rural

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New Mexico’s desert landscapes and cultural heritage create a compelling backdrop for renters seeking a extraordinary living experience. From the sun-soaked streets of Albuquerque to the historic ambiance of Las Cruces, the state offers a diverse range of cities worth exploring. This ApartmentGuide article takes you through the pros and cons of living in New Mexico so you can learn more about the “Land of Enchantment” and help you make an informed decision about your next home.

Renting in New Mexico snapshot

1. Pro: Rich cultural heritage

New Mexico’s cultural heritage is a blend of Native American, Hispanic, and Anglo influences, present in everyday life. The state is home to numerous cultural festivals, such as the Albuquerque International Balloon Fiesta and the Gathering of Nations Pow Wow, which showcase its diverse traditions and history.

2. Con: Water scarcity

Water scarcity is a significant issue in New Mexico, affecting both urban and rural areas. The state’s reliance on the Rio Grande and its aquifers means that drought conditions can severely impact water availability, leading to restrictions and conservation measures for residents especially in the summer.

3. Pro: Outdoor recreation

New Mexico offers unparalleled opportunities for outdoor activities, with landscapes ranging from the Chihuahuan Desert to the peaks of the Sangre de Cristo Mountains. Residents can enjoy hiking, skiing, and exploring national parks like White Sands and Carlsbad Caverns.

4. Con: Hot summers

During the summer months, New Mexico often experiences extreme weather conditions characterized by scorching temperatures and intense sunlight. Heatwaves are common, with temperatures frequently soaring above 100°F, especially in the desert regions. These extreme weather patterns can pose health risks, strain energy resources, and exacerbate water scarcity concerns.

5. Pro: Affordable cost of living

Housing, utilities, and daily expenses are generally lower in New Mexico, making it easier for residents to enjoy a higher quality of life. These affordable housing costs are evident in cities like Las Cruces which has a median sale price of  $279,000 and an average rent price for a one-bedroom of $942.

6. Con: Limited public transportation

New Mexico faces challenges in providing comprehensive public transportation options, particularly in rural areas where services may be limited or non-existent. However even Albuquerque, New Mexico’s largest city has a transit score of 29 which makes it a car-dependent location.

7. Pro: Historic landmarks

New Mexico boasts numerous historic landmarks that contribute to its rich cultural heritage. Iconic sites such as Taos Pueblo, a UNESCO World Heritage Site dating back over a thousand years, and the historic adobe structures of Old Town Albuquerque provide glimpses into the state’s storied past.

8. Con: Limited cultural amenities in rural areas

In rural areas of New Mexico, access to cultural amenities such as theaters, museums, and galleries may be limited compared to urban centers. Residents in these regions often have fewer opportunities to engage in cultural events and activities due to the sparse population and distance from major cultural hubs

9. Pro: Culinary diversity

New Mexico boasts culinary diversity influenced by Native American, Hispanic, and Anglo traditions, offering a unique and flavorful dining experience. Dishes such as green chile stew, Navajo tacos, and carne adovada showcase the fusion of these cultural influences in New Mexican cuisine.

10. Con: Infrastructure needs

New Mexico faces infrastructure needs, particularly in transportation and utilities, which can pose challenges for residents. Issues such as road maintenance, broadband access, and water distribution systems may be inadequately developed in certain areas, leading to inconvenience and potential safety concerns.

11. Pro: Stargazing

New Mexico offers exceptional stargazing opportunities thanks to its clear skies and minimal light pollution, making it an ideal location for astronomers and stargazers. Notable sites like the International Dark-Sky Association-designated communities of Silver City and Clayton, as well as observatories such as the Very Large Array and the Apache Point Observatory, provide unparalleled views of the cosmos.

12. Con: Limited job opportunities

New Mexico faces limited job opportunities, particularly in certain industries and regions, which can be a drawback for residents seeking employment. For instance, the state’s reliance on the government sector, including national laboratories and military installations, may result in fewer private sector job prospects.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from Redfin.

Source: apartmentguide.com

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North Carolina boasts a diverse range of landscapes, from the majestic Appalachian Mountains to the Atlantic Ocean’s tranquil shores. Its cities, such as Wilmington with its historic charm and Durham as a thriving academic and tech hub, offer unique living experiences. However, living in North Carolina comes with its challenges. In this ApartmentGuide article, we’ll explore both the pros and cons of living in North Carolina, giving you a clear picture of what to expect.

Renting in North Carolina snapshot

1. Pro: Rich historical heritage

North Carolina is steeped in a rich historical heritage that dates back to the early colonial days, offering residents and visitors a glimpse into America’s past. From the historic Roanoke Island, the site of England’s first settlement in the New World, to the Wright Brothers’ first flight at Kitty Hawk, the state is a living museum of American history.

2. Con: Hurricane risk

North Carolina’s location along the Atlantic coast makes it vulnerable to hurricanes and tropical storms. These natural disasters can cause significant damage to property and disrupt lives. The state has experienced several devastating hurricanes, including Hurricane Florence in 2018, which caused widespread flooding and destruction.

3. Pro: Diverse landscapes

From the majestic Appalachian Mountains to the serene beaches of the Outer Banks, North Carolina boasts a diverse range of landscapes. This variety not only provides stunning views and recreational opportunities but also supports a rich biodiversity, including the Great Smoky Mountains National Park, home to a vast array of wildlife and plant species.

4. Con: Pollen levels

North Carolina’s diverse flora contributes to high pollen levels, especially during the spring and fall. This can be a significant issue for residents with allergies, leading to discomfort and health concerns. Cities like Raleigh are often ranked among the worst in the U.S. for allergy sufferers due to their high pollen counts.

