While the news is just starting to trickle in, over the next week or so youâll be hearing a lot about how mortgage rates surged higher, and that the days of low rates are behind us. The mortgage rate surveys will always be a bit delayed, seeing that they always rely on old data. For [&hellip
The post Your Low Mortgage Rate: Here Today, Gone Tomorrow first appeared on The Truth About Mortgage.
Hey everyone, thank you or your well wishes and sweet notes. Iâm married! But guess what? Once youâre married and starting your happily ever after, you must still discuss finances. Now our conversations are changing. Initially, it was about budgeting…
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The post After the Wedding: Joining Accounts & More appeared first on MintLife Blog.
Medical expenses can get very large very quickly, especially if you get sick, are in an accident, or have an ongoing health issue. In fact, medical bills are one of the leading reasons why people go into debt and file for bankruptcy. One way to help protect both your health and your financial well-being is […]
The post Beginnerâs Guide to Health Insurance appeared first on SoFi.
Taxes on investment income can be confusing, especially since there are several ways investment income is taxed. An investor may be familiar with capital gains taxesâthe taxes imposed when one sells an asset that has grownâbut less clear on the implications of dividends, interest, and other ways in which investments have tax implications. Certain types […]
The post Everything You Need to Know About Taxes on Investment Income appeared first on SoFi.
New babies bring so much to lifeâunconditional love, the joys of parenthood, snuggles, and a lifetime of new memories. But they also bring an entirely new set of responsibilities, lifestyle adjustments for their parents, and a swift and immediate knowledge on new topics like diapers (and their contents). And itâs true that every new parentâs […]
The post 5 Tips for Saving for a Baby appeared first on SoFi.
A new Fed study and associated workshop revealed that mortgage lenders continue to offer inflated mortgage rates to consumers, despite ongoing efforts to reduce such borrowing costs. Over the past several years, the Fed has pledged to purchase billions in mortgage-backed securities (MBS) in an effort to lower consumer mortgage rates. The plan seems to [&hellip
The post Mortgage Rates Not as Low as They Could Be first appeared on The Truth About Mortgage.
Setting financial goals is an important step toward becoming financially secure. If there is something you hope to achieve in the not-too distant future, say buy a car or make a downpayment on a home, it may not be enough to simply hope you get there. Making a plan can significantly increase the likelihood of […]
The post Smart Short Term Financial Goals to Set for Yourself appeared first on SoFi.
Disposable income is the amount of money that an individual or household has to spend or save after income taxes have been deducted. Sometimes referred to as disposable personal income (or DPI) or disposable earnings, disposable income is closely monitored by government economists because it is a key indicator of the overall health of the […]
The post What is Disposable Income? appeared first on SoFi.
Investors, perhaps worried that the Fed’s punchbowl might be taken away, ignored a sharp decline in jobless claims early Thursday but eventually drove stocks to modest gains.