Home prices may have come down from their 2022 high, but they remained out of reach for the typical would-be first-time buyer in the second quarter, especially in the nation’s most populous areas.
Buying a home in this market can be particularly hard for people who haven’t done it before. First-time buyers traditionally have lower incomes and less established credit than repeat home buyers. Further, they generally make smaller down payments — 8%, on average, according to the most recent Profile of Buyers & Sellers from the National Association of Realtors, compared with 19% for repeat buyers. Buying a first home has arguably never been easy, but it’s gotten extremely difficult under current conditions.
With a down payment of 8%, housing payments on a typically priced home in the second quarter of 2024 would equate to almost half of the median gross monthly income for Americans of first-time buyer age.
Making a larger down payment or choosing a less desirable home could make this initial purchase easier, but not all homebuying hopefuls will find those options possible.
Housing payments for first-time buyers: 49% of income
The average sticker price for a home in the second quarter of this year was $439,000, according to NerdWallet analysis of Realtor.com data. But the advertised price of a home is far from the only consideration of affordability.
For that reason, we examined the potential housing payment for first-time buyers in the second quarter. This payment not only accounts for the price of the home, but also the typical first-time buyer down payment, mortgage rate, real estate taxes, homeowners insurance and PMI, or private mortgage insurance — a requirement on conventional mortgages financed with less than 20% down.
That estimated monthly housing payment using the nationwide average home price was close to $3,500 in the second quarter of the year. That’s 49% of the median income for Americans in the first-time home buyer age group. And estimated payments in some of the country’s largest metro areas were considerably higher.
First-time home buyer tip: In the highest-priced markets such as Los Angeles, New York and San Diego, putting 8% down on a home may not be feasible. That’s because typical home prices in these areas are well over one million dollars, and would require what’s known as a jumbo mortgage. Currently, loans over $766,550 exceed the cap for conforming loans, according to the Federal Housing Finance Agency, and jumbo loans generally have stricter standards, including larger down payment requirements. Buyers in these markets will need higher-than-average incomes, larger down payments and flexibility on their side to become homeowners.
In other areas, buyers hoping to put less than 20% of the sale price down have more options. Many lenders offer loans with lower down payments — as low as 3% — and most states have first-time home buyer programs with benefits such as down payment assistance.
Buyers (and borrowers) have a few options
One lesson that became apparent to home buyers over the past few years: You can’t take low mortgage rates for granted. After several years of rates below 5% (with periods even below 3%), current rates are a reminder that it’s not only home prices that matter in home affordability calculations. Borrowers can take some steps to ensure they qualify for the lowest rates available, but lenders will only go so low. Home down payments are another input that can have a considerable impact on how much buyers spend each month.
Increasing a down payment from 8% to 12%, for example, can shave several hundred dollars off of the monthly housing cost. But if possible, increasing your down payment to 20% can eliminate the PMI requirement on a conventional loan.
First-time home buyer tip: To be sure, putting 20% down on a high-priced home won’t be possible for all first-time buyers. It’s an especially tall order when homes are priced as high as they are now. But the larger your down payment, the less you have to finance, and every bit helps. So, for instance, if you’re waiting for mortgage rates to come down a bit, using that time to intentionally squirrel away more in savings means you can also take out a smaller loan when you’re ready to start shopping. If you hope to buy in the coming months, keeping your down payment fund in a high-yield savings account ensures it’s readily available. But if you plan on waiting a year or two and can stand putting the money out of reach, a certificate of deposit may offer higher rates.
Inventory deficit remains the driver of high prices
The high home prices we currently see are a direct result of too few homes. This low supply in the face of high demand drives prices up. And currently, the supply is so low that even seasonal quarterly gains in inventory aren’t enough to provide relief.
The second quarter of the year generally brings more listings to the market, and Q2 of 2024 was no different. Across the country, the number of homes on the market rose by 17% compared with the previous quarter, and a generous 34% compared to last year’s second quarter. Despite these gains, list prices rose 4% in the second quarter.
While inventory continues to climb, the current number of homes on the market at any given time is still at a significant deficit from where it was before the pandemic.
First-time home buyer tip: In the past, first-time buyers began their homeownership journey with a “starter” home — something smaller or a home that needed some work — to help keep the price point reasonable. But in this market where homes are few and far between, starter homes are difficult to find. One way to increase the number of homes available to you is to expand your search. Whether geographically — looking at homes in different neighborhoods or even towns — or by considering home types or features that aren’t on your long-term wishlist, the more flexible you are in your homebuying journey, the more likely you are to find something that fits the bill.
Methodology
Monthly median list price and list count figures are from monthly inventory data from the Realtor.com residential listings database as of Aug. 1, 2024. All nominal list prices were adjusted to June 2024 dollars using the U.S. Bureau of Labor Statistics’ consumer price index. All monthly median figures were compiled into quarterly averages.
The median age of first-time home buyers is 35, according to the National Association of Realtors’ 2023 Profile of Home Buyers and Sellers. Estimated income for first-time home buyers was derived from the U.S. Census Bureau’s 2022 American Community Survey metro-level median household income for householders ages 25-44 — the range likely to include most first-time home buyers — and adjusted to June 2024 dollars using the Bureau of Labor Statistics’ Employment Cost Index.
Homeowners insurance premiums were estimated using a sample policy profile across all markets through Quadrant Information Services.
Additional sources for this analysis include: median real estate taxes from the American Community Survey, U.S. Census Bureau and the average Q2 rates on 30-year fixed mortgages, Freddie Mac Primary Mortgage Market Survey.
Delaware, often referred to as “The First State,” is a mix of small-town charm, historical significance, and coastal beauty. With its tax-friendly environment, proximity to major metropolitan areas, and miles of pristine beaches, Delaware provides a unique lifestyle. Whether you’re looking at homes for sale in Wilmington, considering renting a home in Newark, or touring apartments for rent in Dover, here’s what you need to know before moving to Delaware.
Delaware at a glance
Delaware’s coastal living and historical richness, makes it a standout among the Mid-Atlantic states. Wilmington, with its vibrant arts scene and a growing economy driven by major corporations, offers a dynamic urban experience. Meanwhile, Dover, the state’s capital, preserves its historical charm with well-maintained colonial-era sites. The state’s eastern shores, including Rehoboth Beach and Bethany Beach, are famous for their sandy beaches, boardwalks, and seasonal festivals that draw visitors from across the region.
The cost of living in Delaware varies, with the northern part of the state, especially around Wilmington, being more expensive, while southern areas like Sussex County offer more affordable places to live. Delaware’s lack of sales tax is a major draw, especially for those who enjoy shopping. The small size of the state ensures that whether you’re interested in a beachside lifestyle, suburban comfort, or a bustling city environment, everything is within easy reach.
1. There’s no sales tax here
Delaware is one of the few states in the U.S. without a sales tax, which means that whether you’re buying a new TV or just doing your weekly grocery shopping, you won’t pay any extra at the register. This lack of sales tax makes Delaware a popular shopping destination for residents and visitors from nearby states. The savings can add up, especially for big-ticket items like electronics and appliances.
If you’re planning a move to Delaware, it’s important to weigh the pros and cons so you’ll know what to expect.
2. Beaches are a big deal
Delaware’s coastline is a significant attraction, with popular spots like Rehoboth Beach, Bethany Beach, and Lewes drawing both locals and tourists year-round. The beaches are known for their lively atmosphere, clean sands, and boardwalks filled with shops, restaurants, and entertainment. During the summer, these areas come alive with events such as the Rehoboth Beach Jazz Festival and outdoor concerts.
