drawback. Winters in the Windy City are characterized by bone-chilling temperatures, heavy snowfall and biting winds that can make daily life challenging, and frosty breezes from both the Chicago River and Lake Michigan only compound the issue.

These unpredictable weather patterns can make planning outdoor activities or even just daily routines a bit of a gamble, with sudden temperature fluctuations and unexpected storms keeping residents on their toes. While Chicago offers many attractions and a vibrant culture, its winters and weather can be a formidable con for those who prefer milder climates.

Ready to feel the Midwestern warmth of the Windy City?

Are you contemplating a move to the vibrant and iconic city of Chicago? If so, you’re embarking on a journey that promises an array of opportunities and experiences that are truly second to none.

Chicago, renowned for its stunning skyline, diverse neighborhoods and rich cultural and architectural heritage, is an exceptional place to call home. Are you ready to pack your bags? Take a look at our Chicago apartments for rent.

The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

So, you got a match on a dating app. Things are going well, and you’re ready to meet up for a bite to eat. Congrats! There’s only one problem: you’re in charge of picking the place.

Luckily, Portland is a great city for date nights — yes, even compared to Seattle. However, with so many fantastic options located throughout Portland’s best neighborhoods, deciding on one is a daunting task. The cost of living in Portland is also enough to make you cautiously scan the menu for prices before committing, and obviously, you want just the right vibe.

We’ve taken these factors and more into consideration to bring you the best romantic restaurants in Portland.

Ava Gene’s

Photo source: Facebook.com/avagenes
  • Location: 3377 SE Division St, Portland, OR 97202

Portland’s Richmond neighborhood is home to the light and airy Italian eatery Ava Gene’s, the first on our list of best romantic restaurants in Portland. It’s adorned by lots of marble, lacy curtains, floating lights and plenty of greenery. The atmosphere will absorb you and your date as soon as you walk through the door.

The menu is equally enchanting, offering a variety of locally sourced, hyper-seasonal Italian-inspired dishes dreamed up by chef and owner Joshua McFadden, who is making culinary waves on an international level. Special events like their Trattoria Nights and wine series celebrations offer super special price-fixed meals, but the regular menu is dazzling and modestly priced, including a fantastic selection of local wines.

Broder

Photo source: Facebook.com/BroderPDX
  • Location: Multiple

Looking for a romantic brunch spot? Broder is a unique choice with 3 equally alluring locations around PDX. If you’ve never tried Scandinavian food, prepare to fall for the rich comforting, flavors, both sweet and savory, that have drawn crowds for years. Gaze into your companion’s eyes in the morning light over a plate of Norwegian crepes with a lingonberry mimosa in hand and get swept off your feet.

Cabezon

Photo source: Facebook.com/cabezonpdx
  • Location: 5200 NE Sacramento St, Portland, OR 97213

If you’re craving seafood in an intimate atmosphere, Cabezon in the Rose City Park neighborhood is a great choice for a special occasion. This bustling neighborhood bistro and fish market is serving some of the freshest, locally-sourced seafood in town prepared with the finest seasonal ingredients and a fantastic wine list.

Start with oysters on the half shell and work your way up to a hearty entrée like the cioppino or the mahi-mahi. This quality of food is a little pricier, but it’s fair and you really feel that you’re getting what you paid for, making Cabezon worth the splurge, even on a renter’s budget.

Canard

Photo source: Yelp.com/biz_photos/canard-portland
  • Location: 734 E Burnside St, Portland, OR 97214

A more low-key offshoot of Portland’s famed French restaurant, Le Pigeon, Canard in Buckman offers a taste of fine dining at a price point and setting that’s more reminiscent of a bistro and wine bar. Small plates are key here, so make sure that you and your date are on the same page about sharing because you’ll want a taste of everything.

The ambiance is a cross between casual and sophisticated, reflected in the menu with dishes like tantalizingly elegant steam burgers, foie gras dumplings and the extravagant duck stack pancakes.

Kachka

Photo source: Facebook.com/kachkapdx
  • Location: 960 SE 11th Ave, Portland, OR 97214

There’s something specifically romantic about toasting a flight of specialized vodka over plates of classic, family-recipe Russian dishes at Kachka in the Buckman neighborhood. Maybe it’s the history and tradition you can taste in every bite, maybe it’s the high ceilings and tall, tapestry-covered walls or maybe it’s just the infused spirits, but there’s something uniquely intoxicating about the place. And it’s certainly one of the best romantic restaurants in Portland.

Share a plate of pelmeni, trade forkfuls of the herring under a fur coat and enjoy the mutually shared bliss of this faraway culinary adventure right here in Portland.

Khun Pic’s Banh Thai

Photo source: Facebook.com/KhunPics
  • Location: 3429 SE Belmont St, Portland, OR 97214

There are plenty of Thai restaurants in Portland, but few that are as charming as Khun Pic’s. This hidden gem is in a beautiful Victorian home with a gorgeous garden patio in Sunnyside. A meal here feels more like being invited into a family’s house and served a home-cooked meal. Enjoy your favorite reasonably-priced, traditional Thai food selections while basking in the romantic glow for a quaint date night.

Lovely’s Fifty Fifty

Photo source: Yelp.com/biz_photos/lovelys-fifty-fifty-portland
  • Location: 4039 Mississippi Ave N Ste 101 Portland, OR 97227

A pizza date is always a good idea. Sharing a cheesy pie is fun, light-hearted and keeps the mood casual yet intimate. That doesn’t mean the food isn’t amazing. Lovely’s Fifty Fifty in the Mississippi neighborhood serves some of the freshest, most beautiful toppings you’ll ever find on a pizza in a warm, welcoming space.

