pros

9 Gifts That Will Be Impossible to Find Due to Supply Shortages

You’ve probably heard that holiday shopping will be a nightmare even the Grinch himself couldn’t dream up. Supply-chain troubles, shipping bottlenecks, and worker shortages will make it harder to find big-ticket items. Meanwhile, demand is up. Holiday shoppers expect to spend $785 on average this season, more than they planned on in both 2019 and […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

What Is a Direct Consolidation Loan?

A Direct Consolidation Loan combines different federal student loans into a single loan, resulting in one monthly payment. If you have multiple federal student loans, this could be one way to simplify the repayment process and more easily stay on top of student loan payments. It will also set you up for eventual loan forgiveness, […]

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Margin Loans: Definition, Examples, Pros & Cons

What Is a Margin Loan? A margin loan is a loan from your brokerage to pay for securities that you can’t cover with cash. Similar to any other loan, you must apply for the account and be approved before you can borrow funds; and your brokerage will charge interest on any funds you borrow. Having […]

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Buy the Dip Meaning – Pros and Cons of Stock Purchases After a Market Drop

Buying the dip is a trading strategy that gives day traders the ability to exploit short-term price drops for a profit. Learn more here.

Dividend Aristocrats – What They Are and Reasons to Consider Investing

Learn what dividend aristocrats are, whether you should invest in these stocks, and strategies for investing in them successfully.

What Are Personal Loans Used For?

Even the savviest budgeter occasionally runs into a circumstance they’re simply unprepared for, which is where a personal loan may come in handy. Common personal loan uses include covering an unexpected medical expense or home repair or even managing existing debt. Borrowing money vs. paying cash isn’t ideal, but if you need cash ASAP and […]

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Stock Market Today: Tesla Snips S&P, Nasdaq Win Streaks

Another big drop in Tesla (TSLA) put an end to the Nasdaq’s 11 consecutive advances, and the S&P 500’s eight-session run.

Dear Penny: Should I Be Mad That My Husband Left Me Off the Mortgage?

Dear Penny, My husband and I recently bought a house. In the flurry of paperwork, I didn’t realize that he had applied for the loan in his name only until it was all settled. I’m on the title with him, but not the loan. Aside from being mad that he made the decision unilaterally, how […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.