Fall is a great time of the year. It kicks off the cozy season, the leaves start to change, pumpkin-spiced lattes are finally available and turkey day is right around the corner. Thanksgiving dinner is a staple among family and friends every November.
And while we all love spending the day eating, there is a lot of prep that goes into making an apartment Thanksgiving dinner. The traditional Thanksgiving menu includes roasted turkey, mashed potatoes and gravy, stuffing and pumpkin pie.
But sometimes, people don’t want to eat traditional food or have special dietary needs. So then what do you do? Fear not because there are other non-traditional Thanksgiving dinner ideas that you can add to your dinner table this year. Whether you’re a Thanksgiving pro or this is your first time hosting don’t worry, we’ve got you covered.
These are 15 non-traditional Thanksgiving dinner ideas for you to try this holiday season.
1. Soup
Soup is a great addition to any meal, especially Thanksgiving, and it’s surprisingly easy to make. This year, why not add some pumpkin soup or pumpkin risotto to the menu? Use it as a starter before the main course. And obviously don’t forget to serve it with a delicious roll.
2. Roast beef
Don’t want to cook a turkey this year? Then consider cooking roast beef as your main course. Not only is it a fan favorite, but it also goes great with all the traditional Thanksgiving sides. Add a little mushroom gravy to the side for dipping. too.
3. Chicken stuffing casserole
If you don’t feel like cooking a meal with a million side dishes, then try this fresh twist on Thanksgiving dinner. It combines the main course and one of the most popular sides, stuffing, into one easy dish. Plus, it’s served in one serving dish so you’ll save on having to do so many dishes at the end of the evening, too.
4. Pasta
Who doesn’t love a nice big bowl of pasta? A great alternative to Thanksgiving dinner is pasta full of fall flavor. You can make butternut squash pasta with a sprinkle of parmesan cheese that the whole family will love. And for the adults, pair it with a nice white wine to add that little je ne sais quois.
5. Roast chicken
Just because it’s a holiday meal, doesn’t mean you have to cook a roast turkey. Mix things up this year and make a roast chicken instead. Roast chicken can have incredible flavor when cooked properly. It also is great when served with mashed potatoes, green beans and even your favorite pie. Plus, you might have some leftovers for the next day.
6. Sweet potato curry
Vegan or not, this sweet potato curry is a delicious meal idea for Thanksgiving dinner. It has the flavor you grew up with and the added twist to make it special. It’s a great way to take a classic Thanksgiving menu item and a little zest.
7. Potpie
You can never go wrong with potpie. It has everything you need — the chicken or turkey, vegetables, gravy and most importantly, pie crust. Cook some of these flaky gems and your family will keep asking for more.
8. Lasagna
Just because it’s Thanksgiving, doesn’t mean you have to have turkey and gravy. This year, try out this Bechamel lasagna for dinner. It might not be what you’re used to, but that doesn’t mean you won’t love it. And if you want to make it feel more like Thanksgiving, then serve it with some roasted vegetables or green beans.
9. Potato tortilla
Swap out your traditional mashed potatoes this year for a potato tortilla. It might seem like an unconventional dish, but it’s worth the risk. It’s a fun way to include the classic potato in the meal but add a fancier twist.
10. Butternut squash salad
Instead of serving butternut squash on its own, incorporate it into a salad this year. Mix it with some goat cheese, pomegranates and whatever else you’d like. This is a perfect addition to any holiday table. Plus, it’s a tasty and healthy way to get in your greens.
11. Salmon
This Thanksgiving dinner includes the land and sea on your table. Salmon is another fantastic non-traditional Thanksgiving dinner idea. Add it to your holiday menu this year and see how quickly it’s gone.
12. Gluten-free stuffing
So what you’re gluten free like 90% of people in SoCal? That doesn’t exclude you from having stuffing at Thanksgiving dinner. There are so many great gluten-free stuffing recipes around that you won’t even know it’s not made with traditional bread. This is a great option to include on your menu if you know certain guests have dietary restrictions due to celiac disease or a gluten allergy.
13. Pork tenderloin and vegetables
Wow your family and friends with pork tenderloin and roasted vegetables this Thanksgiving. We promise it’ll be a crowd-pleaser! Plus, pork usually doesn’t take as long to cook so you’ll save on time and oven space by swapping out the bird for the pork tenderloin.
14. Brussels sprouts
Brussels sprouts have been all the rage the past couple of years and for good reason, too. Air fry or bake them with a little balsamic glaze and even your kids will gobble them right up.
15. Butter pecan pie cheesecake
Just when you think you can’t eat anymore, you find a little room for dessert. Whether it’s pumpkin pie, pecan pie or something new, people love a Thanksgiving dessert. Twist dessert up this year and combine your pecan pie with cheesecake.
Bring on the non-traditional Thanksgiving dinner ideas
Thanksgiving is a special time of the year for everyone. It’s the time we gather together and are reminded of all the amazing things we have to be grateful for. While there are staples of Thanksgiving dinner, always save room for new ideas.
This Thanksgiving, be daring and add something new to your cooking repertoire. Surprise people with your new dishes! They’ll be a breath of fresh air from all the expected fare. And, who knows, these unconventional dishes might end up being your favorite.
Ashley Singleton is a writer who loves following and writing about current lifestyle, DIY and home improvement trends. You can read some of her other work on the Lady Spike Media website. In her spare time, she performs stand-up comedy in Los Angeles.
Here we go with another week. With little economic data out today financial market participants are still working with yesterday’s news that the U.S./China trade war is currently on hold. This has caused investors to move more into stocks, pushing up bond yields and mortgage rates. Read on for more details.
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Market Outlook 5.21.18 from Total Mortgage on Vimeo.
Where are mortgage rates going?
Rates hold higher to start the week
Current mortgage rates are kicking off the week by moving slightly higher from where they were on Friday.
Financial market participants are still digesting yesterday’s comments by Treasury Secretary Steven Mnuchin that the trade war between the U.S. and China is “on hold.”
Those comments created a more risk-on scenario for investors, decreasing the appetite for “safer” assets such as long-term government bonds.
This has caused the yield on the 10-year Treasury note, which is the best market indicator of where mortgage rates are going, to move up a couple basis points on the day to 3.07%.
Mortgage rates tend to follow in the footsteps of the 10-year yield so rates are also up a touch today.
If we take a look at the economic calendar for the rest of the week, we can see that the data really doesn’t start to flow in until Wednesday. That’s when we’ll get PMI, New Home Sales, and the minutes from the Federal Open Market Committee a few weeks back.
Friday is the big day of the week as far as economic data is concerned. Bright and early we’ll get the Durable Goods report followed by the Consumer Sentiment report.
Rate/Float Recommendation
Lock before rates move even higher
Mortgage rates seem poised to move higher and higher over the coming weeks and months. If you’re thinking about taking action on a purchase or refinance, our recommendation is to try and lock sooner rather than later. The longer you wait, the more likely it is that you’ll get a higher rate.
