Some financial products like life insurance or tax-advantaged retirement accounts require you to name one or more beneficiaries. However, thatâs not the case with many assets. For instance, you can buy a house or set up a savings account without ⦠Continue reading â
The post Differences of Beneficiary Designations vs. Wills appeared first on SmartAsset Blog.
Looking for a recession-proof business? Insurance is one of those industries that is largely untroubled by the state of the economy. The reason is that most insurance products are necessary part of modern life. You usually can’t own a car without automobile insurance, and your mortgage company will likely require that you have homeowners insurance. The […]
The post How to Start Your Own Insurance Business appeared first on The Simple Dollar.
Big loans make some people squeamish. This used to surprise me. I wondered how, for example, a client could talk openly about life insurance, with its end-of-life implications, then get sweaty palms over a mortgage refinance. Another client might, after systematically considering the need for disability insurance, balk at a mortgage equity line of credit […]
The post Mortgages and Loans: The Basics of Borrowing appeared first on Good Financial Cents®.
If youâve ever considered starting your own business, then the thought has probably crossed your mind: Whatâs an LLC, and do I need one? LLC, which stands for limited liability company, is a great option for small business owners looking for a way to get legally established. Not only does this business structure make your […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Building credit can help you achieve your financial goalsâwhether thatâs buying a vehicle or becoming a homeowner. A simple, effective way to build your credit is through responsible credit card use. By making purchases on credit and paying your balance on time, you show that youâre a responsible borrower. You establish a record of being
The post Getting Approved for Your First Credit Card appeared first on MintLife Blog.
Idle funds are funds that aren’t serving any specific purpose or working for you in any way. This is a term that’s often used when discussing business and government finance. It’s common for government entities and corporations to have idle money sitting in cash reserves until it’s ready to be used for specific expenditures. It’s […]
The post Guide to Idle Funds: Where to Put Them appeared first on SoFi.
Answers to 7 Money Management Questions You’ve Been Asking Manage your money and boost your retirement fund. Money management takes time, patience and some knowledge. While you don’t need to be an expert, you need to understand a few things to make the best decisions and plans. Here are the answers to the seven most
The post Answers to 7 Money Management Questions You’ve Been Asking appeared first on MintLife Blog.
Donât be like me. Donât be dumb. I feel like a fool. After years of occasionally writing articles about scams and fraud, I fell for a simple phishing scam on my cell phone. I gave up my debit card information to a scammer â possibly one based in the tiny European nation of Montenegro. It […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.