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Your home is your sanctuary, a reflection of your personality, preferences, and lifestyle. “Discovering your ideal interior design style is a personal journey that can significantly enhance your living environment,” shares Deziner Tonie of Decorating Den Interiors. “By understanding different styles, navigating trends wisely, and identifying timeless pieces, you can create a home that is not only beautiful but also uniquely yours. Let your preferences guide you, and don’t be afraid to mix and match elements to reflect your individuality.”

Whether you’re drawn to the cozy charm of a cottage-style apartment in Montauk, NY, the breezy vibes of a coastal décor house for rent in Portland, Maine, the classic elegance of a traditionally designed house in San Antonio, TX, or the clean lines of minimalism, finding the style that resonates with you is key to creating a space you’ll love. This Rent. guide will teach you how to find your decorating style through expert tips, suggestions, and recommendations.

Before diving into the discovery process, it’s helpful to familiarize yourself with some popular interior design styles:

  • Traditional: This style is timeless and elegant, featuring classic furniture, rich wood tones, and sophisticated textiles like silk and velvet. Traditional design often includes ornate details, such as crown molding, and a color palette of deep, warm hues. Furniture is often arranged symmetrically, creating a balanced and harmonious look.
  • Minimalism: Focused on simplicity and functionality, minimalism embraces clean lines, neutral color schemes, and a clutter-free environment. The mantra “less is more” is central to this style, with a focus on quality over quantity. Minimalist spaces often use a monochromatic palette and emphasize open, light-filled spaces.
  • Modern: Modern design is characterized by clean lines, sleek surfaces, and a neutral color palette with bold accent colors. It emphasizes function and avoids excessive ornamentation. Modern spaces often feature materials like glass, steel, and concrete, and furniture pieces that are both stylish and practical.
  • Industrial: Drawing inspiration from warehouses and urban lofts, industrial style features raw, unfinished elements like exposed brick, metal beams, and concrete floors. The color palette is typically neutral, with shades of gray, black, and brown. Furniture and décor often have a rugged, utilitarian feel, and vintage or repurposed items are common.
  • Bohemian: Also known as “boho,” this style is eclectic and free-spirited, characterized by a mix of colors, patterns, and textures. Bohemian spaces often include items from around the world, such as textiles, rugs, and furniture with a handmade or artisanal feel. Plants, macramé, and a variety of throw pillows and blankets add to the layered, cozy aesthetic.
  • Scandinavian: Originating from Nordic countries, Scandinavian design is known for its simplicity, functionality, and connection to nature. It features light, airy spaces with a predominantly white color palette, accented by natural materials like wood and leather. Clean lines, minimal ornamentation, and an emphasis on natural light are key aspects of this style.
  • Mid-century modern: This style, which originated in the mid-20th century, is characterized by clean lines, organic curves, and a focus on functionality. Furniture pieces often feature tapered legs and a mix of traditional and non-traditional materials. The color palette includes earthy tones and bold, saturated hues.
  • Modern Western: “Modern Western decor blends the rustic charm of traditional Western style with sleek, contemporary design elements,” Teri James with Teri James Photography shares. “This aesthetic often features natural materials like wood and leather, combined with more contemporary accents. Western wall decor, such as framed prints or canvas artworks of vast landscapes, horses, or cowboy-themed art, plays a crucial role in bringing the theme to life,” James shares. Key pieces might include a statement leather sofa, a reclaimed wood coffee table, and wall art inspired by the rugged people, animals, and landscapes of the West. By combining old and new, modern Western decor creates a warm, inviting space that feels both timeless and fresh.
  • Farmhouse: Farmhouse style combines rustic charm with modern comforts. It features distressed wood, shiplap walls, and vintage accessories. The color palette is often neutral, with whites, creams, and soft pastels. Chrissy Evancheck, with Countryside Home Decor, recommends decorating uniquely in this style. “Mix vintage with modern by blending rustic farmhouse pieces with contemporary decor for a cozy vibe,” Evancheck suggests. “Soften your decor with plush pillows and blankets in neutral tones. Have fun exploring and trying out these simple tips for adding a little farmhouse decor to your favorite spaces.”
  • Art Deco: Originating in the 1920s and ’30s, Art Deco is known for its bold geometric patterns, luxurious materials, and rich colors. This style often includes elements like mirrored surfaces, chrome accents, and exotic woods. Art Deco spaces are glamorous and sophisticated, with a strong sense of drama and opulence.
  • Eclectic: Eclectic style is all about mixing and matching different styles, periods, and influences to create a unique, personalized space. It allows for a high degree of creativity and self-expression, combining various colors, patterns, and textures in a harmonious way. The key is to balance diverse elements to avoid a chaotic look.

Understanding these popular interior design styles provides a foundation for discovering which elements resonate with you. As you explore, you’ll find that you might be drawn to a single style or prefer a combination of several, creating a space that truly reflects your individuality.

2. Reduce limitations by avoiding overthinking

“Consider your space style, which is influenced by location, culture, and lifestyle,” notes Dundee Deco. “Five styles to think about are rustic (farmhouse-inspired), French/European, Asian (including Japandi and minimalism), coastal (beach-inspired), and chic (feminine, usually amplified to glam). Choose what fits your lifestyle, mood, or personality.” Using this as a guideline, you can easily mix and match styles. “Combine your time and space styles to create unique blends like modern farmhouse or rustic vintage. Space styles can mix too, resulting in designs like coastal chic or Asian glam,” Dundee Deco suggests.

Starting with a blank canvas is a good place to begin if you’re overthinking what style suits you. “Create a neutral canvas, allowing you to explore bold colors, vintage finds, or minimalist touches – the choice is yours,” recommends Mouna Menebhi of The Boho Lab. “You can explore and personalize your space without sacrificing the environment, by ethically sourcing handmade furniture while adding character and story to your space.”

3. Don’t be afraid to mix styles

Discovering your design style with Katherine Mueller Design is all about embracing your uniqueness. “Katherine loves to mix styles because she believes every client is unique, and their spaces should reflect that individuality,” Bridget Caldaza with Katherine Mueller Design shares. “Start by identifying what you love — colors, patterns, textures — and how they make you feel. Experiment with different design elements to see what resonates with you and makes your space feel like home. Ultimately, your design style should be a reflection of who you are.”

Spouse-ly echoes this sentiment, encouraging following your preferences.”When it comes to discovering your design style, don’t limit yourself,” shares Spouse-ly. “Combine 2-3 traditional styles to create your own unique look. For example, have you heard of the style coastal luxe or transitional farmhouse? Probably not too often because they are inspired by different colors, decor,  and textures that make up their own vibe. Don’t forget to add pops of handmade decor to truly make your space one-of-a-kind.” Mixing and matching styles is a great way to expand your design horizons while determining what your preferences are.”

4. Reflect on your personality and preferences

Consider your lifestyle, interests, and daily routines. Are you someone who thrives in a structured environment, or do you prefer a more relaxed, carefree atmosphere? Do you enjoy being surrounded by keepsakes and mementos, or do you feel more at peace in a space free of excess items?

“Discovering your interior design style begins with exploring your preferences and inspirations. Start by collecting images, colors, and textures that catch your eye, creating a mood board for visual reference,” Dawn Bremer of The Bremer Team shares. “Pay attention to your lifestyle needs, ensuring the design is both functional and aesthetically pleasing. Experiment with different styles and elements in small areas of your home to see what resonates,” Bremer shares. Reflecting on these questions can help you identify the elements of a design style that align with your personality.

Alex Solonsky, Founder of Artificial Paintings recommends considering spaces that make you feel at home in your decorating process. “To find your design style, start by reflecting on your favorite spaces — be it a cozy cottage, a sleek modern loft, or a charming coastal retreat, Pay attention to what elements make you feel at home,” Solonsky recommends. “Don’t be afraid to incorporate unique pieces that tell your personal story. Trends come and go, but a space that resonates with your personality will always feel timeless,” Solonsky adds.

4. Explore inspiration

Gather inspiration from various sources to see what resonates with you. “In order to identify your interior design style, thoughtfully consider what you’re drawn to in movies, TV shows, and magazines — vintage or modern, eclectic or classic,” Connie Strazzeri, Digital Marketing Manager for Vogt, shares. “From Architectural Digest house tours to Nancy Meyers movies, aesthetic inspiration abounds online, and you can hone in on your specific taste by Pinteresting images that correspond with your source of inspiration.”

  • Magazines and books: Design magazines and books are treasure troves of ideas and visuals. Tear out or bookmark pages that catch your eye.
  • Online platforms: Websites like Pinterest, Instagram, and Houzz are excellent for discovering and saving design ideas. Create boards or collections of spaces that you love.
  • Moodboard: “To find your design style, start by creating a mood board with images, colors, and textures that you naturally gravitate towards,” Sandy with Home By Keira recommends. “Experiment with different styles by incorporating elements you love into your space and see what resonates with you and not ‘trends’. Trust your instincts — your personal style should reflect who you are and what makes you feel at home,” Sandy concludes.”Once you’ve created a mood board, it’s helpful to turn to the experts, like our in-house team at Vogt, to help you bring your vision to life,” Strazzeri recommends.
  • Showrooms and stores: Visiting furniture showrooms and home décor stores can give you a tangible sense of different styles. Pay attention to what draws you in and feels right.
  • Your closet: “Finding your unique decorating style is important so that you can create a home that reflects you. I like to recommend that you start by looking into your closet and taking note of what clothes and accessories you usually would wear,” suggests Rachel Beeman. “By doing this, you can get a good hint from your wearable style and translate that into what you might like in your home. For instance, love wearing bold and colorful? Then chances are you might love that style in your home as well.”