Learn what you can do to get the best interest rate possible.
Today’s economic data:
Chicago Fed National Activity Index
The Chicago Fed National Activity Index came in at a 0.34. That’s its highest mark of the entire expansion.
Fedspeak
Atlanta Fed President Raphael Bostic at 12:15pm
Philadelphia Fed President Patrick Harker at 2:15pm
Minneapolis Fed President Neel Kashkari at 5:30pm
Notable events this week:
Monday:
Chicago Fed National Activity Index
Fedspeak
Tuesday:
Richmond Fed Manufacturing Index
Wednesday:
PMI Composite Flash
New Home Sales
EIA Petroleum Status Report
FOMC Minutes
Fedspeak
Thursday:
Jobless Claims
FHFA House Price Index
Existing Home Sales
Kansas City Fed Manufacturing Index
Fedspeak
Friday:
Durable Goods Orders
Consumer Sentiment
Fedspeak
*Terms and conditions apply.
Carter Wessman
Carter Wessman is originally from the charming town of Norfolk, Massachusetts. When he isn’t busy writing about mortgage related topics, you can find him playing table tennis, or jamming on his bass guitar.
Vacaville, CA offers a remarkable living experience with stunning landscapes and a welcoming community. The favorable climate with mild winters and inviting summers encourages an active outdoor lifestyle. Residents can explore breathtaking natural destinations such as Lagoon Valley Park, Lake Berryessa, and Napa Valley. Moving to Vacaville strikes a perfect balance between small-town tranquility and easy access to larger cities, providing a satisfying quality of life. However, as with every city, there are drawbacks to living there. So whether you’re searching for Vacaville apartments, homes for sale, or you just want to know if Vacaville is a good place to live, Redfin can help. So read on for the ten pros and cons of living in this city.
Pros of living in Vacaville, CA
1. Year-round mild climate
Living in Vacaville means experiencing the best of both worlds: abundant sunshine and breezes that grace the region. In the winter, the temperature averages 59 degrees Fahrenheit, which is perfect for getting outside. Whether strolling through the charming downtown area or indulging in outdoor activities, Vacaville’s mild climate provides a refreshing experience.
2. Proximity to major cities
One of the major advantages of moving to Vacaville is its proximity to major cities. Situated between Sacramento and San Francisco, Vacaville offers residents easy access to the bustling urban centers while maintaining a serene and relaxed lifestyle. This prime location provides many benefits, allowing individuals to enjoy both. Within a short drive, one can explore the vibrant cultural scenes, diverse culinary options, and world-class entertainment of both Sacramento and San Francisco. The opportunities are virtually endless, whether it’s catching a professional sports game, attending a renowned concert, or immersing oneself in vibrant arts and cultural events.
3. Access to outdoor recreational activities
Surrounded by breathtaking natural beauty, Vacaville is a gateway to many outdoor adventures. The city boasts a network of well-maintained parks, hiking trails, and bike paths, providing ample opportunities for strolls, invigorating hikes, and exhilarating bike rides. Moreover, Vacaville’s proximity to the stunning landscapes of Napa Valley and Lake Berryessa allows residents to embark on scenic drives or partake in water sports and fishing activities.
The nearby Lagoon Valley Park is a treasure trove for outdoor lovers, offering opportunities for birdwatching, picnicking, and even paragliding. For those seeking more adrenaline-pumping experiences, the nearby Sierra Nevada Mountains provide skiing, snowboarding, and hiking options in breathtaking alpine surroundings.
4. Great entertainment opportunities
The region is renowned for its exquisite wineries, where wine enthusiasts can indulge in tastings and tours and learn about the art of winemaking. From the picturesque Suisun Valley to the world-famous Napa Valley, plenty of vineyards exist to explore and enjoy. Vacaville is renowned for the iconic Nut Tree, a beloved attraction that provides a delightful fusion of entertainment, shopping, and dining. Guests can explore scenic gardens, shop at distinctive boutiques, and indulge in delicious cuisine at diverse eateries.
5. Great educational opportunities
The city is home to a highly regarded school district committed to providing a well-rounded education. From elementary to high school, Vacaville offers a range of public and private schools that prioritize academic excellence, personalized learning, and the holistic development of each student. Additionally, Vacaville boasts the presence of Solano Community College, offering higher education and career training programs. The college provides diverse academic courses, vocational programs, and transfer pathways to four-year universities.
Cons of living in Vacaville, CA
1. High fire risk
Like many areas in California, Vacaville faces a significant fire risk due to its geographical location and climate conditions. The region experiences hot and dry summers and strong winds, creating conditions that can contribute to the spread of wildfires. The proximity of Vacaville to areas with dense vegetation, such as grasslands and forested areas, further add to the fire risk. Residents must take necessary precautions to mitigate fire hazards, such as maintaining defensible space around their properties, learning how to heatproof their homes, following local fire safety guidelines, and staying informed about fire alerts and evacuation procedures.
2. High housing costs
As a desirable location within California, Vacaville’s popularity and proximity to major cities have increased demand for housing, subsequently driving up prices. The median sale price is $625,000, over the national median of $419,103. The competitive real estate market may pose challenges for individuals or families looking to purchase a home or find affordable rental options. As for rent, a two-bedroom apartment averages around $2,343, which can be costly for some. Although these prices seem high, it’s important to remember that neighboring metropolitan areas like San Francisco has a median sale price of 1,400,000.
3. Summers can be hot and dry
Summers in Vacaville are characterized by hot and dry conditions, which is a potential drawback to living in the area. The region experiences high summer temperatures averaging around 90 degrees Fahrenheit and limited rainfall, creating a dry environment. The intense heat can be challenging for those sensitive to high temperatures or prefer milder climates. Take extra precautions to stay hydrated, protect oneself from the sun, and learn how to keep your house cool in extreme heat.
4. High property taxes
Property taxes are levied based on the property’s assessed value, and in regions with higher property values like Vacaville, the tax burden can be significant. The average state property tax rate is 0.81% while Vacaville is 0.93%, which can impact homeowners’ monthly expenses and overall cost of living. Potential residents must consider property taxes as part of their budgetary planning when contemplating a move to Vacaville.
5. Limited public transportation
The city’s public transportation system is less extensive and comprehensive than in larger metropolitan areas, which may pose challenges for residents who rely on public transit or prefer not to use private vehicles. The transit score in Vacaville is 20 which makes it a car dependent city. Although Vacaville City Coach offers local bus services, the routes and frequency may be less convenient and extensive than in urban areas. This limited public transportation can pose challenges for those who rely on or prefer using public transit, affecting commuting, accessing services, and exploring nearby cities.