As a bonus, there’s no need to buy your date flowers. Lovely’s will serve them for you baked right in. Do yourself a favor and save room for dessert. They make their organic ice cream in-house and it’s the perfect way to cap off a romantic evening.

Luc Lac

Photo source: Yelp.com/biz_photos/luc-lac-portland
  • Location: 835 SW 2nd Ave Portland, OR 97204

Looking for a dinner destination that’s more on the hip and trendy end of the spectrum? Head downtown to Luc Lac Vietnamese Kitchen for a vibrant menu of creative takes on traditional Vietnamese dishes in an atmosphere that’s bustling, but not too loud or distracting for quality table talk. Loosen up with a tasty cocktail like the Asian Vacation and get to know each other better over pho, rice plates and elevated banh mi.

Luce

Photo source: Yelp.com/biz_photos/luce-portland
  • Location: 2140 E Burnside St, Portland, OR 97214

At Luce, the focus is first and foremost on the food. This is a small Italian market in the Buckman neighborhood filled with large shelves of authentic imported goods and fine wines, large windows and tons of vibrant green plants. Eating here feels like you’ve stumbled into a closely guarded secret. But the secret is out and they don’t take reservations. Your best bet to score a table is on an intimate weeknight outing. The menu is just as authentic, featuring a carefully curated selection of seafood, pasta, antipasto and desserts.  You’re sure to find something to woo your special someone.

TEOTE House Cafe

Photo source: Facebook.com/TeoteHouseCafe
  • Location: 1615 SE 12th Ave, Portland, OR 97214

To complete the list of the best romantic restaurants in Portland, let’s spice things up a bit.  Head to TEOTE House Cafe in Ladd’s Addition for a colorful menu of authentic Latin American dishes at prices that will let you try a little of everything. Grab a table inside the renovated house-turned-restaurant or snuggle up beside the fire pit on their huge, heated patio. Mezcal is the house drink here and a creative cocktail is sure to pave the way for an enjoyable evening, especially paired with a few arepas.

Date night doesn’t have to break the bank

Portland is a foodie’s paradise with so many cuisines and atmospheres to choose from. Maintaining a renter’s budget might disqualify some of the city’s finer dining establishments. But that doesn’t mean you can’t meet up for a unique meal with an amazing ambiance. Discover some of the city’s most romantic restaurants and find the perfect fit for your next date night.

Jake Borower has written on behalf of an entertainment website, a renewable energy initiative and has spent the last four years as a social media content specialist working in the multi-family housing industry. A graduate of Appalachian State University’s Public Relations program, during his free time he enjoys pairing a pint with the perfect vinyl record, going to concerts, traveling and trying new restaurants in his current home of Portland, Oregon.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

With its tree-lined streets, historic architecture, and a warm, small-town atmosphere, La Plata exudes a timeless charm. This quaint town in Maryland has plenty to offer – including historic landmarks, a strong sense of community, and wonderful restaurants. Whether you just moved into a new home in La Plata or you’ve lived here for awhile, let’s explore some of the restaurants in La Plata that locals love.

#1: Marie’s Diner

Cuisine Type: Diner, American Restaurant
Location: 6325 Crain Hwy, La Plata, MD 20646
Website: Marie’s Diner

First on our list is the beloved Marie’s Diner. A charming American restaurant known for its classic diner atmosphere, Marie’s Diner offers a menu filled with delicious comfort food options. From juicy burgers to fluffy pancakes, you can find all your favorite American dishes here. Don’t forget to try their famous milkshakes for a sweet treat after your meal.

#2: The Charles

Cuisine Type: New American Restaurant
Location: 417 Charles St, La Plata, MD 20646
Website: The Charles

The Charles is a New American restaurant located in La Plata, MD. With a menu featuring a variety of dishes inspired by local and seasonal ingredients, guests can expect a unique dining experience. From their signature dishes like the Chesapeake Bay Crab Cakes to their creative cocktails, The Charles offers a delicious and innovative taste of American cuisine.

#3: Pizza Hotline

Cuisine Type: Pizzeria
Location: 203 Charles St, La Plata, MD 20646
Website: Pizza Hotline

Pizza Hotline is a popular pizzeria specializing in a variety of delicious pizzas, with a menu that includes classics like pepperoni and margherita, as well as specialty options. The restaurant offers a casual and welcoming atmosphere, making it a great spot for a quick bite.

#4: La Tolteca

Cuisine Type: Mexican Restaurant
Location: 6625 Crain Hwy, La Plata, MD 20646
Website: La Tolteca

La Tolteca is a delicious restaurant to visit in La Plata. A popular Mexican spot, this is a great place to catch up with friends over some chips and salsa, or indulge in tasty tacos and enchiladas with family.

#5: Benny’s Sub Shop

Cuisine Type: Chinese Restaurant
Location: 6505 Crain Hwy, La Plata, MD 20646
Website: Benny’s Sub Shop

Benny’s Sub Shop offers a unique twist on Chinese cuisine with their specialty sub sandwiches. In addition to traditional options, such as fried rice and lo mein, they also serve a variety of delicious sub options.

#6: Charles Street Bakery

Cuisine Type: Bakery
Location: 507 Charles St, La Plata, MD 20646
Website: Charles Street Bakery

Charles Street Bakery is a delightful bakery in La Plata that specializes in a variety of baked goods, including fresh bread, pastries, and cakes. With their warm and inviting atmosphere, it’s the perfect place to satisfy your sweet tooth or pick up a delicious treat for any occasion. Be sure to try their signature cupcakes and don’t miss out on their famous cinnamon rolls, which are a customer favorite.

