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Apache is functioning normally

If you’re struggling to sell a particular client’s home despite there being nothing wrong with the property on the face of it, it could well be that someone is sabotaging your efforts. A couple of recent cases have come to attention.

One recent case highlighted in the Wall Street Journal relates how a real estate agent had been attempting to sell a mansion in the Benedict Canyon are of Los Angeles for months without success. The property was listed at $10 million and caught the eye of numerous buyers who were shown around, many of whom gave positive feedback. However, no one would follow up with a concrete bid.

Later the agent discovered that the seller’s housekeeper had been providing potential buyers with a long list of made up problems about the home, including a neighbor’s barking dog, loud echoes from the canyon at night, and noisy parties in the neighborhood. Turns out the housekeeper was afraid to lose their job, and did so in order to prevent anyone buying the home and consequently firing them. Once the agent learned of this, they told the seller to make sure the housekeeper wasn’t around during showings. The home was quickly sold shortly thereafter.

In a second incident, the tenant of a listed apartment in Manhattan who did not want to move would leave dozens of rat traps around for buyers to see every time they visited the property, even though there were no rats. This shows that even just the possibility of a rat infestation can be a deal breaker so it’s better to nip the problem in the bud and hire a rat control company at once.

There have been even more blatant attempts at preventing a sale than this. In one case, a teenager was so upset at the prospect of his parents selling the family home that he threw a massive house party the day before the buyers came for a final walkthrough. The boy and his friends trashed the house and even spraypainted graffiti all over the tennis court, almost scuppering the deal, the Journal reported.

“The parents had to pay to have the court repainted and resurfaced and repair the guest house,” Montemarano says. “Luckily, my buyers were pretty OK with it. They just told the seller to make it right.”

Sometimes deals have been killed unintentionally too. Leslie Turner, a real estate agent from Charleston, South Carolina, told the Journal how a building inspector once discussed the condition of one of his listings using alarming language that ended up scaring off the buyers. The inspector had been recruited to check on the condition of a home built in 1882 that was due to be sold for $1.5 million. However, his report made it sound as if the home had a “parade of imaginary horribles,” the agent said, and that caused the buyers to back out of the deal.

“You always want to protect your clients and have them have a really thorough home inspection, but it’s just the way this guy delivers the news—he doesn’t have a good bedside manner,” Turner told the Journal. “I’ve seen people miss out on perfectly good properties because of this deal killer.”

The Charleston home sold the next day to a different buyer who understood the quirks of historic homes and wasn’t spooked by the inspector’s report.

Mike Wheatley is the senior editor at Realty Biz News. Got a real estate related news article you wish to share, contact Mike at [email protected].
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Source: realtybiznews.com

Apache is functioning normally

How do you know if your business is headed for a crash? Will your income fall off a cliff in 60 to 90 days or will you keep your momentum? 

Before there were reliable Seismometers, earthquakes were even more destructive than they are today. Entire cities were built on fault lines and there would be no warning before destruction would ensue. Before tornado sirens, tornadoes would hit and no one would have time to hide in cellars and basements. There was no warning to take action. Before planes and pilots had the ability to detect and report turbulence to the planes around  them, turbulence would seemingly come out of nowhere and surprise the passengers, wreck their  lunch trays, and freak everyone out. Now they have on-board weather radar and better reporting so they can warn everyone and steer around the disturbances. 

Fortunately, we now have seismometers, tornado sirens and turbulence indicators, but what about your early warning signs? How do you know when you’re heading for a crash before you’re actually experiencing turbulence, earthquakes or a tornado to your own income stream? 

Five early warning signs you’re headed for a crash 

Warning Sign: you’re blaming everyone and everything for your lack of momentum

The blame could be put on market conditions, your broker, lack of inventory, higher interest rates or what party is in office.   

Solution

Put down your ‘blame-thrower’ and embrace these affirmations: 

“If it’s meant to be, it’s up to me!” and “I’m a do-er, I do things now, I get things done!” 

Warning Sign: You’re not exercising

If you’re experiencing a lack of energy or feeling depressed or unmotivated, it could be because you’ve stopped your work out routine.

Solution

There’s an African proverb that says: “When you pray, move your feet!” Get back to exercising, but make it even better for your business. Join OrangeTheory,  Zumba, CrossFit or form a walking club in your neighborhood. Being around other people gives you an opportunity to talk about real estate while you’re getting back on your exercise routine! 

