sailing

Apache is functioning normally

Welcome to a captivating journey through the heart of Maine’s charming small towns, where unique experiences, warm communities, and natural beauty come together to create an enchanting tapestry. From historic districts to breathtaking landscapes, each town offers its own distinctive allure waiting to be uncovered. Join us as we delve into the 8 small towns in Maine including Greenville, Lincoln, Caribou, and many more.

1. Greenville, ME

Median sale price: $295,000 

Walk Score: 48

Located amidst Maine’s picturesque scenery, Greenville invites you to explore its natural wonders and local treasures. The town’s connection to nature is reflected in its outdoor activities and opportunities for exploration, from hiking trails to serene lakes. Greenville’s community spirit shines through local events and gatherings that bring residents together.

Homes for sale in Greenville, ME

Apartments for rent in Greenville, ME

2. Lincoln, ME

Median sale price: $124,000 

Walk Score: 51

Lincoln welcomes you to experience its small-town charm and unique offerings. The town’s historic district features well-preserved architecture and local shops that offer a glimpse into its past and present. Explore the local parks and green spaces that provide opportunities for relaxation and outdoor activities.

Homes for sale in Lincoln, ME

Apartments for rent in Lincoln, ME

3. Caribou, ME

Median sale price: $176,712 

Walk Score: 22

Caribou beckons you to discover its tranquil atmosphere and local highlights. The town’s natural surroundings are reflected in its outdoor spaces and recreational opportunities. Whether you’re enjoying the peace of nature or participating in town traditions, Caribou captures the essence of Maine’s peaceful and close-knit spirit.

Homes for sale in Caribou, ME

Apartments for rent in Caribou, ME

4. Farmington, ME

Median sale price: $240,000 

Walk Score: 73

Farmington exudes a New England feel with its historic downtown and vibrant arts scene. Visitors can explore the Farmington Historical Society and its Homestead, which provides insights into the town’s heritage. The Narrow Gauge Cinema offers a unique movie experience in a renovated railway station, combining entertainment with a touch of nostalgia.

Homes for sale in Farmington, ME

Apartments for rent in Farmington, ME

5. Blue Hill, ME

Median sale price: $240,000 

Walk Score: 53

This small town in Maine has a natural beauty that’s reflected in its parks, hiking trails, and opportunities for outdoor leisure. While in Blue Hill, discover the local shops and markets that showcase the town’s unique character and local craftsmanship.

Homes for sale in Blue Hill, ME

Apartments for rent in Blue Hill, ME

6. Freeport, ME

Median sale price: $600,000

Walk Score: 64

This town’s connection to the sea is evident in its waterfront activities, boating opportunities, and maritime history. Spend an afternoon exploring local shops and boutiques that offer a variety of treasures and unique finds. Whether you’re enjoying coastal leisure or participating in town traditions, there’s always something new to experience in Freeport.

Homes for sale in Freeport, ME

Apartments for rent in Freeport, ME

7. Camden, ME

Median sale price: $1,415,000 

Walk Score: 74

Camden’s scenic elegance is reflected in its harbor views, sailing opportunities, and outdoor activities. Visitors can hike up to Mount Battie for breathtaking panoramic views of the harbor and surrounding landscapes. Camden is also a great place for movie lovers. The  annual Camden International Film Festival draws cinephiles to celebrate documentary filmmaking against the stunning backdrop of the town.

Homes for sale in Camden, ME

Apartments for rent in Camden, ME

8. Dexter, ME

Median sale price: $163,500 

Walk Score: 55

Living in Dexter offers a serene small-town lifestyle surrounded by natural beauty. Residents often enjoy leisurely walks along the shores of Lake Wassookeag, taking in picturesque sunsets or engaging in water activities like kayaking and fishing. The annual Dexter Daze Festival brings the community together for parades, live music, and local vendors, showcasing the town’s strong sense of unity and celebration.

Homes for sale in Dexter, ME

Apartments for rent in Dexter, ME

Wrapping up small towns in Maine

From coastal getaways to serene landscapes, each one of these small towns in Maine invite you to immerse yourself in its local charm and celebrate the warmth of community spirit. Whether you’re drawn to coastal beauty, historic streets, or outdoor leisure, you’re sure to find something you’ll love in Maine.

Source: redfin.com

Apache is functioning normally

Cruising is a huge industry, so it makes sense that the Mediterranean Shipping Company (MSC) — which started out shipping cargo — got in on the venture in 1988 with the purchase of its first cruise ship. Since then, the company has been steadily growing, adding new ships and destinations to its thriving cruise line.

Although it’s headquartered in Switzerland, you’ll find MSC cruises all over the world, including throughout the United States. Let’s take a look at MSC’s cruises, where they sail and what to expect when you’re aboard.

About MSC cruises

Here’s a quick overview of some of MSC’s key features.

  • Package types: There are three levels of experience to choose from on MSC. Bella is the least expensive, while Fantastica allows you to get free in-room breakfast and select your room type. Aurea is MSC’s top-tier package and includes access to exclusive amenities, as well as additional discounts and dining privileges. 

  • Cabin types: On MSC ships you’ll find the standard cruise ship cabins, including interior, ocean view, veranda and various types of suites. 

  • Main U.S. routes: MSC has only a handful of departure ports from within the U.S. Most of its routes depart from Miami to the Caribbean and the Bahamas.   

  • Points currency and loyalty program: The loyalty program of MSC is called the Voyager’s Club. Points are earned for the cruises you take and the money you spend while on board. 

MSC cruise destinations

You can find MSC cruises all over the globe, including the Caribbean, Canada, New England, the Mediterranean, the Middle East, Northern Europe, South Africa, South America and Asia. There are also worldwide cruises that sail to several regions around the globe.

MSC’s worldwide cruises come in as the longest trips, with itineraries lasting as many as 127 nights. Meanwhile, the cruise line’s shortest options include weekend trips to the Bahamas sailing for just two nights.

MSC cruise prices

The reviews of MSC Cruises will likely mention the price of your trip, which is often cheaper than comparable trips on other popular cruise lines. Of course, the total cost will vary based on the trip duration, time of year and what kind of room you select. The least expensive options you’ll find are on short Mediterranean cruises, which can cost as little as $119 per person.

Prices are also affected by the dates that you’re traveling. A three-night cruise to the Bahamas can cost as little as $149 per person, but that same trip can cost up to $349 per person during periods of high demand.

As you’d expect, the most expensive cruises on MSC are the longest. For example, the 127-night World Cruise costs $21,929 per person.

What is the best MSC ship?

There are a total of 23 ships in MSC’s fleet. According to U.S. News, the best MSC ship is the MSC Bellissima. Launched in 2019, the ship boasts a full-sized bowling alley and multiple pools, along with an array of restaurants, a spa and live entertainment. The ranking was calculated using a mix of user reviews and health ratings.

What is the newest MSC ship?

The MSC World Europa, MSC’s newest ship, officially debuted at the end of 2022 in Qatar. This ship features more than 2,600 cabins, 33 restaurants and six swimming pools.

What’s included in an MSC cruise

MSC’s cruise packages are on par with other mid-tier cruise lines. No matter what package you purchase, all food and entertainment is included, as is access to the main parts of the ship. This includes pools, the buffet restaurant and a nightly seated dinner.

If you purchase a higher-end package, you’ll be able to enjoy more amenities. The Fantastica experience, for example, includes free room service delivery for breakfast. The top-tier Aurea package includes complimentary room service for all meals.

Neither Wi-Fi nor specialty drinks are included as part of the base price, but they can be purchased separately. The drink package has a range of options, including non-alcoholic drinks such as soda and different types of alcohol.

MSC loyalty program: Voyager’s Club

Voyager’s Club is the loyalty program for frequent MSC cruise passengers. There are four levels in the program, and each has its own benefits.