#7: Hunan Star Chinese Restaurant

Cuisine Type: Chinese Restaurant, Sushi
Location: 6277 Crain Hwy, La Plata, MD 20646
Website: Hunan Star Chinese Restaurant

Another great restaurant in La Plata to check out is Hunan Star Chinese Restaurant is a popular eatery located in La Plata, MD. From classic Chinese cuisine to tasty sushi rolls, Hunan Star has something for everyone.

#8: B. Doughnut

Cuisine Type: Donut Shop
Location: 6700 Crain Hwy, La Plata, MD 20646
Website: B. Doughnut

Got a sweet tooth? B. Doughnut dishes out unique and delicious donuts that are freshly made every day. From classic glazed donuts to specialty flavors like maple bacon and cookies and cream, there are plenty of options.

#9: Bento Sushi

Cuisine Type: Sushi Restaurant
Location: 40 Shining Willow Way, La Plata, MD 20646
Website: Bento Sushi

A great spot in La Plata for sushi is Bento Sushi. Their menu includes classic rolls, sashimi, and nigiri. Don’t miss out on their specialty rolls, like the Dragon Roll or the Spicy Tuna Roll, which are always a hit among La Plata locals.

#10: Galazio Restaurant

Cuisine Type: Greek Restaurant
Location: 6223 Crain Hwy, La Plata, MD 20646
Website: Galazio Restaurant

At Galazio Restaurant, you can find a variety of traditional Greek dishes such as moussaka, spanakopita, and souvlaki. The restaurant has a cozy and welcoming atmosphere, perfect for enjoying a delicious meal with family and friends.

#11: Eastern Chinese Restaurant

Cuisine Type: Chinese Restaurant
Location: 6619 Crain Hwy, La Plata, MD 20646
Website: Eastern Chinese Restaurant

Eastern Chinese Restaurant is a popular Chinese restaurant in La Plata, MD. With a focus on traditional Chinese cuisine, they have an extensive menu offering something for everyone.

#12: Foster’s Grille

Cuisine Type: American Restaurant, Wings Joint
Location: 6390 Crain Hwy Ste 105, La Plata, MD 20646
Website: Foster’s Grille

Next up on our list of must-try restaurants in La Plata is Foster’s Grille. Their menu offers a variety of classic American dishes such as burgers, sandwiches, and salads. However, what sets Foster’s Grille apart is their deliciously crispy and flavorful chicken wings. With a casual and friendly atmosphere, it’s a great place to grab a bite and watch a game with family and friends.

#13: Texas Ribs & BBQ

Cuisine Type: BBQ Joint, American Restaurant
Location: 7415 Crain Hwy, La Plata, MD 20646
Website: Texas Ribs & BBQ

Indulge in the mouthwatering flavors of Texas-style ribs and BBQ at Texas Ribs & BBQ. You can expect to find classic BBQ dishes like tender ribs, pulled pork, and smoky brisket on their menu. The relaxed and rustic atmosphere adds to the charm of this local favorite.

Source: redfin.com

Apache is functioning normally

Apache is functioning normally

Even with a small apartment, cleaning is daunting, especially if you’re not a Type-A personality. If only we could all have a cleaning company.

From deep cleaning to everyday chores, this apartment cleaning guide will show you what to clean, how to clean it and those quick hacks that will make your life easier.

Everyday apartment cleaning checklist

Leaving all the cleaning to one day of the month won’t help you stay on top of things. It would help if you started building cleaning habits that you put into action every day. Here are a few cleaning tips that will help you do a little every single day.

Clean as you go to keep the apartment tidy

The key to this is to ‘put it away when you’re done with it.’ If you’re walking by your living room, fold up the blankets, take any clothes to your laundry hamper and quickly puff up your throw pillows.

If you go to the bedroom to get something, grab the laundry hamper and start a load of laundry or bring your laptop or books, you left in the kitchen with you.

When you’re in the bathroom, check the trash can, open the shower curtain to let it air out and keep a box of disinfecting wipes on top of the toilet so you can quickly clean the sink as you’re standing there. Any spills that sit overnight will be harder to clean later. It all takes a few minutes and will shave off time spent on cleaning every weekend.

Concentrate on one room

While you’re in the kitchen cooking dinner, start cleaning all countertops as you wait for the water to begin boiling or empty the dishwasher so you can start to load it as soon as dinner is ready. Make a note to check the trash every night and take it out if it’s full.

If it’s the weekend and you have time, go ahead and work your way from top to bottom in the kitchen or bathroom. Start by clearing out any debris from countertops, backsplash, reorganizing and then clean the floors.

Keep a cleaning tote and garbage bag with you

A quick hack is to have cleaning wipes nearby for the kitchen and bathroom so you can quickly do the task at hand. If you have to think about it, you’ll procrastinate. But another similar hack is to have a cleaning tote.

As you move from room to room, you can take the tote with you — include rags, cleaning sprays, sponges, dusters and anything else you use to deep clean. Also, bring a garbage bag along with you so you can throw out any excess trash lying around and maybe even declutter a few items as you go.

How to deep clean your apartment

Sometimes, despite cleaning a little every day, those tough stains stick around, and you have to call in reinforcements. You can get rid of weird smells and avoid deep scrubbing with a few household items — some of them are pantry items, too!

Clean your dishwasher monthly

Dishwashers need to be cleaned too! You’re putting dirty plates, grease and so much more every time you run a cycle and mildew, or food residue will build up over time. Luckily it’s easy to do — no scrubbing need it. First, run a wash cycle with a small dish of white vinegar placed on the dishwasher’s top shelf to sanitize the interior.

Once that’s done, sprinkle baking soda along the bottom of the dishwasher to deodorize the inside and run another wash cycle.

Deodorize your garbage disposal

A foul-smelling garbage disposal can indeed linger in the air and make your clean apartment smell terrible. A quick hack using lemons and white vinegar can help you get rid of it. Use an ice cube tray, fill each one with white vinegar and tiny lemon chunks, and then wait for it to freeze.