Is Vacaville, CA a good place to live? Final thoughts
Whether Vacaville is a good place to live depends on individual preferences and priorities. The city boasts attractive features like a mild climate, close proximity to cities, and abundant outdoor activities. However, it’s crucial to weigh drawbacks such as costly housing, scorching summers, wildfire risk, and limited transportation. In conclusion, individuals should extensively research and evaluate their specific needs before deciding if Vacaville suits their desired living environment.
Mortgage rates are currently on track to finish out the week at higher levels than where they started. It was a steady stream of positive economic data that put upward pressure on the bond market and subsequently, mortgage rates.
Rates are expected to continue rising in 2018, so if you’re considering buying or refinancing, we recommend you take action soon. Read on for more details.
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Market Recap 5.18.18 from Total Mortgage on Vimeo.
Where are mortgage rates going?
Rates finish higher on the week
It’s been a notable week for mortgage rates as we saw them climb to a seven-year high in the Freddie Mac Primary Mortgage Market Survey (PMMS). Here are the numbers from the report, released yesterday morning:
The average rate on a 30-year fixed rate mortgage moved up six basis points to 4.61% (0.4 points)
The average rate on a 15-year fixed rate mortgage rose seven basis points to 4.08% (0.4 points)
The average rate on a 5/1-year adjustable rate mortgage ticked up five basis points to 3.82% (0.3 points)
Here is what Freddie Mac’s Economic and Housing Research Group said about the current rate environment:
“After plateauing in recent weeks, mortgage rates reversed course and reached a new high last seen eight years ago.
The 30-year fixed mortgage rate edged up to 4.61 percent, which matches the highest level since May 19, 2011.
Healthy consumer spending and higher commodity prices spooked the bond markets and led to higher mortgage rates over the past week. Not only are buyers facing higher borrowing costs, gas prices are currently at four-year highs just as we enter the important peak home sales season.
While this year’s higher mortgage rates have not caused much of a ripple in the strong demand levels for buying a home seen in most markets, inflationary pressures and the prospect of rates approaching 5 percent could begin to hit the psyche of some prospective buyers.”
The big focus for financial market participants this week was the rising 10-year Treasury yield. It started the week at about 2.96% but has since risen nearly thirteen basis points up to 3.08%.
There was some positive economic data early on in the week that kicked off the ascent, which steadily gained traction as more data came out.
Mortgage rates typically move in the same direction as the 10-year yield so it was really no surprise that rates jumped as much as they did in this week’s PMMS.
Rate/Float Recommendation
Lock before rates move even higher
With mortgage rates moving up to levels not seen since 2011, it’s only natural to be somewhat hesitant about locking in a rate.
However, if you take into consideration that the Fed is getting ready to increase the federal funds rate two to three more times in 2018, it stands to reason that rates right now could be much lower than where they will be by the time 2019 rolls around.
That’s why we’re recommending that anyone who wants to avoid the risk of a higher rate takes action on a purchase or refinance sooner rather than later.
Learn what you can do to get the best interest rate possible.
Today’s economic data:
Fedspeak
Cleveland Fed President Loretta Mester at 3:00am
Dallas Fed President Robert Kaplan at 9:15am
Fed Governor Lael Brainard at 9:15am
Notable events this week:
Monday:
Tuesday:
Retail Sales
Empire State Mfg Survey
Business Inventories
Housing Market Index
Wednesday:
Housing Starts
Fedspeak
Industrial Production
Atlanta Fed Business Inflation Expectations
EIA Petroleum Status Report
Thursday:
Jobless Claims
Philadelphia Fed Business Outlook Survey
Bloomberg Consumer Comfort Index
Fedspeak
Friday:
*Terms and conditions apply.
Carter Wessman
Carter Wessman is originally from the charming town of Norfolk, Massachusetts. When he isn’t busy writing about mortgage related topics, you can find him playing table tennis, or jamming on his bass guitar.
If you live in State 48, there’s a pretty good chance you’ve heard of “VIP Mortgage,” either because you’ve been a customer or you’ve seen one of their ads.
Regardless, they are a major mortgage force in Arizona, having closed billions in home loans there just last year alone.
In fact, they were a top-10 mortgage lender in Arizona based on total volume, only falling behind the biggest mortgage lenders out there.
Those names include Chase, loanDepot, Quicken Loans, and Wells Fargo, along with fellow Arizona lender NOVA Home Loans.
So it’s clear they’ll be a consideration for you if buying a home or refinancing a mortgage in Arizona. Let’s learn more about the company.
VIP Mortgage Fast Facts
Direct-to-consumer retail mortgage lender located in Scottsdale, Arizona
Founded by Marine veteran Jay Barbour in 2006
20+ brick and mortar branches and hundreds of licensed loan officers nationwide
Funded more than $2 billion in home loans last year
More than 80% of total loan volume came from their home state of Arizona
Currently licensed in 24 states including Hawaii
VIP Mortgage funded more than $2 billion in home loans last year, with a whopping $1.76 billion coming from the state of Arizona.
They did another $130 million or so in the state of Colorado, with the remainder coming from a variety of states, mostly located on the West Coast.
At the moment, they appear to be licensed to do business in 24 states, including:
The company has physical branches in Arizona, California, Colorado, Hawaii, Indiana, Texas, Washington, and Wisconsin.
How to Apply with VIP Mortgage
You can apply for a home loan directly from their website
Or schedule a consultation first with one of their loan officers
They offer a digital mortgage loan experience powered by Floify
It allows you to complete most tasks remotely via smartphone or computer
While they seem to prefer that you speak to a loan officer first to go over your goals and available options (a loan officer directory is on their website), you can freely apply on your own as well.
If you visit their website, you can simply click on “apply,” at which point you’ll be asked if you’re already working with a loan officer.
Assuming the answer is yes, simply enter their name and it will populate. If no, you’ll be piped over to their digital loan application.
It appears they use Floify’s digital mortgage product, which lets borrowers fill out the app from anywhere on any device.
Additionally, borrowers can review and eSign disclosures from a web-based portal, link financial accounts, and scan/upload supporting documentation.
Once your loan is submitted, you can access the borrower portal at any time to see your to-do list, check loan status, or get in contact with your lending team.
They make it easy to apply and monitor your loan status from start to finish.
Loan Types Offered by VIP Mortgage
Home purchase loans and refinance loans
Home renovation and construction loans
Conventional conforming loans backed by Fannie Mae and Freddie Mac
Government loans: FHA/USDA/VA
Jumbo loans
Reverse mortgages
HUD-184 loans (for Native Americans)
Down payment assistance programs
“Inclusive Loan”
Various fixed-rate and adjustable-rate mortgage options available
VIP Mortgage offers tons of different home loan programs, including home purchase loans, refinance loans, renovation loans, and construction loans.
Additionally, you can get a reverse mortgage if 62 and older, or a HUD-184 loan if a Native American.
They’ve also got a proprietary loan program called the “Inclusive Loan” that is geared toward home buyers who experienced a recent foreclosure, short sale, or bankruptcy.