Voyagers Club levels

The Voyager Clubs levels are Classic, Silver, Gold and Diamond.

Classic

  • How to earn: Classic membership is earned by going on at least one MSC cruise or having a confirmed booking on an upcoming cruise. This tier is for members who have between 1 and 2,199 points.

  • Best benefits: 5% discount on future cruises, discounts on packages.

Silver

  • How to earn: Earn 2,200 to 4,299 points. 

  • Best benefits: $50 onboard credit per person on cruises booked at least nine months before departure, double points for cruises booked more than 12 months in advance.

Gold

  • How to earn: Earn 4,300 to 9,999 points.

  • Best benefits: One hour of complimentary thermal area access, priority disembarkation, complimentary photos. 

Diamond

  • How to earn: Earn 10,000+ points.

  • Best benefits: Complimentary tasting dinner, one free dance lesson, complimentary slippers and bathrobe, priority embarkation and disembarkation.

How to earn Voyager Club points

There are two ways to earn Voyager Club points. First, you’ll earn a set amount of points for taking a cruise — the specific amount will depend on the length of the cruise and the experience level you choose. Second, you’ll earn points for the activities you pre-purchase and for any onboard expenses that you incur.

Frequently asked questions

Does MSC have free Wi-Fi?

Wi-Fi is not included in MSC’s basic fare. There are different packages available to those who are sailing which can be purchased before you travel or during your cruise. MSC doesn’t publish its Wi-Fi package pricing online, but for example, you can expect to pay around $270 for a two-device upgraded Wi-Fi package on a seven-day cruise with MSC Seascape.

Is MSC all-inclusive?

MSC cruises are not entirely inclusive, though they do provide a lot with your base package. This includes your cabin, food, live entertainment, port stops and coffee, tea and water. They don’t include specialty drinks such as soda or alcohol, nor do they include Wi-Fi or any port excursions you’d like to go on.

How much is the MSC drink package?

MSC Cruises reviews will let you know that MSC allows passengers to add on a drink package to their cruise. The price will vary depending on your actual cruise, as well as the type of package that you choose. There are five types of packages available: Easy, Easy Plus, Premium Extra, Alcohol-free and Minors.

Expect to pay anywhere from $20 to $88 per day for any drink packages that you purchase.

Does MSC require a COVID vaccine or test?

Whether or not you’ll need a COVID vaccine or COVID test while sailing on MSC cruise lines will depend on where you’re going. For cruises leaving from the United States, you don’t need either. However, you will need to provide other personal information, such as your name, address and date of birth.

(Top photo courtesy of MSC)

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:

Source: nerdwallet.com

Apache is functioning normally

Do you dream of learning how to get paid to travel? Your dream doesn’t have to seem like a fantasy — there are many people who turned their dreams of globe-trotting adventures into an attainable reality. For me, I love being able to travel and work at the same time. I have been able to…

Do you dream of learning how to get paid to travel? Your dream doesn’t have to seem like a fantasy — there are many people who turned their dreams of globe-trotting adventures into an attainable reality.

For me, I love being able to travel and work at the same time. I have been able to visit many new places and really learn about the areas I’m visiting because I get to spend more time in each place I visit. Plus, I am still able to pay all of my expenses and save fully for retirement with no worries.

Whether you want to learn how to get paid to travel for a few months at a time or become a full-time digital nomad, there are many ways to make your dream a reality.

The biggest things holding people back from traveling are money and travel expenses, but this is something that many people can work around. There are many different types of income streams that you may be able to start.

Over the years, I’ve met people who have learned how to get paid to travel and have made it their life. There have been people who have saved up to travel for an extended amount of time, those who are retired, those who find odd jobs on the road, those who have found paid travel opportunities (like the ones I’m about to tell you about), and more.

You’re probably thinking to yourself: “You have to be a professional travel blogger in order to get paid to travel.”

But that’s not true at all!

If you want to learn how to get paid to travel, there are many other excellent ways to make your dreams happen.

In fact, the majority of people I have met while traveling are not travel bloggers, on TikTok, or have a Youtube channel. I know you see a lot of that online, but the reality is that most people hold normal jobs that allow them to travel.

In today’s article, I will be highlighting the many different excellent ways to learn how to get paid to travel the world.

Related content on how to get paid to travel:

How to get paid to travel the world

 

1. Create a travel blog

A travel blog, or any type of blog or Youtube channel, may allow you to get paid to travel the world.

I know this because my blog, Making Sense of Cents, allows me to travel!

Blogging means I have a flexible schedule, allowing me to enjoy many of the places I visit.

There are several ways to earn money blogging, including:

You can learn more in How To Earn Money Blogging: Your Top Questions Answered, where I give in-depth explanations of each monetization method.

You can create your own blog here with my easy and quick tutorial. You can start your blog for as low as $2.75 per month, plus you get a free domain name when signing up through my guide.

Related content: How To Start a Blog Free Course

 

2. Teach English as a foreign language

Teaching English is a very popular way to get paid to travel. Whether you’re teaching English online or if you find a school in a foreign country (such as China, South Korea, or United Arab Emirates), teaching English is one of the best ways to make money while traveling because it’s very in demand.

You do not need to be a teacher to teach English online or speak another language, which is great. You only need to speak English. You are often asked to be a native English speaker and have a bachelor’s degree (in any subject).

Typically, you can earn around $15 to $25 per hour. However, pay varies based on the country, and some places pay more than others, such as South Korea and the United Arab Emirates.

ESL teachers occasionally have their housing paid for or free food when working in other countries. 

Another option would be to become a teacher overseas. You can learn more at How We Made Over $100,000 Teaching Overseas.

 

3. Become an au pair

Au pairs are like nannies, but they live abroad with a family in a foreign country so they can learn the language, experience the culture, and travel. Au pairs don’t usually get paid a salary, but their host family pays for food and stay and gives the au pair some spending money.

If you enjoy working with kids and want to learn how to get paid to travel, working as an au pair or travel nanny can be a fun option for  younger adults.

My sister was an au pair in Italy a few years ago. It was an interesting experience, and she had both positives and negatives from it.

In the blog post linked below, my sister writes about:

  • How much an au pair can earn
  • How to get paid to travel to Europe as an au pair
  • The positives and negatives of being an au pair
  • Tips to find a host family to work for
  • Questions to ask your host family

You can read more at How To Become An Au Pair And Travel The World.

 

4. Become a digital nomad

With a remote job, you may be able to become a digital nomad and travel the U.S. or even the world.

Remote jobs are far more common these days, and the best remote opportunities allow you to eliminate your commute (which may save you hours each week!), travel more, and sometimes even have a more flexible schedule.

Plus, many times all you need is a laptop and an internet connection.

A remote job is a job you can work from anywhere. You may be able to work from your house, apartment, in an RV, on a sailboat, while in another country, at a co-working office, and so on.

Of course, some companies do have rules regarding travel, so you will want to clarify that before you fly around the world.

Here are some examples of remote jobs:

You can learn more at How To Find A Remote Job (Best Sites, Tips, & More).

 

5. Travel photographer 

Even since we started traveling, we’ve met some amazing photographers, and I’ve always thought this would be one of the most fun travel jobs.

There are so many different kinds of photographers that make a living traveling the world. These include National Geographic photographers, people who travel around the world chasing crazy races and taking pictures of them, people publishing amazing photos on Instagram, people who take photos of sharks, and so on.

Travel photography is a very creative job that many people dream of.

If you’re interested in this option, you’ll definitely need a camera to start, and you may want to take some courses on photography.

 

6. Become a park ranger

Choosing to become a park ranger as your travel career choice can allow you to travel across the U.S., transferring from park to park.