5. Pro: Thriving arts and culture scene

The state’s commitment to arts and culture is evident in its numerous museums, galleries, and theaters. The North Carolina Museum of Art in Raleigh and the Mint Museum in Charlotte are cultural landmarks, offering extensive collections and exhibitions. The state also hosts various arts festivals throughout the year, such as the Foothills Folk Art Festival in downtown Newton. celebrating everything from music to local crafts.

6. Con: Traffic congestion

Urban areas in North Carolina, particularly Charlotte and Raleigh, two of the largest cities in North Carolina are known for their traffic congestion. The rapid population growth and urban sprawl have led to increased traffic volumes, making commuting times longer and more stressful for residents.

7. Pro: Educational opportunities

North Carolina is home to some of the nation’s top universities, including Duke University, the University of North Carolina at Chapel Hill, and North Carolina State University. These institutions not only provide excellent educational opportunities but also contribute to the state’s vibrant research and innovation landscape.

8. Con: Seasonal weather extremes

The state experiences a wide range of weather conditions, from hot, humid summers to cold, snowy winters. In fact, North Carolina is among the most humid states in the nation with humidity levels of 82.83%. These seasonal extremes can be challenging for residents, affecting everything from daily activities to energy costs.

9. Pro: Affordable housing costs

Housing in North Carolina is relatively affordable compared to neighboring states. In popular cities like Charlotte, rent for a one-bedroom apartment is $1,519, while in cities like  Fayetteville, it’s notably lower at an average of $988. Even when it comes to purchasing a home, the state’s median sale price of $360,100 falls below the national median.

10. Con: Poor infrastructure

There are many roads and bridges in North Carolina that contribute to the state’s poor infrastructure. For instance, 33% of the roads are in poor condition while many bridges in North Carolina were deemed structurally deficient. The state’s poor infrastructure can be challenging for residents especially in winter months when weather is extreme.

11. Pro: Outdoor recreation

North Carolina is a haven for outdoor activities that fit many lifestyles. With it’s diverse landscapes, you’ll be able to retreat into the scenic mountains for some camping or hiking, or enjoy a day at one of North Carolina’s beaches where you can fish or relax along the coast. With over 350 waterfalls, 300 miles of coastlines and its mountain ranges, there is a lot to explore in the state.

12. Con: Limited public transportation

North Carolina is mostly a car-dependent state, with many cities having low transit scores. You can expect minimal public transportation in rural cities, however even in populous cities like Charlotte, the transit score sits at 27 meaning that most errands require a car.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.

Source: apartmentguide.com

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Call it the Yellowstone effect, but ranch living is definitely having a moment.

In recent years, countless homebuyers seeking a blend of luxury, privacy, and a closer connection to nature have opted for rural properties that offer more bang for your buck — and a tranquil lifestyle that promises less fuss and more rewards.

This trend has not gone unnoticed in the celebrity world, with notable figures like Donald Glover, Kelis, and even Calvin Harris (who ventured as far as Ibiza to secure a 183-acre farm) embracing the ranch lifestyle.

And now, there’s a new option on the market for prospective buyers seeking to own a piece of rural California.

The Green Acre Ranch — a nearly 20-acre property in Somis, California with mini-horse stables and over 1,500 income-producing fruit trees — has just been listed for $7.35 million, presenting a unique blend of luxury ranch living and lucrative agricultural potential.

Rochelle Maize and Myra Nourmand of Nourmand & Associates hold the listing, and they’ve given us all the deets on this unique opportunity.

Like Fancy Pants Homes’ content? Be sure to follow us on MSN.

An income-producing ranch

Located conveniently an hour’s drive from Los Angeles and a stone’s throw from the charming towns of Camarillo and Moorpark, the Green Acre Ranch offers a perfect retreat for those wanting proximity to the city while enjoying the tranquility of the countryside.

Photo credit: Jeff Elson / Nourmand & Associates

The property spans 20 acres and is adorned with 1,500 matured avocado, pomegranate, and lemon trees, which have historically turned a profit, generating $72k and $84.5k in revenue in 2023 and 2022, respectively.

The estate boasts an array of features designed to cater to the luxury-minded homeowner with a penchant for outdoor living.

From a long gated driveway lined with roses to a swimming pool and a large pond that mirror the property’s serene setting, each detail has been curated to enhance the ranch’s natural beauty and its panoramic views of the valley.

Photo credit: Jeff Elson / Nourmand & Associates

The sprawling property has a charming, Mediterranean-style home that allows guests and residents to soak in the picturesque canyon views from nearly every room of the house.

“The estate is set away from the street, which gives the homeowner ultimate privacy,” listing agent Myra Nourmand tells us.

See also: Is the Yellowstone ranch real? We found the Dutton ranch in real life

Inside the 5-bedroom home

Featuring 5 bedrooms, 5 bathrooms, an inviting eat-in kitchen, and a showstopping Spanish-tiled staircase, the interiors draw you in as much as the idyllic surroundings.

Photo credit: Jeff Elson / Nourmand & Associates

Built in 2008, the house features tile, wood, and stone flooring with two fireplaces adding to the coziness of the home. And the rooms are as grand and impressive as the rest of the property.

The heart of the home

The great room stands out as the property’s crown jewel, providing breathtaking views of the expansive yard and the canyon beyond.

Photo credit: Jeff Elson / Nourmand & Associates

As Myra Nourmand highlights, the ranch offers vistas on par with those found in Italy, creating a scenic backdrop that could rival scenes from “The Sound of Music.”

