Updated Trinity Study Simulation – 2021 and Beyond – The Best Interest
Using Wade Pfau’s data and “predictions” of the future, we’re creating an updated Trinity Study to use for our retirement planning.
Rates
First-mortgage default rate sees uptick in December
The default rate of first and second lien mortgages edged up in December, according to data from S&P Dow Jones Indices and Experian. The latest S&P/Experian Consumer Credit Default Indices show that the first mortgage default rate was up slightly from 0.28% to 0.29% in December. The bank card default rate also saw a month-over-month … [Read more…]
Mortgage rates hit another all-time low as home buyers rush to secure cheap financing – MarketWatch
Mortgage rates hit another all-time low as home buyers rush to secure cheap financing MarketWatch
How Many Credit Cards Is Too Many? – Lexington Law
Thereâs no right or wrong answer to how many credit cards you should have. More importantly, aim to understand how to best manage them to keep your score high.
Why Does My Mortgage Keep Getting Sold?
Why does your mortgage get sold and why can it happen multiple times? Banks and mortgage servicers constantly run the numbers to determine your value.
The post Why Does My Mortgage Keep Getting Sold? appeared first on Real Estate News & Insights | realtor.com®.
How to Use Your Wanderlust to Build Credit
Love to travel? Good news: There are ways to put that wanderlust to use with a travel rewards credit card. Though travel rewards cards aren’t the easiest to get approved for as they require an excellent or good credit score, those who are able to snag one can use it to build better credit. (Just remember, before you apply it’s… Read More
The post How to Use Your Wanderlust to Build Credit appeared first on Credit.com.
9 Tips to Spring Clean Your Budget
The post 9 Tips to Spring Clean Your Budget appeared first on Penny Pinchin' Mom.
Many of you have a spring cleaning ritual. Â It is the time of the year when you wash the windows, air out the bedding and declutter. Â However, have you ever thought about checking your budget? That may sound crazy, but it is really is the perfect time of the year to really take a good … Read More about 9 Tips to Spring Clean Your Budget
The post 9 Tips to Spring Clean Your Budget appeared first on Penny Pinchin' Mom.
5 Best Personal Loans for Low-Income Individuals of 2021
Many lenders are willing to work with low-income borrowers. If you make at least $800 per month, you could qualify for a personal loan.
5 Steps for Getting a Car Loan
This Article was Updated July 5, 2018 When you are looking to buy a vehicle, the first thing you should do is apply for a preapproved loan. The loan process can seem daunting, but itâs easier than you think and getting preapproval prior to going to the car dealer may help alleviate a lot of… Read More
The post 5 Steps for Getting a Car Loan appeared first on Credit.com.
Redfin survey shows greater optimism for housing in 2021
Around 60% of home buyers and sellers said in a survey by Redfin that theyâre optimistic that the housing market will improve in 2021, which is a big leap on what people said in a similar survey the previous year. High earners and homeowners are the most upbeat about housingâs prospects, the survey of 1,400 […]
The post Redfin survey shows greater optimism for housing in 2021 appeared first on RealtyBizNews: Real Estate News.