There’s a lot to consider when blending your life with your partner. Whether you’re moving in together or officially tying the knot, some of the most important decisions are around how—or if—to combine your finances.
One important topic: Should you open a joint savings account?
A joint savings account can be a great way to work together on your financial goals—but there’s a lot to know before making the leap. Read on to learn more about opening a joint savings account with your partner.
What is a joint bank account?
A joint bank account is shared by two or more individuals. It can be a joint savings account or a joint checking account.
Joint accounts function just like typical bank accounts. The primary difference is that both account holders (you and your partner) have full access to the account and have equal ownership of the funds.
If you’re considering a joint account, you might first want to learn more about what to consider before combining finances with your partner.
How does a joint savings account work?
With a shared savings account, both account holders have equal power over the account. That means you and your partner can both deposit and withdraw funds. And you’ll both be able to see all account activity.
With a joint account, there is no difference between the funds you or your partner contribute—they all go into one shared pool of funds. Both account holders can withdraw or spend from the pool, even if they weren’t the contributor.
Pros and cons of a joint savings account for couples
As with all financial decisions, there are potential pros and cons you’ll want to consider. One major advantage of joint accounts is that they may actually strengthen your relationship, according to a recent study, “Common Cents: Bank Account Structure and Couples’ Relationship Dynamics,” by Jenny Olson, Ph.D., an assistant professor of marketing at Indiana University.
“Couples with joint accounts were significantly better off than couples with separate accounts,” says Olson. “While relationship quality tends to decline over time, on average, we found that couples randomly assigned to merge their finances were buffered against that decline.”
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Benefits of a joint bank account
“A joint bank account is associated with greater financial goal alignment,” says Olson. “It promotes a more communal view of your marriage. You’re accessing the same pool of shared resources, so you need to work together when managing those resources. You tend to be more on the same page.”
Here are just a few other notable advantages of a joint account:
Convenience: One of the biggest perks of a joint account is having a shared pool of assets, which can streamline how you save and spend as a couple—no more worrying about paying each other back or keeping track of who contributes what.
Openness: With a shared account, you and your partner have a new window into the other’s financial situation and decision making. This transparency can help promote honest and open conversations about finances. “It facilitates communication and transparency, two benefits we know are good for marriage,” says Olson.
Helps you work on shared goals: A critical part of a relationship is sharing common goals, whether that’s traveling the world or saving for a house. No matter your objectives, a joint account can help you align your short- and long-term financial goals.
More savings: A shared account can help increase your saving power by combining your assets. And if you have an interest-bearing joint account, you can take advantage of the power of compound interest and earn even more over time, thanks to a typically higher balance.
Potential disadvantages of a joint bank account
While there are plenty of good reasons for opening a joint savings account, there are also potential pitfalls you’ll need to understand and consider:
Possibly too much transparency: When you open a joint savings account, you’ll sacrifice a level of financial privacy that you would have had with a solo savings account.
All contributions are subject to creditors: If your partner is having financial troubles, your contributions to the shared account could be used by creditors to pay off any debts.
A breakup could be even more messy: Ending a relationship can be complicated, but intertwined finances can make things even more messy. Remember that if you split, your partner might be entitled to their share of the balance in your joint account.
Money may be harder to track: Keeping track of the exact amount of money going in or out of a joint account can be tricky if more than one person is making transactions. Therefore, effective communication is vital to keep accurate tabs on your balance and to avoid issues with spending and tracking expenses.
Considering all the factors before pooling your assets into a joint savings account is essential. You need to assess and understand your and your partner’s financial situations, your shared goals, and the state of your relationship.
“We’re not saying a joint bank account is the only option or best option for all couples,” says Olson. “There are important nuances. There are going to be some situations where choosing an account structure warrants a conversation. Take a step back and talk to your partner about what will be best for you and your unique financial circumstances.”
Still weighing your options? Learn more about the pros and cons of opening a joint account.
FAQs about joint savings accounts for couples
Question: Are joint savings accounts insured by the Federal Deposit Insurance Corporation (FDIC)?
Answer: Yes, joint savings accounts are FDIC-insured bank accounts, if the bank is FDIC-insured. Each account holder is insured up to $250,000 per depositor, per account ownership category, which means you and your partner will be insured for a total of $500,000 per account category, assuming you maintain joint ownership of the account. (If a couple has joint ownership of, for example, a money market account and a CD at the same institution, each deposit type may be insured up to $500,000, per the FDIC, for total coverage of $1,000,000.)
Question: Can you open a joint savings account if you’re not married?
Answer: Yes, you can open a joint savings account regardless of your legal marital status. However, taxes on a joint account can get complicated for unmarried couples. Married couples can file together, but unmarried partners will need to file separately and might need to consult with a professional come tax time.
Question: Are joint savings accounts a good idea?
Answer: There’s no simple answer, but joint bank accounts have significant benefits. Check out the section below or speak with a financial advisor, if appropriate, to help determine whether a joint account is appropriate for your situation.
Question: Who owns the money in a joint account?
Answer: In most situations, all of the money in a shared account belongs to all account holders equally. In other words, if you have a joint savings account with your partner, you both own all its funds, regardless of your individual contributions.
Question: What happens to a joint account if one account holder dies?
Answer: Typically, the surviving account holder becomes the sole owner of all the funds in a joint account. This is called automatic rights of survivorship. Per the FDIC, the account holder will continue receiving FDIC coverage for joint ownership up to $500,000 until six months after the death, providing time to distribute the funds to other insured accounts as needed. After the six-month period, the surviving account holder will only be insured up to $250,000 for that account.
Ready to get started? Learn more about how to open an online savings account.
Is a joint savings account right for you?
When it comes to financial decisions, nothing is one size fits all. So how do you decide whether a joint bank account is the right move for you and your partner? Here are some signs a shared savings account may benefit both of you.
You live together and want to put money away for household expenses, like rent payments or home repairs.
You are saving for shared goals, like retirement, travel, or a child’s college fund.
You communicate openly and honestly about your spending and saving habits.
You understand each other’s financial background, and neither of you has unaddressed debts or other issues that might negatively affect a shared account.
You already have a joint checking account and are looking for more ways to organize your financial life.
How to open a joint savings account
The process of opening a joint savings account for couples is similar to opening a savings account on your own.
If you are opening a new account, you can either visit a branch or apply online. You and your partner will need to complete an application that includes personal information for both account owners.
If you want to add a co-owner to an existing account, you can fill out a joint owner authorization form and submit it by mail, fax, or through your online account.
Are you and your partner ready to start using a joint savings account? The Discover® Online Savings Account might be your perfect match, with a high annual percentage yield and no monthly fees or minimum deposit.
Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.
This article is for informational purposes only and is not intended as a substitute for professional advice. For specific advice about your unique circumstances, you may wish to consult a qualified professional, at your expense.
Owning a home has long been part of the ‘Adulthood Dream’. It’s a major financial milestone that brings stability, equity, and pride of ownership. But as times change, the age-old debate about buying or renting continues to evolve. While renting is generally more flexible and may seem less risky, homeownership often offers financial and personal benefits that renters miss out on. So how do you choose? Let’s dive into the benefits of owning a home compared to renting to help you find the best fit for your lifestyle and goals.
Building Equity vs. Monthly Expenses
Homeownership
One of the biggest advantages of owning a home is building equity. Each mortgage payment brings you closer to owning a valuable asset that can increase in value over time. Home equity can act as a financial safety net, allowing homeowners to borrow against it for significant expenses or investments, such as education, renovations, or emergencies.
Renting
When you rent, your monthly payments contribute to your landlord’s equity, not your own. Renting can be seen as paying for temporary access to a property rather than investing in a long-term asset. However, renting may offer a lower upfront cost for people saving for a down payment or needing financial flexibility
Stability and Long-Term Planning
Homeownership
Homeowners typically experience more stability than renters. Once you’re settled in a home, you don’t have to worry about lease renewals, sudden rent hikes, or a landlord selling the property. Homeownership provides a sense of permanence and control over your living space, which is beneficial for long-term planning, especially for families with children or those looking to put down roots in a community.
Renting
Renting offers flexibility that homeownership does not. If you’re not ready to commit to a particular location or if your career requires you to relocate often, renting provides the freedom to move with minimal hassle. For people with short-term plans, renting is often the more convenient option.
Tax Advantages
Homeownership
Owning a home can come with significant tax benefits. For instance, homeowners can often deduct mortgage interest and property taxes from their federal income tax, which can result in substantial savings. Furthermore, when it’s time to sell, homeowners may also benefit from capital gains tax exemptions on profits made from the sale of a primary residence.
Renting
Renters generally don’t receive tax benefits on their rental payments. While some states offer renters’ credits, these are usually minimal compared to the tax breaks available to homeowners.
Cost Stability vs. Potential Increases
Homeownership
With a fixed-rate mortgage, homeowners can enjoy predictable monthly payments over the life of the loan. Property taxes and insurance costs may fluctuate, but owning a home provides more financial predictability than renting. Plus, as your mortgage balance decreases, you’re likely to end up with more available cash flow over time.
Renting
Renters may be vulnerable to rent increases as market conditions shift. Landlords can raise rent at the end of a lease term, sometimes making it difficult for tenants to stay in their preferred location or relocate to a more affordable property.
An Investment with Potential Returns
Homeownership
Over time, real estate has generally appreciated, and many homeowners build significant wealth through homeownership. Although real estate markets can fluctuate, many people consider their homes a long-term investment that will increase in value. In contrast to stocks or other investments, owning a home offers the dual benefit of a tangible asset and a place to live.
Renting
Renting does not contribute to your wealth in the same way that owning a home can. Although you avoid property maintenance and other homeowner-related expenses, rental payments do not offer any potential for financial return, and you don’t benefit from market appreciation like homeowners do.
Making the Decision: Ownership or Renting?
The choice between renting and owning ultimately depends on your unique goals, financial situation, and lifestyle. Homeownership can be incredibly rewarding if you’re looking for stability, a long-term investment, and a place to call your own. On the other hand, if you prioritize flexibility, lower upfront costs, and a more temporary housing option, renting might suit your lifestyle better.
Whether you choose to buy or rent, knowing the benefits of each option can empower you to make an informed decision that aligns with your financial health and personal aspirations. Are you looking to enter the real estate market this fall? Give us a call today! One of the experienced agents at Zoocasa will be more than happy to help you through the exciting home-buying process!