The website ParkRangerEdu.Org is a great place to learn more. According to the site, it’s recommended that you have a college degree in a relevant major such as Earth science, forestry, conservation, biology.

Park rangers help protect the park, wildlife, visitors, and more, and they may work at the visitor center, as law enforcement, protecting animals, guiding tours, and so on. It all depends on the position that you fill.

This would be one of the best ways to get paid to travel for people who love to be outdoors and want to help improve the parks that they love.

 

7. Travel nurse

A travel nurse may be able to earn more than $3,000 per week. They tend to make much more than a nurse who has a permanent job at a hospital or other facility.

Travel nurses are RNs (registered nurses) working short-term positions at healthcare facilities. Whenever there are nursing shortages, which happen often, travel nurses help healthcare facilities fill these roles.

I have had several friends become travel nurses, and I’ve also met a few travel nurses while traveling.

Travel nurse jobs usually last around 3 months and can come with many benefits.

 

8. Become an Airbnb Experience Host

As an Airbnb Experience Host, you may be able to make money in different areas by hosting tours, classes, etc. This can be a fun way to meet tourists, as well as better get to know an area.

No, you don’t need to own an Airbnb rental in order to become an Airbnb Experience Host. This is completely different!

Whether you want to host cooking classes, guide a walking tour, lead a bike ride in your area, host a pub crawl, or something else, there are many different types of Airbnb experiences you can host.

You could do this as a side gig or even a full-time job. It simply depends on your availability and what your goals are.

If you have questions, such as:

  • How much do Airbnb experience hosts make?
  • What are some examples of Airbnb experiences that I can host?
  • How do I start an Airbnb hosting experience?
  • Is hosting an Airbnb experience worth it?

You can learn more at How to Make Money as an Airbnb Experience Host.

 

9. Campground worker (workamper, campground host, etc.)

Campground workers or workampers are people who work at a campground in exchange for free stay and sometimes pay. There are many campgrounds across the country looking for workampers, and this can be an excellent way to earn more travel money.

You can work at beautiful campgrounds on the beach, in national parks, state parks, forests, and more. I have seen hiring signs in some of the most beautiful campgrounds!

While full-time RVing, I met many happy workampers who enjoy their jobs, and it’s something that I would definitely do myself!

After all, you get to stay for free, and many times you’re even paid to stay in some of the most beautiful places in the world. It’s a great way to make RVing work full-time.

As a work camper you may be:

  • Answering questions on the phone
  • Making reservations for campers
  • Cleaning campsites, bathrooms, community rooms, and more
  • Selling firewood
  • Making sure campers follow the rules

Workampers can be paid with an RV site to stay in, at an hourly rate, or a mixture of the two.

Many times, campgrounds prefer a couple as well so that the duties can be split amongst two people, so this is a great option if you want to learn how to get paid to travel as a couple.

Related content: How To Make Money While RVing

 

10. Find items to resell online

If you are a full-time traveler, you may come across items you could sell online.

I’ve met people who travel the country in vans or RVs and pick up items as they travel. They sell their inventory online and ship items out from wherever they’re staying.

Etsy, eBay, Craigslist, and countless others are great places if you decide to sell items online.

You can learn more at How I Made $40,000 In One Year Flipping Items.

 

11. Find a cruise ship job 

Working on a cruise ship means that you will be working while traveling! You can work and travel on a cruise ship through the Caribbean, Mediterranean, and more.

Plus, there are cruise ships that even circumnavigate the globe, which would be really fun.

If you want to learn how to get paid to travel, there are many different types of opportunities to find on a cruise line, including:

  • Childcare worker
  • Cleaning crew
  • Boat crew, such as officers, electricians, and engineers
  • Yoga instructor
  • Photographer
  • Salon/spa workers
  • Fitness center jobs
  • Restaurant server, cook, or bartender
  • Entertainment, such as being in a band, technicians, and more

Those are just a few of the jobs you can find on a cruise ship, and there are over 300 cruise ships in the world, and hundreds of workers on each cruise ship.

With a job on a cruise ship, you would live on the cruise ship and many of your travel expenses, such as room and board, may be paid for by the cruise ship company. You may also make a salary and tips.

To find cruise ship jobs, I recommend heading to cruise ship websites and finding their jobs page. For example, Carnival Cruise Ships has a special job page, which you can find here. On their website, you can even sign up for job alerts so that you can be emailed when a job is added to their website.

 

12. WWOOFer

WWOOF stands for Worldwide Opportunities on Organic Farms, and it’s an organization that connects visitors with organic farms around the world.

WWOOF allows volunteers to choose an area and country to travel to and volunteer in at a farm. The stay can range from a few days to several months, depending on what is agreed upon.

In return for your food and provided accommodations, you are expected to work 4-6 hours a day on the farm.

You may be asked to cut wood, pack items, feed animals, make food, sow seed, make compost, help care for a garden, and more – anything helpful to the farmer.

This is one of the best ways to get paid to travel if you are looking for an affordable way to travel the world. You won’t make a full-time income, but it sounds like a fun way to visit new areas.

In most cases, you will need to be 18 or older in order to start WWOOFing.

 

13. Outdoor guide or instructor

If you’re the adventurous type, then becoming an outdoor guide or instructor can be a great way to learn how to get paid to travel.

You must be highly skilled to safely do this, of course. And that’s because you’ll be responsible for teaching others skills that may be dangerous.

Outdoor guide or outdoor instructor jobs may include:

  • Hiking guide
  • Rock climbing guide
  • Scuba diving guide
  • Wilderness and survival guide
  • Kayaking/rafting guide
  • Fishing guide
  • Surfing instructor
  • Hunting guide
  • Tour guide
  • Travel guide

And more! You may even be able to carve out your own specialty as well.

As a guide or instructor, you may work for yourself, work for a park, a summer camp, or for another company.

Guides may be paid via tips and a flat fee for taking people out on a guided trip.

 

14. Sell printables on Etsy

This might surprise you, but you can travel while earning a somewhat passive income stream selling printables online.

Printables are digital files that can be bought and sold nearly indefinitely, and because they are delivered online, you don’t have to ship anything or store physical products.

This can be a great way to earn passive income while you travel for years down the line. You might be able to travel for longer, and you’ll have more free time to enjoy the places you visit.

Some examples of travel-related printables include:

  • Vacation packing checklists
  • Travel planners, such as travel itinerary printables
  • Vacation grocery shopping checklists
  • Luggage tags
  • Bucket lists printables
  • Road trip activity printables
  • Travel journals
  • RV checklists

You can learn more at How I Make Money Selling Printables On Etsy.

 

15. Flight attendant

A popular way to get paid to travel the world is by becoming a flight attendant.

There are strict requirements for becoming a flight attendant, but you may receive highly discounted flights for you and companions. This can be a great way to travel while you’re working, and when you’re not on duty as a flight attendant, you can explore new cities and countries.

Flight attendants can make a good income, and the benefits can’t be beat if you want to travel more. Flight attendants make anywhere from around $40,000 to over $100,000 a year. 

You can learn more at How To Become A Flight Attendant And Make $61,640 Each Year.

 

16. Boat crew jobs

Working as part of a yacht crew is a fun way to travel the world and experience life on the water. People are always looking for help on their boats, whether it’s a small 30-foot sailboat or a 200-foot mega yacht.

My husband has delivered two sailing catamarans for a total of around 4,000 miles (that doesn’t even include the amount of sailing he’s done on our boat), and we’ve both been offered boat crew jobs on several other occasions as well.

As yacht crew, you may be working as the:

  • Captain
  • Hostess
  • Mechanic or engineer
  • Server
  • Chef
  • Cleaner
  • Crew

Working on a boat means you get to travel around the world, to new countries, or you may be staying in one area. It really just depends on the boat and what their itinerary is.

