Guide to Phone Service for Low-Income Households
The federal government’s Lifeline program provides subsidized phone service for low-income households. You may also find free or cheap options from carriers.
The federal government’s Lifeline program provides subsidized phone service for low-income households. You may also find free or cheap options from carriers.
As the reality of higher prices sinks in, Americans are taking action.
Sitting on my desk as I write this is an application I should have filled out months ago. Twenty-two months ago, to be exact.
It was then that I left my 40-hour-a-week office job, which included a convenient 401(k), dependable health care plan and, most refreshingly, a kind and understanding boss. It was tough to leave that job, but I wanted to pursue a career in freelance writing.
The entire experience was overwhelming. Details of that are for another post, perhaps, but the point is: what I found most overwhelming was dealing with my own finances. Administratively speaking, my employer had taken care of my retirement plan, taxes and health insurance. It was great.
Most investment portfolios and retirement plans are invested in stocks and fixed-income investments. But real estate is an excellent portfolio diversification because itâs a âhard assetâ. As well, the long-term investment performance of real estate is hard to argue with. Adding some real estate to your portfolio can improve your investment returns over the long […]
The post How To Invest in Real Estate (12 Different Ways!) appeared first on Good Financial Cents®.
After reading the title of this, I know what you’re thinking – but, it’s August! But, now is a great time to start preparing for the holidays, instead of waiting until November and December. The fall and winter holidays can be so expensive. Between Thanksgiving, Christmas, and the many other holidays, the average person tends […]
The post 11 Real Ways To Make Money Before The Holidays appeared first on Making Sense Of Cents.
A discussion with Studeo Co-founder Nir Betan about the need for agencies to differentiate in order to serve clients.
The post Studeoâs Nir Betan Talks About the Strategic Storytelling Advantage appeared first on RealtyBizNews: Real Estate Marketing & Beyond.
We’re going to make your job of finding the best tax software easier by providing the details of the five most popular tax software plans available.Compare free and paid tax prep software. TurboTax vs H&R Block vs TaxAct and other top tax prep apps. Pricing, features, audit support and more.
The post Best tax software for 2023 appeared first on Money Under 30.
You’re officially retired. You don’t have to wake up to that annoying alarm clock anymore. The sun is shining, and the only thing you have to worry about is when you get to take your afternoon siesta. Then it hits you… Can I really afford this lifestyle? Did I save enough? Do I have the […]
The post 16 Surefire Ways to Not Outlive Your Money appeared first on Good Financial Cents®.
A few months ago, I shared about how to survive without health insurance. To recap, I belong to a healthcare sharing ministry (HSM) called Christian Healthcare Ministries (CHM), just one of several ministries that are ACA-approved alternatives to health insurance. But I also want to share about my experiences with alternative health insurance to Obamacare.
What we belong to is not healthcare insurance; therefore, we don’t pay a premium (although we pay a “gift” each month or what amounts to a deductible, except it’s called a “personal responsibilty”). We chose this option because neither my husband nor I have access to an employer-sponsored plan. The most important consideration for us was cost, followed by coverage options. We opted for the most expensive level, which means that we have a $500 personal responsibility for each medical event that each of our family members experience on an annual basis.
At the time of the previous article, I was the only member of my family to belong, and I paid $150 per month. Now our entire family of five belongs for $450 per month. Even if our family size were to double, that is the maximum monthly contribution we’d have to make.