Warning Sign: You’re not following a profit-driven schedule

Hoping, waiting or speculating for your next few transactions is not a plan. Your daily, profit-driven schedule must include proactive lead generation, furiously fast lead follow-up, pre-qualifying, presenting, negotiating and closing.

Solution

Set a specific, short-term goal of generating new, pre-qualified appointments and leads. If you need three new listings in the next 30 days, your short-term goal is to set at least one new listing appointment this week. What are you doing today to achieve that goal? 

Warning Sign: The overconsumption of negative news

You could also call this one the association with negative people or incessantly doom-scrolling. How do you feel when you spend your time this way? 

Solution

Follow a media-free morning or media-free day. Unless what you’re watching or listening to is in support of your powerful mindset or providing you valuable market or business knowledge, step away from that media! 

Warning Sign: You’re not making enough contact with people ready to transact

Are you conflict-avoiding, contact-avoiding and hiding out from potential business? 

Solution

Are you in a position to hear the word ‘no’ every day, so you can hear the word ‘yes’ more often? If not, you’re not having enough conversations about real estate. You must make a minimum number of contacts every day in order to meet or exceed your goals. If you have to do 18 transactions this year, you must make 18 contacts every workday, until your skill drives that ratio down to a lower number. 

Follow these solutions to your early warning signs and soon you’ll be back on track and ready to take on the world. Don’t ignore your early warning signs, if you do then you’ll have a big crash ahead! 

Tim and Julie Harris host a podcast for real estate professionals. Tim and Julie have been real estate coaches for more than two decades, coaching the top agents in the country through different types of markets.

Source: housingwire.com

Apache is functioning normally

Average mortgage rates for 30-year and 15-year mortgages fell to all-time lows this week, Freddie Mac said in a report on Thursday.

The 30-year average is 2.86%, breaking the prior low of 2.88% set in the first week of August, and the 15-year average is 2.37%, beating last week’s record low of 2.42%, the mortgage financier said.

The rates are driving demand in the housing market, helping to counter-balance an economic slowdown that showed signs of worsening after the COVID-19 pandemic flared in some of the nation’s largest states in recent months, said Sam Khater, Freddie Mac’s chief economist.

“These low rates have ignited robust purchase demand activity,” Khater said.

U.S. home sales surged at a record pace in June and July as purchases that were delayed during pandemic lockdowns were shifted later in the year.

Seasonally adjusted existing-home sales jumped 25% in July, beating the prior record monthly gain of 21% set in June, the National Association of Realtors said in an Aug. 21 report.

The supply of homes on the market was the lowest for any July since NAR started tracking the data about five decades ago, said Lawrence Yun, NAR’s chief economist.

Existing home sales in 2020 likely will total 5.4 million, a gain of 1.1% from last year, Yun said. Sales of new houses probably will rise 17% to 800,000, Yun said.

Early in the pandemic, before it was clear the Federal Reserve’s intervention in the bond market would drive mortgage rates to all-time lows, Yun projected home sales in 2020 would plummet 15% this year.

“The buyers are coming in because of the low interest rates – that’s the No. 1 reason in my view,” Yun said in an interview.

Source: housingwire.com

Apache is functioning normally

PHOENIX (3TV/CBS 5) – According to Freddie Mac, mortgage rates have hit a 22-year high this week at 7.23%. The higher interest rates could be pricing out new homebuyers in the Valley.

Alexz Jones with Bison Ventures said if you can afford it, you should buy now and not wait until the rates go back down. “My advice is get into the door now; it’s not the forever home. We know rates will drop, we don’t know when, we don’t know how much,” he explained.

There is still some demand since the inventory is so low in Arizona, but it is not the same feeding frenzy sellers experienced when the rates were much lower. Jones advises buyers who can afford it to get back into the game and build equity, then refinance when rates get lower. “For people putting minimum down, or payment assistance program, this is still your time to shine because of the other people are scared of their interest rates,” he explained.

In the Phoenix metro area, the average non-mortgage debt is slightly higher, at $40,484.

He says the lower inventory could partly be attributed to sellers not wanting to return to buying a home with these higher rates.

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Source: azfamily.com

Apache is functioning normally

The long awaited Fed announcement came yesterday to little fanfare, perhaps because market pundits were fretting about a taper for so long that the actual event was lackluster.

