Medicare Part D covers the vaccine for RSV, or respiratory syncytial virus, and generally there’s no cost to you.
Here’s what you should know about Medicare and the RSV vaccine.
What is RSV?
RSV is a virus that comes with cold-like symptoms, like a runny nose, headache or sore throat. Symptoms are typically mild, but for some older adults, RSV can become very serious, leading to conditions like pneumonia or congestive heart failure. You could end up in the hospital, and as many as 10,000 older adults die of RSV complications each year, according to the American Lung Association.
Does Original Medicare cover the RSV vaccine?
Original Medicare doesn’t cover the RSV vaccine. However, if you have Medicare Part D prescription drug coverage, Part D will cover the RSV vaccine. And because this is a vaccine that’s part of recommended preventive care for older adults, there should be no cost to you.
Shopping for Medicare plans? We have you covered.
Medicare Advantage is an alternative to traditional Medicare offered by private health insurers. It covers the same benefits as Medicare Part A and Part B.
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Does Medicare Advantage cover the RSV vaccine?
If you have a Medicare Advantage plan with prescription drug coverage, your plan’s drug coverage will cover the RSV vaccine. If your Medicare Advantage plan doesn’t offer prescription drug coverage and you have a standalone Part D plan, the RSV shot will be covered by your Part D plan.
Should you get the RSV vaccine?
The Centers for Disease Control and Prevention (CDC) recommends that all adults age 75 and older get the RSV vaccine, and adults age 60 to 74 get the RSV vaccine if they’re more likely to get seriously ill from RSV.
According to the CDC, you’re at a higher risk of getting seriously ill from RSV if you have chronic heart or lung disease, a weakened immune system, or live in a nursing home or another long-term care facility, among other things.
How often do you need the RSV vaccine?
A single dose of the RSV vaccine should protect you for about two winter seasons, if you time it right, according to the CDC.
For best results, aim to get your shot in the late summer or early fall.
What other vaccines does Medicare cover?
Medicare Part D covers vaccines that are recommended by the Advisory Committee on Immunization Practices (ACIP), including vaccines for shingles and whooping cough. If the ACIP recommends a vaccine, your drug plan will cover it at 100%.
Doom spending is spending money to cope with stress when the future seems uncertain or troubling, such as when the economic or political outlook appears grim. For example, a person might be feeling anxious about how high their housing costs are and what will happen in an upcoming election. To distract themselves from these worries, they might splash out on a special sushi dinner, concert tickets, or new clothes. The thinking here? “What’s ahead looks dicey; I might as well enjoy myself now.”
If you can relate to this, read on to learn more about the causes of doom spending and how not to let it harm your financial standing.
Key Points
• Doom spending is when individuals spend money to cope with stress and anxiety about the future, such as a gloomy economic or political outlook.
• A significant portion of Americans, especially the younger Gen Z and millennial generations, engage in doom spending.
• Psychological triggers for doom spending may include stress, anxiety, impulse control issues, and societal and peer pressure.
• Doom spending can lead to increased debt and reduced savings, negatively impacting financial stability.
• Strategies to break the cycle of doom spending may include creating and sticking to a budget, setting up automatic savings transfers, and seeking alternative stress relief methods.
Understanding Doom Spending
Doom spending is a phenomenon in which people may overspend in response to stressful times. For instance, when the world is filled with political and economic uncertainty, consumers (especially younger ones) may feel there’s no point in saving. A voice inside their head may ask, “Why bother?” Instead, they decide to live in the moment and go shopping as a distraction and mood lifter.
A November 2023 survey by Qualtrics on behalf of Credit Karma found that 27% of all Americans engage in doom spending, and it’s especially prevalent among younger adults. In fact, 43% of millennials and 35% of Gen Zers admit they have spent money in this way.
Financial experts say these generations may be especially vulnerable to feelings of hopelessness and doom spending, as they came of age in a time of economic uncertainty and are living in an era with high housing costs, massive student debt, and considerable inflation (consumer prices rose approximately 20% between January 2020 and January 2024). Many may find that they currently have a lot less in their bank accounts that they’d like.
While there is nothing wrong with occasional rewards, doom spending can result in credit card debt and a reduced ability to save for the future. In the Qualtrics/Credit Karma study, about one-third of Americans reported an increase in debt in the past six months, and nearly half said the amount of money they’re saving has gone down.
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Psychological Triggers Behind Doom Spending
Here’s a closer look at some of the causes of doom spending.
Stress and Anxiety
Stress and anxiety can trigger doom spending, and there’s little doubt that they are rampant right now. According to the American Psychological Association (APA), many people in the U.S. have been negatively impacted by the trauma of the pandemic, global conflict, racial injustice, inflation, and environmental challenges around us. All of those issues can swirl together and create a feeling of future doom.
According to a June 2024 Axios Vibes/Harris Poll survey, a majority of millennials and Gen Zers agree that it is better to treat themselves now rather than hold off for a future “that feels like it could change at any moment.”
Impulse Control Issues
Shopping can bring joy in a few different ways. Research has shown that purchasing an item you desire can empower you with a sense of control. It can also flood your brain with dopamine, a “feel good” neurotransmitter.
When people feel that the future is gloomy, they may crave that “feel good” flood even more and, therefore, easily give in to impulse purchases. Spending money in this way can be a relief and a release. It’s a distraction that lets you treat yourself and temporarily escape your worries.
Societal and Peer Pressure
Social media can exacerbate doom spending by driving you to spend money to “keep up with the Joneses.” It can also lead to FOMO (fear of missing out) spending and YOLO (you only live once) spending.
Because the future seems cloudy and so expensive, you may not bother to plan for it. Instead, you might follow a friend’s, coworker’s, or social media influencer’s lead and spend money on the latest trendy purchase or experience. It can create a feeling of belonging and help you escape all the doom-driven anxiety.
Recommended: Financial Planning Tips for Young Adults in Their 20s
Consequences of Doom Spending
The consequences of doom spending can be mild or more significant, but typically include the following:
• Blowing your budget. Additional spending can make it hard to stick to a budget. If you’re buying more non-essentials, you may come up short when it’s time to make your student loan payment. Or you might have to stop contributing to your retirement plan so you can make ends meet.
• Credit card debt. Credit card debt in the U.S. reached a record high in the second quarter of 2024 (hitting $1.142 trillion). That’s a whole lot of swiping and tapping going on, and doom spending may be a contributing factor. Shopping with credit cards can feel as if purchases don’t cost anything since no hard cash changes hands. But if you go overboard with doom spending, you may get an eye-watering bill. Given today’s ultra-high credit card interest rates (currently averaging over 20%), it can be hard to get out from under credit card debt once it starts racking up.
• Ability to save. When you spend money on fun treats and impulse purchases to relieve stress and buoy your spirits, it may well be “borrowed” from money you were going to save. Whether those dollars were earmarked for an emergency fund, retirement account, the down payment on a house, or other purpose, doom spending can set you back in terms of your short- and long-term financial goals.
• Increased stress. Knowing that you’ve overspent can heighten the anxiety you are already feeling. Many people feel guilty about spending money, and a doom-triggered spending spree can create more worries about your financial future.
Strategies To Manage and Prevent Doom Spending
If you’ve been doom spending (or tempted to), these strategies can help you reign in the impulse.
Setting a Budget
A good budget helps organize your money and keep your spending on track; it can provide guardrails for how your income will be spent and saved. There are many different types of budgets, so you may need to experiment to find the method that works best for you. One popular approach is the 50/30/20 budget rule, which says that 50% of your take-home pay should go to needs, 30% to wants, and 20% to savings and/or additional debt payments. With a budget like this in place, you know just how much (30%) can go toward fun expenditures and can stick to that figure.
Once you determine how much you want to put towards savings each month, it’s a good idea to set up an automated transfer from your checking account to your savings account for the same day each month (perhaps right after you get paid). That way, the money gets whisked away and won’t sit there, tempting you to spend it.
You can set a budget and track your spending with pen and paper, or you might want to download a budgeting and spending app to your phone to simplify the process.