When needed, drop one of the frozen cubes in and run warm water for a minute or so while the disposal is on.

No bending required to clean that oven

After that frozen pizza you made, your oven looks extra greasy dirty. But who wants to spend a few hours bent down to scrub off grease and gunk in the range? You can clean your oven while you do other kitchen tasks. If you know your oven model, check the internet for cleaning instructions or follow these instructions.

  1. Preheat your oven to 150 degrees Fahrenheit. Meanwhile, set a medium-sized pot of water to boil on the stovetop. Once the oven preheats, turn it off. If you have a gas stove, make sure the pilot light extinguishes as soon as you have finished preheating the oven.
  2. Once your oven is preheated, and the water is boiling, pour one cup of ammonia (use gloves!) into a shallow baking dish and place it on the top rack of your oven. Place the pot of boiling water on the bottom shelf.
  3. Leave it in there for a minimum of three hours
  4. Once the ammonia has had enough time to loosen any messes inside the oven, remove the ammonia and water. Add a small amount of dish soap to the ammonia, and use the soapy ammonia mixture and a sponge to wipe away any grease or grime. It should be relatively easy since the ammonia loosened the stains.

Don’t forget about your other appliances when cleaning your apartment

While the stove is always top of mind for cleaning, don’t forget about your other appliances. It’s still good to empty the refrigerator, check expiration dates and give the shelves a good scrub with a little dish soap and a sponge. Or grab a disinfecting spray and clean the inside of the microwave — those greasy stains can go everywhere.

If you have a coffee machine, fill the reservoir with half white vinegar and half water and run the brew cycle to get rid of any mildew that may be building up in there.

Other things to deep clean

As you wait for things to soak, here are a few things you can quickly do as you move from room to room.

  • Walk around with your disinfecting spray and clean all the doorknobs, trash cans, light switches, handles and faucets to eliminate any lingering bacteria.
  • Throw your shower curtain in the shower with some OxiClean or half a cup of baking soda and half a cup of laundry detergent to get rid of any mold.
  • Clean the toilet seat and the bowl. Add a cleaning pod to the toilet tank to get any remaining things off in the next few flushes. Keep a little cleaning station next to the toilet to make the task easier.
  • Change your bedsheets and drop the other ones in the washer along with the rest of your laundry.
  • Walk around with the duster and clean all picture frames, surfaces, windowsills, coffee tables and even around the TV.
  • Don’t forget to vacuum under the couch and bed and move furniture around to get every corner of your rug clean.
  • If you have a fan, don’t skip the ceiling fan blades. Grab a damp dust cloth, start from the center and wipe out to catch everything in your fabric.
  • If you have a work station, grab a disinfecting wipe and clean your keyboard, mouse and other desk surfaces. Use a keyboard cleaner to remove any crumbs or dust.

An apartment cleaning schedule will become your best friend

It’s OK if you don’t dust your shelves and scrub your countertops daily. Many of us don’t have the time to stay on top of these cleaning tasks. But building a routine through a schedule can help!

Here’s a sample schedule that covers some weekly basics, and then you can leave deep cleaning and dirty work for Saturdays.

  • Monday: Sweep and mop hard surfaces
  • Tuesday: Scrub the toilet and shower
  • Wednesday: Wipe down the refrigerator and oven
  • Thursday: Wash the bedroom linens
  • Friday: Dust furniture and clean windows

Apartment cleaning doesn’t have to be awful

Building your ultimate apartment cleaning habits may take a few tries, but once you get to know your apartment and know precisely what demands your attention every day, cleaning will get a little easier. From building a daily schedule to picking up as you go, these cleaning tips will help you get your apartment sparkling clean and not just for spring.

Muriel Vega is an Atlanta-based journalist who writes about technology and its intersection with arts and culture. She’s worked on content for startups like Mailchimp, Patreon, Punchlist, Skillshare, Rent. and others. Muriel has also contributed to The Washington Post, Eater, DWELL, Outside Magazine, Atlanta Magazine, AIGA Eye on Design, Bitter Southerner and more.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

Crossing over the Ohio River from Kentucky right into the Queen City is breathtaking, as it’s known for its architecture and expansive skyline. After a decline in population since the 1950s, Cincinnati has been slowly but steadily growing since the aughts.

Today, the greater Cincinnati population clocks in just below 1.8 million, with a median age of 32 years old. The average income of Cincinnati residents is a little over $40,000. Cincinnati isn’t the cheapest for its cost of living, but it’s definitely not the most expensive, so many are able to live comfortably.

Cincinnati’s culture is booming, as the city works with local businesses to bring bold colors, flavors and brews into town. The fine arts scene is expansive and residents love festivals, so there’s always something to do. Cincinnati is home to the University of Cincinnati and Xavier University, along with pro sports teams like the Cincinnati Bengals, Cincinnati Reds, FC Cincinnati and the minor-league hockey team, Cincinnati Cyclones. Made up of 52 neighborhoods with individual cultures, events and perks, there truly is something always going on in the Queen City! Here are the best neighborhoods in Cincinnati.

  • Median 1-BR rent: $685
  • Median 2-BR rent: $915
  • Walk score: 67/100

Clifton is historic and eclectic. Located in the heart of Cincinnati, it’s pretty convenient. Just nine minutes away from Downtown, it’s near the University of Cincinnati and its medical centers. Thanks to its location, the residents are a good mix of doctors, young professionals, students and artists alike.

The homes are what you might expect from a downtown area. Lots of trees line the old streets and cottages and mansions are speckled throughout the residential areas. But there’s one thing that’s different about Clifton: The neighborhood isn’t too partial toward chain restaurants and shops. So, in the heart of the borough on Ludlow Avenue, all the dining and shopping is local.