Now, working on a boat is not easy. It’s usually quite hard work, but it can be extremely rewarding.

If you’re interested, a lot of it is about networking. Simply hanging around the docks may help you find work, there are websites that connect crew to boats, and agencies that can help you find yacht crew jobs too.

17. Deliver vehicles

Like the last option, you can get paid to travel around the country delivering vehicles for individuals and dealerships. You might be towing or driving the vehicle depending on the arrangement. 

You’ll need to have a clean driving record if you want to learn how to get paid to travel delivering vehicles. Delivery drivers can make $300 to $400 per vehicle.

18. Public speaker or coach

This can be a very lucrative option, but you will need to establish yourself as an expert or authority in a certain topic. Fortunately, there are many options to choose from – health, parenting, fashion, exercise, entrepreneurship, finances, marketing, life coaching, and much more.

You can make in the range of $1,000 to $50,000+ per event as a public speaker.

 

Are there companies that pay you to travel?

Yes, there are some companies that pay their workers to travel across the country or around the world. 

Besides some of the opportunities talked about in this list, jobs in sales, HR, trainers, and more may send you to different cities and countries as part of your job.

How to get paid to travel the world – Summary

As you can see, there are many different ways to get paid to travel the world. There are, of course, positives and negatives to each option. 

This is because everyone is different, we all have different skills, different ideas of what travel looks like, and so on. It’s all about finding which way interests you the most.

Again, here are the best ways to can get paid to travel:

  1. Create a travel blog
  2. Teach English as a foreign language
  3. Become an au pair
  4. Travel photographer
  5. Become a digital nomad
  6. Become a park ranger
  7. Travel nurse
  8. Become an Airbnb Experience Host
  9. Campground worker (workamper)
  10. Find items to resell online
  11. Find a cruise ship job
  12. WWOOFer
  13. Outdoor guide or instructor
  14. Sell printables on Etsy
  15. Flight attendant
  16. Boat crew jobs
  17. Deliver vehicles
  18. Public speaker or coach

So, whether you want to travel across the US and visit all 50 states, circumnavigate the world by boat, or fly to many different continents and countries, there are so many different ways to get paid to travel.

Traveling is the best way to see the world, but it can also be expensive. Depending on your situation, there are dozens of ways to get paid to travel, whether you want to travel on a backpacker’s budget or if you want to splurge on fancy resorts.

Whether you are looking for seasonal jobs, you want to become an online freelancer, or if you even want to find a way to make money from your hobby without working long hours, there are many ways to experience a new culture and may even be able to score free travel.

Have fun traveling!

Do you want to get paid to travel the world?

Source: makingsenseofcents.com

Apache is functioning normally

The last thing you want to think about before packing your bags and sailing away on your dream cruise vacation is what would happen if you got sick while on board the ship.

But unfortunately, people do get sick while on vacation. They can also injure themselves or become ill enough that they need to return home.

That’s why it’s prudent to invest in a cruise travel insurance policy and be prepared for the unexpected. It’s also a good idea to know what onboard medical care your ship can and cannot provide in an emergency. It’s especially important if you’re traveling in far-flung locales that may not have adequate medical facilities – when you can even go ashore.

For cruise news, reviews and tips, sign up for TPG’s cruise newsletter.

TPG reached out to several cruise lines, from mass-market companies to smaller luxury ships and expedition lines, but few wanted to comment directly on this topic in response to our questions. Some declined, while others referred us to their websites, where you can find basic information under the FAQs sections on what their ships typically offer regarding medical assistance.

If you want to know the specifics about getting a COVID-19 test on board or what would happen if you broke an arm or needed to be airlifted to a medical facility while cruising, we have direct answers from three cruise lines – MSC Cruises, Holland America Line and Azamara. We’ve also compiled general information from several lines with detailed information on their websites.

Here’s what you need to know before you go, so you can feel confident that you’ll have competent and comprehensive medical care if you fall ill while cruising on the high seas.

Do cruise ships have medical centers, and who works in them?

All ocean-going ships have medical centers staffed with trained professionals, so medical care is accessible when you’re on board the ship. The facilities and what they offer will vary, depending on the size of the ship and the number of passengers and crew.

For example, according to Royal Caribbean’s website, their medical centers are staffed with two or three licensed physicians and three to five licensed nurses 24 hours a day. The staff may be international or U.S.-based. The website also states, “All Royal Caribbean Group (Royal Caribbean, Celebrity and Silversea) ships are built, staffed, stocked and equipped to meet or exceed guidelines established by the American College of Emergency Physicians Cruise Ship & Maritime Medicine Section.”

Reward your inbox with the TPG Daily newsletter

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts.

A clinical staff from multiple nationalities works in MSC Cruises’ facilities. The medical professionals also adhere to the standards prescribed by the American College of Emergency Physicians – Cruise Ship Medicine Section Guidelines.

A hospital-like treatment room in a medical center on board a Princess Cruises ship. PRINCESS CRUISES

Holland America’s medical centers are staffed with a team of experienced physicians and nurses that can manage a broad range of conditions. The onboard facilities are fully equipped with testing and treatment capabilities, and the team has a close working relationship with the Centers for Disease Control and Prevention (CDC), the U.K.’s National Health Service, regional and local public health agencies and the University of Texas Medical Branch. These associations benefit both the guests and their employees.

Azamara’s spokesperson tells us that the medical facility on board its four boutique ships offers “enhanced equipment, isolation staterooms that provide comfortable and complimentary care, onboard testing capabilities and telehealth medical support. Guests who fall ill will meet with the medical team, which is typically at least one registered physician and one nurse, who will then develop a multi-level response plan.”

Viking’s website also states that its ocean and expedition vessels have upgraded state-of-the-art medical facilities with specialized equipment.

It’s best to contact the company directly if you’re traveling with a smaller cruise or expedition line and want information on specific capabilities and the medical services they offer should you become ill or injured. Many smaller ships sail close to shore, so additional medical facilities will be available in port. However, this won’t be an option when sailing expeditions to remote destinations like Antarctica or the Arctic.

Related: How to avoid seasickness on your next cruise

Do I need an appointment to see a doctor on board?

You should visit the medical center if you have a persistent sore throat, headache, fever, body aches or an upset stomach that could be the flu or a contagious virus, such as COVID-19 or norovirus. If you’ve tripped or fallen and have a swollen ankle or hand, you should also seek medical care.

According to a representative for MSC Cruises, you don’t need an appointment to go to the onboard medical centers. Walk-ins are welcome 24/7, but you can also make an appointment.

MSC’s spokesperson recommends seeing someone if you’re not feeling well, and they tell us their staff can handle a “spectrum of medical situations ranging from routine general practice cases and medical emergencies to those requiring intensive care.”

Holland America guests can dial the emergency number on their cabin phone 24 hours a day for medical assistance.

Azamara’s medical centers are open twice a day for walk-ins. If you need to see someone during off hours, guest services can call an on-duty nurse.

On a Carnival Cruise Line ship, medical staff is on call 24 hours a day for emergencies. On sea days, you can visit the medical center between 9 a.m. and noon and again between 3 and 6 p.m. On port days, the facility is open from 8 to 10 a.m. and from 4 to 6 p.m.

According to its website, Princess Cruises’ ships also have medical centers staffed by full-time registered physicians and nurses. The facilities are open twice daily, and they provide 24-hour emergency care.

Can you get a COVID-19, flu or strep test on the ship?

Most cruise lines, including those mentioned above, can perform various tests, as needed, as part of the medical services offered. These include testing for COVID-19, flu, strep or other suspected illnesses.