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From charming southern hospitality, stunning beaches, and rich historical roots, South Carolina draws renters from all over. It’s home to bustling college towns, beautiful coastal escapes, and even thriving tech hubs. But is South Carolina a good palace to live? From palmetto-lined streets to legendary barbecue pits, South Carolina has quirks that both attract and challenge newcomers. Here, we explore ten pros and cons of living in South Carolina to help you get a feel for life in the Palmetto State.
Is South Carolina a good place to live?
Life in South Carolina is laid-back, yet provides scenic coastal living, historical architecture, and growing opportunities. Major cities like Charleston, Columbia, and Greenville have become economic hubs, attracting companies in industries ranging from healthcare to manufacturing and technology. Employers like Boeing, BMW, and Prisma Health are some of the state’s biggest, providing various career opportunities. The capital, Columbia, has a lively college-town vibe thanks to the University of South Carolina, while Charleston is a bustling port and an ever-expanding tech industry.
The state’s cultural scene shines with renowned events like Charleston’s Spoleto Festival USA, and Columbia’s SC State Fair, where the community comes together to celebrate. South Carolinians embrace the outdoors, enjoying everything from hiking through the lush landscapes of Congaree National Park to kayaking along scenic rivers. Beach lovers flock to Myrtle Beach and Hilton Head, while nature enthusiasts find solace in the state’s pristine forests and sprawling parks.
South Carolina overview
Population
5,118,425
Biggest cities in South Carolina
Charleston, Columbia, North Charleston
Average rent in Charleston
$1,468
Average rent in Columbia
$1,057
Average rent in North Charleston
$1,686
1. Pro: Beautiful beaches and mild winters
South Carolina’s coastline is a dream for beach lovers, with stunning sandy stretches like Myrtle Beach, Hilton Head, and Folly Beach. With winters that are mild compared to northern states, coastal life can be enjoyed almost year-round. Whether you prefer lounging on the beach, taking scenic oceanfront bike rides, or gathering with friends around beach bonfires, South Carolina’s beaches are an irresistible part of life here.
Local tip: Folly Beach locals say the best time to visit is in the fall when the crowds have thinned, and you can catch the magical sunsets without the summer rush.
2. Con: High humidity and hot summers
The flip side to those mild winters? Summers can be a real scorcher. With humidity often in the 90% range, the summer season here is long and intense, especially in cities like Columbia and Charleston. If you’re not used to high heat combined with high humidity, you may need some time to adjust.
3. Pro: Southern hospitality and friendly neighbors
Southern hospitality is alive and well in South Carolina, and it’s something newcomers notice right away. Whether you’re moving into an apartment in Charleston or renting a home in Greenville, expect friendly waves, porch chats, and genuine interest from your neighbors. The sense of community here makes it easy to settle in and feel welcomed, as locals take pride in making new residents feel at home.
Insider scoop: As an insider tip, if you want to connect with locals quickly, attend a neighborhood oyster roast or shrimp boil—these gatherings are a South Carolina staple.
4. Con: Limited public transit options
Public transportation isn’t as developed in South Carolina as in some other states, which means a car is a necessity for most people. Outside of Charleston and Columbia, public transit options are sparse. The reliance on driving can be a drawback, especially for those accustomed to using buses, trains, or metro systems.
5. Pro: Affordable cost of living
South Carolina is known for its affordable cost of living, making it an attractive choice for renters. Rent prices are generally reasonable, especially compared to other coastal states. In Columbia, the state’s capital, the average rent for a one-bedroom apartment is around $1,057, while in Greenville, a bustling city with a growing tech scene, it averages closer to $1,477. Charleston, with its historic charm and beach access, tends to be pricier, with one-bedroom rentals averaging around $1,468. Even so, compared to similarly popular cities along the East Coast, Charleston remains affordable.
6. Con: Higher utility bills
While rent and other expenses are generally low, utility costs in South Carolina can be surprisingly high. The hot and humid climate means air conditioning is a must during the warmer months, which can lead to higher energy bills. Some homes also rely on electric heat in the winter, adding to costs. For instance, utilities in Charleston are 20% more than the national average.
7. Pro: Renowned culinary scene, especially BBQ
South Carolina’s food scene is bursting with Southern charm, from mustard-based BBQ to shrimp and grits. Charleston is a foodie’s paradise with world-class restaurants and innovative chefs, while local BBQ joints across the state serve up signature flavors that locals swear by. If you’re a fan of seafood, low-country boils, and hearty Southern comfort food, you’ll feel right at home in the Palmetto State.
Insider scoop: For a true insider experience, head to the tiny town of Hemingway and try Scott’s Bar-B-Que, a legendary spot beloved by locals for its whole-hog, wood-smoked barbecue.
8. Con: Limited variety of international cuisine
While local cuisine is a strong suit, South Carolina may be limited in international food options compared to larger metropolitan areas. Outside of Charleston and Columbia, finding authentic international cuisine, like high-quality sushi or Mediterranean food, can be challenging. Foodies looking for a wide range of global eats may miss having extensive options nearby.
9. Pro: Rich history and cultural heritage
For history buffs, South Carolina is full of it. The state played a significant role in the American Revolution and the Civil War, and its historical legacy is preserved in sites like Fort Sumter and Charleston’s historic district. Living here offers endless opportunities to explore museums, cultural festivals, and historical landmarks, making it easy to stay connected with the state’s rich past.
Insider scoop: Try the candlelight walking tour in Charleston, where guides share hidden tales of Revolutionary battles, pirate lore, and local legends as you stroll cobblestone streets at dusk.
10. Con: Occasional hurricanes and tropical storms
Moving to South Carolina means being aware of the hurricane season, which typically runs from June to November. Coastal areas are particularly vulnerable, with Charleston and Hilton Head occasionally impacted by tropical storms and hurricanes. While precautions are standard, renters in coastal regions may face occasional evacuations and should consider flood insurance if they’re near low-lying areas.
Pros and cons of living in South Carolina: Overview
Madison, WI, is celebrated for its charming culture and rich history, anchored by its role as a hub for education and innovation. Home to the University of Wisconsin, the city buzzes with energy, blending academic pursuits with inviting neighborhoods, a diverse culinary scene, and many other hidden gems in Madison waiting to be discovered.
Whether you’re settling into a cozy rental house in Madison, WI, eyeing a home in the city, or planning to rent an apartment, living here means embracing a lively community that celebrates connection. From savoring local delicacies and discovering unique eateries to enjoying leisurely strolls around the beautiful lakes, you’ll truly experience the essence of life in Madison.
Photo courtesy of Christina Clancy, author of The Snowbirds (Feb. 2025)
1. Explore your new home
Madison is filled with hidden gems that showcase many unique experiences that blend history, charm, and natural beauty. Whether you’re seeking a tranquil escape in nature or a lively café to start your day, you’ll find a wealth of delightful options waiting for you.
Discover the hidden gems within the neighborhood
One of the best hidden gems in Madison comes from Christina Clancy, author of The Snowbirds (Feb. 2025) who shares a touching detail of her home. “The previous owners of our 1916 Prairie-style home in Madison revealed a charming detail about the kitchen: they had a special cabinet just for picnic baskets. The house is near Picnic Point, a finger of land that juts into Lake Mendota and is accessible via the five-mile-long Lake Shore Path, which stretches from the UW-Madison campus to the Lakeshore Nature Preserve.”
She goes on to share, “Now I take the path Picnic Point to run, forest bathe, birdwatch, walk my dog, join friends around the campfire pits, and ding cowbells at the marathoners and Iron Man participants hitting the final stretch of their races. When I go toward campus, the path leads to the community-run Hoofer Sailing Club where I can rent a boat, listen to the UW Marching Band practice for Badger game day, and watch live music on the Memorial Union Terrace overlooking the lake. The Lakeshore Path is where the community and the campus connect, and it’s where the vibrancy of our beloved college town and the natural beauty of the city are on full display.”
Photo Courtesy of Sunne Boutique
More hidden gems in Madison can be found by taking a leisurely walk to the University of Wisconsin campus and exploring nearby attractions. Visit the Henry Vilas Zoo, stroll along the lake path behind Edgewood College, or wander through the Arboretum. You’ll even discover a hidden gem called Lake Wingra where you can ice skate near the zoo or do a little ice fishing. In the summer, rent a boat or kayak and don’t forget to stop for ice cream at The Chocolate Shoppe right after.
Find your comfort coffee shop
Awa Sibi, the owner of the West African restaurant Les Delices De Awa, shares her morning routine before starting her day at the restaurant. “I look forward to grabbing an iced latte every morning from one of my favorite local coffee shops, Reverie, rain or shine. It brings a sense of community to walk into a coffee shop where you know all of the baristas and they know how you take your coffee.” She continues to recommend a visit to The Atwood and Shenck neighborhood which has an array of great local cafes for all the coffee lovers.
Visit historic spots
For the history buffs interested in the hidden gems in Madison, author Frank Bures, shares a great tip. “There are many places in Madison worth a stop, but one of best is Monona Terrace, the modernist, Frank Lloyd Wright-designed conference center that was first proposed in 1938, and finally built in 1997. On the roof of Monona Terrace is a small memorial to Otis Redding, the 26-years-old singer who died in a plane crash in Lake Monona in 1967, one month before his song ’Sittin’ on The Dock of the Bay’ was released.”
Photo courtesy of Forward Madison FC
2. Cheer for the Forward Madison FC
Set in the heart of Downtown Madison, the historic Breese Stevens Field is home to Professional Men’s Soccer Team, Forward Madison FC. Whether you’re a die-hard soccer fan, planning a fun night out with a group, or a business looking to treat your office to an evening on the town, an FMFC match is the perfect outing for you. This team marches to the beat of their own drum with its Flamingo flair, live cow mascot, and energy-packed supporters section, Forward Madison FC matches are a must in Madison.
3. Embark on a day of shopping
Madison offers a unique shopping experience for different interests and tastes that you’ll want to add to your bucket list. Whether you’re browsing curated collections or losing yourself in a captivating read, you’ll quickly find your go-to hidden gems in Madison that invite you to discover its delightful blend of local flavor and community spirit.
Browse through curated collections
As you explore Madison, be sure to stop by Wish Upon Boutique, a hidden fashion gem just minutes from the city. This boutique offers a meticulously curated collection of trendy women’s clothing, gifts, and accessories that are as unique as they are stylish. After shopping, take a walk through Stoughton’s history downtown and enjoy the perfect blend of small-town charm and city convenience.