5. Identify timeless pieces

While trends can be fun to incorporate, timeless pieces form the foundation of a lasting interior design. “Rather than following trends, buy items you love and then find a place for them,” Pamela Wingard suggests. “Then use them, whether eating dinner on your wedding china or displaying your favorite collection on a bookshelf. Then donate items in your home that you don’t really love or pass them along to a family member (That’s probably how you got them anyway),” Wingard notes. “Curating what you already have will give you a fresh perspective on what you really like and help you determine your design style.”

Your style, your sanctuary

Discovering your interior design style is a rewarding process that allows you to create a space that truly feels like home. “Choosing your own interior style is all about experimenting until your home feels uniquely yours — a place where you can relax and thrive,” Teresa with Mindful Cements reminds us. “Go for elements that you gravitate towards and bring extra uniqueness to your space, such as geometric prints, furry rugs, or warm-cherry wooden furniture. Creating your own space should reflect your personality and lifestyle, so experiment with colors, textures, and scents until it feels just right,” Teresa concludes.

By exploring different styles, reflecting on your personality and preferences, and incorporating timeless pieces and personal touches, you can design a space that not only looks great but also feels uniquely yours. Happy decorating!

Wesley Masters works on Redfin’s stellar Content Marketing team as a content writing specialist. She has been with Rent. since 2023 and her previous experiences include non-profit communications, graphic design, and content creation. Wesley lives in Atlanta, GA, and loves outdoor walks, hanging out with her loved ones, and finding new recipes to try on Pinterest. Her ideal home is a brownstone with contemporary interiors.

Source: rent.com

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Categories

Rental Properties

July 18, 2024
by Mark Ferguson

An essential aspect of being a successful landlord is being strict with your tenants. Letting tenants walk all over you can lead to a multitude of problems, and it’s crucial to enforce your rules and leases diligently. Here’s why you need to be strict and how it can actually benefit your business and your tenants in the long run.

Table of Contents

Video: Why Landlords Must Be Strict

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The Importance of Enforcing Lease Agreements

One of the key reasons to be strict with tenants is to maintain order and respect for the lease agreements. For example, I allowed tenants to temporarily park in a car wash area while it was out of order.

However, they took advantage of this leniency, started performing car repairs, and left paint all over. This incident highlights the old adage: if you give an inch, they’ll take a mile. It’s vital to adhere strictly to lease terms regarding parking, property use, rent payments, and late fees to prevent such issues.

Top 5 Mistakes Landlords Make

Addressing Issues Promptly and Firmly

When tenants violate lease agreements, addressing the issue promptly is crucial. In the case of the car wash situation, we posted notices and warned the tenants about towing their cars.

Despite initial verbal and written warnings, it wasn’t until we took the more severe step of posting tow stickers that the cars were finally moved. This approach applies to other issues such as late rent and property misuse.

The Role of Property Managers

If you find it challenging to be strict, hiring a property manager can be an effective solution. A property manager can enforce the rules impartially, citing you as the authority behind the decisions.

This arrangement helps avoid personal conflicts and ensures that tenants understand the seriousness of their violations. It’s okay to recognize if you’re not naturally strict and find someone who can handle this aspect of the business for you.

How to Find a Great Property Manager

Protecting Your Investment and Other Tenants

Being strict is not just about maintaining order; it’s about protecting your investment and ensuring a peaceful living environment for all tenants. In another instance, cars parked illegally blocked trash collection, causing significant issues. We left notices and sent letters, and we posted no parking signs. The tenants did not get the message until their cars were towed. That also sent a message to other tenants that we were serious and we have not had that problem since.

How I Made 2 Million Dollars From a Single Rental Property

Dealing with Late Rent and Evictions

Late rent payments are a common issue, especially post-COVID, with some tenants expecting continuous assistance. It’s imperative to address late payments immediately by issuing notices and charging late fees. Allowing tenants to pay late without consequences can lead to a cycle of non-payment, ultimately hurting your business.

In Colorado, for example, you cannot evict tenants for not paying late fees, only for not paying rent. This underscores the need to act quickly and enforce payment rules strictly.

Screening Tenants Thoroughly

Properly screening tenants before they move in can prevent many issues. Conducting background checks, credit checks, and verifying references are crucial steps. Even with these precautions, about 10% of tenants might still cause problems, but without screening, this number could be significantly higher. Relying on gut feelings instead of data can lead to poor decisions and long-term headaches.

What is the Best Way to Screen Tenants for Rentals?

Understanding and Adhering to State Laws

Finally, always ensure that your actions comply with state laws and regulations, which are constantly evolving. Consulting with attorneys and accountants can help you navigate these complexities and avoid legal pitfalls.

Tools like DoorLoop, which is the property management software I use, can help.

Conclusion

Being a landlord is not just about owning property; it’s about managing it effectively and maintaining good relationships with your tenants. Being strict with your tenants is essential for the smooth operation of your business and the well-being of all your tenants. It might not always be fun, but it is necessary. By setting clear boundaries and enforcing them, you can run a more efficient and successful property management business.

Have you had a bad situation with a tenant? Let me know in the comments below!

Source: investfourmore.com

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Las Vegas, famously known as “Sin City,” is renowned for its vibrant nightlife, world-class entertainment, and bustling casino scene. Beyond the glittering lights of the Strip, Las Vegas offers a unique lifestyle with its own set of advantages and challenges. Whether you’re considering a high-rise apartment in downtown Las Vegas or a suburban apartment in Summerlin, this Redfin article will help you weigh the pros and cons of living in Las Vegas.

Fast facts about living in Las Vegas

  • Population: Approximately 650,000 residents
  • Average rent: $1,330 per month for a one-bedroom apartment
  • Median home sale price: $450,000
  • Public transit: RTC Transit provides bus services throughout the city
  • Public parks: Over 100 parks and green spaces for recreation and relaxation
  • Annual tourists: Approximately 42 million visitors each year
  • Restaurants: Over 5,000, offering a variety of cuisines from around the world

1. Pro: Entertainment capital of the world

Las Vegas is internationally known as the Entertainment Capital of the World. The city offers an unparalleled array of entertainment options, from world-class shows and concerts to high-energy nightclubs and casinos. Residents can easily enjoy performances by top artists, Broadway-style productions, and major sporting events. Las Vegas also hosts big annual events like the Consumer Electronics Show (CES) and the Electric Daisy Carnival (EDC), attracting visitors from all over. Plus, there’s a thriving local theater and arts scene, with many venues offering a variety of performances and cultural events.

2. Con: Extreme weather

Las Vegas experiences extreme weather conditions, particularly during the summer months when temperatures can soar above 110°F. The intense heat can be uncomfortable and often limits outdoor activities to early mornings or late evenings. While winters are mild and enjoyable, the summer heat can be a challenge for those not accustomed to such high temperatures. Residents need to be prepared with proper cooling systems and hydration strategies. Additionally, the high temperatures can lead to increased utility bills due to the constant need for air conditioning.

3. Pro: No state income tax

One of the significant financial benefits of living in Las Vegas is the absence of state income tax. Nevada is one of the few states that does not impose a state income tax, which can result in substantial savings for residents. This financial advantage can help offset some of the higher costs associated with living in a major city.

4. Con: High utility costs

Despite the absence of state income tax, residents of Las Vegas often face high utility costs, especially during the summer months when air conditioning usage peaks. Utility costs in Las Vegas are about 9% higher than the national average due to the need for constant cooling. The cost of electricity can be significantly higher, impacting monthly budgets and requiring careful financial planning. During the hottest months, residents may see a substantial increase in their electricity bills, which can strain finances if not managed properly. It’s essential for residents to plan for these higher costs, especially those who are new to the area and might not be accustomed to the extreme summer heat.

5. Pro: Diverse culinary scene

Las Vegas boasts a diverse and world-renowned culinary scene. The city is home to numerous Michelin-starred restaurants and eateries led by celebrity chefs. From high-end gourmet dining on the Strip to a variety of international cuisines in local Las Vegas neighborhoods, there is something to satisfy every palate. The food scene in Las Vegas is a significant draw for food enthusiasts and provides a unique culinary experience.

Some notable restaurants in Las Vegas

  • Joël Robuchon
  • Bazaar Meat by José Andrés
  • Raku
  • Lotus of Siam
  • é by José Andrés
  • Hell’s Kitchen

6. Con: Water scarcity

Water scarcity is a critical issue in Las Vegas, given its desert location. The city relies heavily on the Colorado River for its water supply, and ongoing drought conditions have raised concerns about long-term water availability. Residents need to be mindful of water usage and adhere to conservation measures. This environmental challenge can impact daily life and requires community-wide efforts to address.