  • Median 1-BR rent: $710
  • Median 2-BR rent: $950
  • Walk score: 42/100

College Hill used to have two colleges. Although both colleges have closed down, the area maintains the well-manicured streets typical of college campuses. That combined with the local revitalization efforts going on thanks to the College Hill Community Urban Redevelopment Corporation (CHCURC) and $43.1 million building plans split between rentals and retail spaces, College Hill has been building up to the cusp of a big boom for years.

Plus, the area has big breweries coming in to join existing pubs, bringing in more outside traffic and attention to the area.

  • Median 1-BR rent: $675
  • Median 2-BR rent: $860
  • Walk score: 44/100

Columbia Tusculum, sometimes referred to as the oldest neighborhood in Cincinnati (dating back to a month before Cincinnati debuted in 1788), is home to the Victorian “Painted Ladies,” a row of brightly painted architectural homes overlooking the Ohio River.

The area has plenty of pubs and breweries — arguably more than restaurants — along with plenty of gyms and fitness centers. Here, residents can enjoy the hilly, river-view 94-acre Alms Park. Easy to see why this is one of the best neighborhoods in Cincinnati.

  • Median 1-BR rent: $1,532
  • Median 2-BR rent: $2,381
  • Walk score: 52/100

Downtown Cincinnati is the place for residents constantly looking for something to do. It’s got a little bit of everything for everyone. The kids enjoy the splash pad in Washington Park during hot summer days, and everyone in the family loves a trip to the Play Library to rent out games and toys for family game nights. There are ample boutiques and shops downtown to score local finds, clothes, vintage goods, plants and greens, kitchen utensils and even an old-school hat shop.

The Cincinnati Museum Center at Union Terminal is home to several museums inside the 1933 Art Deco train station. Look for the Cincinnati History Museum, the Duke Energy Children’s Museum, the Museum of Natural History & Science and the Cincinnati Historical Society Library. Bonus: It’s home to the OMNIMAX Theatre, too. Throw in some amazing dining and bar options, plus a few outdoor shows and concerts, and Downtown really is fun for everyone.

  • Median 1-BR rent: N/A
  • Median 2-BR rent: N/A
  • Walk score: 52/100

East End is one of the oldest neighborhoods in Cincinnati. Back in the day, it was known for the sublime wooden ships built in the shipyard. Located right off the bend of the Ohio River, this area saw a mass exodus, like much of the rest of the city, as residents fled for the suburbs. But now, seeing its potential, developers have started returning to the riverside area, bringing with it new amenities and residencies, retailers and restaurants.

  • Median 1-BR rent: $1,150
  • Median 2-BR rent: $1,100
  • Walk score: 70/100

Since 1896, Hyde Park has sought to provide residents with a quiet place to call home. It’s done just that, while providing a well-balanced mix of nature-driven and architectural respite, too.

At the heart of this best neighborhood in Cincinnati is the Square, a well-manicured lawn perfect for sitting under the shady trees to enjoy the weather, rest after browsing local shops or eateries or meet up with friends.

  • Median 1-BR rent: $1,100
  • Median 2-BR rent: $1,725
  • Walk score: 66/100

If you dream of a chill neighborhood with a view overlooking the city and the Ohio River, Mount Adams is what you’ve been looking for! Located on a hilltop for peak visibility, Mount Adams is the perfect mix between San Francisco and a European village.

As one of the more upscale areas, doctors, lawyers and young professionals tend to call this place home. But don’t let that fool you. While it’s a quiet area throughout the week, these professionals and neighboring college students line the streets to enjoy the nightlife. With loads of different food options, residents’ palettes are rarely bored.

Close to Downtown, there’s also an outdoor amphitheater and Playhouse in the Park, where visitors can catch a play or performance throughout the year.

  • Median 1-BR rent: $1,254
  • Median 2-BR rent: N/A
  • Walk score: 54/100

Mount Lookout is a hilly, slightly ritzy neighborhood with incredible views. It’s home to the country’s oldest working telescope at the Cincinnati Observatory (National Historic Landmark) and has an incredible vineyard-turned-park that’s a fan-favorite among locals.

The area is also packed with great dining and café options, along with a beautiful town square lined with shops and businesses.

  • Median 1-BR rent: $1,081
  • Median 2-BR rent: $1,430
  • Walk score: 66/100

Northside is a quick 15-minute commute north of Downtown and has become quite the hipster hangout. With coffee houses, breweries and pubs to call home, it’s no wonder there’s such a Northside following, making this one of the best neighborhoods in Cincinnati.

The neighborhood is notably a safe space for LGBTQ+ members thanks to the presence of allies and supporters. With an annual 4th of July parade and other events, everyone can feel at home in Northside.

  • Median 1-BR rent: $955
  • Median 2-BR rent: $1,350
  • Walk score: 95/100

Located just north of Downtown, German immigrants tended to settle into this area back in the day. Having to cross the Miami and Erie Canal to get to work, residents started calling it “the Rhine,” like the river that runs through Germany. Thus, the neighborhood’s name, Over the Rhine, was born.

It’s hard to imagine now, but Over the Rhine was once seen as one of the most crime-infested and dangerous areas in the city. However, over the past decade, Cincinnati has been pouring money and investments into the area to revitalize it. These efforts have worked and many Cincinnatians say OTR is now one of the most interesting and eclectic neighborhoods the city has to offer.

Once the city funding came through, trendy bars, restaurants and shops started coming into the area. The new businesses and the community mainstays, like the 1878 Music Hall that hosts symphonies, operas and ballets, have made OTR a beloved Cincinnati staple.