Continue your shopping spree on Monroe Street where you’ll find a delightful selection of locally owned boutiques and local eateries. One store you don’t want to miss is Sunne Boutique. Inside this cheery little spot you’ll find a selection of clothing and goods with a California-European vibe. There is something unique for everyone to find. After, stop by Bloom Bakery for a shopping break and enjoy some sweet potato donuts.
Photo courtesy of Calabash Gifts
Another must-visit hidden gem in Madison is Calabash Gifts on Monroe Street, featuring a vibrant collection of arts from South Africa and Eastern Africa, including fine art, basketry, hand-carved animals, textile decor, stone carvings, and jewelry. Curated through fair trade practices, these pieces support African women’s cooperatives, job creation programs and individual artists.
Explore Madison’s literary gems
If you’re in the mood for a cozy afternoon, Mystery To Me Books is the perfect spot to relax and browse. While known for its wide selection of mystery novels, the shop offers a little something for everyone—whether you’re into rom-coms, fantasy, non-fiction, or graphic novels. They also host engaging events like author talks, where you can meet the writers behind your favorite books. If you’re looking to connect with fellow readers, their book club is a great way to immerse yourself in Madison’s community while diving into some great stories.
Another must-visit on your ever-growing list of book destinations is Frugal Muse Books on the west side of Madison. With 30 years of experience buying, selling, and trading, this beloved local shop is a treasure trove of nostalgia. Browsing through the eclectic collection of used and new books can evoke fond memories of discovering hidden gems, whether it’s a cherished childhood favorite or a quirky comic. You can also comfortably sell your beloved reads here, knowing they’ll continue to impact new readers’ lives. Plus, you’ll find an array of movies and music across various genres, including those niche subjects that spark joy and curiosity.
4. Savour Madison’s culinary landscape
Madison’s diverse culinary scene offers everything from farm-to-table delights to international cuisine, sure to satisfy every craving. It’s undeniable that Madison is a haven for food lovers and you’re sure to discover hidden gems as you explore the city.
Dine and discover
If you’re craving Italian cuisine in Madison, look no further than Lombardino’s Restaurant. This charming neighborhood eatery boasts a warm, inviting atmosphere that makes every visit feel special. With a frequently changing menu inspired by seasonal ingredients, there’s always something new and exciting to discover. Lombardino’s prides itself on sourcing from local farms and incorporating the finest imported Italian products, ensuring a fresh and authentic dining experience. To elevate your meal, explore their thoughtfully curated Italian wine list, perfectly paired to enhance each dish.
Photo courtesy of Lola’s
If you’re searching for a lively night out with friends, Lola’s Hi/Lo Lounge is the ultimate hidden gem in Madison. Step into this stylish cocktail lounge, reminiscent of the vibrant 60s, where the atmosphere radiates retro charm and sophistication. As a vinyl HiFi bar, Lola’s offers a unique auditory experience, with local DJs spinning classic vinyl records that set the perfect backdrop for your evening. Whether you’re enjoying dinner or unwinding late into the night, the inviting ambiance and expertly crafted cocktails create a memorable experience.
Find your community
Whether you’re new to Madison or a long-time local looking to get more involved in the community, becoming a member of the Madison, WI chapter of Books, Brunches & Booze is a great way to meet new people while exploring the city’s culinary delights. Enjoy unique venues like Leopold’s Books Bar Caffè, a cozy spot that combines a bookstore, bar, and coffee shop. Leopold’s is a great spot to dive into a novel and unwind with friends. It’s the ideal spot for book clubs and foodies alike.
Have your own cooking experience
FEED Kitchens is a food business incubator that invites individuals from various backgrounds to bring international flair to Madison’s food culture. With a membership, individuals and businesses can come together to create delicious food, many of whom actively contribute to the city’s culinary scene. The facility fosters a diverse community, with producers hailing from around the globe. In addition to the variety of products made at FEED Kitchens, over 20 food carts launch from the facility during the summer event season, serving the greater Madison region and further enriching the local food landscape.
Photo courtesy of Speckled Hen Inn
5. Enjoy a weekend away
If you’re living in Madison and craving a peaceful escape that feels worlds away, consider a stay at The Speckled Hen Inn. This charming 20-acre country estate offers rooms with king-sized beds, cozy fireplaces, and relaxing jetted tubs. Each stay includes a farm-to-table breakfast, featuring fresh, local ingredients. As you unwind by the fire, take in the serene views of sheep, llamas, and a horse grazing in the picturesque white-fenced pasture. It’s the perfect spot for a holiday retreat, offering all the warmth and tranquility of a Hallmark Christmas getaway.
Hidden gems in Madison, WI just waiting to be discovered
Every city has its pros and cons, but Madison, WI, is a captivating city that seamlessly blends culture, community, and natural beauty. From its diverse culinary scene to its unique shopping experiences and rich history, Madison invites both residents and visitors to explore its many hidden gems. Enjoy a meal at a charming neighborhood restaurant, cheer for a local soccer match, or uncover hidden gems in the city’s vibrant neighborhoods. Each experience contributes to the welcoming spirit that makes Madison what it’s known for.
When you take out private student loans, your lender works with your school to certify the loan before disbursing funds. But what happens when a school won’t certify private loans for college?
If private student loan certification isn’t granted, there are steps students can take to address the issue.
Here’s an overview of how private student loan certification works, potential reasons for having certification denied, and some options to remedy the situation.
Understanding Private Student Loan Certification
Private student loan certification is often a required step for funds to be disbursed by a lender to your school. This is intended to protect student borrowers by ensuring that they’re informed about their federal financial aid options and the school’s cost of attendance when taking out private student loans.
With school-certified private student loans, borrowers fill out and sign a Private Education Loan Applicant Self-Certification form after receiving loan approval. This form provides lenders with a student’s enrollment information and any financial assistance they’ve received, such as grants or scholarships.
Next, lenders send the private student loan information to the school for certification. Schools are responsible for confirming that students are enrolled and that the loan amount does not exceed the cost of attendance: tuition, fees, books, living expenses, transportation costs, and dependent care (if needed). If this information checks out, the certification moves forward and the loan funds will be disbursed without any further action required by students.
While waiting, you might be wondering “how long do private student loans take to process?” It can take anywhere from two to 10 weeks for a student loan to process, depending in part on any issues in the student loan certification process.
When the student loan certification is complete, borrowers receive a final loan disclosure from their lender. This indicates the loan amount, which could be adjusted by the school if the requested funds exceed the total cost of attendance. Borrowers are then offered a three-day waiting period after receiving the final disclosure, known as the right-to-cancel period, to cancel the loan with no penalty.
Do private loans go directly to the school or student? With school-certified loans, the lender disburses loan funds directly to the school.
Recommended: Student Loan Basics
The Role of Schools
After issuing loan approval, a lender forwards a certification request to your school’s office of financial aid. This involves verifying certain information provided when applying for the loan, including enrollment status, expected graduation date, year in the program, and requested loan amount.
Federal regulation prohibits students from receiving student aid that exceeds the cost of attendance. To determine the maximum amount of loan funds, the school financial aid office deducts all other types of financial aid — scholarships, grants, and federal student aid — from the school’s cost of attendance for that semester or academic year.
A key difference with private student loans compared to federal loans is that schools do not consider the Student Aid Index (SAI) when calculating how much can be borrowed in private student loans. Additionally, maintaining satisfactory academic progress could be required by schools to certify private student loans.
With all this information, schools will either certify, certify with changes, or deny certification. For instance, loans could be certified for a lesser amount than what was initially requested if it surpasses the school’s cost of attendance.
There are a few possible reasons why a school won’t certify private loans. Resolving any such issues — whether on behalf of the student or school — is necessary for the disbursement of student loan funds to move forward.
Common Scenarios for Student Loan Certification Refusal
Here’s a look at some common scenarios where schools might refuse private student loan certification.
Exceeding Cost of Attendance
As mentioned above, schools are prohibited from certifying a loan amount that’s greater than the cost of attendance, minus any financial aid awarded.
Note that schools may list different dollar amounts for the cost of attendance depending on a variety of factors. For instance, students living on campus may have a different cost of attendance than those living off campus. Whether you’re paying in-state vs. out-of-state tuition and attending undergraduate vs. graduate school can also impact how your school calculates your cost of attendance.
Schools may break out the cost of attendance into separate expenses. This means that student loan certification could be denied for specific expense categories (e.g., housing costs) if they’re higher than what’s allowed by the school.
Satisfactory Academic Progress Issues
Students are required to maintain Satisfactory Academic Progress (SAP) at their school to continue receiving financial aid. Each school sets its own SAP policy, but generally students need to maintain a 2.0 GPA to maintain eligibility.
While private student loans typically don’t have SAP requirements, losing financial aid could impact your ability to pay for college.
Recommended: Comparing Private Student Loans
Enrollment Status Discrepancies
It’s not uncommon for students to adjust their course load, but a change in enrollment or incorrect reporting of enrollment status could lead to certification denial.
Student loan certification often occurs in the weeks preceding the start of the semester, so it’s important to ensure you’ve successfully enrolled before then. Additionally, a discrepancy could occur if dropping or adding classes impacts enrollment as a full-time vs. part-time student.
Steps to Take When Loan Certification Is Denied
If private student loan certification is denied by your school, there are a few options to consider to avoid delayed or halted disbursement.
Recommended: How Are Private Student Loans Disbursed?
Request an Explanation from the School
Your school’s financial aid office is usually the point of contact to understand the rationale for certification denial and the necessary steps to resolve the problem. Errors with enrollment status or personal information can usually be addressed quickly, but it’s important to reach out promptly.
Appeal the Decision
If the denial involves exceeding the cost of attendance, students may need to appeal the decision with their school. Often referred to as a professional judgment, this appeal aims to increase the student’s cost of attendance to be eligible for additional student loan funding.
Financial aid offices typically consider professional judgment on a case-by-case basis, so it’s important to have documentation to support the request for revising the cost of attendance. For example, a student living off-campus could provide their renewed lease to show an increase in rent. Other circumstances that could warrant a professional judgment include childcare, disability-related expenses, and medical costs.
Explore Alternative Funding Sources
Students often use multiple funding sources to pay for college.
Applying for college scholarships and grants could secure financial aid to help cover tuition, room and board, and other school expenses. This type of aid is usually awarded based on academic merit or financial need, and doesn’t need to be paid back.