Insider scoop: To avoid the heavy summer traffic on Route 1, learn the backroads, which not only save time but also offer scenic views of Delaware’s coastal landscapes.
3. Delaware is close to major cities
Delaware’s strategic location on the East Coast puts residents within easy reach of several major metropolitan areas. Wilmington, the state’s largest city, is just a 30-minute drive from Philadelphia, and both Baltimore and Washington, D.C., are about two hours away. This proximity allows for convenient day trips, commuting options, and access to the cultural and professional opportunities these cities offer. Whether you’re looking to catch a Broadway show, visit a world-class museum, or attend a professional sports event, you’ll find that living in Delaware provides easy access.
4. Small town feel, big city access
Living in Delaware balances a lifestyle between the charm of small-town life and the conveniences of big-city access. Communities like Newark and Dover have a friendly, close-knit atmosphere where neighbors know each other, and local businesses thrive. Yet, you’re never too far from the excitement and opportunities of larger cities like Philadelphia and Baltimore. This combination makes Delaware appealing to those who want a quieter lifestyle without sacrificing the amenities and employment opportunities found in larger urban centers.
5. The state has a mild climate
Delaware enjoys a relatively mild climate, experiencing all four seasons without the extreme weather conditions found in many other parts of the country. Winters are generally moderate, with temperatures averaging between 30°F and 45°F, and occasional snow. Summers are warm, with temperatures typically ranging from 70°F to 85°F, but rarely reaching excessively hot levels. The state’s coastal location helps to temper the climate, making for pleasant springs and falls, where temperatures often hover between 50°F and 70°F—perfect for outdoor activities. This mild weather means residents can enjoy Delaware’s parks, beaches, and outdoor events year-round.
6. The cost of living varies by region
The cost of living in Delaware varies significantly across different regions. Wilmington, the state’s largest city, has a median home sale price of around $258,558 and a median rent for a one-bedroom apartment at $1,929. In contrast, Dover, the state capital, offers a more expensive lifestyle with a median home sale price of about $287,995 but a more affordable rental rate of $1,380. Beach towns like Rehoboth Beach, known for their seasonal appeal, have higher prices, where housing is about 21% higher than in Dover, illustrating the regional cost variations within Delaware.
7. The state is great for nature lovers
Delaware provides an abundance of outdoor activities, making it an ideal place for nature lovers. The state is home to numerous parks, nature reserves, and wildlife areas, including Cape Henlopen State Park, which offers miles of trails, beaches, and opportunities for fishing and birdwatching. The Delaware River and Bay also provide plenty of options for kayaking, boating, and fishing. Whether you enjoy hiking, cycling, or simply spending time outdoors, Delaware’s diverse landscapes and well-maintained parks offer plenty of opportunities to connect with nature.
Insider scoop: For frequent visitors, consider purchasing a Delaware State Park pass. It offers unlimited access to all state parks and can save you money if you plan to explore multiple locations throughout the year.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Thinking of making the Magnolia State your new home? Mississippi offers residents lush natural landscapes, charming small towns, and a life steeped in history and the arts. Whether you’re browsing homes for sale in Jackson, considering renting in Gulfport, or exploring houses for rent in Hattiesburg, here’s what you need to know before moving to Mississippi.
Mississippi at a glance
Mississippi is full of natural beauty and cultural richness. From the rolling hills of the Natchez Trace Parkway to the serene beaches along the Gulf Coast, the state is a haven for adventure and Southern charm. Jackson, Gulfport, and Southaven, the state’s largest cities, are lively centers of history, and economic growth. Mississippi’s economy is diverse, with strong sectors in agriculture, manufacturing, healthcare, and education, supported by major companies like Sanderson Farms and Ingalls Shipbuilding. The state’s contributions to American music, particularly the blues, are celebrated in cities like Clarksdale, while Oxford, home to the University of Mississippi, stands out for its academic excellence.
The state’s culinary landscape is equally varied, offering everything from classic Southern comfort food to fresh Gulf seafood. Affordable living in cities like Starkville makes Mississippi an appealing destination for those seeking a high quality of life with a lower cost of living. Whether you’re exploring the historic Natchez Trace, enjoying the Gulf Islands National Seashore, or immersing yourself in the state’s vibrant music and food culture, Mississippi offers a dynamic and rewarding lifestyle.
1. The summers are very hot and humid
Mississippi summers are known for their intense heat and humidity, with temperatures often climbing into the 90s°F and humidity levels that can make it feel even hotter. The combination of heat and moisture creates a muggy atmosphere, making outdoor activities uncomfortable during the peak afternoon hours. Residents often rely heavily on air conditioning and take precautions to stay cool and hydrated. This weather pattern typically lasts from May through September, so if you’re moving to Mississippi, be prepared for several months of sweltering conditions.
Insider scoop: Plan your outdoor activities early in the morning or late in the evening when temperatures are cooler and locals flock to shaded spots like the Natchez Trace Parkway for a refreshing break from the heat.
2. Although the summers are hot, the winters are mild
In contrast to the scorching summers, Mississippi’s winters are generally mild, with temperatures averaging in the 40s and 50s°F. Snow is rare, especially in the southern parts of the state, and when it does occur, it’s usually light and melts quickly. This mild climate means you can enjoy outdoor activities year-round without the harsh conditions experienced in more northern states. However, occasional cold snaps can bring freezing temperatures, so it’s still a good idea to have some warm clothing on hand.
Insider scoop: Take advantage of the mild winter weather by exploring the state’s scenic trails and parks, like the Tishomingo State Park, where winter hikes offer beautiful views without the crowds of peak seasons.
3. The people here are friendly
Mississippi is known for its Southern hospitality, where friendliness and politeness are deeply ingrained in the culture. It’s common for strangers to greet each other with a smile or wave, and you’ll often hear people say “yes, ma’am” or “no, sir” as a sign of respect. Neighbors tend to look out for one another, and community events are a big part of social life. This warm and welcoming atmosphere can be a pleasant change for newcomers, especially those from more fast-paced or impersonal environments.
4. Mississippi has strong ties to music
The Magnolia State is the birthplace of the blues and has a rich musical heritage that continues to influence American music today. Cities like Clarksdale, known as the “Home of the Blues,” and Jackson are hotspots for live music, with numerous festivals, juke joints, and historic sites celebrating this legacy. The state also honors its famous musicians, such as Elvis Presley, who was born in Tupelo, one of Mississippi’s best places to live.
Insider scoop: Head to the Delta Blues Museum in Clarksdale, where locals suggest catching a live performance at Red’s Lounge, one of the last authentic juke joints, to truly experience the soulful sounds of Mississippi blues.
5. The cost of living is low here
One of the major pros of living in Mississippi is its low cost of living, which is among the most affordable in the United States. The median home sale price in Mississippi is around $263,500, significantly below the national median of $442,451, with cities like Horn Lake and Gulfport offering even lower prices. Renters can find one-bedroom apartments in these cities for as low as $799 per month in Meridian, making it easier to maintain a comfortable lifestyle. This affordability makes Mississippi an attractive option for anyone looking to maximize their budget without sacrificing quality of life.
6. The way of life is slower here
Life in Mississippi tends to move at a more relaxed pace, with less of the hustle and bustle found in larger metropolitan areas. This slower way of life allows for more time to enjoy simple pleasures, like attending local events, or just sitting on the porch with a glass of sweet tea. The laid-back atmosphere can be a refreshing change for those coming from fast-paced environments, but it may require some adjustment if you’re used to a more hectic lifestyle.