Self-Control Techniques
Being aware of what triggers you to doom spend can help you stop. For example, if you know you tend to shop on Sundays when you start feeling anxious about the week ahead and life in general, fill your calendar. You might set up a standing date to go walking or running with a friend or take on a volunteer gig or side hustle so you are too busy to spend.
Many people impulse buy online or on social media. If you tend to overspend in this way, consider disabling one-click shopping. It’s also a good idea to delete your credit card details from your devices — that way, it won’t be so easy to mindlessly spend while scrolling.
Recommended: How to Stop Spending Money
Seeking Professional Help
If you feel your doom spending isn’t yielding to the above techniques, you might want to enlist the help of a professional. A financial planner could help with budgeting or a therapist could guide you to uncover and address the emotional aspects of your spending.
A financial therapist could also be helpful. They merge money know-how and an understanding of human behavior to resolve issues such as doom spending.
The Takeaway
Doom spending is a way of coping with stress by spending money. When you feel as if the world is uncertain and anxiety-provoking, you may find relief by shopping. But this can negatively impact your finances and create more money worries. Fortunately, there are several strategies that can help you control doom spending and stick to a budget.
The right banking partner can also help by giving you tools to help you track and grow your money.
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FAQ
What are the common signs of doom spending?
Common signs of doom spending include:
• Making impulsive purchases in response to feeling stressed or anxious about the future
• Feeling temporary relief or pleasure after spending but later regretting the purchase
• Frequently buying things you don’t need
• Neglecting to save for the future
How can I break the cycle of doom spending?
Here’s a look at some strategies that can help you break the cycle of doom spending:
• Create a monthly spending budget.
• Set up a recurring monthly transfer from checking to savings.
• Uncover your spending triggers and work to avoid or eliminate them.
• Practice mindful spending by pausing before each purchase and assessing if it’s truly necessary.
• Seek alternatives for stress relief, such as exercise or hobbies, to replace spending as a coping mechanism.
• Work with a financial advisor or psychologist/therapist
Are there tools or apps to help manage spending habits?
Yes, there are a number of online tools and apps that can help you manage your spending habits, set up a budget, and monitor financial goals. Popular options include YNAB (You Need a Budget), Goodbudget, and EveryDollar. You might also check with your bank to see what tools they offer to track and organize your finances.
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Are you looking for the best fall side hustles? Fall is a great season to start thinking about ways to make some extra money. With cooler weather and cozy vibes, it’s a great time to find new ways to make money. If you need extra cash for holiday shopping or want to save more, there…
Are you looking for the best fall side hustles?
Fall is a great season to start thinking about ways to make some extra money. With cooler weather and cozy vibes, it’s a great time to find new ways to make money. If you need extra cash for holiday shopping or want to save more, there are many side jobs that are perfect for the fall season.
Many of these jobs can be done from home or in your local area. The best part is, you don’t need a lot of experience or money to start. There are many ways to use your skills and free time to make cash.
Best Fall Side Hustles
Below are the best fall side hustles.
1. Work at a pumpkin patch
Working at a pumpkin patch is a fun way to make some extra money in the fall. Pumpkin patches usually hire seasonal workers, which means the job won’t last too long. It’s perfect if you’re looking for something short-term.
You could help customers pick out their perfect pumpkin, help in setting up displays, and ring up customers.
It’s usually busy on weekends, so you might have a lot of customers to help.
Check your local farms or community centers for job openings. They tend to start hiring before the season begins.
2. Participate in paid online surveys
Taking paid online surveys is a great way to make extra cash without much effort. You can do it from home, on your phone, or whenever you have free time. Companies need your opinions to improve their products and services, so they’re willing to pay for your feedback.
Paid online surveys can be a fun and easy side hustle. While you won’t get rich from them, they can definitely help you make a bit of extra spending money. Plus, they fit into your schedule whenever you have some spare time.
The survey companies I recommend signing up for include:
Survey Junkie
Prime Opinion
Swagbucks
Branded Surveys
American Consumer Opinion
Five Surveys
PrizeRebel
InboxDollars
I’ve done lots of surveys over the years, and what I like about them is that you can do them whenever you want – in the morning, at lunchtime, or before bed. You don’t need to follow a strict schedule, and they’re really easy to do.
3. Sell crafts on Etsy
If you love creating things, selling crafts on Etsy is a great fall side hustle. Many people go to Etsy to find handmade items that are unique and special. I shop on Etsy all the time and it’s because I know that I can find one-of-a-kind gifts on the site.
Fall is a perfect time to sell your crafts, and you can think about making items like wreaths, pumpkin decorations, or knitted scarves. People love decorating their homes for the season.
You can also try making Thanksgiving table decor or fall-themed wall art. These items are very popular and can sell quickly.
4. Work at an apple orchard
Working at an apple orchard can be a fun and rewarding side hustle in the fall.
Many orchards need extra help during the harvest season, which usually runs from late summer to early winter. You can find jobs picking apples, helping customers, or even working at a cider mill.
Most orchards pay by the hour or by the bushel, so you can earn a decent amount of money depending on how many hours you work or how fast you pick.
Check with local orchards or look online for job openings. Some places may have flexible hours, which is perfect if you’re balancing other commitments.
5. Dog walking or pet sitting
Dog walking is a fun way to earn extra money, especially in the fall. The weather is cooler, and both you and the dogs will enjoy the fresh air. Many people need dog walkers because they are busy or unable to walk their pets. This makes it a great side hustle for animal lovers.
You can make good money walking dogs, typically around $15 to $30+ per hour.
There are apps like Rover that connect you with pet owners who need help. Signing up is usually quick and easy, and I personally know dog walkers on Rover who make extra money (my mother-in-law as well as my sister!).
6. Tutoring kids
Tutoring kids can be a terrific fall side hustle. If you are good at teaching, it’s a great way to earn extra money. Many parents look for tutors for subjects like math, science, or reading.
Tutoring isn’t just for older kids. Younger children also need help with basic skills. And don’t forget, you can tutor in fun subjects too, like arts and crafts.
Tutoring pays well. Some tutors earn around $25 to $35 an hour, depending on the subject and their experience.
7. Rent a room on Airbnb
Renting a room on Airbnb is a popular side hustle in the fall. If you have an extra room, you can list it on Airbnb for travelers to book.
Of course, to start, you’ll want to check if short-term rentals are allowed in your area. Some cities have rules about this, so you don’t want to get in trouble for breaking any laws.
Then, you’ll want to get your room ready (make it comfortable with fresh sheets, towels, and clean up the area), take good pictures to display on Airbnb, and set a fair price.
8. Freelance writing
Freelance writing is a great fall side hustle from home. You get to write for different clients, which means your work can include articles, blog posts, website content, and more.
One of the top benefits of freelance writing is flexibility. You can work from home, a cafe, or anywhere you’re comfortable. This makes it easy to fit freelance writing into your fall schedule, whether you have other commitments or just want more control over your time.
Freelance writers can get paid per word or per project. Beginners might start at lower rates, but experienced writers can make good money. For example, writing a 1,000-word article might earn you $50 to $350 depending on your skill and the client.
9. Coach a fall school sport
Coaching a school sport in the fall is a great side hustle. You can share your love for the game while earning extra cash. Schools often look for experienced players to lead their teams.
This job usually happens after school, so it won’t clash with a regular nine-to-five job. You could coach sports like soccer, football, or cross-country.
10. Photography sessions
Fall is a beautiful time for photography. The changing leaves and glowing sunsets make perfect backdrops. If you enjoy taking photos, you can turn this hobby into a side hustle. Families, couples, and even pet owners love to capture memories with autumn colors.
I know many people who take family photo sessions in the fall, and I am actually trying to get one booked right now. The fall is a very popular time for photos, especially because many people use these pictures for holiday cards that they send out.
You can offer short, themed photo sessions. These are called mini-sessions and can last between 20 to 45 minutes. They are popular because they don’t take much time but still capture great moments (and are affordable for families).
You can promote your mini-sessions on social media or through local community boards. Show examples of your past work to attract clients, and even having a few props like pumpkins or cozy blankets can make your sessions even more special.
Recommended reading: 18 Ways To Get Paid To Take Pictures
11. Halloween costume shop
Starting around September, everyone starts thinking about Halloween. And, that includes costume shops!