“The Green Acre Ranch’s views are truly magnificent,” agent Myra Nourmand tells us. “I’ve traveled extensively across Europe and can say that this property is on par with the views found in Italy. As you walk through the property’s French doors, it’s like you’re in “The Sound of Music” with these stunning views of the hills and canyon.”

A rich historical tapestry

The Green Acre Ranch carries a storied past with Hollywood connections, having been a preferred gathering spot for musicians at the behest of previous owner Mary Hollander.

Photo credit: Jeff Elson / Nourmand & Associates

Mary Hollander directed and produced for the Sagamore Players, a local theater troupe, often staging shows in her home. Her husband, Max Hollander, was a violinist in the early 1940s and he was an associate concertmaster for the NBC Symphony Orchestra led by Toscanini.

According to our sources, Hollander used to have parties at the property where all these Hollywood musicians would come up on the first Sunday of the month. The ranch’s Hollywood legacy, coupled with its robust agricultural potential, makes it a property with both charm and investment value.

It has an orchard with 1,500 fruit trees

Rochelle Maize emphasizes the ranch’s vast outdoor amenities, including an 11-stall horse stable, a luxurious BBQ pavilion, and the possibility to add more facilities such as sports courts or additional animal shelters.

Photo credit: Jeff Elson / Nourmand & Associates

The property also boasts an orchard of 1,500 fruit trees, including avocado, orange, lemon, guava, grapefruit,  pomegranate, and more, offering a trove of California produce just moments away. With this much land, prospective buyers can cultivate a vineyard, build sports facilities like a pickleball court, or construct more animal shelters and barns for pigs, ducks, or goats. All animals are welcome!

The property’s orchard not only enhances its appeal but also offers a sustainable living option by allowing homeowners to cultivate a variety of fruits.

See also: Sandra Bullock sells 91-acre compound with organic avocado, citrus orchards

Stables for mini-horses

Photo credit: Jeff Elson / Nourmand & Associates

Possibly the most charming amenity is reserved for the equestrian enthusiast, as the property can easily be turned into a miniature horse farm.

An 11-stall miniature horse stable stands ready to accommodate small equine companions, with the flexibility to convert for full-size horses.

There’s even a private pond

In line with the whole “trading the city life for quiet ranch living”, this particular luxury listing comes with both the traditional pool AND a cute little pond.

Photo credit: Jeff Elson / Nourmand & Associates

The tranquil private pond adds a touch of whimsy to the landscape, offering a serene backdrop for entertainment and relaxation.

See also: Suzanne Somers’ beloved 28-acre Palm Springs retreat re-lists for $8.95 million

Located in Somis, California

Photo credit: Jeff Elson / Nourmand & Associates

“Somis is conveniently located just an hour’s drive from Los Angeles, making it ideal for someone who seeks a quiet and relaxing retreat but still wants to be close to city life,” listing agent Rochelle Maize says in an exclusive quote for Fancy Pants Homes.

“Situated amidst the charming towns of Camarillo and Moorpark each just a short 15–20-minute drive away, residents and visitors alike can enjoy outlet malls, scenic hiking trails, and country club golf courses. The town of Somis itself is ripe with neighboring farms and nurseries that provide fresh local fruits, vibrant flowers, and delicious nuts, adding to the area’s idyllic rural charm.”

A multifaceted opportunity

Photo credit: Jeff Elson / Nourmand & Associates

Beyond its enchanting living spaces and outdoor amenities, the ranch serves as a fully functional farm.

The previous owner leveraged the orchard’s produce to create a line of kitchen and bath products, from gourmet balsamic vinegar, including fig and pomegranate flavors, to avocado soaps, body scrubs, and body lotions, showcasing the estate’s versatility and entrepreneurial potential.

The Green Acre Ranch is more than just a home; it’s a lifestyle choice for those seeking privacy, luxury, and the opportunity to live off the land, all within reach of Los Angeles.

As the trend towards ranch living grows among celebrities and luxury homebuyers alike, this listing represents a rare chance to own a piece of California’s coveted rural lifestyle.

More stories

Merv Griffin’s legendary desert estate hits the market for $36M

The Sandcastle House, architect Harry Gesner’s unique personal home in Malibu sells for $13.5 Million

Former MLB Angels Player Justin Upton’s designer house in Newport Beach sells for $6.4M

Source: fancypantshomes.com

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In Big Sky Country, Montana’s scenic landscapes and open spaces offer an unparalleled living experience for renters. This ApartmentGuide article takes you through the pros and cons of living Montana, highlighting the picturesque views of Great Falls to the cultural richness of Missoula. However with every state, there are downsides to living there. Join us as we explore what life is like in Montana, so you can learn if a move to this state is right for you.

Renting in Montana snapshot

Population 1,132,812
Avg. studio rent $837 per month
Avg. one-bedroom rent $901 per month
Avg. two-bedroom rent $1,070 per month
Most affordable cities to rent in Montana Great Falls, Helena, Missoula
Most walkable cities in Montana Helena, Bozeman, Missoula

1. Pro: Stunning natural landscapes

Montana has plenty of stunning natural landscapes characterized by its majestic mountains, pristine lakes, and expansive plains. Iconic examples include the rugged peaks of the Rocky Mountains in Glacier National Park, the crystal-clear waters of Flathead Lake, and the vast stretches of rolling prairie in the eastern part of the state.