In terms of loan programs, you can get a conventional loan, including conforming loans and jumbo loans, or a government-backed loan such as an FHA loan, USDA loan, or VA loan.
VIP offers both fixed-rate and adjustable-rate mortgages with various loan terms, including a 30-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and so on.
So you shouldn’t be at all limited when it comes to loan choice if you choose to go with VIP Mortgage.
VIP Mortgage Rates
Like many other mortgage lenders, VIP Mortgage chooses not to advertise their mortgage rates on their website.
While there are many reasons not to advertise rates, such as the extra work it takes and the fact that such rates are just ballpark estimations, they can be helpful to get a feel for pricing.
Nonetheless, you can still easily get loan rates if you contact a loan officer directly. And it should be a more accurate quote since you’ll need to provide them with specific loan details first.
It’s also unclear what they charge in the way of lender fees, such as a loan origination fee, underwriting, processing, and so on.
You’ll need to inquire with them directly to determine that. Once you obtain that key information, be sure to shop around with other lenders to see how competitive they are.
VIP Mortgage Reviews
On SocialSurvey, VIP Mortgage has a 4.90-star rating based on nearly 16,000 reviews from its past customers.
The company also landed in SocialSurvey’s Top 10 list for customer satisfaction in the medium lender division back in 2018
They have a 4.96-star rating out of 5 on Zillow, based on roughly 1,100 customer reviews. That’s clearly beyond excellent and a testament to their exceptional customer service.
A good proportion of the reviews on Zillow indicated that the interest rate received was lower than expected, if you’re curious about pricing.
VIP Mortgage is an accredited business with the Better Business Bureau (BBB) and currently enjoys an A+ rating. They also have a 4.33-star rating on the BBB website, which is quite high.
VIP Mortgage Pros and Cons
The Good
You can apply for a home loan directly from their website without human assistance
They offer a digital mortgage loan process
Tons of different loan programs to choose from
Excellent customer reviews
A+ BBB rating, accredited since 2008
Lots of free mortgage calculators on site
The Maybe Not Good
Not licensed in all states
Do not disclose mortgage rates or lender fees on their website
Inside: Are you looking for ways to make money quickly and easily? This guide has a variety of tips and tricks to help you make 1000 a day.
Making money is something that everyone is interested in. And why wouldn’t we be? Money gives us the ability to buy the things we want, travel, and live a lifestyle that most people can only dream of.
But what if I told you that it was possible to make $1000 a day? Would you believe me?
Well, in this blog post, I’m going to show you some of the best ways to make money really fast.
So if you’re looking to make some quick cash or consistent income, then this is the post for you!
In this post, I will share with your some of the best ways that I know of to make money $1k a day on a regular basis.
So if you’re ready to learn how to make 1000 a day, then let’s get started!
Is it possible to make $1000 a day?
Yes, it is possible to make $1000 a day.
In fact, this is something I regularly do (see picture to prove it).
However, achieving this goal requires commitment, hard work, and a solid plan. Factors that contribute to achieving this goal include finding a method that works for you, sticking with it, and putting in the necessary effort.
Additionally, having a unique skill set and interest in a particular method can increase the chances of success.
How to make $1000 a day?
Making $1000 a day is an appealing goal for many people, whether it’s a one-time need or a consistent source of income. Fortunately, there are several ways to achieve this goal.
Here are the top ways to make $1000 a day:
Start a high-paying job: Some jobs pay over $300k a year, and while they may require advanced degrees and education, there are also a few that don’t require a college degree.
Offer high-value services: You can offer services such as pet-sitting, tutoring, design work, or writing to make money.
Start a business: You can start a business that generates $1000 a day, such as a digital marketing agency, freelancing, or a service-based business.
Sell items you no longer need: You can sell items on eBay, Craigslist, or other online marketplaces to make quick cash.
Let your money work for you: You can invest in stocks and shares, real estate, or property to earn upwards of $1000 a day.
While each method has its own advantages and disadvantages, with the right strategy and dedication, making $1000 a day is achievable.
So, get started today and see how much money you can make.
Are you passionate about words and reading?
If so, proofreading could be a perfect fit for you, just like it’s been for countless of readers! Learn how you can create a freelance business as a proofreader.
Check out this free workshop!
Bookkeeping is the most stable, reliable & simple business to own. This is how to make a realistic income -either part-time or full-time.
Find out TODAY if this is THE business you’ve been looking for.
Best ways to make 1000 a day
We’ve compiled a list of our favorite ways to make money really fast – specifically $1k a day!
Many times, you will have to invest 100 to make 1000 a day.
If you’re looking for ways to make some extra cash, or even earn a full-time income, this post is for you.
1. Freelance Writing
Freelance writing is a great way to make extra money or even replace your full-time job. There are various types of content that freelance writers can specialize in, such as long-form content or shorter direct-response copywriting.
With freelance writing, you can earn over $.50 or even $1 per word, which means that a 1,000-word article could net you $1,000 quickly.
To start, you need to establish a portfolio of your work to pitch to new clients. This portfolio should include links to any relevant articles or copy you’ve written that’s related to the client you’re pitching. If you don’t have a portfolio yet, you might need to do some work at lower rates to get your foot in the door.
Even if you don’t consider yourself a writer, don’t strike it off the list just yet. With the right approach and mindset, anyone can become a successful freelance writer.
2. Crafting
Crafting offers many benefits beyond just making extra cash. It allows for flexibility in your schedule, creativity in your work, and the ability to turn a hobby into a lucrative business.
If you are creative and have a talent for creating handmade items, then starting a crafting business is the perfect way to monetize that skill by doing something you enjoy. There are plenty of crafts to choose from and you may even become an instructor!
The most difficult side is you are trading your time for money and it may be difficult to scale.
3. Day Trading Stocks
Day trading stocks is a high-risk, high-reward investment strategy that involves buying and selling stocks within a single trading day. It requires a great deal of knowledge, discipline, and risk management to be successful.
However, there is a large group of us who have made the $1000 in a day club.
Successful day traders use a combination of technical analysis, risk management, and discipline to make profitable trades.
This choice requires discipline, a proper trading education, knowledge, and risk management.
Trade and Travel with Teri Ijeoma is a popular course that investors can take to learn about trading stocks and options and begin their journey to making $1,000 a day.
4. Trading Options
Trading options can be a lucrative way for seasoned investors to make money.
With options, investors can speculate on different stocks with only a fraction of the investment capital needed to buy the stocks outright.
Investors who are familiar with investing in individual stocks can take the next step in the process by trading options. While options may seem exotic on the surface, they are a common tool used by seasoned investors and are especially valuable during volatile activity in the stock market.
To trade options successfully, investors need research skills, investing knowledge, discipline, and patience.
Trading options can be a high-risk option, especially for those who lack expertise in the area. However, it can be extremely lucrative for those who have experience and knowledge in the stock market.