Some lines, like Azamara, offer COVID-19 testing without a medical consultation, while others, such as MSC Cruises and Holland America, do not offer walk-in testing. Guests must see a physician first to determine if testing is necessary.

Related: Why I feel safer now on a cruise ship than in my home town

“The onboard physician may recommend a test for COVID-19 if one’s symptoms suggest the possibility of a Covid infection,” shares a Holland America spokesperson in an email. “We encourage our guests to purchase their self-tests before traveling and bring them aboard. In that way, if they have any concerns, they may test themselves and protect their family, fellow guests and our crew. Of course, we do request they notify the medical staff if they test positive.”

Can I get medications on board the ship?

It’s better to pack any medications you’ll need during your cruise. PYROSKY/GETTY IMAGES

If you forgot to pack basic over-the-counter medications, such as aspirin, ibuprofen, allergy medications or antacids, these items are typically available in one of the shops on the ship or at the medical center. You should also be able to find them at a pharmacy in port when you go ashore.

If you’ve forgotten prescription medications and need a prescription filled, you’ll have to visit the medical center to see a nurse or a physician. A cruise ship can’t stock all possible medications, so you might need to accept an alternative.

Cruise lines aren’t going to release their formularies, but they probably have prescription medications for the most common ailments such as high blood pressure, cholesterol, diabetes and thyroid disease. They also stock antibiotics for infections.

If you have another medical condition, you may not find the appropriate medicines to treat it on board. On its website, Carnival advises that its ships may not have certain medications and vitamins available. If you forgot your medications and they’re not stocked on your ship, you must visit a medical facility ashore.

MSC Cruises urges passengers to bring any required medications for their journey from home. If they forget or need something, over-the-counter medications are available in the retail spaces. Guests will find some medicines at the reception desk for minor ailments like motion sickness. They can visit the medical center for other requests, such as basic prescription medications inadvertently left at home.

Related: 27 cruise ship embarkation day do’s and don’ts

In addition to over-the-counter medications available at the retail shops, such as pain medications for headaches, cough drops or upset stomachs, doctors at Holland America’s medical centers can prescribe and dispense basic medications you may have forgotten. They also have medication to treat severe illnesses until a guest is better or until they can be brought ashore for treatment.

Some over-the-counter medications, including antacids and ibuprofen, are available to guests at the medical center on Azamara’s ships. If a guest needs a prescription medication, it can be prescribed after a consultation.

Carnival sells over-the-counter medications for colds, coughs and upset stomachs at the medical center, or in some cases, at the retail shops. Its ships also have motion sickness pills available (for a fee) through room service, guest services or the medical center. In extreme cases, they can administer a shot for motion sickness.

The line also offers complimentary medi-coolers to store prescription items that must be kept at a specific temperature. They are available in limited quantities with a $75 deposit. You can request one once you’re on board the ship.

What if I fall and break a bone or need stitches?

The trained staff at the ship’s medical center can handle injuries, such as broken bones or deep cuts that require stitches. If the injury is more severe, the medical team can stabilize a guest until the ship reaches the port and the patient can be transferred off the ship.

MSC Cruises’ onboard medical centers can handle a spectrum of medical situations, including the initial management of fractures and suturing of lacerations, a spokesperson explained.

Holland America’s medical centers are also well-equipped to care for guests that need immediate medical attention, much like an urgent care center at home. Their ships have X-ray machines, and the medical teams are trained to operate radiology and lab equipment.

Azamara can also handle these types of injuries, says a spokesperson for the line. In the case of a broken bone or orthopedic injury, the onboard provider will also recommend that the guest follows up with an orthopedic referral at the next available port.

“While Azamara’s onboard staff is available to help with any medical issues that arise, the medical facilities are not intended as clinics for guests,” a spokesperson says. “Azamara is not responsible for the diagnosis, treatment or services furnished by shipboard medical personnel, who are independent contractors.”

What if I’m really sick and need a specialist or hospital?

For life-threatening emergencies, a medical helicopter may evacuate a patient from a cruise ship. IMAGINEWITHME/GETTY IMAGES

The medical staff on oceangoing vessels are trained to handle emergency situations such as a heart attack or stroke and they have defibrillators and other life-saving equipment on board in case of such emergencies.

MSC Cruises’ vessels are equipped with intensive care facilities where guests can be stabilized and cared for until the passenger can be transferred to a hospital. If the ship is at sea, the ship’s captain and medical staff will need to decide how the passenger will be evacuated. Options may include a diversion of the ship to the nearest port, a boat transfer or, if necessary, a helicopter evacuation.

“The decision is influenced by a variety of external factors, like weather, distance to land and resource availability,” an MSC Cruises spokesperson told TPG. “The decision is also made by consulting with local shoreside maritime authorities.”

Related: How to avoid getting sick on a cruise

Holland America also has established and well-practiced medical protocols surrounding treating seriously ill passengers. “In situations that require referral to shoreside hospitals, the shipboard treating doctors evaluate suitable options by medevac,” a company spokesperson said.

The line works with local emergency services to arrange for the patient to be picked up and transferred to a designated shoreside medical facility when necessary. The care team will also continue to assist and support the disembarked guest and their traveling companions.

Azamara will also assist in bringing guests that need additional care to a hospital as quickly as possible. The onboard team will request an airlift if necessary (depending on the location). Since the line’s itineraries include more time in port, ships are typically close to land. Azamara will also follow up with the guest to ensure they receive the necessary care.

Royal Caribbean Group’s physicians and nurses are required to maintain Advanced Cardiac Life Support (ACLS) training. “In responding to medical emergencies, our goal is to first stabilize emergency patients and, when necessary, evacuate the patient to an appropriately equipped and staffed shoreside medical facility,” its website says.

Will insurance cover me if I get sick on a cruise?

You’ll be charged a fee for service if you need to visit a physician or nurse during your cruise. Cruise ships don’t file insurance claims, so you’ll have to do that directly with your insurance company once you’re home. Princess’ website clearly states that charges for medical services will be added to your shipboard account and that guests will receive an itemized bill to send to their insurance company.

This is one of the reasons to invest in travel insurance when you travel. Your regular health insurance policy may or may not cover you when you’re traveling outside the country — or will only cover some but not all of your expenses. Some insurance plans, like Medicare, won’t cover you outside the U.S. except for a few specific emergency circumstances. A travel insurance policy with good medical coverage can make up the difference or reimburse you for medical bills your regular insurance won’t.

Related: The 5 best cruise travel insurance plans

Bottom line

It’s advisable to bring emergency supplies with you when you cruise because you never know what might happen. You’ll want to pack essential over-the-counter medications, such as ibuprofen, aspirin, antacids and allergy medications. If you think you may need any of these medicines during your vacation, you’ll want to have them on hand, so you won’t need to pay high prices on the ship or schedule a consultation with a doctor in order to get them.

You might also want to bring a COVID-19 test with you or any braces or assistive devices you occasionally use. It will be much cheaper to bring them from home than to purchase them on board.

Also, consider purchasing a travel insurance policy to cover the cost of medical care that your regular health policy won’t reimburse you for when traveling, especially when you’re out of the country. Depending on the policy, you can also recover some of the expense of the trip if you have to return home early.

It’s important to know that if you fall ill or become injured during your vacation, you can get medical care on board the ship for many situations – or at least be stabilized until the medical team and crew can transfer you ashore to a hospital or emergency facility.

It’s best to check with each cruise line before traveling to understand their policies, especially if you have a preexisting condition that could flare up while on the cruise. Be sure to ask what medical care is available specifically on the ship you’ll be sailing on, as older and smaller vessels may have different facilities and capabilities than the newer and larger ships.

Planning a cruise? Start with these stories:

Source: thepointsguy.com

Apache is functioning normally

Memo to cruise fans: It may finally be time to get an AARP membership — if you don’t have one already.