If you’re moving to Mississippi, it’s important to weigh the pros and cons of living there, so you know what to expect.
7. Agriculture plays a big role in the economy
Agriculture is a cornerstone of Mississippi’s economy, with vast fields of crops like soybeans, and corn dominating the rural landscape. Poultry farming is also a major industry, contributing significantly to the state’s economy. The Mississippi Delta, in particular, is known for its fertile soil and is often referred to as the “Breadbasket of the South.” For residents, this means access to fresh, locally grown produce and a strong connection to the land and farming traditions that have shaped the state’s history and culture.
8. The sales tax is high here
Mississippi has one of the highest sales tax rates in the country, with a state rate of 7% that can be higher when local taxes are added. This means that everyday purchases, from groceries to clothing, will cost more due to the added tax. It’s something to keep in mind when budgeting for living expenses, as the higher sales tax can add up, particularly on larger purchases. While the cost of living is generally low, this higher sales tax is a trade-off that residents should be prepared for.
9. Be prepared for the natural disasters
Mississippi is prone to natural disasters, particularly hurricanes, tornadoes, and floods, due to its location near the Gulf of Mexico and its flat terrain. Hurricanes can bring powerful winds, heavy rain, and storm surges, especially in coastal areas, while tornadoes are most common in the spring and early summer. Flooding can occur along the Mississippi River and in low-lying areas during heavy rainfall. It’s essential for residents to have an emergency plan in place, stay informed about weather conditions, and know how to respond quickly to evacuation orders or severe weather warnings.
Insider scoop: Invest in a weather radio for receiving real-time alerts during severe weather, especially in areas with spotty cell service.
10. You’ll want a car to get around
Mississippi is a largely rural state with limited public transportation options, making a car essential for getting around. While larger cities like Jackson and Gulfport have some public transit, most areas rely heavily on personal vehicles for daily commuting, shopping, and other activities. The state’s extensive network of highways and rural roads makes driving the most convenient way to travel, whether you’re heading to work, running errands, or exploring the scenic countryside.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Thinking of making Mount Rushmore State your new home? South Dakota is full of small towns, and cultural heritage, making it an appealing destination for newcomers. Whether you’re browsing homes for sale in Sioux Falls, considering renting in Rapid City, or exploring houses for rent in Spearfish, the state provides a mix of scenic landscapes and growing economic opportunities.
South Dakota at a glance
From the iconic landscapes of the Black Hills and Badlands to the wide-open prairies, the state has various outdoor recreation opportunities to explore. Its central location in the Midwest provides a peaceful lifestyle, yet residents are within driving distance of larger cities, where Sioux Falls is within a four hour drive to Minneapolis. South Dakota’s economy is robust, supported by thriving sectors such as agriculture, tourism, and manufacturing, with major corporations like Sanford Health and Poet headquartered in the state.
The cultural landscape of South Dakota is equally rich, featuring historical landmarks like Mount Rushmore and the Crazy Horse Memorial. The state is known for its unique food culture, including regional specialties like chislic and fry bread, reflecting its Native American and pioneer heritage. While the cost of living is generally low across the state, offering affordability in areas like Brookings and Aberdeen, some parts of South Dakota, can see higher living costs. Whether you’re drawn to its breathtaking landscapes or welcoming communities, South Dakota provides a great living experience.
1. There are extreme weather conditions here
South Dakota is known for its dramatic weather swings throughout the year. Summers can be scorching, with temperatures often climbing into the 90s, while winters are harsh and can see temperatures plummet well below zero, with significant snowfall in some areas. Tornadoes are also a risk, especially in the eastern part of the state, so having a plan for severe weather and appropriate gear for both extremes is crucial. Rapid weather changes are common, so it’s important to stay updated with local forecasts.
2. South Dakota has a sparse population density
South Dakota has one of the lowest population densities in the United States, meaning that towns and services are spread out over large areas. This results in long drives between communities and fewer immediate conveniences. While this contributes to a peaceful and less congested environment, it also means that residents need to be prepared for rural living with limited access to amenities and services.
Insider scoop: For a smoother transition, consider planning trips to larger towns like Rapid City or Sioux Falls for stocking up on essentials and accessing specialized services, as these cities offer more robust amenities and shopping options.
3. Housing is affordable
South Dakota has a lower cost of living compared to many other states, particularly in terms of housing and utilities. Home prices are generally lower, with the median home sale price of $328,600, below the national median of $438,706. Renting is also affordable with the average rental rate for a one-bedroom apartment being $922 in Sioux Falls. Additionally, there is no state income tax, which can result in significant savings.
4. There are plenty of outdoor activities
South Dakota’s diverse landscapes provide a wealth of recreational opportunities for outdoor adventures, making it an attractive option for those considering living in South Dakota. The Black Hills and Badlands offer excellent hiking, rock climbing, and scenic drives, while the Missouri River is ideal for fishing and boating. Additionally, national parks such as Mount Rushmore and Custer State Park provide ample opportunities for wildlife viewing and exploration. Whether you’re a seasoned adventurer or simply enjoy nature, South Dakota’s varied terrain promises something for everyone.
Insider scoop: For a unique experience, visit the Black Hills during the fall for the annual Buffalo Roundup at Custer State Park, where you can witness the dramatic sight of hundreds of bison being rounded up, and enjoy a local celebration with live music, food, and crafts.
5. South Dakota has a rural lifestyle
Much of South Dakota is characterized by its rural setting, with small towns and wide-open spaces dominating the landscape. Life here tends to be slower-paced with traditional values. While this can mean fewer amenities and a more close-knit environment, it also offers a unique charm and connection to nature.
If you’re considering a move to South Dakota, it’s important to weigh the pros and cons to understand what the state has in store for you.
6. Be prepared for the wildlife encounters
The state’s vast natural areas are home to a variety of wildlife, including bison, elk, deer, and prairie dogs. Living in close proximity to these animals means that encounters can occur, especially in rural and undeveloped areas. It’s important to be cautious and respectful of wildlife, particularly when hiking or camping. Understanding local wildlife behavior and taking precautions, such as securing food and being aware of your surroundings, can help ensure a safe experience.
Insider scoop: For a unique experience, consider joining a guided wildlife tour in Custer State Park. These tours offer a chance to see bison herds up close and learn from experts, providing both safety tips and fascinating insights into the region’s wildlife.
7. You’ll need a car to get around the state
Public transportation options are limited in South Dakota, particularly outside of major cities like Sioux Falls and Rapid City. Owning a vehicle is essential for navigating the state and accessing essential services, as distances between towns and amenities can be significant. Rural areas, in particular, require reliable transportation for daily activities and emergencies.
8. The state has a rich cultural scene
South Dakota’s cultural offerings are diverse, reflecting its historical and Native American heritage. Key sites include the National Music Museum in Vermillion and the South Dakota Art Museum in Brookings. Festivals and events, such as the Sturgis Motorcycle Rally and Native American powwows, further add to the state’s cultural scene.
9. Mount Rushmore is smaller than you think
While Mount Rushmore is an iconic symbol of American history, visitors often find the monument smaller in person than they anticipated. The colossal granite faces of Presidents Washington, Jefferson, Roosevelt, and Lincoln are impressive but can appear smaller against the backdrop of the vast Black Hills. Despite its size, the monument offers a powerful and memorable experience, with plenty of educational exhibits and scenic views in the surrounding area.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
A debit card offers an easy way to make purchases, pay bills, and withdraw cash at automatic teller machines (ATMs). These cards are issued by banks and credit unions and offer a direct link to your checking account. While they look like credit cards, and offer some of the same benefits, they don’t involve accumulating any debt. If you don’t yet have a debit card, here’s information on what they do and how to get one.