Investors should consider taking courses to learn more about trading options.
5. Youtube
YouTube can be a great source of income for those who are willing to put in the effort to create quality content. It offers multiple ways to generate revenue, including sponsorships, affiliate marketing, and Google Adsense.
With the right approach, it’s possible to make $1000 or more per day on YouTube.
Remember, success on YouTube takes time and hard work, but the potential rewards are significant.
6. Selling on Amazon
Selling products on Amazon can be a highly profitable business opportunity.
Amazon FBA, or Fulfilled by Amazon, is a business model where you send your inventory to Amazon warehouses and they handle the rest, including storage, shipping, customer service, and returns.
This makes it a great option for digital nomads and those looking to scale their business quickly.
With an average profit margin of $20 per sale, it’s possible to make $1,000 per day by selling just 5 units per day of 10 different products.
7. Sell Printables Online
Selling printables online has become a popular way to make passive income.
With the rise of digital products, creators can sell anything from coloring pages to budget spreadsheets on platforms like Etsy. Thousands of creators make a living selling digital products, and it’s easy to see why.
Learn how these sellers got started.
The key is to pick a topic you’re knowledgeable in and passionate about, so you can create high-quality products that people will want to buy.
8. Dropshipping
Dropshipping is one of the best ways to make $1000 a day, especially for those looking to start a business with minimal initial investment.
This business model allows entrepreneurs to sell products to customers without ever holding a single piece of stock.
Dropshipping is a viable and profitable business model that can generate high profits without the hassle of managing inventory. With the right niche, platform, supplier, and marketing strategy, entrepreneurs can make $1000 a day or more with dropshipping.
9. Consulting
Consulting is one of the best ways to make $1000 a day!
It’s a lucrative career option that allows you to provide expert advice to clients and help them solve problems.
The first step to becoming a consultant is to determine your area of expertise. This could be anything from personal finance to marketing to human resources. Your expertise should be something that you have significant knowledge and experience in.
One of the most important aspects of becoming a consultant is building your network. This includes reaching out to potential clients, attending networking events, and connecting with other professionals in your field.
10. Become a Virtual Assistant
Being a virtual assistant can be a great way to make money while setting your own hours.
As a virtual assistant with no experience, you can work from home and typically on your own schedule. You can choose to work part-time or full-time based on your availability and the workload of your clients.
The tasks that you are asked to perform as a virtual assistant can vary widely, but commonly needed skills include administration, accounting and bookkeeping, marketing, communications, customer service, and many other capacities.
You don’t need special skills or training for this job, as most clients will bring you up to speed on what they need to do. However, having organizational, communication, and time-management skills can be helpful.
Check out the checklist to get started as a virtual assistant.
11. Side Hustles
Side hustles are a great way to earn extra income and supplement your regular income. With a little effort and some creativity, you can make up to $1000 a day with certain side hustles.
Here are some of the best side hustles that can help you achieve this goal:
Deliver food: You can make good money by delivering food with these apps. You can choose your own hours and work as much or as little as you want. DoorDash is a great option.
Drive with ridesharing apps like Uber and Lyft: If you have a car and some free time, you can earn money by driving people around. You can make up to $1000 a day, depending on how much you work.
Pet sit or walk dogs: If you love animals, you can make money by pet sitting or dog walking through Rover.com. You can earn up to $50 per day, depending on the services you offer.
Babysit or tutor: If you have experience with children or are good at a particular subject, you can offer your services as a babysitter or tutor through Care.com. You can make up to $50 per hour, depending on your qualifications.
Side hustles are a great way to make extra money and reach your financial goals.
12. Start a Business
Starting a business is one of the most effective ways to make 1000 dollars a day on a regular basis. However, it requires careful planning and execution to succeed.
The first step is to research the market and identify a profitable business idea and build it to profitability.
Challenges may arise, such as competition, financial setbacks, and marketing difficulties, but with persistence and determination, you can overcome them and achieve financial success.
The potential for significant financial gain from starting a successful business is immense, making it a worthwhile endeavor for anyone willing to put in the effort.
13. Yard Work
Yard work is an excellent way to make $1000 a day, especially if you have some extra time and don’t mind getting dirty.
If you want to get up and running quickly, there is nothing better than a local side hustle to earn extra money such as mowing lawns in your neighborhood.
Mowing lawns is not only a great side hustle for adults but also for teens. For an average size lot, you could expect to make at least $35. If you could line up a few lawns each weekend, you could easily make an extra $1000 each month.
Landscaping, leave pickup, and bush trimming are all simple tasks that you can complete quickly if you have the right equipment. You can choose to set an hourly rate or get paid for the entire job, depending on the task.
You may have to start hiring crews in order to hit $1k a day.
14. AirBnb or VRBO Rentals
Airbnb or VRBO are popular platforms for renting out your property to travelers.
Many successful hosts have earned $1000 or more per day because they have accumulated more than one property.
One tip for success is to garner excellent reviews that people want to come back time and time again.
15. Affiliate Marketing
Affiliate marketing is a lucrative way to make money online and has the potential to earn you $1000 a day.
This works well for influencers who have a reach of thousands of people. Another way is creating a niche website that focuses on a specific product or market segment.
It’s essential to promote products effectively to generate revenue. Successful affiliate marketers have earned six figures or more per year.
16. Flip Products or Retail Arbitrage
Retail arbitrage is a popular business model that can help you make $1,000 per day or more. The premise is simple – buy or find things cheap and resell them for a higher price.
This is a great example of how to flip money.
To be successful, you’ll need to have an eye for the right product and do product research to choose products that will sell.
Here is a list of the most popular items to flip.
17. Pickup Services
Pickup services refer to businesses that provide transportation and delivery services for goods, furniture, or other items. These services are in high demand, especially in urban areas where people are always on the move and need help with moving heavy or bulky items.
Starting a pickup service business requires some equipment, such as a truck or van, and marketing strategies to attract customers.
So, if you are looking for a new side hustle or business opportunity, consider pickup services as a viable option.
18. Casino Gambling
While casino gambling is not a recommended way to make $1000 a day, it is still worth mentioning as a potential option.
However, it is important to note that gambling should always be done responsibly and within one’s means.
If you are considering casino gambling as a way to make quick money, it is essential to understand the most profitable games and their strategies. Here is an ordered list of the best casino games to play to make money:
Blackjack: This game has one of the lowest house edges, making it a popular choice for professional gamblers. The objective of the game is to beat the dealer’s hand without going over 21. The key to winning at blackjack is to use basic strategy, which involves making the mathematically correct decisions based on the dealer’s upcard and your own hand.
Craps: This game has a low house edge and offers a variety of betting options. The objective of the game is to predict the outcome of a roll or series of rolls of the dice. To win at craps, it is essential to understand the different bets and their odds and to follow a betting strategy that suits your playing style.
