It’s a new year! And you’re probably reading this because you want to make a change with how you handle your money in 2020. You want to pay off your student loans, start investing, and maybe save up for a…
The post How we Paid off $78K of Debt With Average Incomes appeared first on Modern Frugality.
In an ideal world, your credit score would improve the moment you pay off your debts. Credit bureaus would be notified, credit scoring systems would account for your improved reliability, and your financial future would begin as new. But, unfortunately, it isnât quite that straightforward. Debt relief can devastate credit scores and, in most cases, […]
Can You Pay Off Your Debt without Hurting Your Credit? is a post from Pocket Your Dollars.
The post Fact or Fiction? Not Having Debt Affects My Credit Score appeared first on Penny Pinchin' Mom.
Does not having debt affect your credit score? Not necessarily. When you are working yourself out from debt, you do not use credit cards. Â Or, at least, you should not use them. Â Using cash is important while you are on the path to financial freedom. After all, credit cards are the reason many people are … Read More about Fact or Fiction? Not Having Debt Affects My Credit Score
The post Fact or Fiction? Not Having Debt Affects My Credit Score appeared first on Penny Pinchin' Mom.
With the cost of homes steadily rising, it wouldn’t be surprising if people were looking for a way to save even the smallest amount of money on their home purchase. And between the down payment, closing costs, inspections, PMI, and more, the cost of a home can quickly add up. Paying interest on your mortgage […]
The post How Lenders Determine Your Mortgage Interest Rate appeared first on Credit Absolute.
Editorial disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and arenât reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuerâs website for the most current information… Read More
The post Credit.Comâs Picks for Best Travel Rewards Credit Cards appeared first on Credit.com.
For many first-time college students, pursing a higher education is a journey that comes with newfound responsibilities. Managing money while simultaneously balancing school, work and social obligations proves difficult for many. When embarking on educational pursuits, donât forget to keep credit scores at the forefront of financial commitments. There are many ways to go into debt as a student…. Read More
The post Life Events That Can Affect Credit: Going to College appeared first on Credit.com.
The top travel credit cards make it easy to earn travel rewards that can translate into free flights, luxury hotel stays, and more. With a solid plan in place, credit card rewards can even make your travel dreams come true. Imagine flying business class to Tokyo for pennies on the dollar or spending five nights […]
The post Best Travel Rewards Credit Cards appeared first on Good Financial Cents®.
Weâve finally got some clarity regarding what happens after mortgage forbearance in terms of obtaining a subsequent home loan. The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac, announced temporary guidance regarding the matter today. Waiting Period After Mortgage Forbearance for Fannie and Freddie No wait to buy a home or [&hellip
The post There Will Be a 3-Month Waiting Period to Get a Mortgage After Forbearance first appeared on The Truth About Mortgage.
In the second quarter of 2020, the U.S. housing market hit an all-time high of $32.8 trillion, per The Federal Reserveâs Flow of Funds Report, as referenced in the latest Monthly Chartbook from the Urban Institute. That was up from roughly $32.4 trillion in the first quarter of 2020, thanks to an increase in home [&hellip
The post Value of U.S. Housing Market Hits Another All-Time High first appeared on The Truth About Mortgage.