These typically start popping up and usually last from around September to early November, so that means they need temporary workers.
They need workers to ring people up, stock the shelves, decorate, and more.
12. Virtual assistant
Being a virtual assistant is a fun and flexible way to make money. You can work from home, set your own hours, and choose who you want to work for. This side hustle can fit around your schedule, whether you want part-time work or a full-time job.
Virtual assistants manage social media, schedule appointments, handle emails, or do data entry. Basically, they help with any tasks that someone doesn’t have time to do themselves. This job is very important for keeping businesses running smoothly.
The pay for virtual assistants can be really good. Beginners usually start at around $15 to $20 per hour. With experience, you can make more, even reaching $50,000 a year or more. The more skills you have, the more you can earn.
I was a virtual assistant for several years, and it was a great side hustle. I learned many things by working for small businesses, and it was a great and flexible side hustle.
13. Social media management
Social media managers help businesses or influencers run their social media accounts, such as Instagram, Facebook, TikTok, or their YouTube channel. This includes creating posts, responding to comments, and analyzing engagement.
You don’t need a degree to do this job. Being good at social media and having some creativity can be enough. Small businesses usually need help, especially during busy holiday seasons.
14. Rake leaves
Raking leaves is a great way to earn extra cash in the fall. Many people don’t have the time or energy to do it themselves, especially if they have big yards or a lot of leaves.
You don’t need a lot to get started either with this side hustle idea. A good rake and sturdy bags are pretty much the essentials. You might also want gloves to protect your hands. Working in your neighborhood can be a smart move since you won’t have to travel far.
Timing is important and many homeowners want their yards cleared before the first snowfall. Letting people know early in the season can help you get clients (such as by posting flyers or making social media posts).
15. Become a rideshare driver
Driving for rideshare services like Uber or Lyft can be a great way to earn extra money. With this gig, you can choose your own hours and work as much or as little as you need, such as only during the fall months.
The pay can vary. Earnings might depend on your location, demand for rides, and tips from passengers. Some drivers also earn bonuses for completing a certain number of rides in a set time.
16. Gutter cleaning
Gutter cleaning is a great side hustle idea in the fall. With leaves falling, many homeowners need help keeping their gutters clear. Clean gutters prevent water damage to homes.
You don’t need much to start. A good ladder and some basic tools are usually enough, especially in the beginning.
17. Babysit
Babysitting is a great way to make extra income, especially in the fall when parents are busy with school routines and holiday planning. You can earn good money while working flexible hours that fit your schedule.
By babysitting, you can enjoy a flexible side hustle that fits around other responsibilities or activities you may have.
18. List your storage space
Do you have extra space in your garage or attic? You can make money by renting it out to others who need storage!
Many people look for storage solutions in the fall. They need space for their summer items like RVs, boats, and outdoor furniture, as an example. Listing your storage space can help them and put extra cash in your pocket.
You can use websites like Neighbor or Craigslist to list your space. These platforms make it easy to connect with people in need of storage.
19. Mystery shopping
Mystery shopping is a fun way to earn some extra cash and get free stuff. Here, you act like a regular customer while secretly noting down details about your experience. Companies hire mystery shoppers to check how well their services work.
You’ll find tasks like visiting restaurants, checking out stores, or making phone calls. Payment methods can be cash, gift cards, or reimbursements. Most shoppers earn about $10 to $50 per assignment.
One great company to start with is BestMark. They have lots of jobs like shopping at clothing stores or dining at restaurants. This is the secret shopping website that I have used many times in the past, so I know that they are real.
20. Firewood delivery
Firewood delivery can be a great way to make extra money in the fall. As the weather cools down, more people start needing firewood to keep warm.
Having a truck or trailer is important for transporting the wood. You can charge extra for delivery, making your service even more profitable.
Now, this isn’t an easy job. Loading and unloading firewood as well as chopping it is hard work. But, it can give you a way to make extra income in the fall.
21. Haunted house
One of the most fun fall side hustles is to find a job at a haunted house. Haunted houses usually start popping up in September, and many times they are in desperate need of workers.
Working at a haunted house can be really fun, and there are lots of different jobs you can do!
Some people work as actors, wearing scary costumes and makeup to scare visitors. Others work as guides, leading guests through the haunted house and keeping everyone safe. Makeup artists create spooky looks for the actors. Some people set up sound effects, lights, and special effects to make the haunted house scarier. There are also jobs for handling tickets, marketing, and other tasks to keep the haunted house running smoothly.
I have several friends who love working at haunted houses, and they’ve been doing it for years.
22. Seasonal decor installation
As the leaves change colors, many people want to decorate their homes for fall. If you have a good eye for design, you can make money by helping them set up seasonal decorations – this can include Halloween decorations and even installing holiday lights on a house for Christmas.
People are often busy preparing for holidays, so your service can save them time and effort. You can charge by the hour or by the project.
Frequently Asked Questions
Finding a fall side hustle can be easy and fun. From working at pumpkin patches to selling crafts online, there’s something for everyone. Here are some commonly asked questions about fall side hustles.
What are some easy side jobs to do from home during the fall season?
Taking online surveys is a simple way to make extra money. You can also sell crafts on Etsy. If you have a skill like graphic design or writing, freelancing can be a good option too.
Can you list outdoor activities that can earn money in the cold months?
Working at a pumpkin patch or an apple orchard can be enjoyable and help you make extra income. Dog walking is another great idea. These activities allow you to spend time outside while earning some extra cash.
What strategies can help a landscaper keep earning in the winter?
Landscapers can provide snow removal services, such as to homes and businesses. Another option is providing outdoor holiday decoration services. These strategies can help keep the income flowing even when it’s cold.
How can I make an extra $2000 a month?
Combining several side hustles can help you reach your goal of making $2,000 per month. You can take online surveys, sell crafts on Etsy, and work part-time at places like pumpkin patches or apple orchards. Diversifying your efforts makes it easier to hit your target income.
Best Fall Side Hustles – Summary
I hope you enjoyed this article on the best fall side hustles.
There are many ways to make money in the fall, such as working at a pumpkin patch or haunted house, answering online surveys, dog walking, tutoring, freelancing, and more.
Making extra money is great, and it can help you save for the holidays, stop living paycheck to paycheck, pay off your debt just a little more quickly, and more.
What do you think are the best side hustles in the fall?
The other day I noticed that mortgage rates were being advertised at some really low levels.
Many quotes in the mortgage rate table on my own site were in the mid-5s.
That got me curious how low rates could be with a really favorable loan scenario, such as a 760+ FICO, 20% down home purchase, owner-occupied, single-family residence.
So I headed over to Zillow’s Mortgage Marketplace to see what I could come up with.
Knowing that VA loan rates are typically the lowest, I threw that in too and lo and behold, saw 30-year fixed rates that began with a “4.”
I threw the screenshot up on Twitter and simply said, “Guys, it’s not a mortgage rate story anymore.”
What Did I Mean?
The tweet got a good amount of traction, likely because of those very low 4.875% 30-year fixed rate quotes in the screenshot.
And some felt it was deceiving to post rates like that, which might not be reflective of the entire borrower universe at the moment.
After all, not everyone has a 760 FICO score or the ability to put down 20%, nor might they be eligible for a VA loan.
I also threw in two discount points, since most of the low rates advertised today require the borrower to pay some money at closing in order to obtain a “below-market” rate.
In reality, you can put nothing down on a VA loan and get the same pricing since there aren’t mortgage pricing adjustments on such loans. The same goes for having a lower FICO score.
So the loan scenario wasn’t as crazy hard to qualify for as it first appeared. And when I re-ran the scenario today you could actually get a rate of 4.75% with just one discount point.
But that wasn’t even the point I was trying to make. It wasn’t about a 4.875% rate vs. 4.75% rate, or a 5.25% rate. Or any specific rate at all.
It was that the high mortgage rate story we’ve been fixated on for the past two hours is over.
The housing market today is no longer being driven by the high rate story. We exhausted it, first being caught off guard by how quickly rates increased in early 2022.
Then wondering how high they might go, if they’d hit a new 21st century high (they didn’t!).
That was followed by pondering when they’d begin to fall again (they peaked last October and have dropped quite a bit since then).