The Federal Reserve announced yesterday that it would taper its purchases of agency mortgage-backed securities beginning in January.

Instead of buying $40 billion in agency MBS each month, the Fed will buy $35 billion. They will also reduce their monthly purchases of longer-term Treasury securities from $45 billion to $40 billion.

In other words, they’ll be pledging $75 billion a month in monetary accommodation instead of $85 billion, with further cuts expected as time goes on.

They chose to take action because the economy seems to be getting back on track, with labor market conditions improving the unemployment beginning to decline.

Of course, we’re still not out of the woods, which explains the very modest reduction in Fed purchases.

Further, the Fed noted that its “sizable and still-increasing holdings” of mortgage securities and Treasuries should keep downward pressure on home loan interest rates.

How Did Mortgage Rates React to the Taper News?

At first glance, mortgage rates did rise a bit, but not by much. Instead of a rate of 4.625% on a 30-year fixed mortgage, that rate might be 4.75% instead.

Or the fees for the same rate might be a little bit higher. In reality, the taper won’t make or break any mortgage applications.

When it comes down to it, this taper was a long time coming, so the pricing is already factored in mostly.

After all, mortgage rates had already climbed more than 1% from their record lows reached about a year ago, so the damage was already done.

Another thing to consider is that mortgage origination volume is down considerably from recent levels.

When mortgage rates were hovering near all-time lows, refinance activity was humming. But since then it has fallen substantially.

Just take the latest mortgage application report from the Mortgage Bankers Association, which noted that weekly mortgage apps fell to their lowest point in more than 12 years last week.

Both purchases and refinance applications have taken a hit thanks to the higher mortgage rates, higher home prices, lack of inventory, and seasonal conditions.

So if we do the math, far fewer loan applications and funded loans means there will be a lot less mortgage-backed securities out there.

With the Fed still pledging to purchase $35 billion a month, they could in fact wind up buying a larger share of a smaller pool, thereby keeping even more downward pressure on mortgage rates than before the taper.

All that said it might not be much of an event, aside from the next few days as everyone panics slightly about the news and uncertainty.

Instead, perhaps mortgage rate movement will be dictated by the fundamentals again, like the state of the economy.

Unfortunately, as more good economic news comes down the pipe, mortgage rates will likely rise, which is the way it has always been and should be.

There are also the new credit score adjustments to worry about for conforming mortgages, which could easily outweigh the effects of continued tapering.

70% of the Country Remained Affordable in Q3

Wondering how the recent mortgage rate increases are affecting housing affordability?

During the third quarter, the average interest rate for a 30-year fixed mortgage was 4.4%, low enough for more than 70% of the country to be deemed affordable, per Freddie Mac.

However, only 36% of the West was affordable by that measure, compared to ALL of the cheaper North Central region of the United States.

And if mortgage rates rise to 5%, only 63% of the country will be affordable, assuming home prices and income remain constant, which they probably won’t.

Assuming rates rise to 6%, roughly 55% of the nation would be affordable, and at 7%, that figure drops to 35%. Not good.

So let’s hope mortgage rates stay low for a lot longer, or else we’ve got a problem. Again.

Source: thetruthaboutmortgage.com

Apache is functioning normally

More news on the non-QM loan front, with the new rules set to go into effect on Friday…

The top mortgage lender in the country, Wells Fargo, has reportedly assigned some 400 underwriters to look over loans that don’t comply with the new Qualified Mortgage rule.

These so-called non-QM loans will likely be kept on the bank’s books, meaning more scrutiny is needed to ensure they don’t get stuck with any bad loans.

At the moment, the bank sells off most its loans via the originate-to-distribute model. And seeing that most fit the guidelines of Fannie Mae, Freddie Mac, or the FHA, underwriting is fairly straightforward.

Wells Fargo Home Mortgage Executive VP Brad Blackwell told Bloomberg in a telephone interview that the new specialized group of underwriters will “execute different policies and report to separate bosses.”

They’ll be located in six different locations around the country and training is scheduled to be complete by year-end.

For the record, they’ll be able to originate both QM and non-QM loans.

Non-QM Loans Could Represent 5% of Bank’s Volume

Blackwell added that non-QM loans could represent as much as 40% of the bank’s non-conforming loan volume, or five percent of all mortgages originated.

