âWhere can you always find money? In the dictionary.â Plenty of lenders and finding the money to buy other companies while smaller ones are looking for the right buyer. Eat or be eaten seems to be the name of the game as lenders hungry for production are courting other lenders. Some just get out of the game entirely. (See lender and investor section below.) Cutting costs and being efficient continue to be of paramount importance regardless of plans for the future. Is the credit process cost effective and efficient? Yesterday I mentioned changes in the credit world and received, âRob, when will companies learn that there are âtoo many snouts in the credit troughâ? Thereâs Fair Isaac, the Bureaus, and the credit resellers. It is not a level playing field, and now, like the old days of having different gfees for different lenders, lenders are slotted into âtiersâ. In the next few years, weâll be moving from a tri-merge environment to a bi-merge environment. Regardless of what comes our way, the overall construct of this portion of our business is shaky.â Editorâs note: âShakyâ is not good in this environment. (Todayâs podcast can be found here and this weekâs is sponsored by SimpleNexus, an nCino company and homeownership platform unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. I go on todayâs podcast to talk with Robbie about the industry ramping up mortgage travels and how mortgage market cycles have historically played out.)
Time To Refinance – For Real This Time For the past few months we’ve been looking into refinancing our mortgage. Our interest rate on our current mortgage is at 6.5%. Since mortgage rates have been hovering around the low to mid 5 percent range since the beginning of the year we knew we wanted to […]
The post Considering Refinancing Or Getting A New Home Loan? Here’s How To Read That Confusing HUD-1 Settlement Statement appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
People in at least 19 states may want to delay filing while the IRS figures out if state stimulus checks and rebates are taxable.
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The October annual housing start rate was down 8.8% on a year over year basis, according to a report from the Census Bureau and HUD.
Lawyers representing the Howard Jarvis Taxpayers Assn. and the Apartment Assn. of Greater Los Angeles argue that the documentary transfer tax violates the California Constitution.
With the overturning of Roe v. Wade, the costs associated with getting an abortion (travel, lodging, child care, etc.) are expected to rise.With the overturning of Roe v. Wade, the costs associated with getting an abortion (travel, lodging, child care, etc.) are expected to rise.
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Itâs that time of year again! As a kid, you looked forward to going back to school; new classes and teachers, reuniting with old friends and most importantly, new clothes and supplies. Now as a parent, going back to school takes on a whole new meaning when you are paying for everything. In fact, according
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