And so it’s not about rates anymore.
If It’s Not Rates, What Is It Now?
That brings me to my point. The housing market is now at a crossroads where high mortgage rates are no longer the focus.
Most prospective home buyers today will see that mortgage rates have come down significantly.
The 30-year fixed was basically averaging 8% just before last Halloween, and today is closer to 6.25%.
As I illustrated with some mortgage rate shopping, it’s also possible to bring down that rate to the high 4% range, or the very low 5s, even for conforming loans backed by Fannie and Freddie.
This means anyone who has been pondering a home purchase during the past couple years is no longer obsessed with rates.
Instead, they’re likely considering other factors, such as home prices, the cost of insurance, their job stability, the wider economy, and even the election.
If they were looking at homes when rates were closer to 8%, they’re surely still looking with rates approaching 5% (they could be there soon without all the perfect FICO scores and discount points).
But if they’re no longer looking to buy, or they’re having doubts, it’s not because of high mortgage rates anymore. Those are no longer to blame.
Perhaps now they’re worried that asking prices are too high and could fall. Maybe they’re concerned that the economy is on shaky ground and a recession is coming.
After all, there’s an expectation that the Fed is going to cut its own fed funds rate 200 basis points over the next year.
That doesn’t exactly exude consumer confidence.
We Finally Get to Find Out!
What I’m most excited about now that high mortgage rates are old news is that we finally get to “find out.”
By that, I mean we get to see how this housing market performs in a period of slowing economic growth, with Fed rate cuts and a possible recession on the table.
Remember, the Fed wouldn’t be cutting rates if they weren’t worried about rising unemployment and a softening economy.
In other words, we’re going to see what this housing market is really made of. As I’ve said many times before, there’s no inverse relationship between mortgage rates and home prices.
One does not go up if the other goes down. And vice versa. We already saw home prices continue to rise as mortgage rates jumped from 3% to 8%.
So is it possible that both mortgage rates and home prices could fall in tandem? Sure. Granted nominal home price declines aren’t common to begin with.
But we’re finally going to put it to the test. And I’m looking forward to it.
(photo: Brittany Stevens)
Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 18 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on Twitter for hot takes.
Considering a move to Alaska? Known for its breathtaking landscapes and vast wilderness, life in the Last Frontier is unlike anywhere else in the U.S. From the allure of the Northern Lights in Fairbanks to the challenges of long, dark winters in Anchorage, Alaska is full of adventure and solitude. Whether you’re drawn to the rugged outdoor lifestyle or close-knit communities in towns like Sitka, here are the pros and cons to help you decide if Alaska is a good place to live.
Is Alaska a good place to live?
The cities in Alaska, though few in number, each have their own distinct vibe. Anchorage, the largest city, is a hub of activity, offering a mix of urban amenities and easy access to outdoor adventures. It’s a place where you can enjoy local coffee shops and craft breweries in the morning and be hiking a mountain by afternoon. Fairbanks, known for its stunning Northern Lights, has a more laid-back, frontier feel, with a strong connection to the arts and a thriving local music scene. The state capital, Juneau, nestled between towering mountains and the sea, is perfect for those who want remote living.
Alaska’s cultural scene is deeply influenced by Indigenous traditions, with frequent opportunities to experience Native Alaskan art, dance, and storytelling. The weather, however, is as diverse as the state itself. In Anchorage, winters are cold but manageable, with temperatures often hovering around freezing, while summers are mild and pleasantly warm. Fairbanks faces more extreme conditions, with frigid winters dropping to -40°F, balanced by surprisingly hot summers reaching the 80s.
Alaska state overview
Population
733,391
Biggest cities in Alaska
Anchorage, Fairbanks, Juneau
Average rent in Anchorage
$1,420
Average rent in Fairbanks
$1,100
Average rent in Juneau
$1,825
1. Pro: There is stunning natural beauty throughout the state
Alaska is home to some of the most breathtaking landscapes in the world. From Denali, the tallest peak in North America, to the fjords and glaciers of Kenai Fjords National Park, the natural scenery is unparalleled. Hiking, kayaking, and wildlife viewing are daily activities for residents, making the outdoors an integral part of life. Whether you’re on the coast or in the interior, the state’s unspoiled wilderness offers endless exploration.
2. Con: The winters are harsh here
Alaska’s winters are long, cold, and challenging, especially in the interior regions. Temperatures in places like Fairbanks can drop to -40°F, and snowfall can last well into the spring. The lack of daylight during winter months can also take a toll, with some areas experiencing only a few hours of sunlight each day. Residents must prepare their home for the winter, invest in heavy-duty winter gear, and strategize to manage the extreme conditions.
Insider tip: Many locals recommend using block heaters for your car to prevent the engine from freezing overnight. Invest in blackout curtains—not only to block out summer’s 24-hour daylight but also to keep warmth inside during the winter.
3. Pro: The Northern Lights are visible here
One of the most magical experiences in Alaska is witnessing the Northern Lights, or aurora borealis. Fairbanks is one of the best places in the world to view this natural phenomenon, with the lights visible on clear nights from September through April. Many residents and visitors make it a point to chase the auroras, using apps and forecasts to predict the best times for viewing. The vibrant colors dancing across the night sky make enduring Alaska’s harsh winters worth it for many.
Insider tip: Visit the Chena Hot Springs near Fairbanks, where you can soak in warm waters while watching the Northern Lights overhead—an unforgettable way to experience Alaska’s natural beauty.
4. Con: The cost of living is very high
Due to its remoteness, many goods have to be shipped into Alaska, driving up the cost of essentials like groceries and fuel. In rural areas, prices can be even higher, with simple items costing double what they might in the lower 48 states. In fact, the cost of living in Anchorage is 25% higher than the national average. Utilities, especially heating, are also more expensive due to the harsh climate. Even in bigger cities like Juneau, the rent is expensive with the one-bedroom apartment averaging $1,825 per month.
5. Pro: Beautiful wildlife fill the state
Alaska is home to an incredible array of wildlife, from grizzly bears and moose to whales and bald eagles. For nature lovers, the opportunity to see these animals in their natural habitat is a major pro to living in Alaska. Many residents encounter wildlife daily, whether spotting moose on their way to work or watching salmon runs during the summer. Wildlife viewing tours, fishing expeditions, and safaris are popular activities.
Insider scoop: Head to Katmai National Park in July to witness the famous bear-salmon feeding frenzy—truly an unforgettable sight.
6. Con: Midnight sun could be a downside
In the summer, parts of Alaska experience the “midnight sun,” where daylight lasts for nearly 24 hours. While some enjoy the extended daylight for outdoor activities, it can disrupt sleep schedules and lead to fatigue. Blackout curtains become a necessity, and many residents struggle with adjusting to the endless sunlight. This unique phenomenon can be overwhelming, especially for newcomers unaccustomed to the extreme light cycles.
7. Pro: There are no state income tax
One of the financial perks of living in Alaska is the absence of state income tax. This allows residents to keep more of their earnings, which can help offset the high cost of living. Additionally, most areas in Alaska also have no sales tax, including Anchorage and Fairbanks, making it an attractive option for those looking to maximize their take-home pay. These tax advantages are a major pro for individuals seeking financial benefits in their relocation.
8. Con: Isolation is common in Alaska
Alaska’s vast size and limited infrastructure can make many communities feel isolated. Some towns are accessible only by plane or boat such as Kodiak and Dutch Harbor. This isolation can lead to challenges in accessing goods, services, and healthcare. Even in larger cities like Anchorage, residents can feel disconnected from the rest of the country due to the long travel times and cost of flights.
9. Pro: Enjoy the Alaska Permanent Fund Dividend
Residents of Alaska benefit from the Alaska Permanent Fund Dividend (PFD), an annual payment distributed to Alaskans from state oil revenues. The amount varies each year but can provide a significant financial boost to residents. Many people use the PFD for expenses like heating bills, travel, or savings. This dividend is unique to Alaska and is a rewarding incentive for those who call the state home.
10. Con: Limited entertainment options
Alaska’s remote location and smaller population can mean fewer entertainment options compared to other states. While Anchorage offers some nightlife, theaters, and cultural events, rural areas have limited access to entertainment. Shopping malls, cinemas, and restaurants can be scarce, and residents often have to travel long distances for major events or attractions.