What Do Debit Cards Do?
A debit card, also known as a bank card, is a physical card that replaces the need to carry cash. You can use a debit card to make purchases both in person or online using the funds in your bank account. Debit cards are typically associated with checking accounts, though some types of savings accounts (such as money market accounts) offer debit cards. You can also use a debit card to withdraw or deposit cash at ATMs.
When you make a transaction using a debit card, the money is immediately deducted (or debited) from your bank account balance. This makes a debit card different from a credit card, which involves borrowing funds from your card issuer to make purchases. With a debit card, you generally can’t spend more than you have in your bank account, and won’t get a bill at the end of the month.
Every debit card has a unique (typically) 16-digit number and expiration date, which are usually on the front of the card. Your card should also have a three-digit debit card security code, or CSC (also sometimes called a CVV or CVC), which you typically need to enter when making debit card purchases online. Your CSC code is different from your personal identification number (PIN), which you usually need to use to complete purchases at the checkout or withdraw cash at ATMs.
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What Do You Need Before You Get a Debit Card?
To get a debit card, you generally need to open a checking account. The application process varies by institution, but you will likely need to provide:
• Your name, date of birth, and Social Security number
• Proof of address (such as a lease, mortgage statement, or utility bill)
• A government-issued photo ID (such as a driver’s license or passport)
• An initial deposit is required by some, but not all, banks
If you’re applying for a new bank account with a joint owner, they’ll need to provide their personal information and identification as well.
How to Get a New Debit Card
Once your account is open, here are the steps for how to get a debit card.
1. Request a Debit Card
If the bank doesn’t automatically issue you a new debit card when you open your account, you may need to request one. The bank will typically mail you your card, which can take anywhere from a few days to two weeks. If you need a card sooner you can request expedited delivery (but there may be a fee).
2. Activate Your Card
Once you receive your debit card, you’ll need to follow the instructions provided to activate it. This usually involves calling a phone number, going online, or visiting an ATM. Whatever method you choose, you will likely need to verify the card number, expiration date, and three-digit security code.
3. Set Your PIN
Either during the activation process or at a later date, you’ll need to set up a PIN, which is a (typically) four-digit numeric code used to verify your identity when making transactions. It acts as a password, ensuring that only you can access your funds. You’ll want to choose a PIN that you’ll remember but others can’t easily guess. If you ever forget your PIN, many banks allow customers to change or reset their debit card PIN via their website or mobile app’s debit help center.
The Benefits of Getting a Debit Card
There are several advantages to having a debit card. If you’re not using a debit card yet, here are some of the benefits you might be missing out on.
• Convenience: Debit cards allow easy access to funds for everyday transactions and online purchases. You can also link debit cards to mobile wallet apps for quick contactless payments when shopping in stores.
• No debt: With a debit card, you can generally only spend what you have in your account, avoiding credit card debt and interest.
• Quick access to cash: When you do need cash for payments, debit cards can be used at ATMs to withdraw money. In addition, some retailers allow you to get cash back at the checkout counter when making a purchase.
• Safe transactions: Debit card technology mirrors that of traditional credit cards and comes with features like chips, PINs, and other safety measures.
• Manage spending: Using a debit card for purchases and paying bills makes it easy to track your spending. By logging into your bank’s website or app, you can get an overview of what purchases were made, which can help with budgeting and money management.
• Rewards programs: Some debit cards offer rewards or cashback on purchases.
• Bill payments: You can often store your debit card information inside payment accounts for recurring monthly bill payments, which can simplify paying bills.
Debit Card Fees
While a debit card may be furnished by your bank at no charge to you, there are some potential fees to be aware of.
• ATM fees: ATM fees may apply when you use a machine that’s outside of your bank’s approved network. Your bank may charge you an out-of-network ATM fee and the owner of the ATM may also hit you with a fee.
• Monthly maintenance fees: Some banks charge a monthly fee for maintaining a checking account. This can often be waived with a minimum balance or direct deposit.
• Foreign transaction fees: If you use your debit card at an ATM or store outside of the U.S., you may need to pay a foreign transaction fee.
• Overdraft fees: If you have overdraft coverage and use your debit card to spend more than your account balance, your bank may cover the overage and charge you an overdraft fee.
• Replacement card fees: Losing your card or needing a replacement might result in a fee.
• Inactivity fees: Some banks charge a fee if your account remains inactive for a certain period.
Can You Get Denied for a Debit Card?
It’s possible to be denied a checking account and, subsequently, a debit card, if you have a negative banking history. While banks don’t typically report your checking and saving account activity to the consumer credit bureaus, any history of bounced checks, unpaid fees, and involuntary account closures may be accessible through ChexSystems, which is a reporting agency for the banking industry.
If you have negative information in your ChexSystems report, such as involuntary bank account closures, frequent overdrafts, or unpaid negative balances, you may get denied for a new bank account.
You may, however, be able to get a debit card with a second chance checking account. Second chance bank accounts are designed for people who may have had trouble with banking in the past and are trying to get back on track. These accounts may have limited features and benefits compared to traditional checking accounts, but they can be a good stepping stone for rebuilding banking history.
The Takeaway
Debit cards provide a convenient and secure way to manage your finances, offering benefits like eliminating the need to carry cash, secure transactions, and budgeting assistance.
Getting a debit card is a relatively simple process that begins with opening a checking account. You can improve your chances of getting approved for a debit card by maintaining a positive banking history, clearing any outstanding issues with previous banks, and ensuring your identification documents are in order.
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FAQ
What things can’t you do with a debit card?
While debit cards are versatile, they come with some limitations. You generally can’t use a debit card for activities that require a hold larger than your available balance, such as renting a car or booking a hotel room. In addition, some online subscriptions and services may only accept credit cards. Also keep in mind that credit cards usually offer greater consumer protections on purchases related to fraud than debit cards.
What things can’t you do without a debit card?
Without a debit card, you may face difficulties accessing cash quickly. In addition, you won’t be able to make cashless in-store purchases using the funds in your checking account. Your only option for digital payment will be a credit card, which entails borrowing funds and, if you don’t pay your balance in full, paying interest.
Is the process of getting a debit card hard?
No, the process of getting a debit card is relatively simple. It involves opening a checking account with a bank or credit union. Depending on the institution, you may be able to open an account online or may need to visit a branch. Once your checking account is open, the bank or credit union will typically issue and mail your debit card to your address, which you then need to activate.
If you have a credit card, do you need a debit card?
While a credit card can cover many of your financial needs, it’s still a good idea to have a debit card. Debit cards provide direct access to your funds without incurring debt, which helps with budgeting and avoiding interest charges. You can use a debit card to withdraw cash from ATMs, make everyday purchases in person and online, and manage your expenses in real time. In addition, some merchants and service providers may prefer or require a debit card.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.
SoFi members with direct deposit activity can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. SoFi members with direct deposit are eligible for other SoFi Plus benefits.
As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.50% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
If you want to earn extra money from home, did you know you can get paid to type? There are websites and companies that pay people to do typing jobs like transcription, data entry, and captioning. These jobs are great for anyone who likes to type and wants a flexible schedule. Whether you type quickly…
If you want to earn extra money from home, did you know you can get paid to type? There are websites and companies that pay people to do typing jobs like transcription, data entry, and captioning. These jobs are great for anyone who likes to type and wants a flexible schedule.