2. Con: Harsh winters

Montana experiences harsh winters characterized by heavy snowfall, cold temperatures, and icy conditions. For instance, cities like Bozeman and Helena often see significant snow accumulation, while rural areas endure even more extreme weather, with temperatures plunging well below freezing for extended periods. These harsh winter conditions can pose challenges for transportation, outdoor activities, and daily life of residents.

3. Pro: Access to National parks

Big Sky Country offers easy access to iconic national parks, enriching residents’ lives with their breathtaking beauty and diverse ecosystems. For example, Glacier National Park showcases towering peaks, pristine lakes, and ancient glaciers, while Yellowstone National Park mesmerizes visitors with its geothermal wonders and abundant wildlife.

4. Con: Limited job opportunities

While Montana’s economy is growing, the state still faces challenges in providing diverse job opportunities, particularly in more rural areas. Sectors such as technology and healthcare may offer limited options outside of major cities like Billings and Missoula, leading to potential difficulties for residents seeking employment in these fields.

5. Pro: Rich cultural heritage

Montana’s rich cultural heritage includes a deep connection to Native American history and Western culture, which are proudly celebrated throughout the state. Events like the Crow Fair and Rodeo not only honor Native American traditions but also showcase Montana’s cowboy culture, attracting people from around the world to celebrate the enduring spirit of the American West.

6. Con: Distance from services in rural lands

Due to its vast size and rural nature, some areas of Montana can be difficult to access, especially in the winter months when heavy snowfall and icy conditions can impede travel. As a result, communities in these regions may face challenges reaching healthcare, schools and other important services.

7. Pro: Clean air and water

Montana boasts clean air and water thanks to its relatively low pollution levels and pristine natural environment. With vast expanses of untouched wilderness and few major industrial centers, the state enjoys air quality that is among the best in the nation. Additionally, Montana’s numerous rivers, lakes, and streams remain unpolluted, providing residents with access to fresh and clean water for drinking.

8. Con: Wildfire risk

There is a significant wildfire risk in Montana, especially during dry and hot seasons, due to its vast forests and grasslands. High temperatures and occasional drought conditions create ideal conditions for wildfires to ignite and spread rapidly, posing threats to property, wildlife habitats, and public safety.

9. Pro: Wildlife viewing

Montana offers exceptional opportunities for wildlife viewing, with its diverse habitats supporting a wide variety of species. For instance, visitors can observe majestic grizzly bears, wolves, and elk in the rugged wilderness of Yellowstone and Glacier National Parks. Additionally, the state’s expansive grasslands provide habitats for iconic species such as bison, pronghorn antelope, and golden eagles.

10. Con: High altitude concerns

Montana’s high altitude presents potential health concerns for residents and visitors alike. With elevations ranging from plains to mountains, individuals may experience altitude-related issues such as dehydration, altitude sickness, and respiratory problems, particularly when ascending to higher elevations.

11. Pro: Affordable cost of living

Montana has a relatively affordable cost of living compared to many other states, particularly in terms of housing. With a mix of urban and rural areas, residents can find affordable housing options. Major cities in Montana like Billings is a great example of affordability in a larger city. The median sale price in Billings is $365,000 whereas rent for a one-bedroom apartment is $1,295.

12. Con: Seasonal tourism impact

The state experiences an influx of tourists drawn to its stunning natural landscapes and iconic attractions such as Glacier and Yellowstone National Parks. During the summer months, visitors flock to the state for outdoor adventures like hiking, camping, and wildlife viewing, while winter brings enthusiasts seeking world-class skiing and snowboarding opportunities. The influx of tourists during peak seasons can lead to crowded attractions, increased traffic congestion, and higher demand for services.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.

Source: apartmentguide.com

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Vermont’s scenic landscapes blend seamlessly with the urban sophistication found in its cities, creating an inviting atmosphere for renters. Vermont offers a unique living experience, where the beauty of nature meets the convenience of urban living, making it an ideal destination for those looking to call the Green Mountain State home. From the charming streets of Burlington to the small town of Montpelier, this ApartmentGuide article will highlight the pros and cons of living in Vermont.

Renting in Vermont snapshot

1. Pro: Vibrant outdoor activities

Vermont’s landscape is a playground for outdoor enthusiasts, offering a plethora of activities from skiing and snowboarding in the Green Mountains to hiking the Long Trail. The state’s natural beauty, including the serene Lake Champlain, provides a perfect backdrop for adventure and relaxation.

2. Con: harsh winters

Vermont is known for its brutally cold winters that can present challenges for residents. The heavy snowfall and below-freezing temperatures in the winter months can make daily commutes difficult and increase heating costs significantly.

3. Pro: Tight-knit community

In Vermont, there’s a strong emphasis on community and localism. Farmers’ markets, community events, and local festivals are commonplace, fostering a close-knit environment where neighbors support each other. This sense of community is especially palpable in towns like Essex Junction.

4. Con: Limited nightlife and entertainment options

Compared to larger states like neighboring Massachusetts and New York, Vermont offers fewer options for nightlife and entertainment, particularly in its smaller towns and rural areas like Wilder. While Burlington boasts a more vibrant scene, other parts of the state may lack variety for those seeking extensive nightlife activities.

5. Pro: Environmental leadership

Vermont is a leader in environmental conservation and sustainability, boasting extensive green spaces, parks, and a commitment to renewable energy. The state’s efforts to preserve its natural resources and promote sustainability can be seen in its policies and community initiatives, such as the Vermont Clean Energy Development Fund, which supports renewable energy projects statewide, and the Vermont Land Trust, which conserves thousands of acres of land for public use and ecological preservation.