  • Median 1-BR rent: $1,299
  • Median 2-BR rent: $1,510
  • Walk score: 52/100

Pendleton, located to the east of Over the Rhine, is often referred to as the arts district. Not only is the Pendleton Art Center located there, but many residents have livened up the area by bringing bright colors to their homes’ exteriors and businesses have followed suit, as there are ample murals all over local shops and restaurants.

Aside from art, there’s a great food scene, lots of things to keep kids busy and cafés and bars for the adults. The supportive neighborly vibes run deep in this bright, cheery area.

  • Median 1-BR rent: $849
  • Median 2-BR rent: $1,054
  • Walk score: 46/100

Pleasant Ridge is one of Cincinnati’s oldest neighborhoods, dating back to 1795. Now, it holds up its end of a storied past, as most of the businesses have been locally and independently owned for years and years, earning Cincinnati’s first Community Entertainment District title.

After a push to reinvigorate the area in the early 2000s, Pleasant Ridge has been basking in the rays of success and is still a trending neighborhood today. The charming town is colorful, too, as its business district has murals throughout.

  • Median 1-BR rent: $1,299
  • Median 2-BR rent: $1,510
  • Walk score: 52/100

Traditionally, South Fairmount has been an overlooked area. Most people wrote it off as hopeless. But with $100 million being funneled into the neighborhood, it’s quickly turning around.

Thanks to the Lick Run Greenway, a creek with wide sidewalks running alongside the water, South Fairmount is on the upswing. What was once dreary and gloomy, this area is getting a lot of attention from businesses and restaurants looking to capitalize on the new Greenway’s attention and it’s the perfect time to join in on the commotion.

  • Median 1-BR rent: $944
  • Median 2-BR rent: $1,124
  • Walk score: 67/100

Founded back in 1804, Walnut Hills is rich with history and culture. One house in the neighborhood was a stop for the Underground Railroad, thanks to its resident, author of “Uncle Tom’s Cabin,” Harriet Beecher Stowe. Her house is now a historic landmark and offers tours.

Just two miles from Downtown Cincinnati, Walnut Hills serves as an overflow area for top professionals and creatives alike. Home to Eden Park, Walnut Hills residents can enjoy a lovely scenic stroll scattered with fountains, sculptures and playgrounds, along with the Art Museum and Kohn Conservatory.

  • Median 1-BR rent: $736
  • Median 2-BR rent: $760
  • Walk score: 29/100

Westwood is the city’s biggest neighborhood and has been through quite a revolution over the past couple of years. It’s still in the process of its makeover and newer residents have been smart to jump aboard and join the team.

Residents tend to stick around and for good reason. They see real potential in the neighborhood and they’re willing to find out they were right. Westwood’s foodie scene has popped off. From pizza to delis to more adventurous options like Ethiopian food, just about anything you try in Westwood is something worth writing home about

Find the best Cincinnati neighborhood for you

If one of these neighborhoods sounds like your ideal future home, be sure to check out these apartments for rent in the best neighborhoods in Cincinnati.

The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

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Marketing, CRM, Fair Lending, HELOC, Non-QM Products; Webinars and Training Next Week; Why do People Move?

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Marketing, CRM, Fair Lending, HELOC, Non-QM Products; Webinars and Training Next Week; Why do People Move?

By:
Rob Chrisman

7 Hours, 28 Min ago

Sometimes I send this Commentary out from some pretty nice places, sometimes not. Today comes from the tarmac at the Newark Airport, in Row 22, sitting next to some hairy guy who’s snoring and apparently went with the “Garlic Lover’s Pizza” last night. You can decide which category today fits in. “What do you call a small pepper in the autumn? A little chili.” Tomorrow is the fall equinox. Autumn? Autumnal? Different ways of saying similar things? Do you know the difference between a loan, a mortgage, a lien, a note, and a deed of trust? There are differences, just like there are differences in the reasons why people move. Unlike the convicted felon that I spent some time with yesterday, wanting a newer, better, or larger house or apartment has been the most common specific reason cited for moves over the past two years. That’s followed by establishing one’s own household, evidenced by a change in marital status becoming a more common reason for moving in 2022 than in 2021. The percentage of movers reporting housing unit upgrades declined, suggesting a reversal of a boom in housing demand that happened in 2020, early in the COVID-19 pandemic. A quarter of movers reported family-related reasons for their move, the second most often-cited general reason for moving in 2022 and in several recent years. (Today’s podcast can be found here and this week’s is sponsored by the Trade-In Mortgage powered by Calque. Homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. Lenders can help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI. Hear an interview with Mayer Brown LLP’s Lauren B. Pryor on M&A activity in the mortgage space and what makes for a successful transaction in the current environment.)

Lender and Broker Software, Programs, and Services

“Cheers to 20 Years! We are proud to announce the 20 Year Anniversary for Carrington Mortgage! It’s been an incredible two decades filled with trust, growth, and a commitment to serving our partners. As we celebrate this remarkable achievement, we want to express our heartfelt gratitude for your continued support. We look forward to many more years of serving our partners. We remain committed to being the industry’s leader in Non-QM solution lending. Our team of experts is ready to help you and your borrowers with a new home purchase or a refinance, all done in a timely and professional manner. Our program and product suite includes Non-QM, FHA, VA, USDA & GSE. Our Non-QM program offers you and your borrowers features and flexibility you may not find anywhere else. We’re here to help. Please contact us for more information about our products and services.”

In challenging down economic times, Loan Vision is your solution to maximizing profitability and reducing costs in your business. With Loan Vision, companies see improvements of 25% to 35% decrease in days to close the books, 20% reduction in accounting headcount, complete LOS to G/L automation, and improved reporting and visibility that allow for better business decisions. Don’t accept a competitive disadvantage or get caught flat footed in a recovering market. To improve your cash position, gain a competitive edge, and prepare your business for sustained growth, contact Carl Wooloff to schedule a call today.