7. Pro: Outdoor recreational activities

Despite its desert setting, Las Vegas offers a variety of outdoor recreational activities. The surrounding areas provide opportunities for hiking, rock climbing, and exploring natural wonders. Red Rock Canyon, Lake Mead, and the Valley of Fire State Park are popular destinations for outdoor enthusiasts. These locations offer stunning landscapes and a chance to escape the urban environment.

8. Con: Limited public transportation

While Las Vegas has made efforts to improve its public transportation system, it still lags behind other major cities. The RTC Transit system provides essential bus services, but the routes and schedules may not be convenient for all residents. The city has a transit score of 32, a walk score of 42, and a bike score of 46, indicating that public transportation options are limited, and most daily errands require a car. This can be inconvenient for those who prefer not to drive or do not own a vehicle. Additionally, the layout of the city and the hot weather can make walking and biking challenging for some residents.

9. Pro: Growing job market

Las Vegas has a growing and diverse job market, with opportunities in various sectors such as hospitality, entertainment, technology, and healthcare. The city’s economy is expanding beyond its traditional reliance on tourism and gaming, attracting new businesses and industries. Major employers like MGM Resorts International, Caesars Entertainment, and the University of Nevada, Las Vegas, provide numerous job opportunities. The diversification of the job market enhances economic stability and offers career growth potential.

Top employers in Las Vegas

  • Las Vegas Sands Corporation
  • Wynn Resorts
  • Allegiant Air
  • Clark County School District
  • Nevada Power Company (NV Energy)
  • Southwest Gas Corporation
  • Sunrise Hospital and Medical Center

10. Con: Transient nature of the city

Las Vegas has a transient nature, with a significant portion of the population moving in and out of the city frequently. This can make it challenging to build long-term relationships and establish a sense of community. The transient lifestyle is often driven by the tourism and entertainment industries, where job turnover can be high. For those seeking stability and long-term connections, this aspect of Las Vegas may be a drawback.

11. Pro: Vibrant arts and culture scene

Beyond the glitz and glamour of the Strip, Las Vegas has a vibrant arts and culture scene. The city is home to several museums, galleries, and performing arts venues. The Smith Center for the Performing Arts hosts a variety of cultural events, including Broadway shows, concerts, and ballet performances. Additionally, the Las Vegas Arts District offers a hub for local artists and creative expression. This cultural diversity enriches the community and provides ample opportunities for artistic exploration.

12. Con: High cost of living

While some aspects of living in the city are affordable, the overall cost of living in Las Vegas is relatively high, about 6% more than the national average. Housing costs have been rising, with the median sale price for a home in Las Vegas around $450,000 and average rent for a one-bedroom apartment in Las Vegas about $1,330 per month. Additionally, costs for dining out, entertainment, and other lifestyle expenses can add up quickly. Residents need to budget carefully to manage these costs effectively. This higher cost of living can be a significant consideration for those moving to the area, particularly when balancing it against the benefits of the city’s vibrant lifestyle and job opportunities.

13. Pro: Iconic landmarks

Living in Las Vegas means having iconic landmarks and attractions at your doorstep. From the world-famous Las Vegas Strip to the historic Fremont Street Experience, these sites contribute to the city’s unique character and charm.

Famous landmarks in Las Vegas

  • The Bellagio Fountains
  • The Neon Museum
  • The Mob Museum
  • Hoover Dam (nearby)
  • Red Rock Canyon National Conservation Area

14. Pro: Sense of community in neighborhoods

Despite its transient nature, Las Vegas has neighborhoods with a strong sense of community. Areas like Summerlin, Henderson, and Centennial Hills offer suburban living with community events, parks, and schools. These neighborhoods provide a contrast to the bustling Strip, offering residents a more relaxed and friendly environment. The local community centers and neighborhood associations help foster connections and engagement among residents.

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Hawaii isn’t known as a cheap destination, but if you’re set on visiting the Aloha state, choosing the right island can make a big difference in the cost of your trip. If you’re looking to save on a trip to Hawaii, head to the island of Oahu.

Of the four main Hawaiian islands for tourism — Oahu, Maui, Kauai and the Big Island — Oahu is the cheapest Hawaiian island to visit by multiple metrics. Oahu has the lowest daily average hotel room rate of the islands and the lowest average daily spending per tourist, according to May 2024 data from the Hawai‘i Tourism Authority.

The cost of hotel rooms on Oahu

Though the average room rate in May 2024 across all of Hawaii was $342, Oahu hotel rooms average about 21% less, coming in at $272. That translates to about $70 per night less than the average.

In a breakdown of average daily room rates in May 2024 by island, Oahu shines.

One reason for Oahu’s lowest average room rate? The island also has the biggest supply. In fact, Oahu had more than double the number of hotel room nights than Maui, the next closest contender.

Even when broken down by hotel class, Oahu still has the most affordable room rates across every level, from economy and midscale to luxury options.

Midscale and economy rooms in Oahu cost $151 per night on average. That’s 30% less than the average price for the same class of room across the entire state. And if you have a penchant for the finer things in life, you’ll save on Oahu, too. In fact, you could save about $223 per night by choosing to vacation at a luxury hotel in Oahu versus Maui.

Oahu, like other islands, offers opportunities to book stays using hotel points and credit card rewards. For example, Oahu is the only island with a Hampton Inn & Suites outpost, a midscale brand where you can redeem Hilton Honors points — and avoid pesky resort fees on award bookings.

One of Oahu’s most famous luxury hotels, the historic Moana Surfrider, a Westin Resort & Spa, Waikiki Beach, can be booked using Marriott Bonvoy points. Those can be earned through Marriott credit cards as well as general travel credit cards that accrue points that transfer to Marriott.

On the other side of the island sits another famous property, Turtle Bay Resort. The luxury hotel will soon become a Marriott property when it’s rebranded as The Ritz-Carlton O‘ahu, Turtle Bay in August 2024.

The cost of activities on Oahu

More goes into a vacation budget than just a hotel. There’s food, tours, ground transportation and souvenirs. And once again, travelers arriving by air spend less per day on Oahu than any other island.

Across all trip expenditures (including lodging), Oahu is the best bargain in average daily spending per person in May 2024, according to a separate study by the Hawai’i Tourism Authority.

So why is spending on Oahu lower than on other islands? Not only are there more hotels, but also more restaurants and other types of businesses. According to the latest U.S. Census Bureau data, Honolulu County in Oahu had more than 21,000 businesses in 2020, while Maui County in Maui had fewer than 5,000. The increased competition lowers prices for consumers.

There’s also just a lot of free and cheap stuff to do on Oahu. Many of the top activities — including visiting the Pearl Harbor National Memorial, lounging on Waikiki Beach and hiking the Makapuʻu Point Lighthouse Trail — are free. It costs just $5 per person to enter Diamond Head State Monument (though it’s an additional $10 for parking).

And because of Honolulu’s robust bus network and walkability, it’s easy to get around Honolulu without a rental car. For places more difficult to get to, it’s possible to rent a car for just a day or rely on rideshare services like Uber or Lyft.

There are plenty of ways to save on a Hawaiian vacation. Start by finding affordable flights to Hawaii’s cheapest island, Oahu. The higher concentration of hotels and businesses means more affordable options.

How to maximize your rewards

Source: nerdwallet.com

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Thinking of making Louisiana your new home? The Pelican State provides beautiful natural landscapes like the bayous and swamps and vibrant communities with a strong sense of tradition. Whether you’re browsing homes for sale in New Orleans, considering renting in Baton Rouge, or exploring houses for rent in Lafayette, you’ll find a state brimming with Cajun and Creole cuisine, lively music scenes, and festive celebrations like Mardi Gras.

Louisiana at a glance

From the enchanting swamps and bayous to the scenic beauty of the Mississippi River and the Gulf Coast, Louisiana caters to every adventurer. The largest cities in Louisiana, New Orleans, Baton Rouge, and Shreveport, are full of cultural activities and economic opportunities. Louisiana’s economy thrives on sectors such as energy, petrochemicals, agriculture, and tourism, with major companies like Entergy, CenturyLink, and ExxonMobil having significant operations here.

The state’s cultural scene is rich, featuring world-class museums, renowned music festivals like the New Orleans Jazz & Heritage Festival, and a diverse culinary heritage with Creole and Cajun cuisine. Educational excellence is anchored by institutions like Louisiana State University and Tulane University. Affordable places to live can be found in cities such as Lafayette and Monroe, making Louisiana an enticing choice for those on a budget. Whether you’re exploring the Atchafalaya Basin, hiking in Kisatchie National Forest, or experiencing the lively culture, Louisiana offers an exciting lifestyle.

1. Mardi Gras is just as iconic as you think

Mardi Gras in Louisiana is a vibrant celebration that transforms the streets into a festive wonderland. New Orleans leads the charge with its iconic parades, elaborate floats, and lively music, drawing millions of visitors each year. Each parade is organized by a different “krewe,” with the Krewe of Endymion, Krewe of Bacchus, and Krewe of Zulu being some of the most famous. The parades feature grand floats, often decorated with intricate themes and led by masked riders who throw beads and trinkets to the cheering crowds.