Insider tip: Many Alaskans create their own fun by embracing outdoor activities like hiking, fishing, and snowmobiling. In smaller towns, community events such as potlucks, local festivals, and game nights are popular ways to socialize.
Chase just sweetened the pot for the Ink Business Unlimited® Credit Card. Starting Sept. 5, new cardholders can earn a $900 sign-up bonus when they spend at least $6,000 in the first three months. That’s $150 more than the previous bonus, but with the same spending requirement.
You won’t find a better, or more attainable, bonus from a cash-back business card — especially one with no annual fee.
Chase
Ink Business Unlimited® Credit Card
NerdWallet Rating
Bonus Amount
$900
How you’ll get your bonus
While the Ink Business Unlimited is a cash-back card, rewards are delivered as Chase Ultimate Rewards® points. You can redeem your points as cash via a statement credit or deposit it into a checking or savings account.
Ultimate Rewards points can also be redeemed for travel, gift cards, shopping or dining. The value of your points will depend on how you use them.
Cash back: 100 points = $1.
Chase Travel: 100 points = $1.
Pay with Points (Amazon.com and PayPal): 100 points = $0.80.
Shop Apple (via Chase): 100 points = $1.
Gift cards: Redemption value varies.
You can also transfer Chase Ultimate Rewards® points — to another Chase card or an external travel partner — to squeeze even more value out of each point.
Transfer your new Ink Business Unlimited welcome bonus to your Chase Sapphire Preferred® Card, for example, and that $900 bonus becomes a $1,125 bonus when redeemed via Chase Travel.
Should you get the Ink Business Unlimited?
The Ink Business Unlimited® Credit Card is hands down one of the best business credit cards. Its combination of simplicity and value makes this uncomplicated card an excellent choice for new businesses and established companies, alike. Cardholders get unlimited 1.5% cash back, pay no interest on purchases for 12 months (then ongoing APR of 18.49%-24.49% Variable APR), and can net one of the best bonuses out there.
Few other business cards can match it. The Wells Fargo Signify Business Cash℠ Card comes close, with a 12-month intro APR period and unlimited 2% cash back. But its sign-up bonus is $400 less than the new Ink Business Unlimited offer.
If simplicity isn’t your top priority, the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is also worth a look — especially if you count gas, office supplies, cell phone service and restaurants among your top expenses. The Triple Cash earns 3% back in those categories and matches the intro APR offers from Chase and Wells Fargo. You also get a $100 annual credit for recurring software subscriptions and an excellent welcome offer: Earn $750 in cash back. Just spend $6000 on the Account Owner’s card in the first 180 days of opening your account.
The information related to the Wells Fargo Signify Business Cash℠ Card has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
Are you looking for the best side hustles for moms? Being a mom is a full-time job, but that doesn’t mean you can’t make extra money on the side if you need to. Balancing work and family life can be tough, but finding a side hustle that fits your schedule can make it easier. Whether…
Are you looking for the best side hustles for moms?
Being a mom is a full-time job, but that doesn’t mean you can’t make extra money on the side if you need to. Balancing work and family life can be tough, but finding a side hustle that fits your schedule can make it easier.
Whether you need to make money to pay the bills, if you’re looking to save for a vacation, or if you simply want to save more money, there are many side hustles that may fit what you’re looking for.
I am a mom and I have done many of the side jobs listed below. Some can be part-time, others full-time, so there is probably something on the list below that can work for you.
Best Side Hustles for Moms
Below are the best side hustles for moms.
1. Blogging
Blogging is a great way for moms to make money from home. It is what I personally do so that I can work from home and spend more time with my daughter.
For me, blogging lets me travel whenever I want, work on my own schedule, make good money, write about topics I enjoy, and I really love having a blogging business.
I started Making Sense of Cents in 2011, and since then, I’ve made over $5,000,000 from my blog. When I began, I had no idea it would turn out to be one of the best jobs for stay-at-home moms. Now, I am extremely grateful for this – and it all started as a side hustle!
One way to earn money with a blog (and this is my favorite way) is through affiliate marketing. This means you recommend products and get paid when someone buys through your link. It’s like earning a commission for sharing products you use and enjoy.
Another way to make money is by placing ads on your blog. As your blog gets more visitors, you can earn money from the ads.
Writing sponsored posts is another option. Companies pay you to write about their products or services (it’s a good idea to choose products that you believe in and that fit your blog’s theme).
Blogging takes time and effort, but it can be very rewarding. You get to be creative, connect with others, and make money doing something you love.
You can learn more about how to begin in my free How To Start a Blog Course here.
2. Sell printables
Selling printables on Etsy can be a great side hustle for moms. You can make extra money by creating and selling digital items like planners, calendars, and worksheets.
All you need is a computer and some design software, and you can work on it at your own pace and from the comfort of your home.
You don’t have to spend any money to start selling printables either.
This is a great way to make money from home because you only need to create one digital file for each product, and you can sell it as many times as you want. You don’t have to print or ship anything. Instead, you create the digital file, and the customer downloads it and handles the rest after buying it from you.
You can learn more at How I Make Money Selling Printables On Etsy.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
3. Proofreading
Proofreading is a great way to make some extra money from home. If you have an eye for detail, you can get paid to spot errors in text.
You don’t need a special degree to start proofreading. Many online companies hire beginners and this means you can get started without lots of experience. Plus, you can build up your skills and portfolio as you go.
The pay can vary. Some proofreaders earn $1,000 a month, while others make six-figure incomes. It depends on how much you work and your experience level. You can do this full-time or just as a part-time gig.
I know several proofreaders (who are moms) who started proofreading as a side hustle, and now it’s their full-time job. So, you can spend as little or as much time as you want growing this job.
You can learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
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This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
4. Bookkeeping
Bookkeeping is a great side hustle for moms. It’s flexible and can be done from home.
Bookkeepers keep track of financial records for businesses. This includes recording transactions and balancing accounts.
Before you pass this by because you think you’re not qualified, you might be surprised to know that you don’t need to be an accountant or have any experience. Becoming a virtual bookkeeper is something you can learn from home.
You can learn more at How To Find Online Bookkeeping Jobs.
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This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!
5. Print-on-demand
Print-on-demand is a great side hustle for moms.
You can create your own designs and sell them on items like T-shirts, coffee mugs, and tote bags. Websites like Etsy make it easy to set up your own shop.
There’s no need to buy supplies or handle shipping. The print-on-demand company (like Printify) takes care of that for you. This means you can focus on being creative and taking care of your family.
Many moms find this side hustle to be simple and rewarding. You can work on it during nap times or after the kids go to bed. If you love designing, this can be a perfect fit for you.
You can learn more at How I Make $1,500 Monthly With My Print-On-Demand Business.
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This freebie will teach you about print-on-demand as well as give you a list of 17 hot-selling products you can sell via print on demand.
6. Run a dog treat bakery
Starting a dog treat bakery can be a fun and profitable side hustle. You can begin this business right from your kitchen so it’s perfect for moms looking to make some extra money.
This side job can be very flexible. You can choose to keep it small and earn $500 to $1,000 a month. Or, if you have more time, you can scale it up and make even more.
You can learn more at How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
Plus, you can sign up for this free training workshop that teaches you the small business plan for starting your own pet bakery.
7. Online survey taker
If you’re a mom looking to make some extra money from home, taking online surveys could be a side hustle.
Companies pay for your opinions on their products or services, which helps them improve and stay competitive. This side hustle is flexible, allowing you to fit it around your busy schedule, whether during nap times or after the kids go to bed.
No, you will not get rich taking surveys (this is not a lucrative side hustle, but it is very flexible!), but you may be able to earn around $50 to $100 per month by answering several surveys each week.
Surveys are almost always done online, and you’ll usually be answering multiple-choice questions or typing in quick answers about your daily life, like where you last shopped. To get started, you can sign up for several survey sites.
Some popular survey sites include:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
IncomeFindr
User Interviews
While some surveys pay just a few cents, others can pay up to $20 or more, depending on how detailed and complex they are. This makes it a convenient way for moms to earn a little extra income in their spare time.