Currently, Wells has roughly $72.4 billion in non-conforming loans (those that don’t meet the standards of Fannie Mae and Freddie Mac) on their books.

The company added about $14.5 billion in such loans during the six months ending in September. Chances are most are jumbo mortgages of the utmost quality.

The expectation is that more and more banks will dip their toes into the non-QM waters as refinance volume continues to dry up.

During the final month of 2013, mortgage application volume fell to its lowest point in more than 12 years, according to the Mortgage Bankers Association.

So loan originators will certainly need to come up with new ways to drum up business.

The Bank of the West has already pledged to continue offering interest-only loans (which fall outside the QM standard), and Bank of America said it would also make them for “preferred customers.”

Of course, these offerings will probably be directed at the strongest borrowers first, including high-net worth individuals and those with pristine credit.

Over time, we might see expanded guidelines as investors pledge to buy non-QM loans, enabling lenders to pitch them with less fear.

And it could be big business. Raj Date, former deputy director of the CFPB, the group behind the QM rule, told Bloomberg the non-QM market could be a $400 billion per year business.

While that might be good for banks, one major concern is that quality could go out of the window as lenders look for new ways to make up for the shortfall, similar to the recent subprime bust. And then we’ll be back to square one.

Source: thetruthaboutmortgage.com

Apache is functioning normally

In 2022, the price of the typical home purchased in “high-opportunity” U.S. neighborhoods — where poor children have the best shot at upward mobility — was $470,000. That’s $130,000 more than the typical home in low-opportunity areas, according to a Redfin report. 

Redfin analyzed home sales in 100 of the most populous U.S. metropolitan areas, sorting each neighborhood into one of three tiers—low opportunity, intermediate opportunity and high opportunity. The brokerage defined a high-opportunity neighborhood as “one where children who grew up in low-earning households went on to become higher earning adults than the typical person who grew up in their metro at the same time.”

Redfin found that people in high-opportunity neighborhoods have better chances to attend highly rated schools and to access better professional networking opportunities. Those neighborhoods often feature large numbers of college graduates and low rates of poverty and crime. However, only 13% of homes in high-opportunity neighborhoods are affordable, down from 37% a decade ago, Redfin shows. 

There are a lot of homes for sale in high-opportunity neighborhoods but they are less affordable, especially for people of color

More than a quarter (39.5%) of U.S. homes for sale are located in high-opportunity neighborhoods. However, very few of them are affordable. According to Redfin, only 13% of homes for sale in high-opportunity neighborhoods in 2022 were affordable on their metro area’s median income, compared with 31.7% in low-opportunity neighborhoods. 

Overall, affordability fell across the board due to surging home prices. The median sale price in high-opportunity neighborhoods grew 100% since 2012, while the median sale price in low-opportunity neighborhoods  jumped 174%.

Meanwhile, it remains easier for white families to access these high opportunity areas. Only 4.2% of these homes were affordable for the typical Black household in 2022. The share was nearly five times higher (19.1%) for the typical white household.

The price premium for opportunity is the highest in segregated Midwestern and Southern metros

Detroit shows the highest premium for high opportunity neighborhoods out of all the metros Redfin analyzed. There, the median home sale price in high-opportunity neighborhoods jumped to $240,000 in 2022. That’s up 269% from the $65,00 median sale price in Detroit’s low-opportunity neighborhoods. Memphis, TN, Akron, OH, Milwaukee and Birmingham, AL  followed suit with respective premiums of 187%, 169%, 149% and 143%.

Also noteworthy, many of the metros where high-opportunity neighborhoods carry hefty home-price premiums grapple with relatively high levels of segregation. Milwaukee and Detroit both rank among the five most segregated metros based on 2020 Census data, Memphis and Birmingham are also near the top of the list. 

Source: housingwire.com

Apache is functioning normally

Heading into the day, the market held out the possibility of heightened volatility surrounding a speech from Fed Chair Powell  at the annual Jackson Hole symposium.  Hosted by the Kansas City Federal Reserve Bank, Jackson Hole draws central bankers and economists from around the world and has occasionally served as a venue that offers a sneak peak at potential shifts in policy or the economy itself.  

More frequently, Jackson Hole is notable only for its great expectations and underwhelming reality.  This year’s example falls into this category.  