Mardi Gras season officially begins on Twelfth Night (January 6) and culminates on Fat Tuesday, the day before Ash Wednesday. Beyond New Orleans, cities like Baton Rouge and Lafayette also host their own unique Mardi Gras celebrations, each with distinct local flavors and traditions.

Travel tip: Arrive early to secure a good viewing spot for the parades along St. Charles Avenue or in the French Quarter. Don’t forget to bring a bag for collecting beads and a small chair for comfort while waiting.

2. There’s a lot of Cajun & Creole Cuisine

Louisiana is known for its rich fusion of flavors and cultures, primarily influenced by Cajun and Creole traditions. Dishes like gumbo, which blends seafood, sausage, and okra in a savory broth, and jambalaya, a hearty rice dish with meat and vegetables, are must-tries. Don’t forget to explore local favorites like crawfish étouffée and beignets, which are fluffy pastries dusted with powdered sugar. With food festivals and farmers’ markets abundant, you’ll never run out of delicious dining experiences.

Insider scoop: At the famous Commander’s Palace in New Orleans, try the turtle soup and the bread pudding soufflé for a taste of true local flavor.

3. Louisiana has a low cost of living

Louisiana has a low cost of living compared to many other states, making it an attractive option for newcomers. For instance, the median home sale price in cities like Baton Rouge is around $227,750, significantly lower than the national median of $438,441. This affordability makes Baton Rouge one of the best places to live in Louisiana. Additionally, average rental rates in Lafayette hover around $1,200 per month, and with a cost of living that is 13% lower than the national average, everyday expenses, such as groceries and utilities, are generally more affordable, allowing residents to enjoy a higher quality of life without breaking the bank.

If you’re considering moving to Louisiana, you’ll want to weigh the pros and cons of living in the Pelican State to decide if this state is right for you.

4. There are many unique dialects

Louisiana is a melting pot of languages and dialects, reflecting its diverse cultural heritage. You might hear a mix of English, French, and Creole in daily conversations, especially in Acadiana, where Cajun French is still spoken. This linguistic variety adds a unique flavor to interactions and community gatherings. 

5. You’ll want to take a swamp tour

Exploring Louisiana’s swamps offers an unforgettable adventure into the state’s unique ecosystems. Guided swamp tours provide opportunities to see alligators lounging in the sun, herons gracefully flying overhead, and the mesmerizing cypress trees draped in Spanish moss. Many tours also delve into the local folklore and history of the bayou, providing insights into the region’s natural beauty and wildlife.

Travel tip: Opt for smaller, eco-friendly tour operators for a more intimate experience. Early morning or late afternoon tours often provide the best wildlife sightings, as animals are more active during these times.

6. The state has significant history

Louisiana’s rich history is integral to its unique cultural identity, shaped by French, Spanish, African, and Native American influences. Exploring historic sites like the French Quarter in New Orleans, with its stunning 18th-century architecture and landmarks such as Jackson Square and St. Louis Cathedral, provides a glimpse into the colonial past. The historic homes along the Mississippi River, like Oak Alley, offer tours that delve into the complexities of the pre-Civil War era. Understanding this history enriches the experience of living in Louisiana, providing context for its diverse communities, cuisine, and lively festivals

7. You’ll experience live music everywhere

Music is the heartbeat of Louisiana, especially in cities like New Orleans and Lafayette. Jazz, blues, zydeco, and Cajun tunes fill the air, creating a lively atmosphere that invites participation. Local bars, street corners, and festivals are always alive with performances, and you might even catch an impromptu jam session at a neighborhood cafe. Joining in on the music scene allows you to experience the state’s vibrant culture firsthand.

Insider scoop: Check out local music calendars or apps like Songkick to discover lesser-known artists and impromptu jam sessions. Look for spots like Frenchmen Street in New Orleans, where you can catch multiple live shows in one night.

8. Be prepared for the hurricane season

If you’re moving to Louisiana, gearing up for hurricane season is a must. From June to November, tropical storms and hurricanes can sweep through the region, bringing high winds and heavy rains. Embrace your inner Louisianan by creating a rock-solid emergency plan: know your local evacuation routes by heart, stock up on essentials like water, non-perishable foods, and batteries, and keep important documents in a waterproof container. Stay connected by downloading local weather apps and tuning into trusted sources like the National Hurricane Center.

9. Louisiana has many festivals each year

Louisiana hosts over 400 festivals each year, showcasing its vibrant culture and traditions. Highlights include the French Quarter Festival, where local musicians perform across the historic streets, and the Louisiana Seafood Festival, which celebrates the state’s rich seafood heritage with dishes like shrimp po’boys and fried catfish. Many festivals also feature stunning art displays from local artists and craftspeople, creating a true feast for the senses. Don’t miss the Bayou Country Superfest, where top country music stars perform, or the Mardi Gras celebrations, filled with colorful parades and dazzling floats.

10. Boudin is a must in Louisiana

Boudin is a beloved sausage that showcases the unique flavors of Louisiana. Made from pork, rice, and spices, it’s a perfect snack or meal on the go. You can find boudin at local markets, roadside stands, and specialty shops, each with its own recipe and twist. Sampling this local delicacy is a rite of passage for anyone wanting to embrace the culinary culture of Louisiana.

11. Sport games are a big deal here

College football, especially LSU Tigers games, draws passionate fans clad in purple and gold, creating a sea of vibrant color at Tiger Stadium in Baton Rouge, one of the loudest venues in college football. The atmosphere is electric, with the iconic “Tiger Band” performing and fans gathering for lively tailgating parties featuring mouthwatering dishes like jambalaya, gumbo, and BBQ ribs. Meanwhile, the New Orleans Saints boast a dedicated following in the NFL, with the Superdome buzzing with energy during home games, where the “Who Dat” chant resonates through the crowd.

Methodology

Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.

Source: rent.com

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Raleigh, the capital of North Carolina, is known for its thriving tech industry, vibrant cultural scene, and beautiful green spaces. With a mix of Southern charm and modern amenities, Raleigh attracts people from all over the country. However, living in this bustling city comes with its own set of advantages and challenges.

Whether you’re looking at a cozy apartment in Five Points or a sleek apartment in Downtown Raleigh, this article will help you weigh the pros and cons of living in Raleigh.

Fast facts about living in Raleigh

  • Population: Approximately 470,000 residents
  • Average rent: $1,368 per month for a one-bedroom apartment
  • Median home sale price: $441,000
  • Public transit: GoRaleigh provides bus services throughout the city
  • Public parks: Over 200 parks and green spaces for recreation and relaxation
  • Annual tourists: Approximately 16 million visitors each year
  • Restaurants: Over 1,300, offering a variety of cuisines from around the world

1. Pro: Thriving tech industry

Raleigh is part of the Research Triangle, one of the largest research parks in the world, which includes nearby Durham and Chapel Hill. This area is a hub for technology, research, and innovation, attracting major companies like IBM, Cisco, and SAS. The presence of these tech giants, along with numerous startups, provides ample job opportunities and drives economic growth in the region.

2. Con: Mixed cost of living

Overall, the cost of living in Raleigh is about 2% less than the national average, making it relatively affordable. However, there are variations within different expense categories. Housing costs are about 4% less than the national average, with the average rent for a one-bedroom apartment in Raleigh around $1,368 per month and a median home sale price of $441,000. Utilities are approximately 3% less than the national average, providing some relief in monthly expenses. Groceries are about 1% less than the national average, which can help reduce the overall cost of living. However, health care costs are significantly higher, about 12% more than the national average, which can be a notable expense for residents.

3. Pro: Excellent education

Raleigh is home to several esteemed educational institutions, including North Carolina State University (NCSU), Meredith College, and Shaw University. These institutions offer a wide range of programs and contribute to the city’s vibrant academic atmosphere. Additionally, there are various public and charter schools providing diverse educational options, including top-rated schools like Raleigh Charter High School and Wake Early College of Health and Sciences.

Raleigh also boasts a number of research centers and specialized training programs, fostering innovation and continuous learning within the community. This strong emphasis on education not only benefits students but also supports the city’s growing economy and attracts a highly skilled workforce.

4. Con: Limited nightlife options

While Raleigh offers a variety of dining and entertainment options, its nightlife scene is not as vibrant as larger cities like New York or Los Angeles. The city has a more laid-back atmosphere, with fewer late-night venues and entertainment options. Residents seeking a bustling nightlife might find the options limited, though there are still plenty of local bars, breweries, and restaurants to enjoy. For those who crave more excitement, cities like Durham and Chapel Hill offer additional nightlife options but still require a short drive.

5. Pro: Green spaces and parks

Raleigh boasts numerous parks and green spaces where residents can enjoy outdoor activities. The city is home to expansive areas like Umstead State Park and Pullen Park, providing a wide range of recreational opportunities, including hiking, biking, picnicking, and more. The city’s commitment to maintaining and expanding its green spaces contributes to a high quality of life for its residents.