To apply for most scholarships and grants, you’ll need to fill out the Free Application for Federal Student Aid (FAFSA). After completing the FAFSA, students receive a financial aid package from the schools they’ve been accepted at, outlining eligible financial assistance, including federal student loans, work-study, grants, and scholarships.
Managing Private Student Loan Debt Responsibly
Staying on top of private student loan debt is essential for long-term financial health. Understanding your loan terms, including the interest rate and repayment plan, is key to developing a payback strategy that avoids fees and penalties.
After graduation, students may have a grace period before they need to start repaying their private student loans. Once repayment begins, setting up automatic payments could provide a discount on the loan interest rate and help ensure you’re sticking to your debt payoff goals.
Recommended: Private Student Loan Forgiveness
The Takeaway
Private student loan certification is a required step for funds to be disbursed to your school. If your school doesn’t certify your private student loans, don’t panic. Reach out to your school’s financial aid office to determine if any errors have been made, then take the necessary steps to resolve it.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
FAQ
Can schools deny private student loan certification for any reason?
No. Schools deny private student loan certification if the amount exceeds the cost of attendance or if there are discrepancies in a student’s enrollment status.
What happens if a private student loan is disbursed without certification?
Private student loans cannot be disbursed until a school completes the certification process. In rare circumstances, students may be eligible for a false certification discharge if a loan was disbursed despite a student being ineligible to receive a loan.
Are there limits on the amount schools can certify for private student loans?
Yes, schools cannot certify private student loans exceeding the cost of attendance, minus any financial aid. Note that students can request a professional judgment to increase their cost of attendance, but these are granted on a case-by-case basis.
Photo credit: iStock/recep-bg
SoFi Private Student Loans Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
Creating a serene nursery for your little one can make a world of difference when it comes to optimizing your child’s sleep. With the right elements in place, you can foster an environment that promotes restful nights and happy days. So whether you’re welcoming a new baby to your apartment in Boston, moving to a rental home in Baltimore, or upgrading your toddler’s room at your home in Seattle, here’s how to set up a nursery room to promote sleep, from our sleep and home design experts.
Sleep environment is key
While there are many factors that can impact your child’s quality of sleep, two essential elements to the perfect sleep environment are a calm and peaceful space for them to rest at night and during nap times. Child sleep expert Charmian Mead from The Sleeping Baby Routine shares more information about how to set up a nursery room for sleep below:
“To encourage independent and positive sleep habits, it’s essential to create a calm and peaceful sleep environment for your newborn, baby, or toddler. As your baby grows they require a slightly different approach and adjustment to their environment but regardless of age, light, temperature, and calm are key to indicate sleep. Your baby’s or toddler’s room should be a sanctuary, a safe, comfortable place to settle. While an infant’s overall routine hugely influences their sleep, the sleep environment is the finishing touch that provides the security they need to relax and rest.”
We all want our children to have positive sleep experiences. So when planning out how to set up a nursery room, being mindful of the above advice can aid in ensuring that your child has consistent, restful sleep while in your home!
Be mindful of temperature and darkness
As Charmian noted above, room temperature and lighting (or lack of lighting) play a crucial role in optimizing your child’s sleep. While preferences may vary by individual, our experts have shared some amazing tips to help optimize temperature and lighting to aid in getting a great night’s sleep: “Infants and children thrive on routines and consistency, especially with sleep. The ideal environment is 68-72 degrees, completely dark, with white noise playing. Another key is a consistent routine leading up to bedtime. For more information or help getting your infant or child sleeping better, Lisa at Sleepytime Sleep Consulting has got you covered.” Shared Lisa Rietzke, RN, BSN.
Maintaining an appropriate temperature in your child’s nursery is important for their comfort and safety, however, it is sometimes easier said than done – especially during colder months. Katie from Slumber & Sproutsuggests “the use of sleeping bags / sleepsuits for little ones who aren’t yet in a bed because they are a great way to ensure that you have dressed your little one appropriately for sleeping. A comfortable room temperature is between 19-22 degrees Celsius. In the winter we recommend that you warm the room with a safe heater and keep the heater a safe distance from the sleep space to avoid overheating.”
Xan Coffman, founder and certified infant and toddler sleep expert at My Baby Sleepology also shared some great insights on the effect of proper lighting for your child’s nursery, stating that “Creating the perfect sleep environment for your baby is key to fostering restful nights and naps. Start by keeping the room dark with blackout curtains to block any outside light, helping your baby understand that it’s time for sleep and to elevate their natural levels of melatonin.
White noise machines or a gentle fan can work wonders by masking household sounds and creating a soothing atmosphere.”
Consider using white noise machines
As Xan mentioned above, white noise machines can be a game changer for child sleep. They help drown out household noises and create a consistent sound environment that can comfort babies. Katie from Slumber & Sprout also provided great information on the best techniques for noise control:
“We recommend the use of continuous white noise throughout the entire night and for all naps. Babies are used to noise. The womb is as loud as a vacuum cleaner, so to a baby, the sound of white noise is very soothing. We recommend using it at safe volumes of no louder than 50Db and positioned at least 2 meters away from your baby’s sleep space. You can download an app called “dB Meter” to test the dB level. As babies get older, the use of white noise is soothing but it’s also helpful in filtering out any noise disturbances (creaky floorboards, morning work alarms, dogs barking, traffic, etc.).”
Look for machines with adjustable volume settings and various sound options, such as ocean waves or gentle rain. You should also consider soundproofing options to promote a peaceful environment. Rugs and fabric wall hangings can be used to absorb sound, and door sweeps and weather stripping to block outside noise.
Safe bedding and mattress selection
Choosing the right bedding is vital to creating the perfect sleeping environment for your child. The team at Rockabye Rockies shared that “For babies ages 0-12 months old a safe sleep environment is critical for their safety and wellbeing. A crib with a firm mattress and no pillows, bumpers, stuffed animals, or cords nearby will prevent strangulation and suffocation.” With infants being especially vulnerable to safety concerns that arise with certain types of sleeping environments, ensure that you remain mindful and hyper-vigilant when creating their nursery!
Seemingly small factors can make a significant difference in your baby’s sleep. Dr. Summer Hartman from Newborn Sleep Company expresses that “Designing a newborn’s nursery with the perfect sleep environment is important for healthy development. To create a peaceful atmosphere, opt for soft, neutral colors, and a red night light and invest in a comfortable crib mattress.
I recommend Newton Mattress, Swaddle (Miracle Blanket), and using brown noise machines to mask external sounds. Consider placing the crib away from windows and doors to minimize disturbances. Using a firm, flat mattress that fits snugly in the crib to prevent any gaps and sticking with fitted sheets made of breathable materials creates a safe environment for your child. We also suggest reading reviews and choosing reputable brands that prioritize the safety of your little one.”
Use night lights to help your child sleep
As several of our stellar experts have mentioned above, investing in noise machines and night lights can make a big difference in figuring out how to set up a nursery room for your child’s sleep. “For older children ages 2+, I recommend adding a low voltage red or orange-hued nightlight to their bedroom. Developmentally, their imagination begins to introduce ideas like ghosts in the corner and monsters in the closet, so allowing them to see around the room after lights out can help alleviate these fears,” shared the team at Rockabye Rockies.
Khadijah from My Night Light elaborated on the use of night lights, adding that “Fear of the dark is one of the main reasons children often feel anxious at bedtime, especially when transitioning to sleeping on their own.
Creating a comforting atmosphere, including a warm light, can foster positive sleep experiences. Sleep specialists recommend using red light at night because it doesn’t disrupt sleep hormones like bright, blue-white lights can. This makes Duski Night Lights an excellent choice for parents who want to create a calm, secure environment that encourages restful sleep for their little ones.” It’s also helpful to note that night lights can provide a gentle glow, making nighttime feedings and diaper changes easier without fully waking your baby.”
Establish a sleep routine
While the room environment cannot be discounted when exploring how to set up a nursery room to optimize your child’s sleep, consistency is also vital. Establishing a sleep routine that follows the same steps each night is key to signaling to your baby that it’s time to wind down.
Dr. Aubrie, founder of Sleepfull Baby suggests that you “avoid screens, bright lights, and overstimulation before bed, and try to stick to a regular, early bedtime. Including a consistent bedtime routine is also essential in establishing healthy sleep habits over time. A warm bath, a gentle massage, stories, or lullabies are all you need to help signal that it’s time to sleep. The perfect sleep environment is safe, cozy, and promotes restorative sleep.”
Photo courtesy of @thesleepingbabyroutine
If you are looking for help establishing a consistent routine for your child, Charmian Mead from The Sleeping Baby Routine also recommended a great routine that will help aid consistency as your child grows and their needs evolve:
“On the 7 pm to 7 am Sleeping Baby Routine, the ideal sleep setup evolves as your child moves from newborn to toddler.
0-3 months: Create a quiet, dark bedroom, and use a sleep position in which you swaddle your infant and tuck them into a Moses basket or crib with a cellular blanket. Ensure that the room temperature is 18-21 degrees Celsius.
4-8 months: Maintain a quiet and blacked-out bedroom, alter their sleeping position to a sleeping bag in a cot, and keep the room temperature between 18-21 degrees Celsius.
8 months – 2 years: Ensure a quiet room and draw the curtains. Place your child in a sleeping bag and comforter to settle for the night. It’s recommended to introduce a nightlight or wake-up clock at 2 years of age.”
Establishing a good sleep environment helps ensure deep, uninterrupted sleep, making settling easier — and as they say, “sleep breeds sleep.” Consistency in routine is no easy feat, but putting effort into a set sleep routine will set your child up for sleep success as they grow and develop!
Improve your child’s sleep in a family bedroom
While it may be a dream of yours to create a solo sleep space for your child, sometimes children (through necessity or preference) will find themselves sleeping with you. Below Tiffany Belanger, a safe cosleeping educator from the Cosleepy blog, has great tips to make cosleeping safe and rewarding:
“If you have a young child who sleeps better when they’re in your bedroom, my advice is to go with it! Move clutter and nonessentials out of the room to create a calm, comfortable “family bedroom” that maximizes sleep for everyone in the family. You’ll want a big, firm mattress to support your little one’s growing body. If you put it directly on the ground, you’ll enjoy cooler air throughout the night and you won’t have to worry about anyone falling off the bed. Enjoy your giant nest, if you can, because this is a temporary season of life! Your little one will be big, and in their own bedroom, in the blink of an eye.”
Regardless of your child’s sleeping situation, safety should always be the top priority. Don’t fret if your child prefers to sleep with you, enjoy the time while it lasts and achieve a safe environment using the simple tips above.