Holland America on Monday announced a major new partnership with AARP that will result in members of the association getting up to $200 in onboard credit when they book a cruise.

Given that a membership in AARP costs just $16 per year ($12 for the first year if you sign up for automatic renewal), this is quite the deal.

For more cruise news, guides and tips, sign up for TPG’s cruise newsletter.

By our math, you can make up to 16 times your money this year by investing $12 in such an initial AARP membership if you’re planning to book a Holland America cruise that gets the full $200 credit.

The onboard credit, it should be noted, will range from $50 to $200 per cabin, depending on the type of cabin you book and the length of the voyage (more details below). Even if you just get a $50 credit on a sailing using the card, it’s still a return of four times your initial card cost.

Here’s the kicker: The onboard credit is “combinable,” to use the cruise world lingo, with other special offers and fares. That means you can still get the credit even if you’re already getting an onboard credit through another booking promotion. That isn’t always the case.

“What makes it unique is that it’s combinable with everything else that we have,” Kacy Cole, Holland America’s chief marketing officer, told TPG before the announcement. “Whatever is our current best published rate or offer, even our Have It All package, you can combine the two so that you get … the extra benefit of being an AARP member.”

Related: The 5 best destinations you can visit on a Holland America cruise

Reward your inbox with the TPG Daily newsletter

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts.

Holland America’s Have It All package is a premium package that includes several items that normally come with an extra charge, such as specialty dining and a beverage package, at a discounted rate.

In talking over the new AARP partnership with TPG, Cole noted that Holland America has been doing a lot of research to better understand its current customers and possible future customers. As part of that effort, it has found that it is “over-indexed for AARP.” In other words, AARP members are a sweet spot when it comes to the sort of people who already are and might soon be booking a Holland America cruise.

“We want to meet our guests where they are,” she said of the impetus to partner with AARP.

Cole said the data shows that around 7 million of AARP’s 38 million members are planning to take a cruise in the next year — an enormous number. She added that 1 in 3 adults over 50 who plan to visit Alaska in the coming year are AARP members.

Holland America has one of the biggest cruise operations in Alaska, and it’s a big part of Holland America’s business.

A ‘double dip’ opportunity for savings

The new onboard credit offer presents an interesting opportunity for AARP members to “double dip” for savings when booking a Holland America cruise.

That’s because AARP already offers its members the opportunity to buy gift cards for Holland America sailings at a discounted rate through its AARP Rewards program.

AARP members can currently buy $100 and $500 gift cards to pay for Holland America cruises for just $90 and $450, respectively — a 10% savings.

Related: The 4 types of Holland America ships, explained

We see no fine print in the offer that would forbid an AARP member from paying for a Holland America cruise with AARP gift cards — resulting in a 10% savings on the cruise — and also taking advantage of the onboard credit offer of up to $200.

Savvy cruisers know that AARP members can also receive up to $100 in onboard credit on select cruises when booking through the AARP Travel Center Powered by Expedia. Alas, this is one of the handful of promotions not combinable with the new onboard credit offer for AARP members who book a Holland America cruise.

So, you can’t “triple dip” by taking advantage of the AARP Travel Center Powered by Expedia credit, too.

The AARP cruise credit fine print

As is generally the case with onboard credits, the new AARP credit for Holland America cruises can be used for a wide range of onboard spending, including shore excursions, spa services, beverages, specialty dining and gift shop purchases.

AARP members can get the onboard credit when booking a Holland America cruise no matter how they book the trip, including:

  • Directly with Holland America
  • Through a travel agent

The credit will be in the amount of:

  • $50 per cabin when booking an inside or ocean-view cabin on a five- to nine-night sailing
  • $100 per cabin when booking a balcony cabin or suite on a five- to nine-night sailing
  • $100 per cabin when booking an inside or ocean-view cabin on a sailing of 10 nights or longer
  • $200 per cabin when booking a balcony cabin or suite on a sailing of 10 nights or longer

The onboard credit offer is available for nearly all Holland America voyages. Exceptions are for the line’s super-long Grand Voyages, segments of such Grand Voyages and voyages of fewer than five days. Holland America offers very few of the latter.

Related: Don’t miss these Holland America loyalty perks

Additionally, as noted above, the offer is combinable with many other offers, including Holland America’s Have It All premium packages.

Other fine print:

  • A Holland America Mariner Society loyalty program number is required to make the booking.
  • The onboard credit is available on more than one booking in a year.

How to become an AARP member

While AARP is an organization dedicated to people over the age of 50, there is no official minimum age to join. Anyone of any age can sign up for an AARP card to take advantage of the Holland America partnership and other travel offers.

When it comes to AARP benefits, the only ones not available for those under 50 are those related to products that are age-restricted by vendors, such as certain insurance products.

You can quickly and easily sign up for an AARP card by visiting this AARP membership page.

Planning a cruise? Start with these stories:

Source: thepointsguy.com

Apache is functioning normally

Rawpixel.com / Shutterstock.com

We all want our homes to look attractive and reflect our personal style, and we choose décor items to achieve both goals. Sadly, that sometimes means facing a substantial decorating or renovation cost.

If you plan to live in the house you own for years and years, decorate as you see fit. However, if you live in a rental and could move at any time, or if you plan to sell your home, think twice before investing in furniture, art or any fixtures you can’t take with you. The décor you choose today might not fit the vibe of your next home — forcing you to start all over — and if you plan to sell, some of the choices you make could turn off potential buyers.

I’m a Real Estate Agent: Here Are 8 Renovations Buyers Want the Most in 2023
Learn: How to Get Money Back on Your Everyday Purchases

GOBankingRates reached out to people in the real estate and design fields to ask their advice about which décor items are a waste of money. Eight of their ideas follow.

Wallpaper

Wallpaper was a staple in homes in the 1960s and ’70s — look for it the next time you watch a rerun of “The Brady Bunch” or “Columbo” — but it fell out of favor. While you’ll see designers on HGTV shows incorporate wallpaper on some projects today, it’s usually on a sparse basis.

“Wallpaper patterns can quickly become outdated as design trends evolve. Opting for wallpaper with bold patterns or motifs that are currently in vogue might be appealing to you at the moment, but it could potentially look dated in a few years, making the room feel less attractive and in need of updating,” said Boyd Rudy, Michigan real estate associate broker with the MiReloTeam through Keller Williams.

Avoid These: 6 Household Staples That Are a Waste of Money

Themed Décor

Wendy Wang, a home design and renovation specialist, said it’s wise to resist the temptation to decorate according to a theme.

“For instance, a nautical theme with anchor accents, a sailing artwork or a beach theme with shells everywhere; they may seem appealing at first, especially to complement a certain environment or to show personal interests,” said Wang, owner of F&J Outdoor. “These items usually make a room look tacky rather than chic and sophisticated. They also age a space pretty quickly as the novelty wears off.”

Instead, she said to use the themed pieces as a complement, not a focal point.

“I would recommend investing in timeless, classic pieces and incorporate smaller accents to bring out the theme subtly. It’s really about balancing taste and personality with broader appeal,” she added.

Expensive Window Treatments

When it comes to covering windows, one home-design expert thinks you should keep it simple.

“Many people waste money on buying expensive and elaborate curtains to decorate their homes,” said Jessica Wilson, the editor and co-founder of InYouths LED Mirrors. “While these pieces may add visual appeal, they are often a wasteful investment. Fancy curtains can be difficult to clean and maintain, leading to a shorter lifespan compared to simpler window treatments. Additionally, these curtains may not complement future home décor, making them bad for resale value. Their intricate design can also make a room appear cluttered and unattractive. Instead, opt for simpler and more cost-effective window treatments to create an inviting and timeless home.”