Parks and trails in Raleigh

  • William B. Umstead State Park
  • Pullen Park
  • Dorothea Dix Park
  • Lake Johnson Park
  • Neuse River Trail
  • Shelley Lake Park

6. Con: Limited public transportation

While Raleigh has made improvements to its public transportation system, it still lags behind other major cities. The GoRaleigh bus system provides essential services, but the routes and schedules may not be convenient for all residents. The city has a transit score of 29, a walk score of 31, and a bike score of 39. This means that public transportation options are limited, and most daily errands require a car. This limitation can be inconvenient for those who prefer not to drive or do not own a vehicle.

7. Pro: Vibrant arts and culture scene

Raleigh offers a thriving arts and culture scene, making it an appealing destination for those who appreciate creativity and the arts. The city is home to numerous galleries, theaters, and cultural institutions, such as the North Carolina Museum of Art and the Duke Energy Center for the Performing Arts. Residents can enjoy a wide range of cultural events, including art exhibitions, live performances, and music festivals throughout the year. This vibrant cultural environment not only enriches the community but also provides ample opportunities for personal enrichment and entertainment.

8. Con: Weather extremes

Raleigh experiences all four seasons, which can mean hot, humid summers and cold, occasionally snowy winters. While some residents appreciate the variety, others may find the weather extremes challenging to manage. Summer heat waves can be uncomfortable, and winter storms can disrupt daily life, affecting transportation and causing school and work closures. The transition seasons, spring and fall, can also be unpredictable, with sudden changes in temperature and weather conditions.

9. Pro: Strong sense of community

Raleigh is known for its strong sense of community, with numerous events and festivals that bring residents together. The city hosts a variety of cultural and social events, such as the Raleigh Arts Festival and the International Festival of Raleigh, which celebrate the city’s diversity and promote community engagement. Neighborhoods in Raleigh often have active community associations and local initiatives that foster a sense of belonging and camaraderie among residents.

Neighborhoods in Raleigh

  • Downtown Raleigh
  • North Hills
  • Glenwood South
  • Cameron Village
  • Brier Creek

10. Con: High humidity

Raleigh’s climate, while providing beautiful weather, also means high humidity levels. The humidity can be uncomfortable, especially during the summer months when temperatures can soar. High humidity can make outdoor activities less enjoyable and lead to increased reliance on air conditioning, which can raise energy costs. Even with air conditioning as a standard feature in most homes and buildings, the persistent humidity can still be a challenge, making it harder to stay comfortable and maintain certain household items like electronics and wooden furniture.

11. Pro: Diverse food scene

Raleigh’s food scene is diverse and innovative, with a wide range of restaurants offering various cuisines. From Southern comfort food to international delights, the city has something to offer every palate. The downtown area and surrounding neighborhoods are known for their trendy eateries, food trucks, and craft breweries. Additionally, Raleigh hosts several food festivals, such as the Downtown Raleigh Food Truck Rodeo and the International Food Festival, showcasing the city’s culinary talent and diversity.

12. Con: High taxes

While North Carolina has a relatively moderate tax rate, Raleigh’s local taxes and cost of living can still be a financial consideration for residents. Property taxes in Wake County are higher than in some other parts of the state, impacting homeowners significantly. The combined state and local sales tax rate is 7.25%, which can add to the overall cost of living. Residents need to consider these factors when planning their budgets, as they can affect everything from housing affordability to daily expenses.

13. Pro: Iconic landmarks

Living in Raleigh means having iconic landmarks and cultural institutions at your doorstep. From the historic North Carolina State Capitol to the contemporary North Carolina Museum of Art, these sites contribute to the city’s unique character and charm. These landmarks offer a wealth of educational opportunities, recreational activities, and aesthetic enjoyment, making the city a delightful place to live and explore.

Iconic landmarks in Raleigh

  • North Carolina Museum of Natural Sciences
  • Historic Yates Mill County Park
  • Pullen Park
  • Duke Energy Center for the Performing Arts
  • JC Raulston Arboretum

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Considering making the Aloha State your new home? Hawaii offers residents a stunning array of natural landscapes, vibrant urban centers, and a growing tech industry, making it a highly desirable destination for newcomers. Whether you’re browsing homes for sale in Honolulu, considering renting in Maui, or exploring houses for rent in Hilo, here’s what you need to know before moving to Hawaii.

Hawaii at a glance

From the majestic peaks of Mauna Kea to the pristine beaches of Waikiki, the state caters to those who love nature as well as city living. The largest cities in Hawaii, including Honolulu, East Honolulu, and Pearl City, are bustling centers of cultural activities and economic opportunities. Hawaii’s economy thrives in sectors such as tourism, technology, agriculture, and healthcare, with major companies like Hawaiian Airlines, First Hawaiian Bank, and Hawaiian Electric headquartered here.

The state’s cultural scene is rich and diverse, featuring world-class museums like the Honolulu Museum of Art, renowned music festivals such as the Merrie Monarch Festival, and a culinary heritage that includes a fusion of Hawaiian, Asian, and American influences. While living costs can be high in places like Honolulu, more affordable places to live can be found in areas like Waimalu and Waipio, making Hawaii an enticing choice for those seeking both quality of life and economic opportunity. Whether you’re exploring the lush landscapes of the Na Pali Coast, hiking the trails of Volcanoes National Park, or immersing yourself in the local culture, there is a lot to learn and love about the islands.

1. Get ready to embrace the Aloha Spirit

The Aloha Spirit is more than a simple greeting; it embodies kindness, respect, and a sense of community. You’ll find that locals are welcoming and eager to share their culture, whether through hula dance, traditional music, or local festivals. Engaging with this spirit will enrich your experience and help you connect with the community. Embrace it by participating in events like the Aloha Festivals, which celebrate Hawaiian culture through music, dance, and food.

Insider scoop: Don’t miss out on the chance to learn hula or ukulele at local community centers—many offer free or low-cost classes where you can immerse yourself in Hawaiian traditions and meet new friends while you’re at it.

2. The cost of living can be very high

The cost of living in Hawaii is notably high, driven by its isolated location and limited resources, which can pose a challenge for newcomers. For example, in Honolulu, the average rent for a one-bedroom apartment reaches $2,000. On the other hand, areas like Hilo offer slightly more affordable places to live, with average rents at about $1,726. Additionally, the price of groceries and everyday necessities can be significantly higher than the national average. In fact, the overall cost of living in Honolulu is 83% higher than the national average. This elevated cost of living necessitates careful budgeting for those considering a move to the islands, but the breathtaking scenery and unique culture can make it worth the investment.

If you’re thinking of moving to Hawaii, you’ll want to consider the pros and cons of living in the Aloha State to help you decide if this state is right for you.

3. Hawaii has diverse climate zones

Each island boasts its own unique climate, offering everything from tropical rainforests to arid deserts. For example, Hilo on the Big Island is known for its lush greenery and frequent rain, while the leeward side, like Kailua-Kona, experiences more sunshine. This climate diversity allows residents to enjoy a variety of outdoor activities, from hiking in cooler highland areas to sunbathing on beautiful beaches. Be prepared for sudden weather changes and pack accordingly for different environments.

Travel tip: Always carry a light rain jacket and sunscreen, as conditions can shift rapidly, especially when transitioning from the mountains to the coast. This way, you’ll be ready for any adventure, rain or shine.

4. Plate lunches and poke are island favorites

Hawaii’s food scene is a delicious blend of cultures, with plate lunches and poke topping the list of local favorites. A plate lunch typically features rice, macaroni salad, and a protein such as kalua pork or teriyaki chicken. Poke, a dish made of marinated raw fish, is often enjoyed as a refreshing meal and can be found in numerous restaurants and even at local grocery stores. To experience the best of Hawaiian cuisine, visit local spots like Helena’s Hawaiian Food in Oahu for authentic flavors that showcase the islands’ culinary heritage.

5. Each Hawaiian island has its own special attractions

From the vibrant nightlife of Oahu to the stunning landscapes of Kauai, each island offers something unique. Maui is famous for the scenic Road to Hana, while the Big Island boasts active volcanoes like Kilauea. Exploring different islands through inter-island flights can provide a richer experience of Hawaii’s natural beauty and cultural diversity. Don’t forget to check out local events and festivals on each island, which highlight regional traditions and community spirit.

6. You’ll need to prepare for the potential natural disasters

Hawaii is susceptible to natural disasters such as hurricanes, volcanic eruptions, and tsunamis. Understanding the local emergency procedures is crucial for your safety. Familiarize yourself with evacuation routes and have an emergency kit ready, including food, water, and first-aid supplies. Regularly check local news for updates during hurricane season, which runs from June to November.

7. Transportation is very limited outside large cities

Public transportation options are scarce outside urban areas, with TheBus being the primary service in Honolulu. If you plan to live in more remote locations, owning a car will likely be necessary for getting around. Traffic can be heavy, especially during rush hour, so factor in travel time when planning your day. Consider carpooling or using rideshare services for longer commutes to save time and reduce costs.