How to set up a nursery room for sleep: in a nutshell
Improving your child’s sleep involves thoughtful attention to various factors, from temperature and lighting to safety and organization. By creating a cozy and calming environment, you can help your little one enjoy the restful nights and peaceful days that both you and your child deserve.
When people think of Fort Wayne, they might first picture its bustling downtown and rich industrial history. However, the true essence of living in Fort Wayne extends well beyond the city center. The suburbs of Fort Wayne offer a peaceful, laid-back lifestyle with convenient access to the city’s amenities and charm. These Fort Wayne suburbs span across different parts of the region, each with its unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable Fort Wayne suburbs—from friendly neighborhoods to scenic communities along the Maumee River—highlighting key aspects like population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in Fort Wayne or simply curious about the different neighborhoods, let’s discover the best parts of Fort Wayne to call home.
Cost of living in Fort Wayne
Before we dive into the top Fort Wayne suburbs, let’s look at the overall cost of living in Fort Wayne. The cost of living here is about 9% lower than the national average, making it an affordable choice for many residents. Housing plays a major role in this affordability, with the median sale price for a home in Fort Wayne at $225,900, which is 48% lower than the national average of $432,657. Rent is also affordable, with the average rent for a one-bedroom apartment in Fort Wayne at $1,142, about 25% less than the national average of $1,514.
While some Fort Wayne suburbs provide budget-friendly options, others may offer premium amenities and conveniences. In this guide, we’ll explore a range of top suburbs, offering different lifestyle and housing opportunities to match your budget and preferences.
1. New Haven
Known for: Friendly atmosphere, local parks, and small-town charm
New Haven, located just east of Fort Wayne, offers a cozy, small-town feel with a tight-knit community. Known for its well-maintained parks like Moser Park and the scenic Maumee River, it’s ideal for outdoor enthusiasts. New Haven’s main street area has a mix of local shops, cafes, and annual events like the Canal Days Festival, giving it a welcoming atmosphere. Housing here varies from older single-family homes to newer developments, making it accessible for a wide range of residents.
Population: 16,000 Median home sale price: $350,000 New Haven transportation scores: Walk Score 70, Bike Score 46
Apartments for rent in New Haven, IN | Houses for rent in New Haven, IN | Homes for sale in New Haven, IN
2. Aboite Township
Known for: Upscale neighborhoods, schools, and suburban convenience
Aboite Township is a desirable suburb in Fort Wayne known for its high-quality schools, parks, and a variety of upscale residential options. The area features beautiful subdivisions with well-maintained homes, local parks, and easy access to shopping and dining along Jefferson Boulevard. Aboite’s access to major highways also provides convenience for commuters. The housing market includes larger single-family homes with spacious yards, appealing to those seeking a suburban lifestyle.
Population: 39,000 Median home sale price: $479,900 Aboite Township transportation scores: Walk Score 4, Bike Score 51
3. Huntertown
Known for: Peaceful living, new developments, and community events
Located north of Fort Wayne, Huntertown is a growing community that combines rural charm with modern amenities. It has seen significant development over recent years, with new residential neighborhoods and local amenities emerging. Known for its quiet, country feel, Huntertown appeals to those looking for a peaceful environment while being a short drive from Fort Wayne’s urban conveniences.
Population: 6,000 Median home sale price: $350,900 Huntertown transportation scores: Walk Score 37, Bike Score 36
Apartments for rent in Huntertown, IN | Houses for rent in Huntertown, IN | Homes for sale in Huntertown, IN
4. Leo-Cedarville
Known for: Scenic river views, close-knit community, and outdoor recreation
Leo-Cedarville, northeast of Fort Wayne, is known for its picturesque surroundings along the St. Joseph River. The suburb offers ample opportunities for outdoor activities, with popular spots like Riverside Gardens Park and Cedarville Reservoir. The area has a rural feel with access to necessary amenities, making it attractive to those seeking a quieter lifestyle. The housing market includes spacious properties with large yards, ideal for those who enjoy a scenic, serene environment.
Population: 4,000 Average rent for a one-bedroom apartment: $875 Median home sale price: $316,950 Leo-Cedarville transportation scores: Walk Score 16, Bike Score 31
Apartments for rent in Leo-Cedarville, IN | Houses for rent in Leo-Cedarville, IN | Homes for sale in Leo-Cedarville, IN
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the Fort Wayne area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.
While Palm Springs, CA is known for its iconic mid-century architecture and glamorous lifestyle, there’s a side to this desert paradise that often goes unnoticed. Beyond the bustling streets and unique neighborhoods lie hidden gems in Palm Springs that offer a glimpse into the area’s lesser-known spots.
Whether you’re seeking a mid-century home in the area, exploring available apartments, or looking at houses for rent in Palm Springs, CA, you’re in for an extraordinary experience. Join us as we uncover the treasures that make this destination truly special, revealing experiences that go beyond the ordinary and showcase the magic of the desert.
Photo courtesy of Dana Gaydon
1. Sip the day away with Palm Springs Wine Tasting
Wine tasting is a fun and exciting way to dive into the world of flavors and delicious aromas. Situated in the Coachella Valley, the area boasts vineyards that showcase California’s finest varietals.
Bring that excitement right to your Palm Springs home with a private tasting class from Palm Springs Wine Tasting. With options like Old World Classics and Vive la France, you’ll find an array of exciting selections. Perfect for both beginners and seasoned enthusiasts, this hands-on experience is sure to elevate your palate and make for a memorable evening.
2. Indulge in the local foodie scene
Exploring the food scene is a true culinary adventure for foodies searching for hidden gems in Palm Springs. The city features a lively array of dining choices, from upscale restaurants crafting innovative dishes to cozy cafes serving fresh, farm-to-table delights.
Vietnamese cuisine
“Rooster and the Pig is a stylish, industrial-chic restaurant in Palm Springs, offering creative and modern takes on Vietnamese cuisine,” shares Mike Arnone, artist at Big Mike Art.
Vietnamese food is a vibrant celebration of flavors and textures, known for its fresh ingredients and aromatic herbs. From crispy rolls to red curry duck, Rooster and the Pig is a hotspot for all admirers of Vietnamese cuisine and rich culture.
“Their inventive dishes, paired with expertly crafted cocktails, make it a must-visit for food lovers seeking a unique dining experience,” Arnone recommends.
Vegan cafe
For those seeking food without meat or animal byproducts, Nature’s Health Food and Cafe is the ideal stop to indulge in tasty treats. Serving everything from breakfast omelets to smoothies and shakes, this cafe has something for everyone in the desert.
Dining at a health food restaurant like this one is a refreshing experience, offering nutritious dishes that make you feel good from the inside out.
3. Venture beyond the city to Murray Canyon
Murray Canyon in Palm Springs is a picturesque destination located within the Agua Caliente Indian Reservation. It’s known for its stunning desert scenery, palm oasis, and diverse wildlife, making it a popular spot for adventurers in Coachella Valley.
“If you’re looking for hidden gems in Palm Springs, I recommend checking out Murray Canyon Trail. Located just a 10-minute drive from downtown, this beautiful trail is lined with lush palm trees and features stunning waterfalls from fresh snowmelt in the spring,” states Raizah Flores, Palm Springs Wedding Photographer at Rise in Love Photography. “You’ll even find serene swimming holes along the way, making it the perfect peaceful retreat to escape into nature.”
To dive deeper into experiencing the canyon up close, take a tour with 500 Experiences, an online platform that shares the top 500 experiences in the country. One of their standout options is the award-winning Murray Canyon Trail to Seven Falls hike, a stunning journey through an oasis of palm trees, a creek, and a beautiful waterfall.
For a truly immersive adventure, try the Murray Canyon Horseback Riding Tour—a fantastic way to take in the canyon’s stunning beauty from the back of a horse.
4. Work up a sweat at Desert Chrome
Taking a dance class at Desert Chrome is a fun and empowering way to get fit while expressing your creativity. These classes cater to all skill levels, offering a supportive environment where you can learn new moves and build strength. With classes from pole dancing to Lyra to bachelor and bachelorette parties, visiting this studio is a great way to meet new people and enjoy a unique workout in a vibrant setting.
Empower yourself, explore your wild side, and break a sweat at this hot desert hidden gem.
5. Take in the views on horseback
Exploring Joshua Tree National Park on horseback with Knob Hill Ranch is the perfect way to take in the enchanting desert landscapes. As the only guest ranch permitted to showcase the spectacular vistas, winding slot canyons, and vast desert traverses, Knob Hill Ranch offers rides on their loyal string of horses.
So, grab your boots and get ready for an afternoon of horseback adventures while taking in the hidden gems in Palm Springs.
6. See the city via coffee walk
One of the best ways to dive into a city is by taking it in with a walk around town—especially one with a yummy drink. A hotspot for locals is Palm Greens Cafe, where you can order a coffee or lavender lemonade before heading out for your afternoon of meandering through the shops. As you stroll, you’ll discover charming boutiques and art galleries that showcase the local culture, making each step a new adventure.
7. Make photo-based memorabilia
The desert landscapes of Palm Springs offer an unrivaled backdrop, from the sweeping mountain views to unique resorts. The true charm happens when you create memorabilia via a photo session with Monocle Project. It’s more than some pictures, it’s a cherished experience designed to make you feel and shine your best while having memories to last long after your trip.
The team combines artistic vision with high-end, personalized service to create a session that perfectly captures the beauty of the desert. Monocle Project ensures every detail is tailored to you, delivering not just lasting photos, but unforgettable memories to take home framed in the stunning desert light.
8. Bike through town
To take in the city from a different viewpoint, rent a bike and ride through the charming Old Las Palmas neighborhood. It’s a budget-friendly way to explore downtown while enjoying the beautiful places and unique architecture.
To refresh after your day of biking, take a pitstop for tasty drinks at Las Palmas Brewing, a family-owned and operated brewery and wine bar.
9. Listen to the local live music
Listening to live music in Palm Springs offers a glimpse into the city’s personality and artistic spirit. From cozy lounges to outdoor festivals, the music scene showcases everything from jazz and rock to soulful indie performances. Each venue has its own unique vibe and truly captures the heart and soul of Palm Springs.
Husband and wife duo
Leanna and Miguel are at the heart of the nostalgic Greater Palm Springs’ entertainment scene, where infectious energy and soulful melodies come together for an unforgettable night. This energetic experience showcases talented musicians and captivating performances that invite you to sing along and dance the night away.
