Q&A
Q&A: Do I need an agent to make an offer?
Zoocasa’s Ask the Pros section is where Zoocasa Users can post their real estate queries in a moderated forum and get replies from real estate professionals. The weekly Q&A is taken from the section and the featured response is a post that was provided by real estate agents and professionals using the forum. For more […]
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If Bonds Aren’t Rallying, They’re Selling
At the risk of repeating a common thesis in recent days, bonds had a choice to make at the end of January. The decision was whether or not a rally of more than 100bps from October’s highs could be justified by the current state of data and Fed policy. Last week’s jobs report cast a clear vote and this week’s Fed speeches served as the “told ya so.” It’s not the Fed had been telling the market that longer-term rates needed to be higher. Rather, the Fed has simply been reiterating the following points: It’s too soon to declare victory on inflation There’s still a real risk that inflation could bounce higher again The labor market is still way too tight to suggest any loosening of policy Wage growth has slowed, but not enough to remove concern over inflation Policy is barely restrictive right now and it needs to get more restrictive and stay that way for a few years, probably While they’ve been consistent on those points, the market has been consistent in pricing-in an end to the rate hike cycle and even a probable rate cut by the end of 2023. In other words, the market and the Fed were at odds when it came to the rate outlook. It was staring contest and neither side had really blinked until this week. When last Friday’s jobs report came out, markets feared a hawkish update from Fed Chair Powell in this week’s Q&A on Tuesday. He essentially took the opportunity to say the jobs report is just another piece of evidence that supports the Fed’s bullet points above. The rest of this week’s Fed speakers essentially said “yeah, that!” And here we are pushing the highest yields in more than a month. If rates can’t go any lower, they’ll go higher. Next week’s CPI report on Tuesday is the next big input on whether and how quickly the trend continues.
How I Grew a Travel Blog to 100,000 Monthly Readers
Hello! Today, I have a great guest post to share from Alex Kroeger from ViaTravelers about how they grew a travel blog to 100,000 monthly pageviews in less than 12 months. Enjoy! If you read travel articles or follow travelers on social media, chances are you’ve deliberated about starting your very own travel blog. But, […]
The post How I Grew a Travel Blog to 100,000 Monthly Readers appeared first on Making Sense Of Cents.
CrowdStreet review 2023: Real estate crowdfunding for accredited investors
CrowdStreet allows high-net-worth individuals to invest in long-term, high-yield commercial real estate deals. Read about the pros and cons.CrowdStreet allows high-net-worth individuals to invest in long-term, high-yield commercial real estate deals. Read about the pros and cons.
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Life Insurance with Sleep Apnea – Your Guide to Get Coverage
Many people suffer from sleep apnea, although they donât even know it. The most common element of sleep apnea, besides burning a good nightâs sleep, sleep apnea also has potential for more severe health risks. If you have sleep apnea then most likely youâve been suggested by your doctor to wear your CPAP. For many […]
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Bonds Begin New Week on The Defensive
Friday’s strong jobs report and ISM data caused obvious, immediate problems for rates, but bonds held their ground fairly well all things considered. As the new week began, Asia took its turn selling Treasuries before strong European data added to the pressure. Traders are apprehensive about this week’s bond market supply (both Treasury auction and corporate bonds) as well as a Q&A with Fed Chair Powell. Perhaps he’ll be more hawkish in light of the jobs report? That’s the fear anyway and it’s easy to see in the 25bp uptick in rate expectations for September’s Fed meeting. The chart above suggests traders don’t see the Fed returning to 50bp hikes, but rather adding an additional 25bp hike before leveling off. In terms of the bigger picture, this morning’s weakness has 10yr yields up against the 3.62% range ceiling and well above the 3.56 ceiling that had been in play for most of the past 3 weeks.
What Is a Gift Letter for a Mortgage? Know the Key Requirements
Mortgage Q&A: âWhat is a gift letter?â A reader recently inquired about mortgage gift letters, so instead of simply answering their question, I figured Iâd write an entire post on the subject to help others better understand this topic. If youâve been browsing real estate listings lately and have big plans to buy a big… Read More »What Is a Gift Letter for a Mortgage? Know the Key Requirements
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Can You Pay the Mortgage with Bitcoin?
Mortgage Q&A: “Can you pay the mortgage with bitcoin?” First off, I apologize for writing an article about bitcoin. I know itâs all the rage right now and Iâm just adding to the hype, but itâs newfound relevancy warrants this post, maybe. U.S. Mortgage Lenders Accept U.S. Dollars At the moment U.S. dollars are the… Read More »Can You Pay the Mortgage with Bitcoin?
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What Is a Letter of Explanation? Your Chance to Talk to an Underwriter
Mortgage Q&A series: âWhat is a letter of explanation?â If youâre currently going through the joyful process of obtaining a home loan, you may have been asked to furnish a âletter of explanationâ or LOE to provide a little more color to what the underwriter might feel is a complicated matter. You can think of… Read More »What Is a Letter of Explanation? Your Chance to Talk to an Underwriter
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