8. Protect and respect the Hawaiian islands

Hawaii’s natural beauty is fragile, and it’s vital to practice responsible tourism. Always follow Leave No Trace principles, such as disposing of waste properly and staying on marked trails. You’ll also want to be mindful of the delicate ecosystems, such as avoiding stepping on coral reefs while snorkeling and using reef-safe sunscreen to prevent harm to marine life.

Insider scoop: Consider attending a workshop at the Hawaiian Islands Humpback Whale National Marine Sanctuary, where you can learn about local conservation efforts and volunteer opportunities, allowing you to contribute to the protection of Hawaii’s unique wildlife while connecting with passionate locals.

9. Hawaii has a unique time zone

Hawaii operates on Hawaii-Aleutian Standard Time (HAST), which is two to three hours behind the mainland U.S., depending on daylight saving time. Living in Hawaii can affect scheduling phone calls and video chats with friends and family on the mainland. Be mindful of the time difference when planning your communications and make necessary adjustments to your routines.

10. You’ll be living on island time

The concept of “island time” embodies a more relaxed pace of life that is typical in Hawaii. Expect a laid-back attitude toward time and schedules, which can be refreshing but may take some getting used to. While this means you’ll enjoy fewer stressors, it’s also essential to remain punctual for work and important commitments. Embrace the slower pace by taking the time to savor sunsets, explore nature, and build relationships with your neighbors.

Methodology

Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.

Source: rent.com

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So, pretend you’re wanting to rent an apartment in Phoenix, considering renting a house in Denver, or looking to move into a brand-new condo in Portland – and it’s time to submit your rental application. However, your poor credit history doesn’t qualify you to sign the dotted line alone, or maybe your income doesn’t meet the required threshold.

Depending on your circumstances, you might need someone else to co-sign your lease to qualify for the apartment. This ApartmentGuide article will help you understand the situations where a co-signer might be necessary and explain how having one can help you secure the rental you want.

What is a co-signer for an apartment?

A co-signer is a third-party, usually a person closest to you or a friend, who co-signs the lease with you. This person typically has a stronger financial standing,, has a robust credit history, and a good credit score.

As a co-signer, this third party has a legal obligation to pay if you default on your monthly rent. They don’t have to live in the apartment, but their name will be on the lease.

This arrangement serves as insurance for your potential landlord, especially if your credit check reveals a low credit score or an eviction history. It’s important to note that a co-signer is different from a guarantor, who merely promises to cover the rent if you fail to pay.

What does it mean to co-sign an apartment?

Co-signing an apartment means that you, as the co-signer, agree to share legal responsibility for the lease along with the primary tenant. As a co-signer, you are vouching for the tenant’s ability to pay rent and adhere to the lease terms. This includes covering any missed rent payments and potentially any damages to the property. Although you won’t reside in the apartment, your credit and financial history will be assessed during the application process.

Co-signing is a significant commitment because it involves a serious financial obligation to support the tenant and provide assurance to the landlord. If the tenant fails to pay rent or damages the property, you will be responsible for covering these costs. This means that any default by the tenant can affect your credit score and financial standing. Therefore, it’s essential to fully understand the risks and responsibilities before agreeing to co-sign an apartment lease.

When do you need a co-signer for an apartment?

But when exactly do you need a co-signer to secure your lease? Let’s explore the scenarios where having a co-signer might be necessary. 

You might need a co-signer to secure an apartment lease if:

  • Low credit score: A credit score that falls below the landlord’s minimum requirement.
  • Insufficient income: Monthly income that doesn’t meet the landlord’s criteria, often less than three times the rent.
  • Lack of rental history: Little to no previous rental experience, especially for first-time renters.
  • Past evictions: A history of evictions on your rental record.
  • Unstable employment: Short-term employment history or frequent job changes.
  • High debt levels: Significant existing debt that impacts your ability to pay rent.
  • Citizenship: New to the country with no established credit or rental history.
  • Self-employment: Income that is harder to verify, such as being self-employed or freelance work.

Who should you ask to co-sign your apartment

The first people to approach are loved ones or close friends, who would be willing to do it.

It’s vital that they trust you, but you also trust them. They will have the same legal right as you to the apartment. This includes the ability to access the space, transfer the lease, and potentially live there if they choose.

It’s important to have an open and honest conversation with potential co-signers about your financial situation and the responsibilities they will be taking on. This ensures that they are fully aware of the obligations and risks associated with co-signing your lease. These risks include being held liable for missed rent payments and potential damage to the property, which could impact their own credit score and financial stability..

You should also discuss every scenario you can think of with your potential co-signer to ensure this won’t destroy your relationship. Signing a legal agreement to take on someone else’s significant amount of debt isn’t a simple favor.

What is needed from a co-signer for an apartment?

Now that you found someone to offer support and help you pay your rent, what do they need to complete the process?

The property manager will require the co-signer to submit a rental application, a background check, proof of income, and a report from at least one of the credit bureaus for a credit check.

Proof of income will include at least two documents to verify that the co-signer’s income covers their own housing and the tenant’s. They will confirm the co-signer paid all previous bills, there are no past evictions or issues with their credit.

What’s the difference between a co-signer and a guarantor?

You may hear these terms interchangeably, but there are some fundamental differences. Think of co-signing as just another person who has access to the apartment and is held responsible for the rent. Every month, both the co-signer and the tenant are equally accountable for the money as they are both on the lease.

A guarantor, however, does not have access to the apartment and is really just a “guarantee” that the landlord will get their money. Guarantors are responsible for the rent money only after the tenant defaulted on the rental property payments. A guarantor is there to alleviate the financial burden when you fall short.

The guarantor can take you to court for not paying your rent, as well.

What to do if you can’t find a co-signer

So, you’ve gone through everyone you know and no one can or will co-sign for you. You’re not entirely out of luck yet.

You can still make a case for yourself with the property manager. For instance, try explaining why you have this issue in your credit score and what you’re doing to fix it. If you try this, it’s important to show proof, like recent payment streaks on your credit report.

If that doesn’t work, see if you can negotiate with your landlord. Offer to pay more rent upfront or a larger security deposit. 

What about co-signer services?

Be careful before signing anything if you’re considering co-signing companies. The service can act as a co-signer, but adds on a hefty fee to your monthly rent.Some services charge a one-time percentage of your rent, around 10 percent. While others charge a monthly fee that can equal up to 110 percent of rent payment.

Co-signing FAQs

Is it bad to co-sign for an apartment?

The short answer is no – as long as rent payments are made in full every month. For tenants, having a co-signer can help you secure a lease that you might not qualify for on your own. For co-signers, it’s important to understand that while co-signing itself doesn’t negatively impact your credit report, any missed or late payments by the tenant will. As long as the rent is paid on time, there will be no adverse effects on either party’s credit score.

Is it easier to get an apartment with a co-signer?

Absolutely. If the rental property accepts co-signers, it will be much easier for you to move in. Not guaranteed, but definitely much easier. This is particularly applicable for first-time renters (think college students), people on a credit-building journey, people with low credit scores or an eviction that was outside their control.

Are there alternatives to having a co-signer?

Some alternatives include offering a larger security deposit, paying several months’ rent upfront, or providing references from previous landlords or employers.

How to get around needing a co-signer for an apartment? 

You can offer a larger security deposit, pay several months’ rent upfront, provide strong references, or look for properties with more lenient rental requirements.

How does co-signing affect your credit?

As the co-signer, co-signing can impact your credit positively or negatively. If the primary tenant pays on time, it can improve your credit. However, if they default, it can negatively affect your credit score.

How to take a co-signer out of your lease?

To remove a co-signer from your lease, you typically need to prove financial stability on your own, such as demonstrating a good credit score, stable income, and positive rental history. You will also need to get the landlord’s approval and possibly sign a new lease agreement.

Do you need a co-signer if you’re legally an adult? 

You might need a co-signer if you’re legally an adult, especially if you have no credit history, limited income, or no prior rental history. Landlords often require a co-signer to mitigate the risk associated with younger tenants.

The information contained in this article is for educational purposes only and does not, and is not intended to, constitute legal or financial advice. Readers are encouraged to seek professional legal or financial advice as they may deem it necessary.

Source: apartmentguide.com

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Looking for ways to make money by driving? There are many opportunities to make money just by driving your car. Whether you prefer delivering packages, giving rides, or even doing tasks for others, there are many gig apps and services that can help you get started. A lot of people are earning good money just…

Looking for ways to make money by driving?

There are many opportunities to make money just by driving your car. Whether you prefer delivering packages, giving rides, or even doing tasks for others, there are many gig apps and services that can help you get started.

A lot of people are earning good money just by using their own cars for different jobs. You can pick your hours and choose the kind of work you like, so driving can be a great way to earn extra income without messing up your daily schedule.

Best Ways To Make Money Driving

Below are the best ways to make money driving.

1. HopSkipDrive

HopSkipDrive is a great way to make money if you like driving and working with kids. HopSkipDrive provides safe and reliable rides for schools and families. They help schools meet their needs for school transportation as well as help with school bus driver shortages. This app is designed for students who cannot use regular bus routes or need extra help with transportation.

The company pays much more than other ride-sharing services.