Artificial Plants

If you want greenery in your home, real estate industry veteran Pete Evering said you should grow and care for real plants instead of buying artificial ones — especially if you plan to sell your home anytime soon.

“While faux plants may not significantly impact resale value, they can leave a negative first impression on your home, making it look cheap and lacking authenticity,” said Evering, the business development manager at Utopia Property Management. “Their manufactured appearance doesn’t give a natural feel and diminishes the overall visual appeal of the space. Visitors or potential buyers may perceive them as a sign of neglect or a shortcut taken in decorating. Instead of providing the freshness and vitality that real plants offer, faux plants can make a room feel lifeless and uninviting.”

Wall-to-Wall Carpeting

On some of those older TV shows, you’ll see carpeting — not wood, tile or luxury vinyl — on the floors. Sometimes even in the bathrooms. But real estate expert Roman Smolevskiy, the owner of A+ Construction and Remodeling in Sacramento, California, recommended making another choice.

“From a resale standpoint, wall-to-wall carpeting can be a detriment. Many buyers today prefer hardwood or tiled floors, both for their aesthetic appeal and their durability. Carpeting is often associated with allergens and can hide dust, dirt and other pollutants, causing potential health concerns. This can turn off health-conscious buyers or those with allergies.

“Design-wise, carpeting can make rooms appear smaller and dated, affecting the overall attractiveness of the house. With the current trend leaning toward minimalist and modern interiors, carpeting can seem out of place and hopelessly old-fashioned.”

Ornate Light Fixtures

“Picture a lavish crystal chandelier in a minimalist living room or an industrial-style pendant in a classic Victorian. It seems stylish at the time of purchase but is a waste of resources because it can clash with the home’s overall design,” said Zackary Smigel, the founder of Real Estate License Wizard.

“Aside from the aesthetic discord, such a statement piece can be a double-edged sword regarding resale. Potential buyers may find it overbearing or at odds with their taste, forcing them to consider the replacement cost even before purchase. I’ve had clients who loved a house but hesitated because of an ornate, expensive lighting fixture that needed to match their style.”

Water Fountains

Like wallpaper and light fixtures, beauty is in the eye of the beholder when it comes to water fountains.

“Yes, a beautiful water fountain near your home’s entrance or in the center of your backyard can add a touch of elegance to your property and promote a relaxing ambiance,” said Benas Leonavicius, the founder of HomeCaprice.

“However, water fountains can be very expensive décor items in terms of initial expense and installation. If you plan on selling the property in the future, you should also know they don’t add any monetary value to your home. In fact, they could even decrease the value of your home in the eyes of some homebuyers since prominent water features like this require frequent upkeep that could easily outweigh its merely aesthetic benefits.”

Throw Blankets

“One item that I often see people wasting money on when decorating their home is expensive designer throw blankets,” said Pieter Runchman, a Los Angeles interior designer who is the founder and CEO of Floor Theory. “Sure, they may be made with luxurious materials and have a trendy design, but the reality is that most people don’t want to deal with the hassle of getting them professionally cleaned every time they need a refresh. It’s like having a beautiful piece of art that you can’t touch or enjoy without fear of ruining it.”

More From GOBankingRates

This article originally appeared on GOBankingRates.com: 8 Home Decor Items That Are a Waste of Money

Source: finance.yahoo.com

Apache is functioning normally

Cruise passengers do not get bumped as often as airline passengers do, and you aren’t likely to find out there’s no room for you on the ship during the boarding process the way you might on a flight. But cruises can be oversold or canceled in advance for a variety of reasons.

Cruise lines employ some of the same approaches to inventory management as their airline counterparts, resulting in the ever-dreaded bumps. Plus, ship upgrade initiatives or mechanical repairs may cause changes to itineraries departing within weeks, months or even years.

For more cruise news, reviews and tips, sign up for TPG’s cruise newsletter.

But wait, some of us don’t dread airline bumps — we may, in fact, seek them out. Could the same apply to cruising? The biggest difference is that you’ll rarely be able to volunteer to be bumped, though that can happen in some situations. For example, Royal Caribbean overbooked Allure of the Seas earlier this year and contacted passengers to ask if they would voluntarily swap ships or sailing dates to free up rooms.

Whether you get a rare volunteer option or are involuntarily bumped from a canceled or oversold cruise, there’s a chance that you might come out ahead. First, let’s look at the reasons cruise lines bump passengers, then at the kinds of compensation you might expect if you get bumped from a cruise.

Reasons cruise lines bump passengers

JUSTIN PAGET/GETTY IMAGES

Because cruise lines and their passengers have far less flexibility than airlines and flyers, every effort is made to avoid bumping guests that have confirmed cruise bookings — but there are several reasons it can happen.

Probably the most common reason for a cruise bump is maintenance and/or safety. Storms sometimes cause cancellations, and even though cruise lines schedule routine maintenance and upgrades, unexpected problems do crop up between those scheduled dry docks. Think damage from collisions, fires, rogue waves or engine failures — all of which have happened on cruise ships, sending them to the repair dock and resulting in last-minute canceled cruises.

Nobody wants to have their cruise canceled that way, but neither should you want to board a ship that might be less than seaworthy. The events that cause this type of bump often make the news, possibly alerting you to your potential bump before it happens. That’s small consolation for a canceled cruise, but it might allow you to begin rearranging your travel plans a bit sooner.

Related: Are cruises safe? Here’s what you need to know about cruise ship security and safety

Reward your inbox with the TPG Daily newsletter

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts.

Behind-the-scenes cruise line maneuvers can cause bumps that rarely make the mainstream news. Fleet changes and charter sales are two of those issues. Luckily, both of these types of cancellations usually provide months of lead time for cruise passengers to make changes to their travel plans.

You’d think dry docks are planned well before a ship’s future itineraries are announced, but don’t be surprised if dry docks for upgrades or maintenance are scheduled after cruises start booking. That recently happened with Royal Caribbean’s Freedom of the Seas, causing cancellations of cruises in December 2024 and January 2025. Early planners were bumped from their trips, including holiday sailings.

Fleet changes happen when a cruise line either feels it can make more money from moving a ship to a different destination or occasionally when a destination becomes impossible to cruise to. Currently, the slow resumption of cruising in Asia (especially China) has caused strings of cancellations and bumps.

Fleet changes can also result from ship sales or even transfers between sister companies (like Carnival Cruise Line taking some of sister brand Costa Cruises’ ships). Occasionally these can be short-notice situations, but not usually.

Charter sales are when the cruise line sells a large block or the entire capacity of a ship to a charter company. These sales are worth millions to the cruise line. They generally avoid charters of ships that are already heavily booked, but it does sometimes happen, triggering a number of cancellation emails.

Then there is the oversell. It’s easy to assume that cruise lines could manage their cabin inventory through their complicated multistaged cancellation policies without the need to oversell. After all, guests who cancel their cruise at the last minute are not given refunds. Why can’t the ship sail with a few empty cabins?

Cruise ships often sail with empty rooms, and most lines use upgrade options to eke out a few extra dollars from unsold rooms at the last minute. But the important factor is that cruisers spend hundreds (if not thousands) on things like drinks packages, spa services, port excursions and specialty dining. Empty cabins don’t generate that additional money, so cruise lines oversell popular sailings as airlines do with flights. They hedge their bets, and sometimes the gamble fails.

Related: How to get a free or cheap cruise ship cabin upgrade

What passengers can expect from the cruise line if they are canceled or bumped

Unexpected damage and storm cancellations are the most common reasons a cruise may be canceled. GARY HERSHORN/GETTY IMAGES

In the case of storm cancellations or emergency maintenance needs that occur pre-cruise, you will likely get a refund of your cruise fare or credit toward a future cruise. In general, cruise lines would rather not give out refunds, so they use bonuses of additional future cruise credits if you choose credit rather than a refund. You will get little assistance for your non-cruise travel arrangements unless those were booked through the cruise line.