6. Con: Higher cost of living

Despite its many attractions, Vermont has a higher cost of living compared to the national average. This is reflected in its housing, healthcare, and general expenses. Residents may find themselves spending more on daily necessities than they would in other states. In popular metros like Burlington, the average rental price for a one-bedroom is $1,800, which can be a significant expense for those looking for housing options.

7. Pro: Quality local foods

Vermont is famous for its quality local foods, including maple syrup, cheese, and craft beer. The state’s focus on farm-to-table dining means residents and visitors can enjoy fresh, locally-sourced ingredients at restaurants and markets throughout the state. In fact, if you’re craving something sweet, you should try a scoop of Ben & Jerry’s ice cream, which was founded in Burlington.

8. Con: Limited public transportation

Public transportation options in Vermont are limited, especially in rural areas. This can make it challenging for those without personal vehicles to navigate the state, particularly during the winter months when weather conditions can disrupt travel. Even in larger cities like Burlington, the transit score is 39, making it a car-dependent location.

9. Pro: Fall foilage

Vermont’s stunning fall foliage is a major draw, as the state’s landscape transforms into a vibrant tapestry of reds, oranges, and yellows during the autumn months. Iconic locations such as the scenic Route 100, the quaint town of Stowe, and the picturesque shores of Lake Champlain offer breathtaking views of Vermont’s foliage at its peak.

10. Con: Small economy

The state’s economy is relatively small, which can limit job opportunities in certain sectors. While Vermont has a thriving agricultural and tourism industry, those seeking careers in more diverse fields may find fewer options compared to larger states.

11. Pro: Health-conscious community

Vermont’s residents place a high value on health and wellness, contributing to the state’s reputation as one of the healthiest in the country. This is supported by a wide range of outdoor activities, health food stores, and community wellness programs. Additionally, Vermont’s commitment to organic farming and sustainable agriculture ensures access to fresh, locally sourced produce.

12. Con: Rural isolation

Some may find Vermont’s rural character and small-town feel isolating, especially those accustomed to the hustle and bustle of larger cities. The state’s tranquil setting and slower pace of life, while appealing to many, may not suit everyone’s social and professional needs.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.

Source: apartmentguide.com

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This ApartmentGuide article shines a spotlight on life in the Cornhusker State, where the dynamic urban life of Omaha meets the cultural hub of Lincoln. Renters will find themselves enchanted by the affordable living options along with the state’s beauty. However there are downsides to residing in Nebraska. Whether you’re contemplating a move and want to learn more about the state, here are the pros and cons of living in Nebraska.

Renting in Nebraska snapshot

1. Pro: Rich historical sites

Nebraska is home to numerous historical sites that offer a glimpse into America’s past. From the Chimney Rock National Historic Site to the Lewis and Clark National Historic Trail, the state is a treasure trove for history lovers. These sites not only provide educational experiences but also serve as beautiful locations for outdoor activities.

2. Con: Extreme weather conditions

Nebraska witnesses a diverse spectrum of weather throughout the year, with summers averaging 87 degrees Fahrenheit and winters dropping to lows of 14 degrees Fahrenheit. The state is also situated in Tornado Alley, making it susceptible to severe weather events including tornadoes and thunderstorms. This can pose challenges for residents, from property damage to disruptions in daily life.

3. Pro: Agricultural community

The state’s economy is heavily influenced by its agricultural sector, with Nebraska being a leading producer of beef, pork, corn, and soybeans. This vibrant agricultural community not only supports the local economy but also offers farm-to-table dining experiences across the state, showcasing the freshness and quality of local produce.

4. Con: Limited public transportation options

Nebraska’s public transportation options are relatively limited, especially in rural areas. This can make it challenging for residents without personal vehicles to navigate the state. In cities like Lincoln, the transit score is 24 making it a car-dependent location.

5. Pro: Affordable cost of living

Compared to many other states, Nebraska offers an affordable cost of living. Housing, groceries, and utilities are generally less expensive here, making it an attractive option for those looking to stretch their dollars further. Omaha, Nebraska’s largest city exudes this affordability where you can expect the median sale price to be $255,000 and a one-bedroom apartment averaging to $1,160. The state’s affordability is a significant advantage for residents, allowing for a comfortable lifestyle without the high costs associated with other regions.

6. Con: Limited entertainment and cultural options

While Nebraska has its charms, it may not match the entertainment and cultural offerings found in larger metropolitan areas. Residents may find the options for nightlife, dining, and cultural events more limited, which could be a drawback for those seeking a vibrant city life. However, the state’s community events and natural attractions like the Sandhills, the Great Plains and the Niobrara River offer their own appeal.

7. Pro: Natural beauty and outdoor activities

Nebraska’s natural landscapes, including the rolling Sandhills, picturesque views along the Missouri River, and vast prairies, offer ample opportunities for outdoor enthusiasts. Whether exploring the rugged terrain of Scotts Bluff National Monument, birdwatching at the Platte River, or fishing in the calm waters of Lake McConaughy, the state’s diverse geography provides endless possibilities for adventure.

8. Con: Economic dependence on agriculture

While agriculture is a cornerstone of Nebraska’s economy, this also means that the state’s economic health is closely tied to the agricultural sector. Fluctuations in commodity prices and agricultural production can have significant impacts on the state’s economy which can affect its residents.

9. Pro: Central location

Nebraska’s central location in the United States, with cities like Omaha and Lincoln situated at the intersection of major interstate highways such as I-80 and I-29, makes it a crucial transportation hub. Additionally, Union Pacific’s headquarters in Omaha and its extensive rail network further enhance the state’s connectivity to national and international markets.