Powell was slated for the opening remarks.  Market watchers were waiting for him to say something about the “neutral rate of return” (also R* or “R-Star”)–a hypothetical policy rate resulting in stable economic growth and stable, on-target inflation.  The recent obsession over R-Star is due to the fear that the low baseline for interest rates has moved up permanently for a variety of reasons that can’t possibly be determined or calculated any time soon.

As such, it wasn’t too surprising to hear Powell say “we cannot identify with certainty the neutral rate of interest, and thus there is always uncertainty about the precise level of monetary policy restraint.”  Translation: he has no idea if R-Star is changing or will change.  

The other even crazier anticipation surrounded the Fed’s 2% inflation target with some market watchers wondering if the Fed was considering increasing the target due to the same sort of underlying structural issues that would underpin a higher R-star.  Powell was even more clear on that topic: “Two percent is and will remain our inflation target.”

In addition, the Fed Chair was extremely consistent with the press conference from July with respect to the delicate dance of fighting inflation without crippling the economy.  On both occasions, by his own admission, they are flying blind to some extent. In his words, the Fed is “navigating by the stars under cloudy skies,” and that “we will proceed carefully as we decide whether to tighten further or, instead, to hold the policy rate constant and await further data.”

The market was apparently hoping for something a bit more rate-friendly.  The reaction largely consisted of the futures market shifting bets on the level of the Fed Funds Rate at various points in the future.  It’s not so much that traders thought Powell was saying the Fed was more inclined to hike, but instead, simply less inclined to cut as quickly.  In other words, markets were pricing in almost 2 rate cuts of 0.25% in by the middle of next year, but after this week, it’s closer to only 1 rate cut.

All of the above kept some pressure on longer term bonds this morning, resulting in the average mortgage lender offering higher rates out of the gate.  As the day progressed and bonds stabilized, several lenders offered mid-day improvements.  The net effect is slightly higher rates for the average lender.

When it comes to events that inspire volatility, next week is a higher probability than Jackson Hole.  There are multiple economic reports with strong, recent track records of influencing the bond market and, thus, interest rates.  Starting on Tuesday, there is an important report every single day of the week.  Several days have more than one, and Friday will bring the release of the jobs report for August–arguably the most important report of any given month.

Source: mortgagenewsdaily.com

Apache is functioning normally

Average U.S. mortgage rates for a 30-year fixed rose to 2.96% this week from an all-time low of 2.88%, Freddie Mac said in a report on Thursday.

The average 15-year rate rose to 2.46% from 2.44% last week, according to the mortgage financier.

“Even with this week’s uptick, very low rates are providing a significant boost to the housing market that continues to hold up well during this time of uncertainty,” said Sam Khater, Freddie Mac’s chief economist.

Mortgage rates have tumbled during the COVID-19 pandemic, bolstered by Federal Reserve purchases of Treasuries and mortgage-backed securities.

U.S. existing-home sales rose 21% in June, the biggest monthly gain on record, and the median home price rose 3.5% from a year ago, the National Association of Realtors said in a July 22 report.

Cheaper interest rates are making more Americans eligible to purchase a home because lenders qualify applicants by comparing monthly mortgage payments to income. When financing costs go down the payment shrinks. That also means borrowers find they qualify for larger mortgages, which means they can pay more for a property they want.

“Homebuyer demand remains strong, especially for those in search of an entry-level home where the improvement in affordability via lower mortgage rates has a material impact,” said Khater.

Rates are expected to remain low through 2021 as the U.S. struggles with the economic fallout from the pandemic, according to a forecast from Fannie Mae.

The average 30-year fixed rate likely will be 3.2% this year and fall to 2.8% in 2021, the mortgage giant said in a forecast last month. In 2019, the average rate was 3.9%.

Source: housingwire.com

Apache is functioning normally

Buying a house in the great state of Oklahoma, such as in the beautiful cities of Oklahoma city and Tulsa, is an exciting and significant step for homebuyers, but it comes with its fair share of complexities, particularly when it comes to understanding the ins and outs of home inspections. Ensuring a thorough home inspection is crucial when you’re in the process of purchasing a property in Oklahoma. This Redfin guide aims to shed light on the importance of home inspections in Oklahoma and provide valuable expert insights for potential homebuyers. Let’s delve into the key aspects you should consider.

Why should you get a home inspection in Oklahoma?