Whether you type quickly or just want to use your typing skills, there are opportunities for you. By checking out different websites that have typing jobs, you can find something that matches your skills and what you like to do.
Plus, since remote work is becoming more common, you can do these typing jobs from home, giving you the freedom to work when and how you want.
I have personally been getting paid to type for over 10 years now, and I think it’s one of the best ways to make an income (especially if you want a job where you work alone) – I get to work from home, I have no commute, I have a flexible schedule, and I love what I do!
Best Sites That Will Pay You To Type
Below are several sites that will pay you to type from home.
1. Amazon Mechanical Turk
Amazon Mechanical Turk (MTurk) lets you earn money by doing simple online tasks. You can sign up as a worker and pick tasks, known as Human Intelligence Tasks (HITs).
Tasks vary, and you may be able to find jobs related to transcription, writing, market research, labeling pictures, collecting data, and more.
You can search through many available tasks and choose the ones you like the most. Once you complete a task, your work gets reviewed. If it’s approved, you get paid. The pay for most tasks is small, usually between $5 and $10 per hour.
MTurk is flexible. You can work as much or as little as you want, so it’s a good option if you want to work from home or need a side hustle and you are wanting to find online typing jobs. Plus, you can work from anywhere with an internet connection.
2. TranscribeMe
TranscribeMe is a great option if you want to earn money typing with transcription work. It allows you to work from home and on your own schedule.
You don’t need experience to start with TranscribeMe. Anyone can join and start making money.
TranscribeMe pays about $15 to $22 per audio hour, and the average person makes around $250 a month on this site.
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
3. Rev
Rev is a popular website where you can get paid to type. You can work as a transcriptionist, captioner, or translator. It’s a flexible job that lets you work from home.
To start, you’ll need good English skills, a computer, and a reliable Internet connection.
The average person on Rev makes around $156 per month.
4. Upwork
Upwork is a good platform if you want to get paid for typing. This site connects freelancers with clients looking for different services, including typing jobs. You can find data entry, transcription, and even writing gigs on Upwork.
To get started, you’ll need to create a profile where you mention your typing skills, experience, and any relevant qualifications.
Applying for jobs on Upwork is easy. You just browse through the open jobs and submit proposals for the ones you are interested in (and make sure your proposals are personalized and highlight why you’re the best fit for the job).
5. Fiverr
Fiverr is a popular freelance marketplace where you can get paid to type by listing your services.
The services you provide can include data entry, transcription, freelance writing, and more – you get to decide.
You set your rates and wait for clients to hire you. The better your profile, the more likely you are to attract clients. Many freelancers start with lower rates to build up their reviews.
6. Babbletype
Babbletype is a company that hires freelancers for transcription and translation services.
You can work with Babbletype as a transcriptionist if you have strong language skills and can listen carefully. They are very selective in hiring, so you need to be good at what you do.
7. Clickworker
Clickworker is a great way to earn money by typing. You can do small tasks called microjobs. These tasks can be writing, translating, or data entry. You set your own hours and work from any computer with internet.
8. Microworkers
Microworkers is a platform where you can make money by doing small online tasks, such as typing jobs to data entry.
Signing up is easy and free, and once you register, you can choose from a list of tasks.
The tasks on Microworkers are usually quick to complete. You might find listings where you write short articles, fill out forms, or do some data entry. Most tasks pay a few cents to a few dollars.
9. FlexJobs
FlexJobs is a site for finding remote typing jobs. You can find many different typing gigs, from data entry to transcription. It’s good if you want to work from home and have good typing skills.
One cool thing about FlexJobs is that they screen their job listings. This means you only see legitimate opportunities. They do charge a subscription fee, but many users find it’s worth it for the quality of jobs.
10. GoTranscript
GoTranscript is a way to get paid for typing skills. This platform needs to fill online transcription jobs, where you listen to audio recordings and type them out.
You can earn around 84 cents per audio minute when freelancing on this site, and some top earners can make around $1,000 per month.
11. CastingWords
CastingWords is a popular platform where you can get paid to type. It’s a transcription service that lets you work from home and all you need is a computer and internet connection.
The pay varies depending on the quality of your work. You can earn between 8 cents and a bit over $1 per audio minute. Your grade determines how much you get paid.
12. Freelancer
Freelancer is a website where you can sign up and create a profile that displays your typing skills and the types of jobs you are looking for.
Clients can then browse profiles and find a freelancer for the job that they need done.
13. Scribie
Scribie is a platform where you can earn money by transcribing audio files. It’s perfect if you want flexible work that fits your schedule as you can choose when to work and which files to transcribe.
At Scribie, you’ll listen to audio recordings and type what you hear. This might include phone calls, interviews, or podcasts. Your earnings range from $5 to $20 per audio hour.
14. Hollywood Transcriptions
Hollywood Transcriptions is looking to hire for transcription work, captioning, and translation. They are looking for people who can type at least 65 words per minute and have excellent spelling and grammar skills.
To freelance for this company, you just need a computer, a foot pedal, and high-speed internet.
Best Jobs That Will Pay You To Type
Typing jobs can be a great way to earn money from home. In the previous section, we talked about the best sites where you can find typing jobs. Below, I want to talk about jobs where you can get paid to type.
Here are some popular options to get paid to type.
15. Start a blog
Starting a blog can be a fun way to make money by typing. You can write about anything you enjoy. Some people write about travel, food, or their hobbies.
I am a full-time blogger and I spend most of my day typing. I type blog posts (like this one that you are reading right now), I type emails, I type so that I can research, and more.
I created Making Sense of Cents in 2011, and since then I have earned over $5,000,000 with my blog. And, the majority of the work that I do is typing!
You can learn more at How To Start A Blog FREE Course.
16. Proofreader
Proofreaders check for grammar, spelling, and punctuation errors in writing such as books, articles, blogs, advertising copy, and more.
Proofreading can be a flexible side hustle or even a full-time job. You can work from home, set your own schedule, and choose the projects you want to work on. Plus, if you love reading and spotting errors, it might be a job you actually enjoy!
The demand for proofreaders is high because so much content is created every day. Many companies and writers need their work to be polished and error-free.
I have a wonderful proofreader for my blog (yes, Making Sense of Cents!). Even though I type all day long, I make plenty of mistakes and my proofreader helps to improve the quality of my content.
You can learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
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This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
17. Transcription
As you probably noticed earlier in this article, a lot of the sites that will pay you to type are transcription sites.
Transcription involves listening to audio or video files and typing out what you hear. Being a transcriptionist can be a good job if you’re looking for flexible work because you can set your own hours and work from home.
Transcriptionists can make around $10 to $20 per hour.
There are different types of transcription jobs: general, medical, and legal. General transcription usually pays less but is easier to get into. Medical and legal transcription may require special training but usually pays a little more.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
18. Review books
Book reviewers can get paid to type at home by writing reviews for books they’ve read.
There are websites that will pay you to review books, and the payment varies by site. But usually, you get paid in cash through PayPal or bank transfer, or you might get a free book for your review.
Here are some book review sites to start with:
Kirkus Media is one place where you can get paid to review books. They review books in many genres and pay for honest reviews.
Reedsy Discovery is a site where you can review books before they are published. Authors pay for these reviews, and you get a tip from readers who appreciate your work.
Online Book Club also pays for book reviews. You start by receiving a free book, and after that, you get paid for each review.
BookBrowse focuses on genres like young adult, nonfiction, and graphic novels.