10. Con: Water quality concerns

Water quality concerns pose significant challenges for Nebraska, particularly in areas where agricultural runoff and contamination are prevalent. For instance, nitrate pollution from fertilizers used in farming can seep into groundwater sources, affecting drinking water supplies and posing health risks for residents.

11. Pro: Friendly communities

One of Nebraska’s standout features is its friendly and close-knit communities, where neighbors often know each other by name. For instance, small towns like Minden and Broken Bow exemplify this sense of community, where residents come together for local events and foster strong social bonds.

12. Con: Strong winds

Nebraska’s strong winds can be a significant drawback for residents, especially in rural areas where wind speeds can reach high velocities. These gusty conditions not only make outdoor activities challenging but can also lead to property damage, soil erosion, and safety hazards on the roads.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.

Source: apartmentguide.com

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The allure of wide-open spaces meets the convenience of urban living, making Texas an ideal destination for renters seeking the best of both worlds. From the historic charm of San Antonio to the bustling energy of Houston, Texas offers a living experience tailored to a variety of lifestyles and preferences. This ApartmentGuide article will guide you through the pros and cons of living in Texas providing you with insight on what to expect.

Renting in Texas snapshot

1. Pro: Diverse landscapes and outdoor activities

Texas offers a diverse array of landscapes, spanning from the desert vistas of Big Bend National Park to the verdant Piney Woods. This rich variety facilitates an extensive range of outdoor pursuits, including hiking, biking, and camping, ensuring that residents are continually presented with fresh adventures to embark upon.

2. Con: Natural disaster risks

Texas is prone to various natural disasters, including hurricanes, tornadoes, flooding, wildfires, and severe thunderstorms. The state’s large size and diverse geography contribute to its susceptibility to a wide range of natural hazards throughout the year. Coastal areas are particularly vulnerable to hurricanes and tropical storms, while inland regions may experience tornadoes, flooding from heavy rainfall, and wildfires during periods of drought and extreme heat.

3. Pro: Strong job market

Texas is home to a robust economy, especially in industries such as technology, energy, and healthcare. Cities like Austin and Houston are hubs for innovation and employment, attracting people from all over with the promise of opportunity. Additionally, Texas’ favorable business climate and low taxes further contribute to its economic vitality, fostering entrepreneurship and investment across diverse sectors.

4. Con: Traffic congestion

With its vast size and growing population, Texas faces significant traffic congestion, especially in major urban areas like Dallas. Commuting can be time-consuming, impacting residents’ daily routines and overall quality of life. For example, during rush hours, highways such as Interstate 35 in Austin and Interstate 635 in Dallas often experience gridlock, leading to delays and frustration for drivers.

5. Pro: No state income tax

One of the financial benefits of living in Texas is the absence of a state income tax. This can lead to significant savings for residents, allowing them to allocate more of their earnings towards savings, investments, or spending on leisure and necessities. Moreover, the absence of state income tax enhances the state’s appeal to businesses and entrepreneurs.

6. Con: High property taxes

While Texas does not have a state income tax, it compensates with relatively high property taxes. In fact, the property taxes are the seventh-highest in the U.S. This can be a significant burden for homeowners, affecting affordability and the overall cost of living in the state. However, it’s worth noting that property tax rates and assessments vary by location, with some areas experiencing higher rates than others.

7. Pro: Rich cultural heritage

Texas has a rich cultural heritage, with influences from Mexican, Native American, and cowboy cultures deeply ingrained in its identity. This diversity is celebrated through various festivals, culinary experiences, and artistic expressions, providing a vibrant cultural scene for residents to enjoy. For instance, events like the Houston Livestock Show and Rodeo, the Texas State Fair, and San Antonio’s Fiesta showcase the state’s cultural richness.

8. Con: Limited public transportation options

In many parts of Texas, public transportation options are limited, making it difficult for those without personal vehicles to navigate. This can be particularly challenging in sprawling cities and rural areas, limiting accessibility and mobility for residents. For example, cities like Houston have extensive highway systems but the transit score is 36, making the city car-dependent.

9. Pro: Delicious food scene

Texas is famous for its barbecue, Tex-Mex cuisine, and diverse culinary offerings, reflecting its multicultural heritage. Cities like San Antonio and Houston are renowned for their food scenes, offering everything from street food to high-end dining experiences. For example, San Antonio’s River Walk is lined with restaurants serving traditional Tex-Mex dishes like enchiladas and tacos, while Houston’s Chinatown boasts authentic Chinese cuisine and food markets.

10. Con: Air quality issues

Some Texas cities, particularly those with heavy industrial activity, face challenges with air quality. This can impact health and wellness, especially for individuals with respiratory conditions, and is a concern for environmental sustainability. For instance, cities like Dallas have experienced issues with air pollution due to emissions from industrial facilities, traffic congestion, and geographical factors such as weather patterns and topography.

11. Pro: Affordable cost of living

Texas offers an affordable cost of living, with reasonable housing prices in many areas. The median sale price in Corpus Christi, a coastal city in southern Texas, is $280,000, whereas rent for a one-bedroom is $985. This affordability, combined with the strong job market, makes Texas an attractive place for relocation.