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Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
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Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).
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Prime Opinion is a survey website that helps people to earn extra money by sharing their opinions at home. It’s a simple survey site to use: you share your thoughts, and they pay you for them.
8. Virtual assistant
A virtual assistant (VA) can do many tasks from home and this is a popular side hustle idea for moms. They may manage emails, set up appointments, create social media posts, handle customer service, and more. Many small businesses need help with these jobs.
Becoming a VA doesn’t require a lot of training. You just need good organizational skills and a reliable internet connection.
A big advantage of being a VA is flexibility. You can set your own hours and work when it’s best for you, so this makes it a perfect side hustle for busy moms.
You can learn more at Best Ways To Find Virtual Assistant Jobs.
9. Social media manager
Being a social media manager is a great side hustle for moms.
Many businesses need help with their social media accounts because they don’t have the time to keep up with posting and replying to messages, or they simply don’t have the expertise.
Tasks might include creating posts, scheduling them, and interacting with followers. Social media managers might also run ads and analyze their performance.
It’s a flexible job you can do from home, making it perfect for busy moms.
10. Affiliate marketing
Affiliate marketing is a great way for moms to make extra money.
With this side hustle, you promote products or services online. When someone buys through your link, you earn a commission.
You can get started by choosing products you like and trust. This makes it easier to talk about them. People will feel your enthusiasm and trust your recommendations.
Many moms start with their own blogs. You can write about things you know and enjoy. Topics like parenting, cooking, or fashion are good choices. You can add affiliate links in your blog posts where they fit naturally.
Social media is another place to use affiliate marketing. Sharing links on Instagram, Facebook, or Pinterest can reach a lot of people.
Affiliate marketing is flexible. You can do it at your own pace and schedule, so this is perfect if you have kids and need to work around their needs.
For me, I love affiliate marketing and I think it’s one of the best ways to make money online. I especially like how I can do work up front and make money years down the line from older blog posts. So, it is kind of like a form of semi-passive income.
If you want to learn more about affiliate marketing, I recommend signing up for Affiliate Marketing Tips For Bloggers – Free eBook.
11. Online tutoring
Online tutoring is a great side hustle for moms. You can teach different subjects from your own home and this flexible job allows you to set your own hours.
If you love math, science, or another subject, there are students looking for help. You don’t need to be a certified teacher, but having a good grasp of the subject is important.
Online tutoring also pays well. Average rates can range from $10 to $30 per hour, depending on the subject and your experience.
12. Pet sitting and dog walking
If you love animals, pet sitting and dog walking could be the perfect side hustle for you.
Pet sitting is when you look after a pet while the owner is away. This could mean feeding, playing with, and sometimes even staying overnight with the pet.
Dog walking is a bit different. You take dogs for walks, making sure they get exercise and fresh air.
Both of these jobs are flexible. You can take on as many or as few clients as you want. This makes it easy to balance with other responsibilities.
My husband’s mother is a dog walker and pet sitter on Rover (the popular dog walking app), and it always seems like she loves this side hustle. She really likes dogs, so it looks like fun to me.
You can learn more at 7 Best Dog Walking Apps To Make Extra Money.
13. Sell handmade crafts
Selling handmade crafts is a fun and creative way to make money as a mom. You can use your skills to create unique items that people love.
There are many types of crafts you can sell. Items like handmade jewelry, painted mason jars, or knit blankets can be very popular. If you’re good at sewing, you can make and sell upcycled clothing or custom pieces.
Selling classes or workshops is another option. If you’re skilled at a particular craft (like knitting), teaching others can be a rewarding side hustle.
You can learn more at 16 Best Things To Sell On Etsy To Make Money.
14. Transcribing
Transcribing is a great side hustle for moms working from home. This is where you transcribe audio files into text for clients.
To start, you only need a computer and good listening skills. Some companies hire beginners, so you don’t need experience.
The pay can vary. Some jobs pay per audio minute, while others pay per audio hour. Usually, though, you can make around $10 to $20 per hour.
Platforms like Rev, Scribie, and CrowdSurfWork are good places to begin.
Transcribing can be done at any time of day, making it flexible for moms. This makes it easy to fit around your family’s schedule.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
15. Photography
Photography can be a great side hustle for moms, and I personally know a few photographers who have very successful photography careers and are also mothers!
This is something you can learn, such as by shadowing another photographer or by taking classes in person or online. As you get better, you can sell your services to others. Portrait photography is a popular choice, such as with taking photos of families, kids, or even pets.
Event photography is another option. Birthdays, weddings, and parties usually need a photographer.
You can also sell your photos online. Websites like Shutterstock or Etsy allow you to earn money from your images. This way, you can work from home and on your own time.
You can learn more at 18 Ways To Get Paid To Take Pictures.
16. Clean homes
Cleaning homes can be a good side hustle if you enjoy tidying up. Many people need help keeping their houses clean but don’t have the time to do it themselves.
You can set your own hours, making it easy to fit into your daily schedule. You can start by selling your cleaning services to friends and family. Once you get some experience, you can expand your client base.
You don’t need much to start. Basic cleaning supplies and a positive attitude can go a long way. You can also charge by the hour or by the job, whichever works best for you and your clients.
I know several mothers who clean homes in their free time, and they like how they can find homes to clean that fit into their schedule (so, it can be flexible!).
17. Baby equipment rental
Renting out baby equipment can be a great way for moms to make extra cash. Many mothers likely already have a bunch of different baby items at home, so they can make money with them when they are not being used.
Platforms like BabyQuip help connect you with families who need baby gear when they travel. You can rent out items such as strollers, cribs, car seats, and even toys.
You earn money based on how often your items are rented. The more popular the equipment and the busier the travel season, the more you could earn.
Some top providers make over $10,000 a month by renting out baby gear (at this level, they are definitely buying things with the sole purpose of renting them out, though, and not just renting out things they have just laying around their homes).
18. Book author
As a mom, becoming a book author can be a great side hustle. You get to share your stories or knowledge while working from home.
You can write about anything that interests you. Whether it’s a children’s book, a novel, or a guide on something you know a lot about, there’s a place for your work. You could even write romance novels!
Income from book sales can vary. New authors might see $0 to $500 a month, while experienced authors can make between $1,000 and $10,000 per month.
Writing a book does take time and effort. You might need to write during nap times, after the kids go to bed, or when they are in school.
19. Real estate agent
Becoming a real estate agent can be a great side gig for moms. You get to help people buy, sell, or rent properties. You can set your own hours, which is perfect for balancing work and family time. Plus, the more properties you sell, the more money you can make.
You can start part-time and grow your business as you gain experience. Real estate agents usually earn commissions, so your income can vary. It’s possible to earn a lot if you work hard and build good relationships with your clients.
20. Travel agent
Being a travel agent from home is a great side hustle for moms. You help people plan their trips, find the best deals, and book their vacations.
It’s ideal for moms who love to travel and know how to find great deals. If you have experience planning trips, this can be a rewarding way to earn money.
21. Freelance writing
Freelance writing is a great side hustle for moms, and I think it’s one of the most realistic jobs for stay-at-home moms. It lets you work from home on your own schedule, so if you love to write, this could be a perfect fit.
You can write many things like blog posts, articles, or website content. The pay can start from around $50 per article but can go up to over $1,000. As you gain more experience, you might earn even more.
One big advantage of becoming a freelance writer is the flexibility. You can work when your kids are napping or busy with activities. This makes freelance writing great for busy moms.
You don’t need a lot to start either, which is nice. A computer and internet connection are enough.
I have been a freelance writer for years, and I think it’s a great way to make money as a mom.
You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).
Time Management Tips for Moms
As you may have noticed above, there are a lot of different side hustles for moms.
But, how can you fit them into your already busy schedule?
I get it. Being a mom is hard work, and you may feel scattered already.
Managing time can be tough for moms who have a lot to handle. Here are some simple tips to help you stay organized and use your time wisely.
Creating a schedule
I recommend that you start by creating a weekly schedule. Write down everything you need to do, like work, family time, and personal tasks. You may want to use a planner or a digital app to keep it all organized.