UpWork is another way to find book review gigs. Here, you can set your rates and find clients who need reviews.
You can learn more at 16 Best Ways To Get Paid To Read Books.
19. Virtual assistant
Virtual assistants (VAs) work from their home and can do many tasks by typing.
They manage social media accounts, edit content, schedule appointments, or handle email management. The tasks they do depend on what the client needs.
Virtual assistants can earn a good income. Starting pay is usually around $15 to $20 per hour, but some experienced VAs can make much more. Full-time VAs with steady clients can even earn over $10,000 a month.
I was a virtual assistant for several years, and I now have a virtual assistant who works for me. Almost everything is done online, and through typing!
You can learn more at Best Ways To Find Virtual Assistant Jobs.
20. Data entry
Data entry workers enter data into a computer system. This could include typing information from forms, updating databases, and organizing data.
One of the best parts is the flexibility. You can often find part-time, full-time, or freelance positions.
You can learn more at 15 Places To Find Data Entry Jobs From Home.
21. Freelance writing
Freelance writing is a good job to look into if you want to make money typing.
Freelance writers make money by writing articles, blog posts, and more for different clients. They can pick when they want to work and can work from anywhere.
I have been a freelance writer for years, and I really enjoy this way to make an income. It’s also great if you’re an introvert, as you can do everything right from a laptop and never have to speak to anyone (other than over email).
You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).
22. Translation
Translation jobs let you earn money by converting written text from one language to another. This is great if you are bilingual or even multilingual.
You can find translation work online, and there are many companies and agencies looking for freelance translators.
Translators usually handle documents, websites, and sometimes even books.
23. Online survey taker
If you’re looking to make some extra money from home, becoming an online survey taker could be a good option. Companies pay for your opinions about their products or services, and this info helps them improve.
Surveys are almost always done online, and you are either answering multiple choice questions or typing in quick answers that are about your life (such as, what is the last store you shopped at?).
To get started, you can sign up for multiple survey sites. Popular ones include:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
IncomeFindr
User Interviews
Some surveys pay just a few cents, while others can pay up to $20 or more, depending on the complexity (they are usually very easy to answer) and length (some may take 2 minutes to answer and others may be 30 minutes).
You can learn more at 20 Best Paid Survey Sites To Make $100+ Per Month.
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Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
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Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).
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Prime Opinion is a survey website that helps people to earn extra money by sharing their opinions at home. It’s a simple survey site to use: you share your thoughts, and they pay you for them.
Frequently Asked Questions
Below are answers to common questions you may have about how to get paid to type.
Can I make money by typing? Are there real online typing jobs?
Yes, you can make money by typing. There are many websites and companies that will pay you to type documents, transcribe audio files, or even enter data.
What does a typist do?
A typist is someone who types up documents, letters, reports, and other written materials for different clients or businesses. They might work from handwritten notes, audio recordings, or data that needs to be typed into a computer.
What are some legit online typing jobs?
Some legitimate online typing jobs include transcription, data entry, freelance writing, and translating.
How much does a fast typer get paid?
A person with a fast typing speed can earn anywhere from $10 to $30+ per hour, depending on the job. For example, transcription jobs might pay between $5 to $20 per audio hour. But a freelance writer can easily make $50 or more per hour.
Can I make money by typing on my phone?
Yes, you can make money by typing on your phone. Some apps and websites allow you to complete typing tasks directly from your mobile device for extra cash.
Can you get paid to type handwritten documents?
You can get paid to type handwritten documents by converting them into digital format. Clients sometimes need these types of jobs done and will ask for help on freelancing sites like Upwork and Fiverr.
Are there any ways for students to make money by typing?
Students can make money typing by doing transcription, data entry, or other typing jobs. Websites like Rev.com, TranscribeMe, and even freelance platforms like Fiverr can be great starting points.
How To Get Paid To Type – Summary
I hope you enjoyed this article on how to get paid to type.
Getting paid to type is a great way to earn extra money, whether you want a side job or a flexible work-from-home option. There are lots of opportunities, like transcription, data entry, freelance writing, and virtual assistant work.
With so many websites listing typing jobs, you can easily find something that matches your skills and schedule.
I have been getting paid to type for years and I really like it – you may too!
What do you think is the best way to get paid to type?
Bilt Rewards, a loyalty program that offers a way to earn rewards on rent, announced a new partnership with Walgreens that’ll make it easier to use a flexible savings account (FSA) or health savings account (HSA) for eligible purchases at the pharmacy chain. You can also earn extra Bilt points when you shop at Walgreens. These new benefits are already live in the updated version of the Bilt app.
When you link your Bilt account with an FSA or HSA card, Bilt can automatically detect eligible FSA or HSA purchases at Walgreens on your other linked credit and debit cards. Through the Bilt app, you can choose to apply your FSA or HSA funds to eligible purchases, and Bilt will credit your original form of payment. You’ll also earn Bilt points for spending at Walgreens with any card linked to your Bilt account.
This partnership presents an easy way to automate applicable health care benefits and earn additional Bilt points.
How Bilt’s FSA/HSA benefit works
Bilt’s new health care benefit essentially helps people save money by using the money they’ve set aside for health care expenses in an FSA or HSA. These savings accounts can be difficult to use because people might not be aware of which purchases qualify or they forget their FSA card at the pharmacy.
In a news release announcing the Walgreens partnership, Bilt says the new feature addresses the “approximately $4 billion in FSA dollars lost annually due to non-use.” It’s also the first time this benefit has been available at a major pharmacy chain, according to Bilt.
So how does it work? First, you’ll have to link your FSA/HSA card and the debit or credit card you use for drugstore purchases. When you shop at Walgreens using any debit or credit linked to your Bilt account, Bilt will identify which items are eligible for FSA or HSA reimbursement and offer to apply benefits with a single click.
(Screenshot courtesy of Bilt)
Bilt says this “eliminates the need to carry separate FSA or HSA cards and removes the guesswork in identifying eligible items.” Bilt also does not sell member data, so your health care purchases will remain private.
Earning Bilt points at Walgreens
You don’t have to link your FSA or HSA card to benefit from the Walgreens partnership. If you have any credit or debit card to your Bilt Rewards account and shop at Walgreens, you’ll earn:
1 Bilt Rewards points per $1 spent on all Walgreens purchases.
2 Bilt Rewards points per $1 spent on Walgreens-branded items.
100 Bilt points on prescription refills (subject to exclusions).
🤓Nerdy Tip
Check your Bilt app and turn the toggle on to enable rewards on prescriptions.
(Screenshot courtesy of Bilt)
You could earn even more Bilt points by using the Bilt World Elite Mastercard® Credit Card, for an additional 1 Bilt point per $1 spent on the card, but other cards can earn more points on drugstore purchases. The card must be used five times per statement period to earn points on rent and qualifying net purchases (purchases minus returns/credits) for that statement period.
Credit cards for drugstore purchases
Because you’ll earn Bilt Rewards for spending at Walgreens with any linked debit or credit card, you could use a card that earns bonus rewards at drugstores and stack them with Bilt Rewards.
How the cards compare
Chase Freedom Flex®
on Chase’s website
Chase Freedom Unlimited®
on Chase’s website
Bank of America® Customized Cash Rewards credit card
on Bank of America’s website
U.S. Bank Altitude™ Reserve Visa Infinite® Card
Drugstore rewards
Earn 3x Chase Ultimate Rewards® on drugstore purchases.
Earn 3x Chase Ultimate Rewards® on drugstore purchases.
Choose your own 3% cash back category, including drugstores, gas, online shopping, dining, travel and home improvement and furnishings.
