Work for Yourself? Hereâs How to Reduce Self-Employment Taxes
Your self-employment taxes could be more than your income taxes. Here’s how to cut them.
Real Estate
6 Reasons Why This Is Actually the Best Time in Years To Sell a House
Despite COVID-19, rampant unemployment, and an uncertain economy, it’s actually a great time to sell a home. Experts and economists explain why.
The post 6 Reasons Why This Is Actually the Best Time in Years To Sell a House appeared first on Real Estate News & Insights | realtor.com®.
DACA home loans â FHA will now approve home loans for ‘Dreamers.’ Here’s how to get approved
Thanks to a new policy, FHA is now accepting DACA home loans. Learn about the pros and cons of FHA loans and whether you qualify for financing.
Why May Is the Magic Month for Home Sellers
List your home at the right time, and it could sell faster and at a higher price.
Debt to Income (DTI) Ratio Overview
A borrower’s Debt to Income (DTI) is the ratio of monthly debt payments to monthly gross income. The borrower’s DTI is a key indicator of his ability to repay the loan. Lenders use a Housing Ratio (monthly housing expenses divided by monthly income) and a total DTI ratio (total monthly debt payment including the monthly housing expenses divided by monthly income) as factors in determining whether a borrower’s income qualifies for the requested mortgage loan.
Can You Buy a House if You Owe Taxes?
Looking for the perfect home on the real estate market? Unfortunately, it can be tricky if you have unpaid taxes. Failing to pay your federal income taxes can lead to the Internal Revenue Service placing a lien on your property or your assets. These legal tools protect the government’s ability to get its money. They also set off alarm bells for… Read More
The post Can You Buy a House if You Owe Taxes? appeared first on Credit.com.
What is a Judgment?
A judgment is an order issued by a court of law. When you borrow money, you are legally required to repay the debt. This includes opening a credit card account, getting a line of credit from your bank and obtaining financing for a big purchase. You can also become indebted to service providers. This can… Read More
The post What is a Judgment? appeared first on Credit.com.
6 Simple Tips for Retirement Investing
Learn some basic concepts that will save you a lot of money and heartache later.
Answers to Your Toughest Retirement Questions
In this week’s podcast: We tackle some of the most vexing issues for those approaching their golden years.
Home Shopping During Winter: What You Need to Know
All that snow and ice could be covering a terrific opportunity. You just have to be willing to dig.