Then, allocate specific times for your side hustle. It could be during your child’s nap time or after they’ve gone to bed. Consistency helps in sticking to your plan.
Don’t forget to schedule some “me time.” Whether it’s reading a book or going for a walk, taking breaks can help you recharge.
Review your schedule at the end of each week. Adjust what didn’t work and keep improving. This way, you’ll find a rhythm that suits you best.
Balancing work and family
Balancing work and family is important. I recommend that you set clear boundaries between work time and family time. Let your family know when you’ll be working on your side hustle so they can respect that time.
You may want to find activities for your children that don’t need constant supervision. This can give you pockets of time to focus on your tasks.
Another way is to prioritize tasks based on importance. Use to-do lists to keep track of what needs to get done. Tasks with tight deadlines should come first. For me, I have a constant to-do list on my phone, and I find that helps me remember everything as well as prioritize everything that I have going on.
To balance work and family, you will want to remember to have family activities. Movie nights or game days can strengthen family bonds and make up for the time you are working. Quality time with family is just as important as work.
Time management is about finding balance and being flexible. What works for one mom might not work for another, so keep adjusting until you find what works best for you.
Frequently Asked Questions
Below are answers to common questions about side hustles for moms.
How can moms make money on the side?
There are many ways for moms to make money on the side, such as starting a blog, selling handmade crafts, selling printables on Etsy, proofreading, bookkeeping, freelance writing, tutoring, dog walking, photography, and more.
What are some flexible ways for moms to earn money at home?
There are many ways for moms to earn money from home. They could start a bookkeeping business, sell online courses, start a blog, transcribe, or even work with print-on-demand services to sell custom-designed items.
Can you list creative side jobs for stay-at-home moms?
Some creative side jobs for moms include blogging, making and selling printables, baking (and selling) dog treats, graphic design, voice-over work, and starting a YouTube channel.
How do working moms find time for side jobs?
Working moms can find time for side jobs by finding small pockets of time during the day, like when the kids are napping or after they go to bed. Using a planner can help organize your time and set achievable goals to keep on track.
What’s the easiest side hustle for moms with no previous experience?
Taking online surveys or becoming a virtual assistant are great options for moms with no prior experience. These jobs are easy to start and require little to no training.
How can a stay-at-home mom make $2,000 a month?
To make $2,000 a month, a mom could sell multiple services like bookkeeping, proofreading, or selling a range of products such as printables and crafts. Combining several side hustles can help you reach this goal. Or, you could focus on a single side job and spend more time on it.
How can a SAHM be financially independent?
A mom can definitely become financially independent. This is possible by diversifying their income streams. They can sell products online, sell freelance services (like writing or bookkeeping), or even invest some time into building a successful blog or YouTube channel.
How To Find Side Hustles for Moms – Summary
I hope you enjoyed this article on the best side hustles for moms.
Finding the right side hustle can make a big difference for moms who want to earn extra money while still focusing on their families.
Many of the side hustles for moms above have a lot of flexibility, the chance to work from home, and the opportunity to do what you love.
Whether you start a blog, sell handmade crafts, or become a virtual assistant, there’s a side hustle that can fit into your busy life.
What do you think are the best side hustles for moms?
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San Diego is known for its sun-soaked beaches and relaxed coastal vibe, but the city offers a collection of unique experiences that capture the essence of its diverse culture and community spirit. Maybe you’re thinking about buying a home in San Diego, CA, or renting a house or apartment in the city. Or perhaps you’re just in the beginning phases of imagining life here. Wherever you’re at, we’ll explore just a glimpse of what San Diego has in store for you.
1. Ride the waves
Learning to surf is an absolute must for anyone moving to the area, and San Diego Surf Lessons make it easy. Located in Solana Beach, Cal Coast Adventures provides everything you need—surfboard, wetsuit, and a professional instructor—for an unforgettable time on the warm waters of the Pacific. The experience starts with the basics and progresses to more advanced techniques, ensuring both safety and fun all while soaking in the sunny coastal ambiance.
2. Tap into local craft brews
For those looking to experience San Diego’s renowned craft beer scene like a local, TapRoom Beer Co. in Pacific Beach is the place to be. This laid-back spot offers a vast selection of local brews under one roof, combined with delicious food and a killer beer garden. The chill atmosphere makes it a perfect hangout for both craft beer aficionados and those just looking to soak up the San Diego vibes.
3. Tap into your creative side
If you’re in the mood for something hands-on and creative, a visit to The Mudd House Ceramics Studio is a must. This community-centric studio offers pottery classes that are as much about socializing as they are about creating. You can dive into the art of ceramics, meet new people, and perhaps even start a new hobby. It’s a fun activity that adds a unique touch to your San Diego experience.
4. Savor authentic Italian
For a taste of Italy in the heart of La Jolla, Piazza 1909 is the place to be. This family-owned Italian restaurant, with their Chef Stefano from Milan, offers a cozy spot for outdoor dining with a dog-friendly atmosphere. The menu caters to all with gluten-free and vegan options, making it a versatile choice for any gathering.
5. Sip unique lattes
Located in the trendy North Park neighborhood, Lazy Eye Coffee is more than just a coffee shop—it’s a creative hub. Known for its unique lattes with house-made syrups and a playful food menu, this spot is perfect for those looking to relax in a stylish setting. The beautiful patio, complete with a cactus garden and pallet forest, offers a serene environment to enjoy your coffee and soak in the neighborhood’s artistic vibe.
6. A culinary journey in the Convoy District
San Diego’s Convoy District in Kearny Mesa is a cultural haven, especially for food lovers. The nearly 2-mile-long street is packed with over 200 Asian restaurants, shops, and grocery stores, offering a culinary journey like no other. Whether you’re craving Korean BBQ, Japanese sushi, or Chinese dim sum, Annie & Ty at The Seasoned Wok recommend bringing your appetite and diving into the diverse flavors that this vibrant neighborhood has to offer.
7. Experience coastal dining at its best
For a true taste of San Diego’s Mexican roots, Chantelle from DOPE AF Food suggests two of their favorite restaurants that perfectly capture the city’s chill, coastal vibes and proximity to Mexico. Casa Guadalajara, nestled in Old Town, delivers an original experience with its festive ambiance, extensive menu, and live mariachi music, offering a true blend of California and Mexican culture. If you prefer a location with a more serene vibe, Chantelle also recommends George’s at the Cove in La Jolla. Here, you can enjoy fresh seafood, specialty cocktails, and breathtaking ocean views—making it the perfect spot to unwind and catch the sunset.
8. Discover breathtaking art
San Diego’s downtown Marina District is home to Art Scene West, a vibrant cultural hub that showcases breathtaking works of art. This gallery not only offers a diverse collection of fine art but also encourages creative expression through interactive guided painting events known as Painting Parties. Whether you’re looking to add a piece of art to your collection or simply enjoy a creative date night, Art Scene West is a must-visit.
Photo courtesy of Art Scene West
9. Shop local at Point Loma Farmers Market
For an authentic “locals-only” experience, head to the Point Loma Farmers Market. Nestled in the heart of the beautiful Point Loma Hills neighborhood, this market offers a variety of attractions, from organic farm goods to unique crafts and jewelry. The market is also home to one of the largest Brazilian communities in San Diego, adding a rich cultural flavor to the experience. With a free kids area, delicious food booths, and a vibrant community atmosphere, it’s a great way to spend a Sunday morning.
10. Satisfy your taco cravings
San Diego is famous for its Mexican food, and City Tacos, a favorite of Chef Ben Mastracco, offers a delicious twist on the classic taco. With multiple locations throughout San Diego, this taco spot blends traditional flavors with gourmet ingredients, all served in a relaxed setting. Pair your meal with one of their local craft beers for an unbeatable combination that epitomizes San Diego’s vibrant food scene.
11. Create and connect
For a more intimate and personalized creative experience, consider booking a private ceramics class at Clay Society. Led by Janna, the artist behind Isiko Global Goods, these classes offer a relaxed and inspiring environment where you can craft your own pottery pieces. It’s a perfect activity for a date night or a small group of friends looking to try something new and artistic.