Earn 3 points per $1 spent on mobile wallet spending through Apple Pay, Google Pay and Samsung Pay. Walgreens accepts Apple Pay and Google Pay at most stores.
Still not sure?
Bilt Rewards transfer to several airline and hotel partners, including Alaska Airlines Mileage Plan and World of Hyatt, making it a great way to earn transferable points that you can redeem for travel. Bilt Rewards is free to join, and you don’t need to be a Bilt cardholder to earn rewards. If you do any spending at Walgreens, Bilt’s new partnership with the drugstore is an easy and free way to earn extra points on your purchases.
Moving to Georgia offers a life of Southern charm, city life, and picturesque landscapes, from the bustling streets of Atlanta to the serene beauty of the Blue Ridge Mountains. With a rich history, diverse culture, and warm climate, Georgia provides a welcoming environment for newcomers. Whether you’re browsing homes for sale in Savannah, considering renting in Athens, or exploring houses for rent in Augusta, here’s what you need to know before moving to Georgia.
Georgia at a glance
Georgia is a state of contrasts, where the fast-paced energy of urban centers like Atlanta meets the laid-back charm of small towns and rural landscapes. The state enjoys a moderate climate, with hot, humid summers and mild winters, making it an appealing destination for those who appreciate year-round outdoor activities. Georgia’s economy is diverse, driven by industries such as agriculture, manufacturing, film production, and technology, providing a wealth of job opportunities.
Georgia is also rich in cultural and recreational opportunities. The state boasts a vibrant music scene, world-class museums, and a growing food culture that reflects its Southern heritage. For nature enthusiasts, Georgia offers everything from coastal beaches to mountain trails, including the famous Appalachian Trail. Education is another strong point, with a mix of well-regarded public and private schools, as well as prestigious universities like Emory and the University of Georgia. Whether you’re drawn to the excitement of city life or the affordability of the countryside, Georgia has something to offer everyone.
1. Prepare for Georgia’s heat and humidity
Summers in Georgia are not just hot—they’re sweltering, with temperatures regularly climbing into the 90s°F and sometimes higher. The humidity levels can make it feel even hotter, often leading to sticky, uncomfortable days that linger well into the evening. Air conditioning is a must-have, whether you’re at home, in your car, or at work, and outdoor activities are best enjoyed in the early morning or late evening to avoid the peak heat.
Insider tip: If you’re new to the state, it may take some time to adjust to the heavy, moist air, so staying hydrated and wearing lightweight clothing are essential.
2. Southern hospitality is part of everyday life
Georgia is known for its Southern hospitality, where friendliness and politeness are ingrained in the culture. You’ll find that people often go out of their way to help others, whether it’s holding doors open, offering a warm greeting, or assisting with directions. Neighbors tend to be close-knit, and community gatherings are common. This welcoming atmosphere can make the transition to life in Georgia smoother, especially if you’re moving from a place with a more reserved social culture.
3. Sports is a big deal here
Sports are a central part of life in Georgia, with a particularly strong passion for college football, especially the Georgia Bulldogs. Game days are major events, where fans don their team’s colors and gather for tailgating and watch parties, creating an electric atmosphere throughout the state. Beyond college football, professional teams like the Atlanta Braves (MLB), Atlanta Falcons (NFL), and Atlanta Hawks (NBA) have dedicated followings. Whether you’re a die-hard sports fan or just enjoy the occasional game, you’ll quickly find yourself swept up in the excitement that permeates Georgia’s sports culture.
Insider scoop: If you’re in Athens on a game day, take a stroll through the tailgating lots before the game; you’ll find people grilling, playing games, and socializing. Feel free to join in the fun, as many tailgaters are welcoming and happy to share their food and enthusiasm with new faces as long as you’re not rooting for the rivals.
4. The traffic in Atlanta is heavy
If you’re planning to live in or near Atlanta, be prepared for some of the worst traffic congestion in the country. Atlanta’s sprawling layout and reliance on cars mean that rush hours—morning and evening—can turn a short commute into a lengthy ordeal. The city’s highways, particularly the I-285 Perimeter and I-75/I-85 Connector, are notorious for bottlenecks and slow-moving traffic. Many residents adjust their schedules to avoid peak traffic times or use public transportation options like MARTA to navigate the city more efficiently.
5. The geography is diverse in Georgia
Georgia’s landscape is incredibly varied, offering everything from the rugged mountains of the north to the sandy beaches of the coast. In the north, the Appalachian Mountains provide opportunities for hiking, camping, and enjoying scenic vistas, particularly in the Chattahoochee National Forest. The central part of the state features rolling hills and fertile farmland, while the coastal region is home to the barrier islands. You’ll also find historic cities like Savannah, one of the best places to live in Georgia. This diversity allows residents to explore different environments without leaving the state, making Georgia a great place to live.
Travel tip: For a unique experience, consider visiting the less-known Georgia towns such as Blue Ridge and Dahlonega in the north, where you can enjoy charming local shops and restaurants along with stunning mountain views.
6. Georgia is known for its high pollen count
Spring in Georgia brings a wave of colorful blooms—and with it, a significant increase in pollen. The state consistently ranks among the highest in the nation for pollen counts, which can be a challenge for those with allergies. During peak pollen season, typically in late March and April, cars, streets, and homes are often coated in a yellow-green layer of pollen. Allergy sufferers may need to take precautions, such as keeping windows closed, using air purifiers, and stocking up on allergy medications, to manage symptoms during this time.
7. The state produces a lot of delicious produce
Georgia is famous for its peaches, but the state’s agricultural bounty extends far beyond this iconic fruit. Pecans, peanuts, and Vidalia onions are also major crops, and you can find fresh, locally-grown produce at farmers’ markets across the state. The Vidalia onion, known for its sweet flavor, is so beloved that it has its own festival each spring. Whether you’re shopping for ingredients or enjoying a meal at a local restaurant, Georgia’s farm-to-table culture ensures that fresh, flavorful produce is always in season.
8. Georgia has strong educational institutions
Georgia is home to several top-tier educational institutions that draw students from across the country and around the world. The University of Georgia, located in Athens, is one of the oldest public universities in the United States and has a strong academic reputation alongside a lively campus life. Georgia Tech in Atlanta is a leading research university, particularly known for its engineering and technology programs. Emory University, also in Atlanta, is another prestigious institution, recognized for its medical school and healthcare programs. If you’re moving to Georgia, you will find a variety of educational options, from public and private schools to these esteemed universities.
9. The cost of living varies throughout the state
The cost of living in Georgia varies widely depending on the region, with significant differences between urban and rural areas. In Atlanta, the median home sale price is around $429,000, reflecting the city’s status as a major metropolitan hub with a higher cost of living. Rental rates in Atlanta average about $2,344 per month for a two-bedroom apartment. Conversely, in more affordable cities like Augusta, the median home price is around $200,000, and rental rates average $1,176 per month. Smaller towns such as Macon offer even lower costs, with median home prices around $180,000 and average rents at approximately $1,100-1,341.
If you’re considering moving to Georgia, you’ll want to weigh the pros and cons to know what to expect when living there.
10. Southern comfort food is a staple here
Georgia’s culinary scene is deeply rooted in Southern tradition, with comfort food playing a central role. You’ll find classics like fried chicken, collard greens, macaroni and cheese, and cornbread on menus across the state. Barbecue is another beloved staple, with regional variations in sauce and preparation that reflect the state’s diverse cultural influences. Additionally, Georgia is known for its pecan pie and peach cobbler, which showcase the state’s agricultural richness.