From what people are saying, The Loan Store has consistently been among the “pricing leaders” and “process leaders” with agency loans, and they’ve also really been making a nice name for themselves with their Quick-Pay HELOCs. TLS is funding HELOCs 100% within 3-5 days (and paying 175 bps in comp), and that’s a great tool for LOs looking to expand their business. Plus, word on the street is that TLS will be expanding HELOCs to Texas soon, so that’s something else for Lone Star State LO’s to get excited about. Regardless of where you’ve set up shop, price out a HELOC in the TLS/Figure HELOC portal. Or, if you haven’t signed up with TLS yet, do that here.

Recent Trends in Fair Lending Compliance! When the DOJ announced its Combatting Redlining Initiative in October 2021, it was the department’s “most aggressive and coordinated” enforcement effort against financial institutions. The initiative has cost financial institutions $40 million in the first half of 2023 alone. The DOJ and regulators have not let up on enforcement actions against financial institutions (banks, credit unions, mortgage companies, and other lenders) violating fair lending compliance laws. In fact, regulatory agencies have expanded the scope of fair lending enforcement. A recent article from the experts at Ncontracts highlights the significance of recent fair lending enforcement trends and what it means for your fair lending program. Read the full article.

Earlier this month, Apple announced the 15th version of its amazing, do-everything iPhone. It’s hard to imagine, but what if Steve Jobs never invented the iPhone? What if we all carried one device to make calls, and a completely different device to send a text? This is exactly what many lenders do today with their CRM software. They have one CRM for their retail loan officers, a different CRM for their direct-to-consumer team, and another CRM for their wholesale account executives. Wouldn’t it be nice to manage all of your business channels in just one CRM? That’s what OptifiNow Flex is: a retail, wholesale, correspondent, reverse, home equity and private money CRM that can be personalized to fit your business needs. Reach out to us to learn more and see why OptifiNow is the iPhone of mortgage CRM!

Attention Mortgage Lenders! Discover the secrets to thriving in this competitive market with our FREE white paper, tailored specifically for you. Written by Seroka Brand Development, the mortgage industry’s leading marketing and public relations company, this exclusive guide reveals top marketing and PR strategies for 2023. As the industry faces its current set of challenges, effective yet cost-conscious marketing is more crucial than ever for companies like yours, competing for every opportunity. Learn six impactful ways to reach your target market and secure success through the rest of 2023 and beyond. Don’t miss out on this invaluable resource: download your FREE white paper now.

Training, Webinars, and Events Next Week

A good place to start is here, and click on “events” for conferences in the future. Next week is the last week of September already?! Wasn’t it just Labor Day? Let’s see what’s up.

According to data from Gartner, two in three companies say customer experience is the primary area where they will compete for business. Lenders, how is your business utilizing customer feedback to drive revenue growth in today’s challenging market? Need help? Join STRATMOR Group’s customer experience experts as well as peer lenders for STRATMOR’s Customer Experience Workshop on September 25, 26 and 27. This highly interactive, virtual workshop is designed to give lenders specific, actionable ideas: you’ll learn how to optimize your loan processes to maximize repeat and referral business and achieve your growth goals in challenging market conditions. Register today!

Tuesday the 26th is the next Mortgages with Millennials with Kristin Messerli and Robbie Chrisman, and sponsored by National MI. Tune in every Tuesday at 10AM PT to the weekly video show designed to empower mortgage professionals to tap into the millennial market. This show demystifies the psychology of first-time homebuyers and offers strategies to win more market share with a key segment of the market. Sign up for a weekly reminder with the link to join and a sneak peek into the next episode.

On September 26, 2-3PM ET, FHA’s free, virtual webinar will assist FHA-approved lenders (and their auditors) with their upcoming Annual Recertification and provide information on how to successfully submit an acceptable recertification package via the Lender Electronic Assessment Portal (LEAP). For detailed information, closely review the LEAP User Manual.

Free, on-site, FHA Underwriting Training in Philadelphia, PA., September 26, 9:00 AM to 11:30 AM (Eastern) will provide an overview of FHA underwriting procedures and addresses several industry-related frequently asked questions (FAQs) as outlined in FHA’s Single Family Housing Policy Handbook 4000.1. This training will also take an in-depth look at a variety of topics including credit, income, and asset (CIA) documentation; automated underwriting systems (AUS); closing; and more.

Free, on-site, FHA Appraisal Training in Philadelphia, PA., September 26, 1:00 PM – 3:30 PM (Eastern) will provide an overview of the appraisal requirements outlined in FHA’s Single Family Housing Policy Handbook 4000.1. The training topics will include property inspection requirements, appraisal validity period, manufactured homes, water and septic, attic and crawl spaces inspection, and the FHA Appraiser Roster.

If you are looking for the housing policy and fintech event of the year to watch from the comfort of your office, Housing Finance Strategies’ #HousingDC23 is it. The agenda is published, and Complimentary Registration is now available. Sign up to view the premium content offered virtually and accessible to you starting September 26th.

If your credit union’s due diligence for quality control relies only on last-minute adjustments during post-closing processes, chances are you’re spending too much time putting out fires rather than adequately serving members’ needs. Market changes demand a more comprehensive and proactive approach to due diligence, and the experts at ACES Quality Management have the wherewithal to help you make that adjustment. Tune into this Inside Track webinar on September 27th at 1 pm CST to learn the why’s and how’s of improving your QC processes.