Whether the show is nestled in a chic setting, popular clubhouse, or other secret locals hangout, it’s the perfect spot for both locals and visitors to soak in the magic of their live music while savoring delicious drinks and dining.
Step back in time
“If you’re looking for something to fit the mid-century vibes of Palm Springs, I highly recommend The Purple Room for a uniquely fun experience,” states Dana Gaydon, a brand and lifestyle photographer at Modern Joy Studio. “It’s a delicious dinner with a show featuring a special singer or band. It truly feels like you’re visiting the cocktail lounges of 1960s Palm Springs with good vibes and great food.”
After dinner, Gaydon recommends hitting up Bootlegger Tiki for an authentic tiki experience to complete the evening.
Photo courtesy of Dana Gaydon
10. Slip into a speakeasy
Visiting a speakeasy feels like uncovering one of the many hidden gems in Palm Springs, transporting you to a bygone era of glamour and intrigue. Tucked away from the loud streets of the city, these hidden bars often feature creative cocktails, dim lighting, and a cozy, intimate atmosphere.
“For a truly unique and clandestine experience, I recommend Evening Citizen, a Prohibition-era style speakeasy that will add an air of mystery and adventure to your evening,” states Maggie Miles at the Palm Springs Post, an independent news outlet covering Palm Springs. “With no signage and a hidden entrance, the journey there is just as exciting as the destination.”
Miles continues, “Once you’re inside, enjoy a bespoke cocktail in their dimly lit parlor. They really live up to their slogan ‘We keep you in the dark.’ Oh, and when you’re there, don’t miss the striking painting of Udo Kier, one of our local celebrities, that sits prominently behind the bar.”
Whether you’re sipping a classic drink or discovering a new favorite, a night at a Palm Springs speakeasy offers a memorable escape from the ordinary.
11. Dust off your boots and go dancing
Heading out to a night of country dancing is a lively way to immerse yourself in the local scene. With the hottest country music playing, the atmosphere at Dance Ranch Palm Springs is filled with energy and excitement, inviting everyone to hit the dance floor. From a two-step and waltz, to swing and line dancing, the friendly crowd and instructors create a welcoming environment to dust off those boots and learn some new moves.
12. Discover an art gallery
The Backstreet Art District is a vibrant hub of creativity, showcasing the talents of local artists and artisans. This unique area in Palm Springs features an eclectic mix of galleries, studios, and murals, making it a feast for the eyes as you explore the colorful streets. Visitors can often find captivating exhibitions, art walks, and pop-up events that highlight the community’s artistic spirit.
Kee Gallery
Kee Gallery, one of the newest additions to the Backstreet Art District, is a delightful hidden gem. Featuring three resident artists, Kathleen Strukoff, a modern impressionist painter, Ernesto Ramirez, a surrealist painter, and Erich Meager, a ratiolaminartist, the gallery blends their artistic differences seamlessly.
Attending the art walk at Kee Gallery on the first Wednesday of each month is a great opportunity to immerse yourself in the local art scene. The monthly event draws art lovers together, offering a lively atmosphere filled with engaging conversations and the chance to discover new talent.
Big Mike Art
Visiting Big Mike Art Gallery and Studio is a charming experience that immerses you in the world of contemporary art. The gallery features a diverse collection of bold, colorful pieces that reflect the artist, Michael Arnone’s, unique style and vision. With an inviting atmosphere, it’s a perfect place to explore and discover art that sparks your imagination.
Jones & Terwilliger Galleries
Visitors at Jones & Terwilliger Galleries in Palm Desert, CA are often captivated by the stunning artwork adorning the walls. Situated on El Paseo, this gallery offers a distinctive blend of classical paintings and contemporary art, creating a rich visual experience.
Whether you’re searching for a unique treasure to add to your collection or seeking assistance in curating art for your entire home, the gallery’s knowledgeable consultants are on hand to help bring your vision to life.
13. Spend an afternoon at a botanical garden
Strolling through a botanical garden is a fun and relaxing way to admire the diverse array of plants and flowers that call the desert home. The serene atmosphere offers a perfect backdrop for reflection, photography, or simply enjoying the sights and scents of nature.
“I recommend stopping by the Moorten Botanical Garden, it’s truly one of the amazing hidden gems in Palm Springs,” shares Art Davis at Palm Desert, a travel site for Palm Springs. “The garden showcases a stunning collection of desert plants from around the world. With the tranquil paths and diverse cacti and succulents, it’s a perfect spot for nature lovers and photographers.”
Look no further for hidden gems in Palm Springs
As you venture off the beaten path and consider some pros and cons of living in Palm Springs, you’ll discover that the city’s charm extends far beyond its well-known activities. From serene hiking trails to unique local eateries and captivating art installations, these hidden gems in Palm Springs offer a fresh perspective on this beloved desert oasis. So, the next time you find yourself in paradise, take a moment to explore the treasures waiting to be uncovered—you just might find your new favorite place.
When people think of New York, they often picture the bustling streets of Manhattan, but the true essence of living in the greater New York City area extends beyond the urban core. The suburbs of New Rochelle offer diverse residential areas that provide a quieter, more relaxed lifestyle while still offering easy access to the vibrant amenities of the city. These New Rochelle suburbs are spread across the surrounding regions, each with its own unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable New Rochelle suburbs—from serene lakeside communities to bustling town centers—highlighting key aspects such as population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in New Rochelle or curious about the different New York neighborhoods, let’s discover the best parts of New Rochelle to call home.
Cost of living in New Rochelle
Before we dive into the top New Rochelle suburbs, let’s cover how much it costs to live in New Rochelle. The overall cost of living in New Rochelle is higher than the national average, driven largely by the high housing costs typical of the greater New York area. The median sale price for a home in New Rochelle is around $700,000, which is significantly higher than the national average of $432,657. Rent follows a similar trend, with the average rent for a one-bedroom apartment in New Rochelle at $2,742, also well above the national average of $1,514.
While some suburbs around New Rochelle offer more affordable options, others can be just as expensive, if not more. Here, we’ll explore a range of top suburbs, providing different lifestyle and housing opportunities depending on your budget and preferences.
1. Larchmont
Known for: Waterfront charm, historic homes, and quaint village atmosphere.
Larchmont is a picturesque waterfront suburb located just south of New Rochelle. It offers a blend of historic homes, beautiful parks, and a charming downtown area that features local shops and restaurants. Residents love the village-like feel combined with easy access to New York City via the Metro-North Railroad. Housing options include a variety of architectural styles, from Victorian to Colonial, making it a highly desirable area for those who appreciate classic charm and modern convenience.
Population: 6,000 Median home sale price: $1,325,000 Larchmont transportation scores: Walk Score 92, Bike Score 53
Apartments for rent in Larchmont, NY | Houses for rent in Larchmont, NY | Homes for sale in Larchmont, NY
2. Pelham
Known for: Small-town vibe, highly walkable, and easy access to NYC.
Pelham, just north of the Bronx and adjacent to New Rochelle, is a highly sought-after suburb due to its walkability and close-knit community feel. Its historic homes, vibrant local businesses, and proximity to the city make it an attractive choice for commuters. Pelham’s downtown area has a variety of shops, restaurants, and entertainment options, making it a lively area with plenty to offer. Pelham is known for its older homes with charming architectural features, giving the area a distinctive look.
Population: 12,000 Median home sale price: $1,320,000 Pelham transportation scores: Walk Score 87, Bike Score 43
Apartments for rent in Pelham, NY | Houses for rent in Pelham, NY | Homes for sale in Pelham, NY
3. Mamaroneck
Known for: Waterfront parks, vibrant downtown, and a mix of urban-suburban living.
Mamaroneck offers a perfect mix of urban and suburban lifestyles. Known for its waterfront parks and bustling downtown, residents enjoy the amenities of city living while still feeling connected to the natural beauty of Long Island Sound. Mamaroneck Avenue is the heart of the town, offering a wide range of dining, shopping, and entertainment options. The housing market includes a mix of single-family homes, townhouses, and apartments, providing options for a variety of budgets.
Population: 19,000 Average rent for a one-bedroom apartment: $3,435 Median home sale price: $875,000 Mamaroneck transportation scores: Walk Score 66, Bike Score 49, Transit Score 39
Apartments for rent in Mamaroneck, NY | Houses for rent in Mamaroneck, NY | Homes for sale in Mamaroneck, NY
4. Scarsdale
Known for: Affluence, top-rated schools, and elegant homes.
Scarsdale is one of Westchester County’s most affluent suburbs, offering sprawling estates and upscale amenities. Known for its high-end real estate and prestigious schools, Scarsdale is a premier destination for those seeking luxury living. Its historic town center features Tudor-style architecture, boutique shopping, and gourmet dining. Housing options consist mostly of large single-family homes, with many properties featuring expansive lawns and manicured gardens.
Population: 17,000 Median home sale price: $1,877,500 Scarsdale transportation scores: Walk Score 40, Bike Score 36, Transit Score 35
Apartments for rent in Scarsdale, NY | Houses for rent in Scarsdale, NY | Homes for sale in Scarsdale, NY
5. Bronxville
Known for: Historic charm, high-end living, and a walkable downtown.
Bronxville is a small yet affluent village with a strong sense of history. It is known for its beautiful homes, upscale shops, and a close-knit community vibe. Residents enjoy walking through the scenic streets lined with Tudor and Colonial-style homes, as well as visiting the local boutiques and restaurants in the village center. Bronxville is also a popular choice for commuters due to its proximity to the city and access to the Metro-North.
Population: 6,500 Average rent for a one-bedroom apartment: $1,950 Median home sale price: $700,000 Bronxville transportation scores: Walk Score 94, Bike Score 54
Apartments for rent in Bronxville, NY | Houses for rent in Bronxville, NY | Homes for sale in Bronxville, NY
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the New Rochelle area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.
Creating a coffee bar at home is a great way to elevate your daily coffee experience and add a personal touch to your kitchen or living space, even in a rental. Whether you’re renting a home in Portland, OR, buying a home in Burlington, VT, or searching for an apartment in New York City, NY, having a dedicated space for your coffee essentials can transform your morning routine into a more enjoyable and relaxing ritual. From the smell of freshly brewed coffee to the convenience of having all your favorite beans, mugs, and brewing equipment within reach, a home coffee station is a perfect blend of function and style.