Baccarat: This game is easy to learn and has a low house edge. The objective of the game is to bet on the hand that will have a total of 9 or closer to 9. The key to winning at baccarat is to understand the different bets and their odds and to follow a betting strategy that suits your playing style.
When playing these games, it is important to practice good bankroll management by setting a budget for yourself and sticking to it. It is also crucial to know when to quit to avoid losing money.
A winning streak can lead to making $1000 a day, but it is important to be cautious and not get carried away.
19. Freelance Graphic Design
Graphic designers create visual concepts using computer software or by hand to communicate ideas that inspire, inform, and captivate consumers. They work on various projects such as branding, marketing materials, website design, and more.
Freelance graphic design is a lucrative option because there is always a demand for graphic design services, and businesses are willing to pay top dollar for high-quality designs.
By building a strong portfolio, staying up-to-date with the latest design trends, and providing excellent service to your clients, you can earn a substantial income as a freelance graphic designer.
20. Make Money Flipping Items
Flea market flipping is a great way to make some extra cash on the side or even turn it into a full-time business. It involves buying items for a low price and reselling them for a profit.
One couple, Rob and Melissa Stephenson, have become full-time flea market flippers and even host their own website, Flea Market Flipper, to help others find success in the venture. They offer several courses to help individuals turn this into a serious side hustle or even a full-time business earning six figures.
Learning from successful flea market flippers like Stephenson’s can be a great way to get started. They have the skills and knowledge to help individuals find valuable items, network, and use social media and photography to their advantage.
21. Photography
Photography is a lucrative career option that has the potential to generate high income or as a side hustle.
There are different types of photography that one can explore to make money, including wedding photography, family photography, real estate photography, and stock photography.
By building a strong portfolio, networking, finding clients, investing in high-quality equipment, and constantly improving your skills, you can become a successful photographer and make a great income. Don’t underestimate your potential in this field.
22. Rental Income
Passive income through rental properties is a great way to generate consistent long-term income. Here are the steps to follow in order to make $1000 a day through rent income:
Find a suitable property: Look for properties that are priced reasonably, require minimal renovations, and are located in areas with high rental demand. You are likely to start making $1000 a month.
However, the earning potential is dependent on the ability to scale multiple properties, keep them occupied, and increase monthly income streams.
Investing in rental properties can be a lucrative and rewarding experience for those willing to put in the effort.
23. Amazon Merch
Amazon Merch is a platform that allows you to create and sell your own merchandise on Amazon. It’s an excellent way to make money because Amazon handles all of the heavy lifting, such as printing, shipping, and customer service.
Using Amazon Merch, you can sell a variety of products from t-shirts to phone cases, and best of all, you don’t need to invest in inventory or equipment.
All you need to do is create the designs.
Successful Amazon Merch sellers include graphic designers, artists, and entrepreneurs who have created unique and appealing designs that resonate with their target audience.
24. Creative Skills like Video Editing
Creative skills can be a valuable asset when it comes to generating income. Video editing is another skill that can be monetized.
With the rise of video content, businesses, and individuals are always in need of skilled video editors. One can offer video editing services for YouTube creators, and businesses, or even edit personal videos for clients.
Freelance platforms like Upwork and Fiverr are great places to find video editing jobs.
25. Fashion Design
Fashion design is one of the most lucrative ways to make money, and it’s an industry that’s always in demand.
Whether you’re interested in starting your own fashion label, working for a fashion house, or becoming a freelance designer, there are plenty of opportunities to make a living in this field.
Marketing yourself is also key to success in fashion design. Use social media platforms like Instagram and Pinterest to showcase your work and build a following.
Networking is also an important part of building a successful career in fashion design. You must stay up-to-date on industry trends, make valuable connections, and potentially land new clients or job opportunities.
Create a website or blog where you can share your designs, offer fashion tips, and connect with potential clients.
Pay attention to industry trends, stay creative and original, and focus on developing your skills and building your brand. Then, there are plenty of opportunities to make a living in this exciting and dynamic industry.
26. Start a Blog
Many people say blogging is dead. But, it’s not.
Starting a blog can be a great way to share your interests, skills, and experiences with others while also creating a new income stream for yourself. The flexibility of blogging allows you to turn your current job or passion into a successful blog.
However, starting a blog can be challenging, and it requires technical knowledge, writing ability, social media skills, and topical expertise.
Once you have started your blog, it’s essential to treat it like a business and monetize your content.
27. Self-Storage Business
Self-storage business is a lucrative venture that involves renting out storage units to customers who need extra space for their belongings. These businesses are in high demand, especially in urban areas where living spaces are often small and cramped.
In fact, the self-storage business is expected to bloom to $64.17 billion by 2026.
Starting a self-storage business can be a profitable venture if done correctly.
28. Invest in Cryptocurrencies
Cryptocurrencies have gained popularity as a potential source of significant income. Bitcoin, Ethereum, and Litecoin are some of the best cryptocurrencies to invest in.
To invest in cryptocurrencies, one must first set up a digital wallet and choose a reputable exchange such as Coinbase or Bitstamp.
It is important to research the market and understand the volatility of cryptocurrency before investing. While the potential for high returns exists, it is important to approach cryptocurrency investing with caution.
29. Invest in Real Estate
Investing in real estate can be a lucrative way of making money.
To make $1000 a day through real estate investing, there are several steps you can take.
First, set aside a few hundred dollars each month to invest in real estate over time.
Second, consider the different types of real estate investments available, such as rental properties, commercial properties, and fix-and-flip properties. Each investment type has its own advantages and disadvantages, so it’s important to research and choose the one that fits your financial goals.
Third, consider investing in real estate investment trusts (REITs) or crowdfunding platforms like Fundrise, which allow you to invest in real estate without purchasing a property.
Remember that investing in real estate carries a degree of risk, so it’s important to do your research and seek advice from successful real estate investors.
30. Make Money on the Internet
Making money online has become a popular option for those looking to earn a substantial income. The internet provides a wealth of opportunities for anyone with an internet connection and a bit of creativity.
You need to learn how to make money online for beginners.
There are so many options today and you never have to leave your house!
When it comes to making $1000 a day online, it’s important to acknowledge that it’s not a quick or easy process. It takes time and effort to build a successful online business or generate significant income through freelance work or other online opportunities.
However, with dedication and hard work, it is possible to achieve your financial goals.
How to make $1,000 really fast?
If you’re in a financial bind and need to make $1,000 quickly, there are several options available to you.
Here are the top ways to make $1,000 a day quickly:
Sell items on eBay or Craigslist: If you have items that you no longer need, consider selling them online. This could include clothes, furniture, or electronics. This is a quick and easy way to make money fast.
Offer freelance services: You can offer services such as tutoring, design work, or writing. If you have a specific skill or talent, you can find customers online who are willing to pay for your services.
Do odd jobs for people in your community: You can offer to mow lawns, rake leaves, or shovel snow for a fee. This is a great way to make money quickly, especially if you live in an area with a lot of homeowners.