12. Con: Heatwaves and high temperatures

Texas experiences high temperatures and heatwaves, particularly during the summer months, with temperatures often soaring well above 100 degrees Fahrenheit. These extreme heat conditions can lead to discomfort, heat-related illnesses, and increased energy costs for cooling, posing challenges for residents and businesses alike.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide

Source: apartmentguide.com

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Buying a home can be exciting, exhausting and, no matter how smoothly the process may go, one of the most stressful things you can do in life. Not having enough money to adequately finance a purchase makes it all the more daunting. Fortunately, there are first-time homebuyer programs available in every state, making it easier for many people to access the resources they need to buy their new home, and to feel more secure through the whole process.

Keep in mind that first-time homebuyers don’t actually have to be buying their first home. A first-time homebuyer is defined as anyone who hasn’t had an ownership interest in a primary home in the past three years.

The U.S. Department of Housing and Urban Development (HUD) also includes in its list of qualified homebuyers:

•   A single parent who has only owned a home with a partner while married

•   A displaced homemaker who has only owned a home with a spouse

•   Someone who has owned a principal residence not permanently affixed to a permanent foundation

•   Someone who has only owned a property that wasn’t in compliance with state, local, or model building codes

Here are the homebuyer programs that qualified first-time buyers have available to them in the Northeast:

Maine

Thinking of buying a home in the land of lobster and lighthouses? You’ll want to learn about the market and assess your financial situation before you start searching for a home mortgage loan. (A guide to the different types of mortgage loans can help.)

The scoop on the Main market: Prices in the Pine Tree State were up 5.7% in February 2024 when compared to the prior year, with homes selling for a median of $360,200, according to Redfin. The three most competitive cities for homebuyers were Standish, South Berwich, and Gray.

💡 Learn about Maine first-time homebuyer programs

New Hampshire

The housing market in the Granite State is hot. From February 2023 to February 2024, home prices rose 12.5% to an average sale price of $447,400, according to Redfin. And 41.8% of the homes sold above their list price. Still, there are good opportunities for the first-time buyer in the state, and there are first-time homebuyer assistance programs to help you reach your homeowning goal.

💡 Learn about New Hampshire first-time homebuyer programs

Vermont

The Green Mountain State is paradise for outdoorsy types with forests, lakes, and mountains. No wonder then that the housing market has heated up: The number of homes sold increased 14.2% between February 2023 and 2024. Prices were up 6.5% as well, according to Redfin.

Homebuyers may need help to afford a home with the median price here hitting $361,300. Fortunately, the state has several programs to offer.

💡 Learn about Vermont first-time homebuyer programs

Massachusetts

Glorious New England scenery, a rich history, and diverse cultural and educational opportunities are just some of the things Massachusetts has to offer residents. It’s no wonder that home prices here outpace the national average, or that they are rising. Prices in Massachusetts were up 9.9% in the year ending February 2024, Redfin reports. The median sale price in the state is now $576,900.

At the same time, the median number of days a home stays on the market has dropped by 5 year-over-year, an indicator that the market is warming. Still, there are plenty of opportunities for the first-time homebuyer in Massachusetts.

💡 Learn about Massachusetts first-time homebuyer programs

Rhode Island

This small state is big on charm: Rhode Island’s miles of coastline offer beautiful beaches and picturesque inlets, and you’ll also find dynamic cities and rural small towns here. There’s a lot for the first-time homebuyer in Rhode Island to get excited about. But prices here are well above the national average of $342,941. The average property value is $438,711, up 8.3% year over year, according to Zillow. Wondering what a down payment would look like on a given property price? Use a mortgage down payment calculator to do the math.

💡 Learn about Rhode Island first-time homebuyer programs

Connecticut

You’re looking at a competitive market in the Constitution State: In February 2024, home prices in Connecticut were up 13.2% year-over-year. The median price of a Nutmeg State home is $375,300, according to Redfin, and the number of days a property stays on the market is declining. Fortunately you can still find affordable homes in Torrington and New Britain, among other affordable places in Connecticut.

💡 Learn about Connecticut first-time homebuyer programs

New York

The housing market in New York state can be challenging, especially for first-time buyers. Home prices in the Empire State in January 2024 were up 6.3% over the prior year, with a median sale price of $518,800. The number of days on the market dropped as well. A stunning 37% of homes sold above their listing price.

💡 Learn about New York first-time homebuyer programs

New Jersey

The Garden State saw record real estate sales in some areas in recent years as city dwellers fled to the suburbs. In the year ending February 2024, home prices in New Jersey were up 14.5% over the prior year, and the median sales price was $479,100. The median days on the market dropped 15 year-over-year to 46. Buyers in New Jersey need to prepare themselves to compete in this market.

💡 Learn about New Jersey first-time homebuyer programs

Pennsylvania

Thinking of buying a home in Pennsylvania? Prices rose 6.6% from January 2023 to January 2024, to a median of $264,700, Redfin reported. It’s a seller’s market here, so you may have to compete to get the home you want, especially in cities like New Castle (home prices were up more than 31% in a year) and Mechanicsburg (up 55.5%). Harrisburg and Lancaster ranked as some of the best affordable places to live in Pennsylvania.

💡 Learn about Pennsylvania first-time homebuyer programs

The Takeaway

Qualifying first-time homebuyers have many options available to them in the Northeast, including down payment assistance. If you’re looking to buy your first home and aren’t sure how to get started, researching homebuyer programs is a great place to start. Once you know what kind of assistance you may qualify for, it’s a good idea to estimate just how much house you can really afford using a home affordability calculator.

Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% – 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It’s online, with access to one-on-one help.

SoFi Mortgages: simple, smart, and so affordable.

