[This is the second installment in a series examining index funds. In Part I, we looked at the managed mutual fund market. In this installment, we will look at how an index is calculated and what an index fund is. In Part III, we’ll consider how to evaluate index funds and where to buy them.]
In the first part of this series, we saw that mutual funds are the dominant investment vehicle for individuals because they reduce risk through diversification on a scale that individuals cannot achieve on their own. And we mentioned that index funds typically have larger returns and lower fees than managed funds but that investors are largely unaware of their existence.
But why do we have index funds, and what are they?
When the time comes to purchase a house, your credit score will play a critical role in the lenderâs decision. So what’s the ideal credit score? The short answer: it depends. Various factors determine what credit score is needed to buy a house – and different mortgage products have their own unique credit score minimums… View Article
The post Whatâs the Best Credit Score to Buy a House? first appeared on Total Mortgage.
Sales of commercial mortgage bonds have fallen off a cliff, plummeting about 85% year-over-year, as rising interest rates cut into lending volume and defaults spook investors. Only about $4.27 billion of the bonds have been issued so far this year, down from $29.38 billion at this same point last year, according to data compiled by … [Read more…]
Demand for purchase loans sinks as mortgage rates rebound Inman
In light of the COVID bear market, we’re taking this week to look at how various “buy the dip” stock market strategies have performed historically.
If you’re invested in cryptocurrency, here’s what you need to know about what could happen if the prices take a turn for the worse.If you’re invested in cryptocurrency, here’s what you need to know about what could happen if the prices take a turn for the worse.
The post What Happens If Crypto Goes Negative? Here’s What You Need to Know appeared first on Money Under 30.
These investment strategies provide alternatives to savings accounts and the stock market.
I buy a lot of investment properties from the MLS, but I also buy from wholesalers and other sources. It took some time to find good real estate wholesalers or let them find me, but it was worth it. It can be frustrating because there are a lot of people who call themselves wholesalers who … Read more