Photo Courtesy of Clay Society
12. Immerse yourself in art
Located in the Liberty Station Art District, Mi Gallery Tu Gallery is a must-visit for art enthusiasts to immerse themselves in San Diego’s art scene. This gallery hosts art exhibitions, workshops, and private events, making it a vibrant part of the city’s cultural fabric.
13. Reconnect with nature at Torrey Pines State Natural Reserve
One of San Diego’s natural wonders, Torrey Pines State Natural Reserve offers breathtaking views of the Pacific Ocean, unspoiled beaches, and the rare Torrey pine trees. This 1,500-acre park is a “coastal gem” that provides a quintessential San Diego experience. Whether you’re hiking, whale watching, or simply soaking in the sunset, Torrey Pines is a place where the beauty of nature takes center stage.
14. Shop vintage treasures
Finally, for a truly unique shopping experience, check out Bad Madge & Co. in San Diego’s South Park neighborhood. Voted the best vintage store in the country in 2022, this eclectic shop offers a curated mix of vintage treasures, local designer pieces, and retro finds. It’s a perfect stop for those looking to discover unique items that reflect San Diego’s character.
Unique things to do in San Diego, CA: Final thoughts
San Diego is a city bursting with unique experiences that go beyond the usual tourist spots. From riding the waves to exploring cultural districts and dining on gourmet tacos, there’s always something new and exciting to discover in the city. Whether you’re exploring the neighborhoods or immersing yourself in the local culture, living in San Diego offers endless opportunities to create unforgettable memories.
San Diego is often celebrated for its famous attractions like the San Diego Zoo, SeaWorld, and stunning beaches. If you dig a little deeper, you’ll find a bounty of hidden gems that offer unique experiences, rich culture, and plenty of fun. Perhaps you’re considering purchasing a home in San Diego, CA, or renting an apartment or house in the area. These hidden gems might be the nudge you need to consider making San Diego your home. Here’s a guide to some of the must-visit spots that you might not find in your average travel brochure.
1. Bike the city’s coastline
Looking to explore San Diego in a way that’s both unique and exhilarating? Consider hopping on an electric bike with Cal Coast Adventures. Specializing in private e-bike tours, your guide will take you on a scenic journey through some of the most charming coastal towns in San Diego. From Solana Beach to Del Mar, Cardiff-by-the-Sea, and Encinitas, you’ll uncover the best local spots to eat, drink, grab a coffee, hike, and soak in the area’s rich history. If you want a private experience, they’ve got you covered with tours that include food stops and even a hike through Annie’s Slot Canyon. It’s the perfect way to see the sights and enjoy the fresh air.
2. Savor the flavors
For a taste of local life and some of the best food in San Diego, head to the Scripps Ranch Farmers Market & Family Festival. Held every Thursday night in the parking lot of Newtopia Cyder Brewery, this market is quickly becoming the go-to spot for families, friends, and coworkers to meet up. With a wide variety of delicious food from talented local chefs, you’ll want to arrive with an empty stomach. The community vibe is warm and welcoming, making it the perfect place to mingle with friendly locals while enjoying some incredible eats.
3. Unleash your creativity
If you’re in the mood to get creative, Cone 6 Ceramics in Barrio Logan should be on your list. This vibrant pottery studio offers everything from one-time workshops to five-week classes, catering to both beginners and seasoned ceramic artists. Whether you’re looking to try your hand at the pottery wheel or perfect your glazing technique, the studio provides a supportive environment where creativity flourishes. Plus, they host community events that are a fantastic way to meet like-minded individuals while creating something beautiful.
4. Find new treasures
For those who love to hunt for unique finds, Deborah’s Next to New in Escondido is a must-visit. This charming store has been a staple in the community for nearly 50 years, offering a diverse selection of items perfect for new homeowners and renters alike. From beautiful furniture and unique clothing to one-of-a-kind treasures like guitars, Deborah’s is a haven for anyone looking to add a personal touch to their space. And if you’re looking to declutter after your move to San Diego, they also offer consignment services, making it easy to buy and sell quality items.
5. Experience world-class dining
If you’re a foodie, San Diego won’t disappoint. Bibi Kasrai, owner of Bibijoon’s Kitchen, knows all the best spots in town. She’s particularly fond of Balboa Park, which she calls the “crown jewel of the city”, and recommends checking out its museums, especially the Mingei and the Japanese Garden. For a dining experience you won’t forget, she suggests splurging at Addison, Southern California’s first three-star Michelin restaurant. And if you’re looking for something truly unique, book a private culinary experience with Bibi herself at Bibijoon’s Kitchen. You’ll get to break bread with a master chef who knows the city’s food scene inside and out.
Photo courtesy by Bibijoon’s Kitchen
6. Enjoy authentic indian cuisine
Craving Indian cuisine? Sattvik Foods is a hidden gem in San Diego that you need to check out. This restaurant offers a wide array of authentic Indian dishes, including many vegan options. With recipes passed down through generations, Sattvik Foods ensures that every dish is bursting with flavor. All ingredients are sourced locally, and the menu changes daily based on what’s in season, so there’s always something new and delicious to try.
7. Get inspired
Art lovers won’t want to miss Art San Diego, the region’s most acclaimed contemporary art and design fair. Held at the San Diego Convention Center from November 1-3, 2024, this event is a celebration of postmodern art, featuring approximately 500 artists, galleries, and dealers. With curated exhibits, local talent, and student artists, Art San Diego is a unique experience that enhances the city’s vibrant artistic culture. Plus, it supports local nonprofits like Monarch School and Humble Design through its Access to Art program, making it a must-visit event for art enthusiasts and philanthropists alike.
Photo courtesy by Art San Diego
8. Raise a glass
No visit to San Diego would be complete without sampling some local brews. Head to Barley and Sword Brewing Company in North Park for a taste of classic European and American beer styles. This hidden gem in San Diego has quickly made a name for itself, offering a selection of true-to-style brews that will delight any beer lover. It’s the perfect spot to relax with friends and enjoy a pint in the heart of the city.
9. Explore the art collection of a legend
San Diego has been home to many creative talents, including the legendary Dr. Seuss. At Exclusive Collections Gallery (EC Gallery) in the Gaslamp District, you can explore a full collection of his art, including the behind-the-scenes process of how he created his beloved characters and illustrations. This gallery is a must-visit for fans of his work, offering a glimpse into the creative mind of one of the world’s most beloved authors and artists.
Photo courtesy by EC Gallery
10. Find serenity
For a quintessential San Diego experience, make your way to WindanSea Beach in La Jolla. Renowned for its impressive surf breaks and breathtaking limestone cliffs, this beach is a local favorite for its natural beauty and secluded spots year-round. Arrive early to snag a good parking spot, and be prepared to take a short hike along the low cliff to claim your own piece of the Pacific. While you’re in the area, don’t miss the chance to visit the La Jolla Art Association located nearby, where you can view original paintings by talented local artists and enjoy free midday concerts in the community center’s courtyard.
11. Embrace the local culture
To truly experience the heart of San Diego, a visit to the Barrio Logan neighborhood and dining at Las Cuatro Milpas is a must. As Claudia of Sew Loka shares, “this authentic, no-frills Mexican-American restaurant has been owned by the same family for generations” This beloved spot offers an authentic taste of Mexican-American culture with its handmade tortillas and mouth-watering frijoles that keeps the locals coming back for more. And if you’re looking to dive into the local arts scene, head over to San Diego Writers, Ink in Liberty Station Arts District. Whether you’re attending an author reading or participating in a writing class, it’s the perfect way to connect with San Diego’s vibrant literary community.
12. Discover unique finds
Seaport Village, a charming 14-acre waterfront complex established in 1980, offers a variety of dining, entertainment, and shopping experiences. Nestled within this picturesque setting is the Eclectique Boutique, a distinctive shop that adds a unique touch to the village. It’s an ideal spot to explore unique finds and soak in the vibrant ambiance of this iconic San Diego destination.
Hidden Gems in San Diego, CA: Final thoughts
San Diego is a city full of surprises, and these hidden gems provide a peek into the vibrant and diverse culture that make San Diego a good place to live. Whether you’re a longtime resident or just thinking about living in San Diego, there’s always something new to discover in America’s Finest City.