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5 Cash Management Strategies You Should Know
Cash management is a term often used by businesses to determine how much revenue coming in is available for day-to-day operations, and how much is available for investing in the future of the business. But cash management is important for individuals, too. Your own personal balance sheet is not unlike that of a business. You […]
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Relay Financial is the Easiest Way to Organize Your Small Businessâs Finances
Ready to take your businessâs finances to the next level? Relay Financial is a free banking platform that can help organize finances and maximize profits.
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The 70-20-10 Rule for Budgeting
Setting up a budget can be daunting. So much of the advice seems to call for digging up impossible amounts of paperwork and receipts, only to invest hours in front of the calculator. Not exactly how you want to spend your precious free time! But, take heart: The 70-20-10 rule can help. A percentage-based, easy-to-apply […]
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Are You Allowed to Have Two Checking Accounts With the Same Bank?
While most of us start our banking journeys with one checking and one savings account, as our financial lives get more complex, having more than one checking account can make sense. Especially because having more than one bank account can make it easier to manage the comings and goings of funds. Keep reading for insight […]
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Should I Sell My House? Reasons to Sell (or Wait) in 2021
With the world having turned upside down over the past year, you may be taking stock of your life and considering major life choices. Should I change my job? Should we have another kid? Should I sell my house and move to another town? Any large life event is one that should be carefully considered. […]
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7 Important Factors That Affect Property Value
There are a number of factors that affect house prices, from the age, condition, location and size of your home, to broader factors like the economy and current interest rates. If youâre thinking about putting your house on the market, itâs important to know what determines property value so you can ensure you get the […]
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What Credit Score Do You Need to Buy a Car in 2021?
Because a credit score is an important indicator for determining a consumerâs creditworthiness when buying a car, those with excellent credit histories tend to have an easier time borrowing money on favorable terms compared to those with lower credit scores. However, industry data shows that high-risk borrowers remain viable candidates for auto loans. In other […]
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What Hurts a Home Appraisal?
When it comes to what hurts a home appraisal, some of the main factors include updates that were needed but weren’t made, comparable properties, your home’s location and whether you hired an inspector to flag any issues or necessary repairs. By getting out ahead of the factors within your control before an appraisal, you may […]
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What Credit Score is Needed to Rent an Apartment in 2021?
While thereâs no universally required credit score needed to rent an apartment, having a solid credit score can certainly help your chances of a landlord handing you a set of keys. In general, a landlord will look for a credit score that is at least âgood,â which is generally in the range of 570-739. However, […]
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