You can earn around $50 per hour as a CareDriver. This is higher compared to Uber or Lyft. HopSkipDrive sometimes has special promotions where new drivers can earn $500 for 10 trips in their first 14 days, completing a certain number of rides before 8 a.m. and so on.

Becoming a driver has many steps, but it’s for good reasons. You’ll need to complete online orientation, background checks, and a vehicle inspection. This process makes sure drivers are safe and reliable for the children that they are driving.

The company has flexible hours. You can choose when you want to work. This makes it easy to fit into your schedule.

HopSkipDrive is currently available in many states such as Colorado, California, Washington, and Texas.

2. Deliver groceries with Instacart

Delivering groceries with Instacart is a great way to make money driving. You can work as a full-service shopper or an in-store shopper. Full-service shoppers both shop and deliver the groceries. In-store shoppers stay inside the store and prepare orders for pick-up.

To start, you must be at least 18 years old. You’ll need a smartphone to use the Instacart app. You’ll also need a car to deliver groceries if you choose the full-service option.

When you sign up, Instacart will send you a payment card. You’ll use this card at the store to pay for groceries. This card arrives about 5 to 7 days after you complete the sign-up.

Flexibility is a huge perk because you can choose when and how much you want to work. This makes it easy to fit around your schedule. You could work a few hours on weekends or even fill gaps between your main job hours.

Being an Instacart shopper means that attention to detail is important. Customers count on you to pick the best items, like fresh produce and correctly labeled products. Good service can lead to better tips and higher ratings. It’s not as easy as just throwing items in a cart and buying them – I have had careless shoppers in the past, and when that happens, it’s just a waste of my time because I still have to go to the grocery store to fix their mistakes.

You can learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?

Another popular option for grocery deliveries is Shipt. I have not used this before, but it is owned by Target and many people like it.

3. Deliver with DoorDash

Delivering with DoorDash is a popular way to make extra money driving. As a Dasher, you can work whenever you want. There are no set hours, so you can fit it around your schedule.

You can use any car or even a bike (in certain cities). This gives you a lot of flexibility. Plus, it’s easy to sign up and start delivering quickly.

Dashers earn money through base pay, tips, and extra incentives. The base pay is what you earn for each delivery. You also keep 100% of your tips, which can add up.

Many Dashers earn around $15 to $20 per hour. This can vary depending on where you live and how busy it is.

Delivering food to customers is simple. You just have to pick up the order from a restaurant and drop it off at the customer’s address. DoorDash provides you with all the instructions and directions you need.

If you enjoy driving and want to make some extra cash, DoorDash is a great option. It’s simple, flexible, and you can start earning quickly.

Please click here to sign up for DoorDash.

Note: There are many other food delivery apps such as Grubhub, Uber Eats, and Gopuff (mainly snack delivery) that you can also do food delivery service with too.

4. Ridesharing

Ridesharing can be a great way to make extra money. Apps like Uber and Lyft let you use your car to give people rides.

The best part is that rideshare drivers can work whenever they want. This flexibility means you can drive in your spare time or make it a full-time job.

To get started with rideshare apps, you need to sign up and create an account. You’ll need to provide some information and upload documents like your driver’s license and insurance.

One way to earn more is by driving during peak hours. These are times when people need more rides, so prices go up. Friday and Saturday nights are some of the busiest times.

Another way to earn more is by driving in busy areas or near popular events because this can help you get more rides in less time.

5. Work for Amazon Flex

Amazon Flex is a great way to make money by delivering packages. Amazon Flex drivers can earn between $18 and $25 an hour, and this depends on where you live and demand.

You use your own vehicle to deliver packages (you need a 4-door, midsize sedan or a larger vehicle, such as an SUV). This means you will need a reliable car and a smartphone to use the Amazon Flex app.

You pick your own schedule with Amazon Flex so this makes it perfect for busy people. You can reserve blocks of time in advance or choose them each day.

To work for Amazon Flex, you need to be 21 or older. You also need a valid driver’s license and insurance.

6. Deliver RVs

Delivering RVs can be a fun way to make money while seeing the country. You get to travel to different places, driving different types of RVs from one location to another.

To start, look for companies that specialize in RV transportation. These companies need drivers to move their RVs around. You can also check with RV dealerships because they sometimes post job listings for delivery drivers.

Many companies require you to have a Commercial Driver’s License (CDL). This is important because many RVs are large and need skilled drivers. Check your state’s requirements and whoever you would be working for to see what you need.

After you’re hired, you will be transporting RVs to different places. This might include taking new RVs to buyers or moving rental RVs to different locations. Make sure you know how to handle the RV you’re driving, whether it’s a small campervan or a large motorhome.

Delivering RVs gives you the chance to make money while traveling. You’ll get to see new places and have some fun experiences along the way.

We have met and seen many people transporting RVs over the years (we RVed full-time for many years, and now we RV part-time!), and it has always seemed like a nice gig. In fact, someone drove our newest RV to deliver it to the dealership that we bought it from!

Recommended reading: 11 Ways To Get Paid To Drive A Car Across The Country

7. Work as a medical courier

Becoming a medical courier is a great way to make money while helping people. Medical couriers deliver important items like medication, medical supplies, and lab samples.

Many places hire medical couriers. These include:

  • Hospitals have couriers to move medical samples, documents, and medications between buildings.
  • Pharmacies hire couriers to deliver prescriptions to patients who can’t come in.
  • Labs need couriers to pick up and drop off medical samples for testing.
  • Home healthcare agencies use couriers to bring medical supplies and medications to patients at home.
  • Medical supply companies need couriers to deliver equipment and supplies to healthcare places and patients.

8. Drive for a rental car company

Driving for a rental car company is a great way to make money driving. Companies need help moving their cars from one location to another.

Sometimes, rental companies need cars moved across the country. For example, they might need more cars in Florida during the winter.

You can also help by delivering cars to repair shops. After repairs, you can drive them back to the rental office.

9. Advertise with Wrapify

You can make extra money by advertising on your car with Wrapify.

It’s simple and easy! First, you sign up on the Wrapify app. After passing a background check, you’re ready to start earning.

With Wrapify, you drive your usual routes and the app tracks your mileage. The more you drive, the more you can earn.

Full car wraps pay the most, up to $452 a month. Partial wraps pay less, about $196 to $280 each month. It’s passive income for just driving your car.

There are many other car advertisements platforms, such as Carvertise, Nickelytics, StickerRide, and Stickr.

Recommended reading: 6 Best Ways To Get Paid to Advertise On Your Car

10. Truck driver

Driving a truck across the U.S. is a way to make money while driving. The demand for safe truck drivers keeps growing.

To get started, you need a Commercial Driver’s License (CDL). It’s required for all truck driving jobs. You can apply to trucking companies to work as a company driver.

Starting salaries for truck drivers range from $30,000 to $45,000 per year. Experienced drivers can make up to $80,000 or more annually.

Owning your own truck can increase your earnings even more. Owner-operators tend to make higher rates since they take jobs as needed.

11. Rent out your car

You can make money by renting out your car when you’re not using it. Many car-sharing platforms make it easy to get started. Some popular options include Turo and Getaround, which help you earn extra cash by renting your car to people in your area.

You just need to list your car, set your price, and wait for renters. It’s a simple way to turn your car into an income source.

You do want to remember to check your insurance and make sure it covers rentals. You want to be protected in case anything happens while someone else is driving your car.

12. Help people move

Moving can be very stressful for many people, and they tend to need help to move boxes and furniture. This is where you come in.

If you have a pickup truck or cargo van and some muscle, you can sell moving services. People are willing to pay for the convenience of having someone else do the heavy lifting.

I know for me, I hate moving, so I much prefer to pay someone to help me with this.

13. Deliver with Roadie

Roadie is a great platform to make money with your car, and it is owned by UPS. The company partners with businesses for same-day and local next-day deliveries, using regular passenger vehicles. You can deliver a wide variety of items, from luggage to lawn mowers and more.

Roadie gives you the flexibility to choose deliveries that fit your schedule. You can decide when and how often you want to work. The app is easy to use, and you can see real-time tracking for your deliveries. This helps you manage your time effectively and plan your route.

Some deliveries pay more if the items are larger or heavier. You can earn an average of $12 per trip on local deliveries, and more on multi-stop trips. Plus, this is one of the best driving apps to make money on the same day.

14. Taxi driver

Becoming a taxi driver can be a good way to make money driving. You’ll need a clean driving record and a reliable car. In most places, you’ll also need a special license. This usually means passing an exam and possibly a background check.

Working for a taxi company means they might provide the car. You’ll just drive and get paid. If you drive your own car, you keep more of the money but pay for gas and maintenance.

Some drivers make even more by working during busy times. Think weekends, holidays, and big local events. The faster you get passengers to where they need to go, the more passengers you can pick up.

Frequently Asked Questions

There are many ways to make money driving, from delivering food to ridesharing. Here are answers to common questions about how to make money driving.

Can you make money driving?

Yes, you can make money driving by delivering groceries with Instacart, driving for apps like HopSkipDrive, or delivering with DoorDash. You can also choose ridesharing or working for services like Amazon Flex.