Designing a coffee bar at home that suits your taste involves considering things like space, equipment, and aesthetics. With a little planning, you can create a coffee corner that reflects your personal style while ensuring you have everything you need to craft the perfect cup. With tips from experts in the coffee and home design fields, we’ll show you step-by-step how to create an at-home coffee bar that caters to your unique needs and enhances your home coffee experience.
1. Figure out your space
When planning a coffee bar at home, the first step is determining the best spot for it. “Creating a space that suits how you want to make coffee and is enjoyable to use is the best way to grow your love of creating the perfect-tasting coffee at home,” shares Toby, the coffee expert behind Coffee with Conscience.
The good news is that you don’t need a large area to create a functional and stylish coffee setup. Whether you have an entire countertop to dedicate or just a small corner to spare, the key is to work with what you have.
Counter top vs coffee cart
“Creating the perfect home coffee station is all about thoughtful organization and quality essentials,” advises Brigette Romanek, interior designer and blogger at HomeDecorFull. “Start with a dedicated counter space near an outlet, using a small shelf or cart if space is limited.”
Whether you’re passionate about having a variety of brewing equipment on display or just tight on counter space, “Consider using a rolling cart for a flexible coffee station that can move around your space,” recommends blogger Gina Dickson of Intentional Hospitality, a blog providing tips and advice on hosting at home.
Stick to the essentials
Once you’ve identified the perfect spot for your home coffee bar, consider the flow of your daily routine and the accessibility of your coffee essentials. “Keep your most-used items within easy reach, arranging them by workflow (like grinder, filter, brewer, then cups),” recommends Romanek from HomeDecorFull.
No matter the size of the space, the goal is to make your at-home coffee bar an organized, inviting spot that streamlines your coffee-making process. “Avoid cluttering your coffee space with unnecessary gadgets,” shares Matthew Barry, roaster and owner of Ember Coffee Co. in Big Lake, MN. “Ensure that at least half of your setup has open space for cup placement; keeping it clean and minimal makes it easy to stay organized while showing off your beautiful setup.”
Image by Bruvi
Compact is key
A minimalist setup not only saves space but also keeps your area looking tidy and visually open.
“When space is at a premium, I like to opt for compact brewers that don’t require much counter space,” suggests Jon Clark from the Nomad Coffee Club, a premium coffee bean subscription service.
“Even space-challenged coffee lovers can set up a coffee bar,” agrees Diane Kuyoomjian at Bruvi, one of the freshest and most versatile pod coffee brewers on the scene. “Whether you use a kitchen counter or a free standing cart, a versatile single-serve brewer that makes both coffee and espresso will provide all the barista vibes in a small footprint.”
Maximize a small space
In small spaces, every inch counts, so keep your coffee bar clutter-free by sticking to the essentials and storing extras out of sight. “Maximize vertical storage with stackable storage canisters for beans and accessories, while a small tray beneath your equipment protects surfaces and keeps everything tidy,” says Robert Gomez from Kaffe Products, a company where you can find all the essentials for coffee at home.
Even the smallest corner, windowsill, or unused wall can be transformed into a functional coffee station with the right organization. “A wall-mounted shelf or a pegboard and stackable storage containers can add an aesthetic backdrop for your coffee bar while also providing storage for beans, reusable filters and coffee scoops,” recommends the team at Nomad Coffee Club.
2. Choose home brewing equipment for your coffee bar at home
After you figure out your space, the next step to creating your coffee bar at home is in choosing the right equipment to get the job done. The type of coffee brewer you should choose for your home coffee setup largely depends on what kind of coffee you like to drink, the amount of space you have, and of course, personal preference.
“It may sound simple, but there’s no point in spending hundreds of dollars on a shiny espresso machine if it just collects dust once the novelty wears off,” shares Toby of Coffee With Conscience. “Good coffee is about the taste as much as the art of creation.”
“As a passionate home brewer, it’s easy to get caught up in buying every new device,” confides Syeh Naveed, the face behind the blog The Need for Coffee. “While fancy equipment can be tempting, if your brewing space isn’t clean and organized, it detracts from the experience. And worst of all, having too many brewers can lead to decision fatigue.”
Naveed suggests simplifying your home coffee setup by sticking to one or two devices, helping to keep things simple while still maintaining your options. Your home coffee bar might have multiple coffee contraptions, but make sure they are each serving a distinct purpose, focusing on the following brewing methods.
Pour-over
Pour-over coffee is a hands-on brewing method that gives you more control over how your coffee turns out, letting you really bring out the unique flavors of the beans. You simply pour hot water slowly and evenly over ground coffee in a filter, which results in a clean, smooth cup with lots of depth. Since you can tweak things like the water temperature, grind size, and how you pour, it’s perfect for anyone who loves experimenting to create their ideal brew. Plus, it’s simple and has a nice, relaxing ritual to it, which makes it a go-to for many coffee lovers.
“You don’t need a ton of fancy gear to brew amazing coffee at home – just stick to what makes you happy,” suggests Alejo Galindo, one half of the duo at friendly coffee resource The Coffee Nerds. “A glass flask style brewer is a solid choice for manual pour-overs and easy to store when not in use. Just make sure to have a decent grinder and a water kettle for best results.”
Handheld presses, plungers, and stovetop espresso
Handheld tools, like portable espresso makers, manual presses, or stovetop brewers, are a great option for coffee lovers who want to enjoy stronger coffee on the go, in small spaces, or on a budget. These compact devices use manual pressure to brew rich, concentrated coffee without needing a bulky machine. While they require a bit more effort compared to automatic machines, they offer tasty results and the flexibility to brew anywhere, whether you’re at home, traveling, or camping.
“If you love espresso and are short on space, a manual coffee press will take your love for coffee out of this world. Easy to use and easy to clean this brewer provides a fantastic concentrated coffee with a unique design and consistent results,” shares Matt Milletto, owner of classic Portland, OR roaster, Water Avenue Coffee.
“Handheld espresso makers are perfect for espresso-based drinks without taking up any counter space,” Galindo agrees.
Another recommendation comes from the experts at Pawling Coffee Roasters in Pawling, NY. “A plunger-style coffee device is ideal because it brews high-quality coffee without taking up much space. Once you gauge how much coffee you use per batch, you can eyeball it going forward. As long as your setup is organized, it looks great and lets you focus on what really matters: the delicious taste and aroma of freshly brewed coffee.”
Jim D’Andrea from Maker’s Coffee Company adds, “Brewers like these fit any kitchen and produce amazing results. An electric kettle adds a simple way of heating water to ideal brewing temperatures which makes a huge difference in taste.”
Automatic machines
Home coffee machines are a great investment for coffee lovers who want to enjoy cafe-quality brews right from their kitchen. These machines come in various types, ranging from manual and semi-automatic to fully automatic and super-automatic models, each offering different levels of control over the brewing process.
“When creating your home coffee station, there are many options,” agrees Home Coffee Tips author Ben Farrer, a trusted source for many types of brewing equipment. “For something modern, easy to use and space-saving, I would recommend a pod machine for convenient espresso. If you want to take it to the next level, I advise a home espresso machine and an electric burr grinder.” To complement your espresso-making setup, Ferrer adds, “You can buy plenty of coffee brewing accessories to match your kitchen aesthetic, like wooden tampers and coffee mats.”
Drip coffee makers are another automated classic that give you an easy and consistent brew every morning. “My favorite drip coffee maker is my go-to for the best drip coffee every morning,” says Milletto from Water Avenue Coffee. “It’s compact, precise, and delivers 8 perfectly brewed cups, bringing the local coffee shop into your kitchen.”
“Treat yourself to a good espresso machine, steam pitcher, tamping mat, and knock box to elevate your coffee space,” adds Carol from decaf coffee provider based in Springdale, AR, Talking Crow Coffee Roasters.
“Finish off your coffee brewing setup with a scale,” Carol continues. A scale can be used for multiple different brewing methods to help find consistency by measuring the amount of coffee and water used in your brewing process, ensuring a more predictable cup every time.
As the professionals at Seattle-based Langskip Coffee suggest, experimenting with different brewing methods to find your ideal cup of coffee is one of the key steps to creating the perfect coffee bar at home.
3. Invest in a burr grinder
If you’re looking for the quickest way to elevate your home coffee experience, burr grinders are essential if you value consistency and control over the grind size of your coffee beans. Mindful consumption blogger Laura Yoder at Black Coffee Beautiful nods her head to the importance of a grinder, sharing, “A grinder gives renters an opportunity for high-end flavors, even if space is limited and the budget is tight.”
Unlike blade grinders, burr grinders use two abrasive surfaces (burrs) to crush coffee beans evenly, resulting in a more uniform grind that enhances the flavor and quality of the brew. “The biggest difference between average and great coffee is the quality of the grind, and a burr grinder delivers consistent results,” confirms Berry of Ember Coffee Co.
“Don’t skimp on your grinder while you splurge on your brewer – flip that around,” seconds Matt Boshart, owner and head roaster of Reboot Roasting located in Omaha, NE. “A high-quality burr grinder should be the focus of your home setup.”
4. Use good quality coffee beans
Whether you’re using a simple drip machine or an elaborate espresso setup, starting with quality coffee beans ensures that your brewing efforts result in the best possible taste, making every cup more tasty. “You don’t need a complicated setup for delicious coffee at home,” confides owner of Florida-based Coast to Coast Coffee, Matthew. “The two most effective tips to achieve coffee nirvana are to first, get your hands on freshly roasted beans. Second, grind them right before brewing.”
Keep your beans fresh
The freshness of the beans you’re using is important—treat coffee like an item with an expiration date, and don’t grind the beans until right before brewing for more flavor. To keep your beans staying fresh, Michelle Kaliher from the spooky themed roaster Sinister Coffee and Creamery in Portland, OR recommends storing your beans in an airtight container, away from light and heat. “Whether you prefer the bold richness of plunger coffee or the clean, smooth taste of a pour-over, this keeps the beans fresh and full of flavor,” Kaliher advises.
Try a coffee bean subscription
Coffee bean subscriptions are another way to ensure a steady supply of fresh, high-quality coffee delivered right to your door. Francesca from the Lux Cafe Club, a service that provides customers with high quality coffees, reminds that the key to a great home coffee experience is freshly roasted beans. A subscription service allows for delivery of premium coffee at intervals that suit your coffee habits, with a range of options allowing you to select your preferred roast level, grind size (or whole beans), and even specific flavor profiles.