Participate in paid focus groups or surveys: This is a great way to make money quickly without leaving your home. Companies are always looking for feedback on their products and services, and they are willing to pay for it.
Rent out a room in your home on Airbnb: If you have a spare room in your home, you can rent it out on Airbnb and make money quickly. This is a great option if you live in a popular tourist destination.
Manage social media accounts: Many businesses need help managing their social media accounts, and they are willing to pay for them. If you have experience with social media, this could be a great way to make money quickly.
Start a blog: If you have a passion for writing or a specific topic, you can start a blog and sell advertising space or products/services to your readers. This takes some time to build up, but it can be a lucrative way to make money in the long run.
Sell handmade crafts or goods online: If you’re crafty, you can make items and sell them online, such as on Etsy. This is a great way to turn your hobby into a money-making opportunity.
Borrow money from friends or family: This is not an ideal option, but if you’re in a bind and need money quickly, consider asking for a loan from someone you trust.
Pawn items for cash: This is a last resort option, but if you have items of value, you can pawn them for cash quickly.
Don’t be afraid to try different methods and see what works best for you.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
FAQ
Passive income is a form of earnings that is generated without active involvement.
It is a way to make money while you sleep and can provide financial stability and independence.
This is one of three types of income and the one you want to strive towards building.
Ultimately, the best side hustle for making $1000 a day is one that meets your needs and interests while providing a good return on investment.
Here are several factors to consider before choosing the best option.
Think about your skills, interests, and availability. If you have a full-time job, you may want to consider a side hustle that allows you to work flexible hours.
Next, consider the earning potential of the side hustle you are considering. Some side hustles pay more than others, and you want to choose one that will give you the highest return on investment.
Additionally, consider the start-up costs associated with the side hustle. Some require significant investment, such as buying a car for ride-sharing apps or purchasing an online course.
Most importantly, choose a side hustle that aligns with your passion and expertise. This will make the work more enjoyable and increase your chances of success.
There are many ways to make money from your expertise.
You can start a consulting business, offer services such as coaching or speaking, create and sell information products, or build a following and sell advertising or sponsorships. The possibilities are endless.
What’s important is that you start somewhere and then take action to turn your expertise into cash.
Ready to Make 1000 in a Day?
There are many ways to make money quickly and easily.
The best way to make money fast is to find a way that best suits your skills and interests.
Whether it’s graphic design, content creation, photography, or trading stocks, there are plenty of opportunities to turn your passions into profit. So, start honing your skills and explore the endless possibilities of the gig economy.
Learning how to make quick money in one day is possible. You just need to be determined and disciplined.
So, which method do you choose on how to make $1k a day?
Know someone else that needs this, too? Then, please share!!
When most people get blood work done, they might expect more common conditions such as high blood pressure, cholesterol, etc.
One uncommon finding that your lab work may present is what is called elevated liver function or LFT. According to Virtual Medical Centre,
Liver function tests are groups of clinical biochemistry laboratory blood assays designed to give information about the state of the patient’s liver.
If your blood work comes back having elevated liver enzymes, then it can be possible that you have beginning stages of some sort of liver disease.
Just because you test for elevated liver function, does that mean you’ll get denied when applying for term life insurance? Absolutely not.
Like any other high-risk condition, it’s all about being transparent with the underwriters and sharing everything you know about your condition. Elevated liver enzymes is no different. The top life insurance companies will take this into consideration and give you better rates if you can do this.
Elevated Liver Function Questions When Applying for Life Insurance
If you do have LFT, here are some of the items of information that the underwriter is going to want to know:
Date of diagnosis.
Your ALT (SGPT) score.
Your ACT (SGOT) score.
Your GGTP (GGT) score.
If you have stability, yes or no.
If you’re hepatitis negative, yes or no.
If you’re CDT negative, yes or no.
It’s important that you consult with your doctor to get all your medical records in check. This will aid in the underwriting process.
What typically causes LFT?
There are many different health conditions that can cause the elevated liver enzymes in your body. Some of these include excessive alcohol use, hepatitis and cirrhosis. There are even certain types of medication that can cause this as well. When applying for life insurance and having elevated liver function, we try to demonstrate to the underwriter what exactly is causing the issue.The reason for the elevated levels are going to have a significant impact on how the insurance company looks at your application.
There are also a few simple things that could cause elevated enzymes in your liver. Normal things like over the counter drugs like aspirin could cause you to have an elevated liver enzymes reading, be sure to tell the paramedic of any medications that you’ve taken prior to your health exam.
Another factor to consider is sickness. There are a lot of common illnesses that can impact your liver enzymes. If you’re ill or have been fighting off a sickness, you should probably reschedule your health exam, otherwise you could get back some inaccurate results that cost you in monthly premiums.
If it’s something minor and getting rated a preferred may not be out of the question. In fact, I even read a few instances where individuals with LFT qualified at preferred plus rates which is the cheapest life insurance you can buy.
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Saving Money on Life Insurance
The last thing you want to do is pay more for your life insurance than you need. That’s why working with an independent agent that takes the time to ask the right questions before applying will make all the difference in the world. An independent agent can compare quotes and connect you with companies that have experience working with applicants with elevated liver enzymes. Working with an independent agent isn’t the only thing you can do, there are several lifestyle changes you can make to save you thousands of dollars in monthly premiums.
One of the most important factors that is used to calculate your rates is your overall health. Aside from liver enzyme levels, the insurance company is also going to look at your height, weight, age, blood pressure readings both systolic and diastolic , and much more.
If you want to save money on your monthly premiums, take some time to focus on your health and make some changes. Being overweight or a smoker can double or triple your premiums. The best way to save money on your life insurance policy is to quit smoking or using tobacco. Either of these are automatically going to cause your premiums to go through the roof, regardless of how the rest of your health is. Regular exercise and a healthy diet are not only good for your waistline, but it is also great for your bank account.
Life insurance is one of the best things you can buy for your and your loved ones. Don’t let elevated liver enzymes keep you from getting the protection you deserve. If you’ve ever been told that you can’t get life insurance because of elevated liver enzymes, that couldn’t be further from the truth.
There are only a few rare cases that the condition keeps applicants from getting a traditional life insurance policy. In most cases, applicants are surprised to see just how affordable their life insurance plan is going to be. You can’t put a price on the peace that life insurance brings knowing that your family will be covered if anything were to happen to you.
How Much Life Insurance to Purchase
One of the biggest considerations of the life insurance purchasing process is deciding how large of a policy you need to get. There is no perfect number that everyone should get, the size of the plan is going to change depending on each person’s situation. There are a couple of different factors that you should consider when deciding on the size of your policy.
When calculating the size of your life insurance plan, look at how much debt you would leave behind and how many of your loved ones count on your annual salary to get by. Add up all of the debt that you have, mortgage, car payments, student loans, etc. and the number that you end up with is an excellent starting point for your policy. Additionally, consider how many of your family members rely on your salary to get by. Most financial experts suggest that you get a policy that is at least ten times your annual salary.