Fleet changes generally involve offers to move your reservation to a different ship sailing a similar itinerary, the ship you booked on different dates, or a different ship and itinerary altogether. Again, refunds are the cruise line’s least favorite choice, so you may expect bonus credit if you opt to either move your reservation or accept credit for an alternative cruise. Because this kind of bump usually comes with advance notice, the offer you get may not include huge bonuses.

Celebrity Cruises recently had a fleet-change situation roughly six months out and offered affected guests alternative cruises and as much as $500 toward ancillary travel cancellation or change fees, which might not be enough to cover nonrefundable airline tickets for many destinations.

Related: 6 tips for booking your 1st cruise

Oversold cruises, though still quite rare, can result in enticing options for those who either accept a voluntary bump or anyone subject to an involuntary one. Possibilities include upgraded cabins on the alternative cruises offered, price freezes so your new booking doesn’t cost more, and a longer cruise than the canceled one at the same rate.

The options you are offered could go the other way, though. During one of its recent oversell situations, Royal Caribbean offered those being bumped from its largest class of ships a replacement cruise on a midsize ship. Sure, it was a similar itinerary, but a cruise on an Oasis-class ship is an entirely different experience than a sailing on a Voyager-class vessel.

Related: The 6 classes of Royal Caribbean cruise ships, explained

The good news is that the closer it gets to the oversold cruise, the better the offers are likely to be. The caveat, though, is that you may already have paid for airfare, hotel stays and other pre- and post-cruise bookings that cannot be canceled without paying a penalty.

Does travel insurance help with cruise cancellations or bumps?

Having travel insurance that covers cancellation of the full amount of your travel, including airline tickets and hotel reservations, is always the safest choice on any cruise. Insurance coverage can be tricky, so read all policy details carefully before you choose.

The first thing to know is you cannot be reimbursed for your cruise fare from travel insurance if you accept a refund, alternative cruise or future cruise credit from the cruise line. Where it can come in handy is if you had already paid for nonrefundable flights, hotel stays or tours before your cruise was canceled or changed.

I checked the fine print on several policies designed specifically for cruises, and none of the policies I looked at would cover your extra costs like nonrefundable airline tickets or change fees if you take a voluntary bump. Even involuntary bumps due to cruise line fleet changes don’t appear to be covered, and forced cancellations due to an oversell by the cruise line are not listed as covered reasons on any insurance policy I checked.

Related: Cruise travel insurance: What it covers and why you need it

If you were really concerned about cancellations, you could purchase a “cancel for any reason” add-on to your insurance plan. These can be pricey and possibly not worth the cost just to protect against an unexpected bump.

Cruise line cancellations due to mechanical failures would likely be covered under the common carrier clause, but only the amounts for which the cruise line doesn’t reimburse you. If your cruise line offers you $500 toward flight and hotel changes, and you are out $1,000, you can file for the extra $500 with insurance. If the cancellation happens before you leave, you’ll use trip cancellation coverage. If it happens after you have left home, you will file under trip interruption coverage.

Insurance payouts for cancellations due to weather have specific conditions regarding when you paid for the insurance coverage (often it must be 14 days before the cancellation) and whether the storm was named or not at the time you purchased coverage.

Related: The 5 best cruise travel insurance plans

Having a ‘Plan B’ may help you come out ahead on cruise bumps

Just knowing that your cruise could be canceled is a good starting point. Consider that situation when deciding on the rest of your travel plans. Perhaps you want to choose the hotel rate that lets you cancel up until 24 hours before your stay, no matter how tempting the lower, prepaid nonrefundable rate looks. The same goes with airfare.

Also, consider what you might do if your cruise gets canceled or changed. If you do book nonrefundable flights or hotel rooms, are you willing to use them even if you don’t take the cruise you planned? Can you change the dates or destinations? Would you consider booking a trip on another cruise line from the same port on the same dates to salvage your vacation — or would you enjoy a land-based holiday in Florida, Seattle or the area around your intended departure port?

Planning for the unexpected is especially important if your cruise is a one-way trip where you fly into one port and home from another (like some Alaska cruises). Having a Plan B is also crucial if your cruise involves a group or an event like a wedding.

What to do if you are notified of a bump or cancellation

Consider booking refundable airfare and hotels when planning your cruise. LECHATNOIR/GETTY IMAGES

When you are notified of a change in cruise plans, the first step is to read the notice carefully to understand your options. If you booked through a travel agency, call your adviser if they do not reach out first. Have them explain the reason for the bump and any options the cruise line offers. A valued agent may even check cabin availability on other sailings for you before they call.

The cruise line will often offer complimentary replacements on smaller ships or slightly different itineraries. If you don’t have an agent, your next step should be researching your options (including cabin availability) before committing to any of the cruise line’s choices. If you are picky about ship size, where the ship stops or cabin type or placement, you wouldn’t want to swap to the proposed alternative sailing if it wouldn’t make you happy.

Once you get a representative (or your travel adviser) on the line, clarify whether your reimbursement options include bonus future cruise credit or a refund. If you’re not offered the compensation you prefer, it never hurts to ask for it. The cruise line wants to keep you as a valued customer and knows it has inconvenienced you. The greater the inconvenience, the more the line might be willing to give.

Related: Is it better to book a cruise through a travel agent? We say yes

Finally, don’t wait too long to decide. You won’t necessarily know how many passengers are being bumped, but it could be hundreds, all scrambling to rebook something. Even if you’re inclined to wait a full year for a replacement cruise, the dates or cabin you want might fill up.

One of the worst situations I’ve heard of was a group of friends traveling together in six cabins. Half were canceled due to an oversell of the cruise. Handling that kind of bump takes coordination among the travelers, as well as with the cruise line. In theory, the reservations should have been linked, which might have avoided the split, but because the cruise lines don’t share their algorithms for who gets bumped, it’s impossible to know how any situation can play out.

Bottom line

If you cruise often, you might eventually be subject to a cancellation or bump. Being prepared with insurance coverage, refundable travel arrangements and a plan for what to do with your vacation time if it happens to you can make a cruise cancellation far less difficult to deal with.

My family once had a cruise trip canceled by a hurricane. Once we got our refunds squared away, we hit the road for what turned out to be an epic road trip. What’s your backup plan?

Planning a cruise? Start with these stories:

Source: thepointsguy.com

Apache is functioning normally

Everyone knows times are tough, especially for college graduates just entering the workforce.

And though some prefer to be “funemployed,” others may be looking for opportunities; the Department of Housing and Urban Development seems to have them.

Yesterday, HUD Secretary Shaun Donovan told summer interns that 43 percent of the current workforce is eligible for retirement, freeing up nearly 6,000 positions in the next few years.

So if you’re interested in solving the current housing woes, or perhaps making the world a greener place, you may want to take a look at HUD.

“If you’re interested in stopping the foreclosure crisis putting the American Dream at risk for millions of families, HUD is the place for you,” said Donovan in prepared remarks posted on the HUD website.

“If your passion is green jobs, alternative energy and sustainable development, then HUD is the place for you.”

“Indeed, with 40 percent of our carbon emissions coming from our homes and buildings, HUD is going to be a big part of President Obama’s efforts to address climate change.”

They may also need you to figure out what to do about all those FHA loans sailing toward default, what with their market share approaching two-thirds of all single-family loans.

Oh, and Donovan noted that the population is expected to grow by another 50 percent in the first half of this century, requiring another 200 billion square feet of homes, office space, and other construction.

So maybe that inventory hangover isn’t as bad as we thought…

Source: thetruthaboutmortgage.com