Sample different flavor profiles
If you’re looking for a fan favorite, “Try a medium roast, which offers a bright and balanced flavor that everyone can enjoy,” says Claudia at Haymaker Coffee. By using high quality coffee beans in your daily coffee ritual, you can tailor your coffee experience to your taste preferences. Whether you enjoy light, fruity notes or deep, rich flavors, investing in quality coffee beans is essential for unlocking the full potential of your home coffee bar.
5. Keep your at-home coffee bar organized
As you develop your coffee bar at home, staying organized is crucial for both efficiency and aesthetics, ensuring that your space is easy to use and visually appealing. “If you want to create the perfect home coffee space, the best one is the one you’ll use,” advises Toby of Coffee with Conscience.
“Focus on keeping things simple with quality brewing equipment and smart storage solutions for your beans,” says Katie, author of motherhood and coffee blog KT Likes Coffee. “A clutter-free setup makes your morning coffee ritual smoother and more enjoyable.”
Tips and tools for an organized coffee bar
“Home coffee setups can take up quite a bit of counter space, especially if you dive deeper into the hobby,” confides Andrew Richter, founder and head roaster at New York-based Gotham Coffee Roasters. “My most recent coffee bar additions have been a mountable power strip to free up outlet clutter, and a dedicated paint brush to clean my messy grinder. Keeping a work area neat helps free up space whether you’re at home or in a professional shop.”
“Use space-saving organizers like hooks to hang your cups and dosing vials for your favorite specialty coffees,” adds Ember Coffee Co’s owner. “Efficiency is everything—plus, storing your beans in neat little vials helps you keep the space tidy and stylish.”
The professionals at Haymaker Coffee suggest keeping organized by using clear containers for your coffee and tools, making everything you need for making coffee at home easy to find. Clear, labeled jars not only help you quickly find what you need but also add a clean, decorative touch to your coffee bar.
By maintaining an organized home coffee station, you create a space that’s both functional and beautiful, making your coffee routine smoother and more enjoyable.
6. Let your coffee station be an expression of your style
As you develop your coffee bar at home, personal touches are what make a coffee station feel like it belongs in your space. Styling your coffee corner is an opportunity to have fun and express your creativity while making your coffee routine more enjoyable. “A plant or two, a jar of cinnamon sticks, and a cozy mug make the space feel warm and inviting,” affirms Lauren Dryer from the Scandi-inspired Langskip Coffee.
However, there are many ways to help your home coffee bar feel more personalized.
Image by Pottery with Eleni
Display unique mugs and drinkware
“The perfect home coffee station combines style and functionality, creating a cozy corner to elevate your daily ritual,” emphasizes Eleni, the potter behind Pottery by Eleni. “Start by adding a special touch with a handmade mug, offering both beauty and comfort with each sip. Complete the look with a cream and sugar set, a charming countertop accent that keeps essentials within easy reach while adding an artisanal flair to your space.”
Double-walled glass mugs also offer a stylish touch to your space while keeping your coffee at the perfect drinking temperature, and come recommended from the experts at Kaffe Products.
“Set out a coordinated set of mugs for a cohesive look,” agrees Diane from the pod machine company Bruvi. “Showcase your style with sugar and spoons in attractive containers like neutral ceramics or baskets on a small tray.”
Use decorative organization
“Our mantra is to minimize clutter but maximize style,” continues the coffee experts at Bruvi. “Clear glass or acrylic canisters don’t take up visual space but are a great way to display coffee pods.”
For easy clean-up and mess-free brewing, Nomad Coffee Club recommends adding a stylish coffee tray to minimize messy grinds or coffee stains on your countertops.
“Use a small, dedicated corner with floating shelves for easy access to mugs and coffee beans,” adds Gunnar Monson, the face behind Sasquatch Coffee in Oregon. “Keep your home coffee bar organized with labeled jars for beans and tools, making your morning brew as seamless as it is enjoyable.”
Add art and other personal touches
“Don’t be afraid to showcase your personality through quirky signs, vintage finds, or color schemes that speak to you,” advises Stephanie LeBlanc, author of the home styling blog Celebrated Nest. “Remember, your coffee bar should reflect your taste while still being practical – it’s all about making your daily brew feel special.”
“I love tying in personal touches,” agrees Maggie, the creator behind Coffee With Maggie and the early bird newsletter. “My coffee corner has a few plants, and features a custom painting my best friend, By Annie B., did of the cups from all my favorite coffee shops which ties the whole space together.”
Customize your space with renter-friendly style options
When creating a rental-friendly home coffee bar, it’s important to focus on styling options that won’t require permanent changes or damage to the space. “For personalization, go for renter-friendly options like peel-and-stick wallpaper or removable hooks to hang mugs or decor without damaging walls,” recommends hosting expert Gina Dickson of Intentional Hospitality.
You can also focus on the aesthetics of your brewing equipment to bring more style to your at-home coffee bar with practically no effort. “Your morning coffee sets the tone for the rest of your day, so regardless of your favorite brew method be sure to choose one or two products that are unique, expressive of your personality, and elevate your daily routine,” says Aby Henry, the owner of Portland’s Bridgetown Sparrow Ceramics. Artfully crafted, matching pour over and mug sets are one of Henry’s favorite ways to add flair to any home coffee bar.
Finish off your renter-friendly coffee space with colorful trays, baskets, or countertop organizers for an easy and aesthetic corner of your home.
Image by Bridgetown Sparrow Ceramics
Change up your home coffee bar to match the seasons
If you love to change things up in your home for each season, your home coffee bar is the perfect place to start celebrating. “Provide a functional and pretty space for your guests to enjoy a cup of coffee, starting with styling the space with seasonal decor items,” says country living blogger Lynn Langford with At Home in the Wildwood. “Risers and tier trays are perfect for decorating the area for the holidays or seasons. I also like to keep tea and hot cocoa supplies in the same area for those who might not be coffee lovers, but want a hot beverage.”
“Refreshing your coffee bar for each season is my favorite way to infuse personal style into our vintage farmhouse kitchen,” adds the author of Celebrated Nest. “I love expressing my style by swapping out mugs on a tiered tray or hanging seasonal wreaths – easily adaptable ideas for any space. The key is to keep your essentials in place and decorate around them with easily changeable pieces, allowing you to transform your coffee station from summer refresh to fall cozy without any permanent changes.”
Choose a color theme
Using color in your home coffee station is a fun way to add personality and vibrancy to the space while enhancing its overall aesthetic. Incorporate pops of color throughout for a more balanced look, or use color to highlight your coffee bar as a focal point in your home.
“I get the most compliments on our very pink to-go cup station. It includes matching cup sleeves adorned with our family monogram that I’ve designed and hand stamped, plus pink straws and hot coffee lids to match my iced/hot latte mood accordingly for the full custom cafe moment,” reveals lifestyle and home blogger Elle Wagner. “Our guests always get a huge kick out of how extra it is,” she laughs.
The key to personalizing your home coffee bar is to balance style and practicality, ensuring that your decorative elements don’t overwhelm the space but instead contribute to creating an organized, beautiful area that enhances your coffee-making experience.
7. Focus on technique for perfect coffee at home
The final step in elevating your at-home coffee bar is to make sure the coffee you’re making tastes great. If you’re getting the perfect flavor every time, you’ll be more inspired to use your home coffee station regularly.
Women-lead roasters Coroco Coffee Roaster Collective, based in Sycamore, IL, and Tostado Coffee Roasters in Portland, OR are powerful workhouses in the coffee space, and were happy to share the secrets to making coffee at home that mimic the professional cafe experience.
Image by Coroco Coffee Roasters Collective
Use filtered or distilled water
Water plays a crucial role in brewing coffee at home, as it makes up about 98% of your final cup and acts as the primary solvent to extract flavors from the coffee grounds. The quality of the water you use directly affects the taste and balance of your coffee.
“Use filtered water and keep your equipment clean to ensure each cup tastes fresh,” emphasizes Adriana Lopez, the woman behind Tostado Coffee Roasters. Filtered water can remove impurities like chlorine, which can give your coffee an off-flavor.
“Consider using distilled water combined with a mineral enhancer to create the ideal mineral profile for brewing,” shares Karen Weckerly, roaster and owner of Coroco. Too-soft or distilled water can result in a flat or dull taste, but certain minerals in water are needed to bring out the coffee’s full flavor profile.
Get your water temperature right
The temperature of your water also matters, with ideal brewing temperatures for any manual coffee being just off boiling, around 202°F, continues Weckerly. Water that’s too hot (above 205°F) can over-extract the coffee, leading to a bitter taste, while water that’s too cool (below 195°F) might under-extract, resulting in weak or sour flavors.
Use one part coffee to a higher amount of water
“Experiment with water-to-coffee ratios and brewing methods to find your ideal strength,” recommends Lopez.
“The golden ratio for coffee is 1:15 to 1:18 which means one part coffee to 15-18 parts water,” explains Weckerly. “This is perfect for a lot of brewing methods, including pour-overs, drip, and plungers.”
You can use a scale at first to get the hang of what this looks like, then as you get more comfortable, eyeball the amount of coffee and water you use each day for a truly seamless (and delicious) home coffee experience.
Pay attention to your grind size
Grind size is one of the most important factors in making great coffee at home, as it directly influences the overall flavor of your brew. The size of your coffee grounds determines how quickly water passes through them and extracts the flavors.
“A good double shot requires 17-20 grams of very finely ground coffee – think flour like consistency,” advises Weckerly.
A medium grind, with a texture resembling sand, works well for drip coffee makers and pour-over methods, balancing extraction time and flavor. For brewing methods like French press or cold brew, a coarse grind is ideal, as the slower brewing process requires larger grounds to prevent over-extraction and bitterness.
Lopez encourages home coffee enthusiasts to experiment with grind size and brewing methods to highlight the unique flavors of your favorite beans, giving you the best experience in your new home coffee bar.
Go forth and create your perfect coffee bar at home
“For some, at-home coffee bars are a simple budgeting hack—but for me, it’s truly a daily luxury that I miss when I’m traveling,” admits lifestyle and home blogger Elle Wagner. “The key to an iconic coffee bar is how custom you’re willing to make yours. Investing in the right coffee makers, stocking and importing my favorite beans, pods, syrups, and milks, and even matching everything to my favorite color just for fun has made all the difference to using my setup on the daily.”
As you start creating your own coffee bar at home, remember that it’s all about making the space your own. Whether you invest in high-end equipment or start with the essentials, make sure you craft a setup that enhances both your coffee experience and your living space. With a bit of inspiration and planning, your at-home coffee bar can become the perfect spot to fuel your day and indulge in your love for coffee.