What app pays you to drive?

Several apps pay you to drive such as Uber and Uber Eats, which let you drive passengers or deliver food. The Roadie app lets you deliver items on your chosen routes. There are many more apps that pay you to drive, such as Instacart and Turo too.

How to make a living as a driver?

To make a living as a driver, consistency is key. You can combine multiple apps like Uber, DoorDash, and Amazon Flex. Each app has different opportunities and peak hours. Working during busy times can increase your earnings.

How can I make money on the road?

There are many ways to make a living on the road, such as by delivering RVs to RV dealerships, wrapping your car with an advertisement, or even becoming a truck driver.

How can you make extra money by driving your car across the country?

Driving your car across the country can also make you money. Services like Roadie let you deliver long-distance items. You can also start a moving company and help people relocate. Each trip can be a paid gig, making it a good way to earn while traveling.

How To Make Money Driving – Summary

I hope you enjoyed this article on how to make money driving.

There are many ways to make money while driving such as with apps to make money with your car like HopSkipDrive, Instacart, DoorDash, Uber, Lyft, Amazon Flex, and Roadie.

There are also ways to make money driving that don’t involve an app, such as delivering RVs to dealerships, working as a medical courier, driving for a rental car company, placing an advertisement on your car, becoming a truck driver, helping people move, and becoming a taxi driver.

Whether you’re looking for driving side hustles in the gig economy or if you are looking for a full-time career, there are many ways to make money driving.

Do you want to learn how to make money driving?

Recommended reading:

Source: makingsenseofcents.com

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Colorado Springs, known for its stunning natural beauty and outdoor recreational opportunities, is a city that attracts people seeking a high quality of life. With its breathtaking mountain views, robust job market, and a wide array of cultural amenities, it’s no wonder that many are considering making this city their home. However, like any city, Colorado Springs has its own set of advantages and challenges.

Whether you’re looking at a cozy apartment near Garden of the Gods or a modern apartment in downtown, this article will help you weigh the pros and cons of living in Colorado Springs.

Fast facts about living in Colorado Springs

  • Population: Approximately 478k residents
  • Average rent: $1,654 per month for a one-bedroom apartment
  • Median home sale price: $490k
  • Public transit: Mountain Metro Transit provides bus services throughout the city
  • Public parks: Over 150 parks and open spaces for recreation and relaxation
  • Annual tourists: Approximately 23 million visitors each year
  • Restaurants: Over 500, offering a variety of cuisines from around the world

1. Pro: Natural beauty and outdoor activities

Colorado Springs is renowned for its stunning natural beauty and outdoor recreational opportunities. The city is home to iconic landmarks such as Garden of the Gods, Pikes Peak, and Red Rock Canyon. These locations offer residents easy access to hiking, biking, rock climbing, and other outdoor activities. Additionally, the city’s numerous parks and trails provide ample opportunities for outdoor enthusiasts to explore and enjoy the breathtaking scenery.

Some parks and trails in Colorado Springs

  • Palmer Park
  • North Cheyenne Cañon Park
  • Ute Valley Park
  • Bear Creek Regional Park
  • Monument Valley Park
  • Cheyenne Mountain State Park
  • Santa Fe Regional Trail

2. Con: High altitude

Living at a high altitude, with Colorado Springs sitting at over 6,000 feet above sea level, can be challenging for some people. The thinner air can cause altitude sickness, particularly for newcomers who are not acclimated. Symptoms can include headaches, dizziness, and shortness of breath. Most people typically adjust within a few days to a couple of weeks, but the high altitude can also affect cooking times and performance in physical activities during the initial adjustment period.

3. Pro: Strong job market

Colorado Springs has a strong and diverse job market, with opportunities in various sectors such as aerospace, defense, technology, and healthcare. The city is home to several military installations, including the U.S. Air Force Academy, which contributes significantly to the local economy. Additionally, companies like Lockheed Martin, Boeing, and Hewlett-Packard have a presence in the area, providing numerous job opportunities.

Top employers in Colorado Springs

  • United States Air Force Academy
  • Lockheed Martin
  • Penrose-St. Francis Health Services
  • UCHealth Memorial Hospital
  • Colorado Springs School District 11

4. Con: High cost of living

While Colorado Springs offers a high quality of life, it comes with a relatively high cost of living. The cost of living in Colorado Springs is 7% higher than the national average. Housing, in particular, is expensive, with the average rent for a one-bedroom apartment in Colorado Springs around $1,654 per month and a median sale price for a home in Colorado Springs at $490,000. Utilities are approximately 7% less than the national average, but groceries are 3% more expensive, and lifestyle expenses are 9% more than the national average. Although the city’s vibrant job market and attractive lifestyle can offset some of these costs, residents need to budget carefully to manage their expenses.

5. Pro: Excellent education

Colorado Springs is home to several esteemed educational institutions, including the University of Colorado Colorado Springs (UCCS) and Colorado College. These institutions offer a wide range of programs and contribute to the city’s vibrant academic atmosphere. Additionally, there are various public and charter schools providing diverse educational options for residents. The presence of these institutions enhances the city’s appeal to students and professionals seeking advanced education opportunities.

6. Con: Limited public transportation

While Colorado Springs has made improvements to its public transportation system, it still lags behind other major cities. The Mountain Metro Transit system provides essential bus services, but the routes and schedules may not be convenient for all residents. The city has a transit score of 19, a walk score of 36, and a bike score of 45. This means that public transportation options are limited, and most daily errands require a car. The spread-out nature of the city and limited service hours can make commuting challenging without a vehicle. This limitation can be inconvenient for those who prefer not to drive or do not own a vehicle, as they might find it difficult to navigate the city efficiently.

7. Pro: Thriving arts and culture scene

Colorado Springs offers a thriving arts and culture scene, making it an appealing destination for those who appreciate creativity and the arts. The city is home to numerous galleries, theaters, and cultural institutions, such as the Colorado Springs Fine Arts Center at Colorado College and the Pikes Peak Center for the Performing Arts. Residents can enjoy a wide range of cultural events, including art exhibitions, live performances, and music festivals throughout the year. This vibrant cultural environment not only enriches the community but also provides ample opportunities for personal enrichment and entertainment.

8. Con: Variable weather

Colorado Springs experiences variable weather, with rapid changes that can be challenging to predict. The city sees all four seasons, with hot summers and cold, snowy winters. Spring and fall can bring unpredictable weather patterns, including sudden temperature drops and occasional severe storms. This variability requires residents to be prepared for a range of conditions, which can be a minor inconvenience.

9. Pro: Active lifestyle

The residents of Colorado Springs enjoy an active lifestyle, thanks to the city’s abundance of recreational opportunities and favorable climate. With more than 300 days of sunshine annually, residents can engage in outdoor activities year-round. The city’s extensive trail system and proximity to the Rocky Mountains encourage a healthy, active lifestyle. Whether it’s hiking, biking, skiing, or simply enjoying the outdoors, there’s always something to do.

10. Con: Limited nightlife

While Colorado Springs offers a variety of dining and entertainment options, its nightlife scene is not as vibrant as larger cities like Denver. The city has a more laid-back atmosphere, with fewer late-night venues and entertainment options. Residents seeking a bustling nightlife might find the options limited, though there are still plenty of local bars, breweries, and restaurants to enjoy. For those who crave more excitement, Denver is just an hour’s drive away.

11. Pro: Military presence

Colorado Springs has a strong military presence, with several installations contributing to the local economy and community. The U.S. Air Force Academy, Fort Carson, and Peterson Air Force Base are major employers and bring a sense of patriotism and support to the city. The military presence also means a steady influx of new residents, which adds to the city’s diversity and vibrancy.

12. Con: High taxes

While Colorado Springs has no state income tax, the city and county taxes can still be a financial consideration for residents. Property taxes in El Paso County are relatively high, impacting homeowners significantly. The combined state and local sales tax rate is 8.2%, which can add to the overall cost of living. Residents need to consider these factors when planning their budgets, as they can affect everything from housing affordability to daily expenses.

13. Pro: Iconic landmarks

Living in Colorado Springs means having iconic landmarks and natural wonders at your doorstep. From the towering Pikes Peak to the awe-inspiring Garden of the Gods, these sites contribute to the city’s unique character and charm. These landmarks offer a wealth of recreational activities, educational opportunities, and breathtaking views, making the city a delightful place to live and explore. Whether you’re hiking, sightseeing, or simply enjoying the natural beauty, there’s always something to appreciate.

Iconic landmarks in Colorado Springs

  • The Broadmoor
  • Cheyenne Mountain Zoo
  • Seven Falls
  • Manitou Springs
  • Glen Eyrie Castle

14. Pro: Community-friendly environment

Colorado Springs is known for its community-friendly environment, with numerous parks, recreational facilities, and educational opportunities. The city’s excellent schools and abundance of outdoor activities make it an ideal place to live. Additionally, various events and festivals are held throughout the year, providing plenty of opportunities for community engagement and enjoyment. The diverse neighborhoods in Colorado Springs each offer their own unique character and amenities, catering to a wide range of preferences and lifestyles.