Getting a comprehensive home inspection in Oklahoma is a vital step for several compelling reasons. As perhaps the largest investment you’ll make in your lifetime, a home demands careful assessment to guarantee a sound investment. A home inspection holds immense value. Not only does it allow you to identify potential issues within the property, but it’s also a means to uncover critical safety hazards that could affect you and your loved ones. Moreover, a skilled home inspector can guide you on essential maintenance tasks, ensuring the longevity and efficiency of your home’s systems.

Are there any specialized inspections that Oklahoma buyers should consider?

There are certain specialized inspections that buyers should consider. For instance, Oklahoma homes built before the 1950s were painted with lead based paint. If you happen to be buying an old house a lead paint inspection becomes imperative. This inspection reveals areas with lead paint, allowing you to take necessary precautions during future renovations. You should even consider evaluations for radon and termite infestations.

Are home inspections required in Oklahoma?

While not mandatory, obtaining a home inspection in Oklahoma is highly recommended, especially for the buyer’s peace of mind and financial protection. While the state doesn’t impose a requirement for home inspections, certain lenders might stipulate it as part of the mortgage process. Regardless of whether you’re considering an existing home or a newly constructed one, a home inspection offers insights that can significantly impact your decision-making.

How much does a home inspection cost in Oklahoma?

The cost of a home inspection in Oklahoma varies based on factors such as the type of home, its size, foundation type, age of the home, and other various circumstances. Inspections for single-family homes might fall between $200 to $400. 

Can you sell a house in Oklahoma without an inspection?

Selling a house in Oklahoma without a home inspection is permissible. However, many buyers in the state opt for inspections as part of their due diligence process to ensure they have a clear understanding of the property’s condition. While sellers aren’t obligated to conduct pre-sale inspections, undertaking such inspections can help address significant issues that might deter potential buyers. Providing a comprehensive inspection report to potential buyers can also alleviate concerns and potentially influence their decision not to pursue an independent inspection. 

Expert advice for Oklahoma buyers before they get a home inspection

“An important factor I make sure to look for when inspecting a home is any foundation red flag, specifically red dirt,” says MK Home Inspections “In many parts of Oklahoma, the presence of red dirt and expansive soil is common. To identify potential foundation damage, it’s crucial to undergo a professional inspection before buying a home.”

“HVAC systems and water heaters have a relatively short life span in relation to a home (typically 11-13 years for an AC condensing unit and water heater). Furnaces tend to last longer (up to 25 years and longer). The old adage seems to hold true that, ‘they don’t make them like they used to.’ It’s not unusual for us to inspect a home with a 20 year old or older water heater and a Furnace as old as 40 years,” shares Home Run Inspections, LLC.

“Environmental concerns have added to HVAC costs as refrigerants (the lifeblood of the systems) are continually being replaced with more environmentally friendly versions. There are still a lot of HVAC systems out there with R-22 refrigerant, which is now north of $200 per pound if you can find it at all. Manufacturing of R-22 refrigerant stopped in 2010, so you will find it in equipment that is only 12 years old.  

Word to the wise, read your inspection report carefully. Pay particular attention to the age of big ticket items like the Water Heater and the HVAC. It may all be working fine on the day of the inspection and not show up as an issue in the report, but in the near future one or more of these aged systems may break down and become a big expense.”

Courtesy of Home Run Inspections, LLC

“Recently when inspecting a water heater I discovered that the Temperature and Pressure Relief (TPR) valve was plugged off. Likely an occupant with no knowledge of the purpose of the valve inserted the plug to stop a leak, unknowingly creating a safety hazard. I’ve reported on many (TPR) valves that were lacking discharge piping, this was the first one I’ve found with a plug,” says Highpoint Inspections.

“Water expands when heated which transforms into steam, which takes up more space. If this pressure isn’t adequately regulated and exceeds the tank’s capacity, the tank can burst, leading to an explosion. While the chance of a water heater exploding is low statistically, the potential for harm is significant, from property damage to serious injuries or even fatalities. A properly plumbed TPR valve stands as a sentinel, preventing potential overpressure disasters.”

Courtesy of Highpoint Inspections 

Oklahoma home inspection: the bottom line

Purchasing a home is a significant decision that warrants careful consideration. Prior to finalizing the purchase of your ideal home in Oklahoma, a thorough home inspection is your ticket to peace of mind. By ensuring that you’re well-informed about the property’s condition, you’re setting the stage for a confident and secure investment.

Source: redfin.com