If you need tips to spend less money, you’ve come to the right judgment-free zone. I feel like I should introduce myself. âHello. My name is Elissa, and I am an unconscious spender.â
(âHello, Elissa.â)
âI give myself a $200 allowance every two weeks, but when the cash is gone, I use the credit card or hit the ATM. A hundred here, a hundred there. I feel like that Fast Cash $60 button is a slot machine in a casino!â
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You can certainly buy a home while on active duty. We’ll help you determine whether it’s the right move for you.
The post Blog first appeared on MilitaryVALoan.com.
M1 Finance is an investing platform that combines the automation of the robo advisors with the choice and control over your investments of a traditional online brokerage. Here’s a review of what they have to offer.
The post M1 Finance Review: A Free Robo Advisor With Flexibility appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
There are many reasons people consider buying a bigger home (our building our dream home as we did). Often, newlyweds might purchase a âstarter homeâ which is intentionally smaller than their ideal home, in order to save money. They figure they can buy a larger house later, when they start adding children to their family […]
The post Before Purchasing a Bigger Home Consider These Steps or Go Broke appeared first on Good Financial Cents®.
California lawmakers struck a seemingly impossible deal to build more housing in areas traditionally zoned for big box stores and office buildings.
Climate-related disasters could impact your financial security â take these steps now to protect your finances and well-being.
Last week via email, reader David Hatch asked:
If you were going to buy a new car, what would you get do you think?
I wrote a short email reply…then decide this topic is worth a deeper dive (of only for my own personal edification).
You see, Kim and I have been talking about cars lately. Mine is fifteen years old and hers is over twenty. Although both are running fine, we realize that we’ll have to replace one (or both) of them in the near future. When we do, what will we buy? What kind of new car is right for Kim? What kind of car is right for me?
Let’s start by looking at the cars I’ve owned in the past.
I am not a car guy. Even though I can appreciate nice cars, I don’t have any desire to own them. I’m not sure why. Maybe it’s because my parents never had nice cars when I was a kid. They had practical, serviceable vehicles that got the job done.
During my 33 years of driving, I’ve owned five cars.
In high school, I inherited my father’s 1980 Datsun 310 GX. I drove that little red beast until it died during my senior year of college. I had a lot of fun with the Datsun, but I treated it poorly. The best part about this car was that I could perform a lot of the maintenance myself — even though I don’t have much mechanical knowledge. (Driven from March 1985 to March 1991 — six years.)
After the Datsun died, Dad bought me a $1000 Ford Tempo as a college graduation present. It was a POS from the start. I drove it for less than six months before giving up on it. (Driven from March 1991 to September 1991 — six months.)
When I landed my first job (which turned out to be the worst job I ever had), I also bought my first new car: a 1992 Geo Storm. Naturally, I bought it on credit…before I’d even received a paycheck. I loved that $12,000 car the entire time I owned it. (Driven from September 1991 to December 2000 — 9.25 years.)
On 01 December 2000, a semi sideswiped my Geo Storm on the freeway during morning traffic. The car spun 360+ degrees before striking an overpass guardrail, deploying the airbag. The car was totalled; fortunately, I wasn’t hurt.
After the accident, I purchased a brand-new 2001 Ford Focus from a friend who worked at a local dealership. I paid $15,000. I hated that car from Day One. It was awful. (I should have read the Consumer Reports reviews before buying; I would have steered clear!) I bought that vehicle with a loan too. (Driven from December 2000 to April 2009 — 8.25 years.)
In 2009, after years of dreaming about it, I realized I could afford to buy a used Mini Cooper. By this point, I’d been writing GRS for three years, so I put my own advice into practice. I shopped around. I bought used. I paid $15,000 cash. I’ve owned that 2004 Mini Cooper for more than nine years now. In fact, as of this month, it’s the car I’ve owned longest in my lifetime.
As you can tell, when I buy a car, I tend to drive it for a long time. I rarely (if ever) get the new car itch. I wish I could say this was because I’m rational about my car-buying decisions, but that’s not it. I’m just not a car guy. (Computers, though? Well, I want to upgrade my computer every year. I am a computer guy.)
But David didn’t ask about the cars I’ve owned in the past. He asked what car I’d buy new.
If you have a primary residence, you might consider buying a second home as a vacation spot or an investment property. This can be a place to relax with your family, plus you can generate passive income for a variety of purposesâsave for retirement, pay off debt or create a rainy day fund. Even if… View Article
The post House vs Condo: Whatâs Better for a Second Home? first appeared on Total Mortgage.
Recent indicators point to modest growth in spending and production. Job gains have been robust in recent months, and the unemployment rate has remained low. Inflation has eased somewhat but remains elevated, reflecting supply and demand imbalances related to the pandemic, higher food and energy prices, and broader price pressures. elevated. Russia’s war against Ukraine is causing tremendous human and economic hardship. The war hardship and related events are is contributing to upward pressure on inflation and are weighing on elevated global economic activity. uncertainty. The Committee is highly attentive to inflation risks. The Committee seeks to achieve maximum employment and inflation at the rate of 2 percent over the longer run. In support of these goals, the Committee decided to raise the target range for the federal funds rate to 4-1/4 to 4-1/2 to 4-3/4 percent. The Committee anticipates that ongoing increases in the target range will be appropriate in order to attain a stance of monetary policy of monetary policy that is sufficiently restrictive to return inflation to 2 percent over time. In determining the pace extent of future increases in the target range, the Committee the Committee will take into account the cumulative tightening of monetary policy, the lags with which monetary policy affects economic activity and inflation, and economic and financial developments. In addition, the Committee will continue reducing its holdings of Treasury securities and agency debt and agency mortgage-backed securities, as described in the Plans for Reducing the Size of the Federal Reserve’s Balance Sheet that were issued in May. its previously announced plans. The Committee is strongly committed to returning inflation to its 2 percent objective. In assessing the appropriate stance of monetary policy, the Committee will continue to monitor the implications of incoming information for the economic outlook. The Committee would be prepared to adjust the stance of monetary policy as appropriate if risks emerge that could impede the attainment of the Committee’s goals. The Committee’s assessments will take into account a wide range of information, including readings on public health, labor market conditions, inflation pressures and inflation expectations, and financial and international developments.
Billion-dollar jackpots, once rare, have become commonplace in Powerball and Mega Millions lotteries.