Looking for more in-depth commentary on weekly mortgage news? Register here for “Mortgage Matters: The Weekly Roundup” presented by Lenders One. Every Wednesday at 2:00 PM EST/11:00 AM PT is a dive into a range of mortgage-related topics, including market trends, interest rate fluctuations, innovative mortgage products, and industry advancements. Listen to a unique mix of age perspective, expertise, and charisma to the screen, ensuring that the information is not only educational but also entertaining.

California MBA upcoming Mortgage Quality and Compliance Committee webinar, Navigating the Future of Work: Adapting Return to Office Policies, on Thursday September 28th at 11 A.M. PST. Expert panelists will provide valuable insight on the ever-changing work dynamics, the challenges of managing remote and in-house teams, and MLO enhanced requirements in CA (and other states).

AzAMP Annual EXPO, Luncheon, and 8-Hour NMLS CE Class, September 27–28, at the We-Ko-Pa Resort and Casino. Begin your experience on Wednesday, Sept. 27 with Part 1 of NMLS CE class. Full day of events begins on Thursday, September 28 including NMLS CE class Part 2, Luncheon with Keynote Speakers Allen Beydoun, UWM Executive Vice President and Robbie and Rob Chrisman, The Chrisman Commentary Daily Mortgage News, followed by the AzAMP Expo.

Watch on demand, at your leisure: Millennials and Gen Z’ers represent the largest group of first-time homebuyers. In less than 10 years, 3.1 million will have entered the market. Of these buyers, roughly 75 percent of them report checking social media daily. Making social media a necessary strategy for loan officers. Join Homebot’s VP of Marketing, Ashley Remstad and Mortgage Advisor Sosi Avila as they discuss key strategies and tactics for using social media to your advantage. Register for the webinar here.

The NCEO 2023 Fall Forum in Houston is September 26-28. Featuring top industry experts and thought leaders, the forum will update you on the latest trends and best practices in employee ownership. Network with other employee owners and industry professionals from across the country, sharing ideas, challenges, and successes.

Friday the 29th is The Mortgage Collaborative’s Rundown covering current events in the mortgage market for 30-45 minutes starting at noon PT in “The Rundown”.

Capital Markets

Remember when all the “smartest guys in the room” were telling us that an inverted yield curve was a nearly sure sign of a recession? I haven’t heard that one lately. Even with the Fed just signaling lower interest rate volatility going forward, in theory translating into tightening MBS spreads and lower rates, mortgage rates still jumped by over .125 percent yesterday thanks to falling bond prices and “non-trivial stack decompression.” Much of the decrease in bond prices over the past couple of days stems from the markets still trying to fight the Fed. The yield curve remains highly inverted and will only unwind once the hard landing scenario becomes less probable.

On the data front, Existing home sales decreased 0.7 percent month-over-month in August to a seasonally adjusted annual rate of 4.04 million as sales were down 15 percent from the same period a year ago due to a well-known confluence of factors: higher mortgage rates, higher prices, limited supply, a lack of mobility, and homeowners who are reluctant to give up a low-rate mortgage. Keep in mind that an economic recession could also bring about an increase in inventory, as those who lose jobs may be forced to sell their homes and those uncertain about their jobs will not have the confidence to buy a home. While the overall U.S. economy remains resilient, there are growing signs starting to show U.S. households tightening budgets or starting to reduce discretionary spending.

Today’s economic calendar includes flash PMIs for much of Europe where modest increases are expected versus the prior readings. Domestically, S&P Global PMIs will be released later this morning, though the bigger headline is the resumption of Fed speakers following Wednesday’s FOMC events. Markets will receive remarks from Governor Cook, Boston President Collins, Minneapolis President Kashkari, and San Francisco President Daly. We begin the day with Agency MBS prices unchanged, the 10-year unchanged from Thursday at 4.48 percent, and the 2-year at 5.13.

Employment

“What distinguishes a company in the mortgage lending game? For Evergreen Home LoansTM, it’s an unwavering dedication to customer experience. As Evergreen’s CMO, Haavard Sterri, puts it, “At Evergreen Home Loans, customer satisfaction isn’t just a metric; it’s our mission. We go above and beyond to ensure our clients not only receive exceptional financial solutions but also feel valued every step of the way.” Take the Security Plus program, a gem that offers clients pre-approved, underwritten loans before house hunting begins. But why should job seekers pay attention? A firm that champions customer needs typically scores high on employee satisfaction. At Evergreen, you’re not a replaceable part; you’re integral to a collective mission of transforming the homebuying process. In a crowded field, Evergreen shines by marrying excellent customer service with fulfilling career opportunities. If you’re on the job hunt and value innovation, teamwork, and a relentless focus on the customer, Evergreen beckons. To view all open Evergreen careers visit our careers page.”

In the Northwest and California, Banner Bank is searching for Mortgage Loan Officers looking to create lasting Realtor and builder relationships at a bank focused on the market today. Banner has opportunities for lenders looking for local decision making with FHA, VA, USDA, state bond and true Portfolio lending opportunities along with servicing retained Fannie and Freddie loans to assist in client retention. Additional highlighted products cover CRA lending with private label no payment down payment assistance to help assist all borrowers with the right opportunity. Banner is the right fit for an established team, or the individual looking to grow their business and take the next step in their career. Please send resumes to Aaron Miller.

As a mortgage sales professional have you ever thought, “What if I could focus on only the things that actually grow my business, flipping the hourglass and spending 80 percent of my time on what I do best: building relationships?” Or “What if I could surround myself with sales support that is truly team inspired, results driven marketing and customer obsessed headache-free process?” Welcome to radius financial group! They started radius with one main focus: to offer a better value proposition than any other bank or mortgage company in the country for you, your borrowers and your referral partners. radius can help you grow your business, have a better quality of life, and make more money. For confidential inquires please contact Carla Herrera.

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Source: mortgagenewsdaily.com