Read more: Planet Home Lending continues to gain market share
Founded in 1993, Platinum Home is a privately-held mortgage company currently licensed and operating in 50 states, including the District of Columbia. The company’s CEO and president, Lee Gross, will join Planet as senior vice president and continue to lead the Platinum team.
“The move to Planet brings immediate access to improved pricing, technology, and marketing to Platinum’s branches,” said Gross. “Planet’s efficient platform gives us the pricing advantage of $26 billion in volume. In addition to agency and GSE home loans, Planet also has niche products tailored to today’s tight real estate markets, including self-funded One-Time Close (OTC) construction loans as well as manufactured housing and renovation mortgage loans.”
The move comes days after Planet Financial Group launched a commercial loan servicing division. The firm’s multichannel business model extends across the servicing, correspondent, and asset management markets. Planet said it expects to continue gaining market share through organic growth and strategic acquisitions.
Want to keep up with the latest mortgage news? Get exclusive interviews, breaking news, and industry events in your inbox, and always be the first to know by subscribing to our FREE daily newsletter.
Here is a lovely selection of home décor items that reflect the essence of this rainy season, allowing you to create a cozy and interesting ambience.
Make your home a haven that captures the fascinating spirit of the monsoons, enveloping you in its enchanting embrace.
Rainy season is here, and it presents a perfect opportunity to infuse your home with the captivating and dynamic essence of the monsoons. Vibrant colors, natural elements, and rain-inspired artwork – A decor that celebrates the beauty and tranquility of this season. Embracing blues, greens, and teals, along with the incorporation of potted plants, fresh flowers, and coastal accents, you can bring the outdoors inside. Combined with ambient lighting that radiates warmth, your home will become a haven that captures the fascinating spirit of the monsoons, enveloping you in its enchanting embrace.
Here is a lovely selection of home décor items that reflect the essence of this rainy season, allowing you to create a cozy and interesting ambience.
Curtain
The Feathered Garden Full Length Curtain from India Circus is a captivating addition to your home decor. It elevates your space and embraces the beauty of the monsoon season. The design on this curtain features lovely feathered birds intricately woven to create a calm and nature-inspired ambiance. This curtain with its elegant and soothing design transforms any room into a cozy retreat where you can relax and enjoy the soothing beauty of the rain-soaked outdoors.
Brass Coffee Tumblers
Brass tumblers can be a perfect option when it comes to durability, long term cost saving, versatility and consistent results. Signature Windows Brass Coffee Tumbler Set is perfect for adding a touch of sophistication to your unique and enjoyable monsoon experience. This set includes tumblers with an intricate window pattern and brass finish and a creamer and sugar bowl featuring an abstract floral design. All pieces have thick walls that keep your drinks hot or cold, while the ergonomic handles provide comfort while using the tumblers.
Signature Windows Round Bamboo Tray
Signature Windows Round Bamboo Tray from India Circus is made of high-quality bamboo and is the ideal accent to your home decor. The round shape provides ample space for serving drinks, snacks, and cutleries, while the sturdy bamboo construction ensures longevity. From serving hot tea, coffee and snacks this tray is the must have home decor in your kitchen this monsoon.
About the Author
Swati Chaturvedi
Swati Chaturvedi loves to write about everything lifestyle. From food to travel to decor and relationships, this is her jam!…Read More
Home prices have increased significantly in many areas of the US in the last five years. But, the highest appreciating states may surprise you. California is often thought of as a highly appreciating state but did they even make the list? Alabama is often considered as a state with low home prices but how did their home prices fair the last five years? FHFA compiled a list of every state and how much the prices of their homes went up or down in the last quarter, year, 5 years, and since 1991.
Why have home prices increased so much?
You will see many reasons why people think house prices have increased recently. Many people will say investors are to blame or even boomers for not selling their homes. The media bombarded us with articles about investors buying all of the houses but the truth is investors have been selling more houses than they are buying and it is really simple why prices are increasing. The cost to build and repair has risen and there are not enough homes compared to how many people want to buy.
Towns, counties, and states are making it harder to develop land and more complicated to build houses. Whenever it becomes harder or more expensive to build or develop, it makes housing more expensive. I know it will not make many of you feel better, but the US still has the 5th most affordable housing in the world even after interest rates increased.
One reason why it seems like United States housing is so unaffordable is that after the last crash, housing was at the most affordable level ever. Prices were extremely cheap compared to wages. Prices were way below historical norms so when they moved back up it was a huge difference.
What states have seen the highest price increases?
It may surprise you which states had the highest appreciation in the last 5 years. A lot of people assumed California has really expensive housing so they must be one of the places with the highest price gains, but they are actually number 40! These gains are based on the percentage of increase and since California prices are already so high, their percent increase is not nearly as much as lower-priced areas.
State
5-year gain
Idaho
97.89
Florida
81.30
Tennessee
78.18
Arizona
76.51
Maine
76.41
North Carolina
75.50
Montana
74.03
Utah
71.87
South Carolina
70.84
Georgia
69.87
New Hampshire
67.12
Vermont
63.80
Rhode Island
63.02
Alabama
61.42
South Dakota
60.67
Indiana
59.41
Washington
58.64
New Mexico
57.40
Arkansas
57.29
Wisconsin
56.85
Nevada
56.58
Ohio
56.42
Missouri
55.90
Texas
55.74
Michigan
54.04
Kentucky
53.73
Hawaii
53.28
New Jersey
52.46
Oklahoma
52.14
Colorado
52.02
Nebraska
51.94
Wyoming
51.72
Virginia
51.51
Connecticut
51.30
Kansas
50.79
Massachusetts
50.65
Pennsylvania
48.77
New York
48.27
Oregon
48.22
Mississippi
46.79
Delaware
46.14
California
45.54
Minnesota
42.71
Iowa
42.59
West Virginia
38.50
Illinois
37.22
Maryland
35.90
Alaska
35.50
North Dakota
30.97
Louisiana
28.05
District of Columbia
22.76
This data is from: https://www.fhfa.gov/DataTools/Tools/Pages/House-Price-Index-(HPI).aspx
Alabama which was #1 in my list of landlord-friendly states came in with the 15th highest appreciation when many people may have assumed they would have been towards the bottom. My home state is Colorado and it feels like we have seen massive appreciation but Colorado is in the middle of the pack.
Will prices keep going up?
No one knows what will happen in the future with housing prices. There are so many variables and so many different markets with different rules and regulations. Many people thought higher interest rates would push prices down, which may have happened temporarily but they have been increasing again in 2023 in most markets. The 1970s was the highest appreciating real estate market in the last 100 years in the US and rates went from 5 to 10% in that decade. I talk about many of these factors in my monthly real estate market analysis. You can see the latest episode below.