*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility for more information.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

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Source: sofi.com

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Tennessee unfolds where the harmonious blend of tradition and innovation creates an inviting atmosphere for renters. From the lively streets of Memphis, known for its influential strains of blues, soul, and rock ‘n’ roll, to the scenic landscapes that define Knoxville, there is plenty to explore within the state’s cities. This ApartmentGuide article will we uncover the pros and cons of living in Tennessee to give you valuable insight on what life is like in the “The Volunteer State.”

Renting in Tennessee snapshot

Population 7,126,489
Avg. studio rent $1,110 per month
Avg. one-bedroom rent $1,106 per month
Avg. two-bedroom rent $1,261 per month
Most affordable cities to rent in Tennessee Seymour, Union City, Clinton
Most walkable cities in Tennessee Memphis, Cookeville, Knoxville

1. Pro: Rich musical heritage

Tennessee’s musical heritage is deeply rooted in genres such as country, blues, and rock ‘n’ roll, shaping the cultural identity of the state and attracting music aficionados from around the globe. Cities like Memphis and Nashville are meccas for music lovers, boasting iconic attractions like the Grand Ole Opry, Ryman Auditorium, Beale Street, and the Stax Museum of American Soul Music, where visitors can immerse themselves in the rich history and sounds of Tennessee’s music scene.

2. Con: Weather extremes

Tennessee is susceptible to various natural disasters, including severe thunderstorms, tornadoes, and flooding, which can occur throughout the year. For example, the state’s location in the southeastern United States exposes it to the Atlantic hurricane season, leading to potential impacts from tropical storms and hurricanes. Additionally, Tennessee’s proximity to the New Madrid Seismic Zone presents risks of earthquakes, highlighting the diverse range of natural hazards.

3. Pro: Scenic beauty and outdoor activities

The state’s diverse landscape, from the Great Smoky Mountains to the Mississippi River, provides a playground for outdoor enthusiasts, offering a wide range of recreational activities year-round. In addition to hiking, fishing, and boating, Tennessee’s outdoor attractions include opportunities for camping, rock climbing, and wildlife viewing, attracting nature lovers from across the country. Whether exploring the lush forests of the Cumberland Plateau or rafting down the whitewater rapids of the Ocoee River, Tennessee’s natural beauty offers endless adventures for those seeking outdoor thrills.

4. Con: Allergen levels

Due to its diverse flora and changing seasons, Tennessee experiences high allergen levels especially in the western part of the state. This poses challenges for individuals with allergies, during the spring and fall seasons. The abundance of pollen from various trees, grasses, and weeds can exacerbate allergy symptoms, leading to discomfort and reduced quality of life for allergy sufferers across the state.

5. Pro: Low cost of living

Compared to many other states, Tennessee offers a lower cost of living, making it an attractive option for many people seeking affordability. This affordability is evident in housing, utilities, and groceries, allowing residents to enjoy a comfortable lifestyle without breaking the bank. For example, The median sale price in Memphis is $187,500 where as a one-bedroom apartment averages $1,062.

6. Con: Rural isolations

Rural isolation in Tennessee can pose challenges for residents living in remote areas, where access to amenities and services may be limited. For example, individuals in rural counties may have to travel long distances to access healthcare facilities or grocery stores, leading to inconvenience and potential delays in receiving essential services. Additionally, the lack of infrastructure and public transportation options in rural areas can exacerbate feelings of isolation.

7. Pro: Friendly communities

One of the pros of living in Tennessee is the presence of friendly communities, exemplified by tight-knit neighborhoods where neighbors regularly gather for block parties, potlucks, and community events. Additionally, these close-knit communities often organize volunteer initiatives and neighborhood improvement projects, enhancing the overall quality of life and sense of belonging for residents.

8. Con: Limited public transportation

In many parts of Tennessee, public transportation options are limited, making it difficult for those without personal vehicles to get around efficiently. This lack of accessible transportation can present significant challenges, particularly for individuals who rely on public transit to commute to work, attend appointments, or access essential services such as healthcare and grocery stores. Chattanooga, which has a transit score of 18 is a great example of a city with very limited public transportation.

9. Pro: No state income tax

One notable advantage of living in Tennessee is the absence of a state income tax, allowing residents to keep more of their earnings. This tax-friendly policy attracts individuals and businesses seeking to maximize their financial resources and improve their bottom line. As a result, Tennessee stands out as an appealing destination for individuals looking to minimize their tax burden and enhance their overall financial well-being.

10. Con: Humid summers

Tennessee experiences humid summers, characterized by high levels of moisture in the air, which can be uncomfortable for residents. The combination of heat and humidity often leads to sweltering conditions, making outdoor activities challenging and contributing to feelings of fatigue and discomfort. Additionally, the humidity can exacerbate respiratory issues and allergies, further detracting from the enjoyment of summer in the state.

11. Pro: Sports culture

Tennessee boasts a rich sports culture, with passionate fans rallying around teams in various disciplines such as football, basketball, and NASCAR racing. For instance, the University of Tennessee Volunteers football team enjoys unwavering support from fans, packing Neyland Stadium to capacity on game days. Moreover, Nashville’s Bridgestone Arena hosts exciting NHL hockey matches featuring the Nashville Predators, further adding to the vibrant sports scene in the state.

12. Con: Water contamination

Water contamination issues in Tennessee, such as pollution from industrial sites and agricultural runoff, pose significant concerns for residents’ health and environmental quality. For instance, the contamination of drinking water sources like the Tennessee River and groundwater aquifers can lead to elevated levels of toxins and pollutants, endangering public health and necessitating costly cleanup efforts.

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide

Source: apartmentguide.com