Insider scoop: For a true taste of Southern hospitality and local flavor, visit one of Georgia’s famous BBQ joints like Fresh Air Barbecue in Jackson.
11. Georgia is a major hub for the film industry
Over the past decade, Georgia has become a prominent player in the film and television industry, earning the nickname “Hollywood of the South.” With generous tax incentives for filmmakers, the state has attracted numerous productions, including blockbuster movies and popular TV shows like “The Walking Dead” and “Stranger Things.” The impact of the industry is visible in cities like Atlanta and Savannah, where you might encounter film crews on location. For those living in Georgia, this means potential opportunities in film-related jobs, and the excitement of seeing familiar locations on the big screen.
12. Mostly everyone drinks sweet tea
In Georgia, sweet tea isn’t just a beverage—it’s a cultural institution. Served cold and sweetened to perfection, it’s the default drink at most restaurants and gatherings. If you prefer unsweetened tea, you’ll need to specify when ordering, as sweet tea is the norm. Beyond sweet tea, iced tea is also incredibly popular, especially during the hot summer months when a refreshing drink is a must.
13. The weather can change rapidly in the spring
Springtime in Georgia is marked by unpredictable weather, with rapid shifts that can catch you off guard. One moment it might be sunny and warm, and the next, a thunderstorm rolls in with heavy rain and strong winds. Tornadoes are also a risk during this season, particularly in the northern and central parts of the state. It’s important to stay informed by monitoring weather forecasts and having a plan in place for severe weather.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Looking for ways to make money on a consistent monthly basis? Monthly service business ideas might be just what you need. A monthly service-based business is where you sell a service to clients every month, instead of selling products. For example, you might sell cleaning, bookkeeping, or meal prep services that people need regularly. The…
Looking for ways to make money on a consistent monthly basis? Monthly service business ideas might be just what you need.
A monthly service-based business is where you sell a service to clients every month, instead of selling products. For example, you might sell cleaning, bookkeeping, or meal prep services that people need regularly.
The goal is to create a steady income by getting clients who pay you every month for your service. This business model is helpful because it lets you predict your income, build long-term client relationships, and grow your business as you add more regular customers.
The best part? Many of these ideas can be started with a low amount of money and have great potential for a full-time regular monthly income or extra money.
Best Monthly Service Business Ideas To Start
Below are the best monthly service business ideas to start.
1. Virtual bookkeeping
Online bookkeeping is a great way to earn a consistent income each month. Many small businesses need help managing their finances but may not need a full-time bookkeeper.
This is where you come in. By selling your services online, you can help businesses keep track of their books from anywhere.
You can provide monthly services such as tracking income and expenses, reconciling bank statements, and preparing financial reports. This work can all be done remotely, so you can work from the comfort of your own home.
I have a few friends who sell monthly bookkeeping services to small businesses, and they all really like what they do. Plus, you don’t need a college degree to get started – this is something you can learn.
You can learn more at Online Bookkeeping Jobs: Learn How To Get Started Today.
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This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!
2. Pet grooming
If you love pets, starting a pet grooming business can be a great monthly service idea. Many pet owners need regular grooming for their animals, making it a steady source of income.
You can sell services like bathing, haircuts, nail trimming, and more.
Mobile pet grooming is also an option. This involves driving to clients’ homes to groom their pets, and many people love this because it is convenient for pet owners.
I have seen many mobile pet grooming businesses at people’s homes over the years and it looks like a really helpful service to get started!
Starting this business can cost around $10,000 to $15,000 for a van and equipment (at the minimum, usually). You may be able to make a profit of $40,000 to $60,000 per year.
3. House cleaning
Starting a house cleaning business can be profitable, and many people need this done on a regular basis, so you may have the same client for years.
Many people don’t have the time or energy to clean their own homes, so they look for professionals to do it. You can sell home cleaning on a weekly, bi-weekly, or monthly basis.
You can charge by the hour, flat rate, or even per room. Many people are happy to pay for regular cleaning to keep their homes tidy. If you do a good job, you’ll likely get repeat business and new clients through referrals.
4. Personal trainer
Starting a personal training business can be a great way to earn a good monthly income. You can sell sessions in person or online, depending on what works best for you and your clients.
By setting up a monthly service, clients get a fixed number of training sessions each month. This gives you a stable income and consistent progress for them.
Think about setting a monthly fee based on the number of sessions. For example, if you charge $50 per session and offer four sessions a month, your monthly service fee would be $200.
5. Lawn care
Starting a lawn care business can be a great way to earn some extra cash with a service business idea. You can sell services like regular lawn mowing, trimming, and garden maintenance. Many homeowners are willing to pay for these services to keep their yards looking nice.
You will need some basic equipment, such as a lawn mower, trimmer, and garden tools. Depending on the size of the lawns you work on, you might also need a leaf blower or other specialized equipment.
Lawn care can be a reliable way to make money, especially when the grass is growing (like in the spring and summer). It’s also rewarding because you get to help people keep their yards looking nice.
I have paid for lawn care many times in the past, anywhere from weekly to bi-weekly landscaping services. It is a very helpful service that many households enjoy paying for (because it can be such hard and sweaty work!).
6. Pool maintenance
Starting a pool maintenance business (pools and hot tubs, actually!) can be a great monthly service business idea. Many people with pools need regular cleaning and upkeep, such as on a weekly or monthly basis. In areas where there are a lot of hot tubs and swimming pools, there is a huge demand for this service.
You can sell services like cleaning, checking the water’s chemical balance, and minor repairs.
You’ll need some basic equipment to get started. This includes a pool skimmer, pool vacuum, water testing kits, and chemicals for balancing the pool water.
Selling monthly service plans can help you earn money consistently. Customers will like the convenience, and you’ll have a set schedule to follow.
7. Tutoring
Tutoring is a great way to earn extra money every month. If you enjoy teaching and helping others, finding online tutoring jobs could be a perfect fit. You can tutor in many subjects like math, science, or even music.
Tutoring can be done online or in person. Online tutoring can many times have flexibility, and tutors teach and reach students all over the world. In-person tutoring lets you connect face-to-face and build local relationships.
You can charge different rates based on your experience and the subject. Rates usually range from $20 to $100 per hour. The harder the subject you teach, the more money you can usually make. For example, college-level subjects tend to pay more than elementary school math.
Many times, tutoring is done on a weekly basis, but there are also options for bi-weekly or even monthly tutoring.
8. Dog walking
Dog walking is a great monthly service business idea, especially for animal lovers who want to earn money while spending time with pets.
Many dog owners have busy schedules and need help making sure that their dogs get the exercise and attention they need.
As a dog walker, you can sell regular walking services (as well as pet sitting!). These services can be set up on a daily, weekly, or monthly subscription basis, which means that you can earn consistent income.
This business requires minimal startup costs – just some comfortable shoes, a leash, and a love for dogs.
You can start by offering your services to friends and neighbors, and as your reputation grows, you can expand your client base through word-of-mouth or online advertising.
My mother-in-law is a dog walker and has many consistent clients. It’s a job that looks like fun, especially if you like spending time with cute dogs.
You can learn more at 7 Best Dog Walking Apps To Make Extra Money.
9. Meal prep services
Meal prep services are an increasingly popular monthly service business, perfect for those who enjoy cooking and want to help others eat healthier and save time. Many people struggle to find the time to prepare nutritious meals during their busy weeks, so selling a meal prep service can be a really helpful solution.
You could sell meals weekly, bi-weekly, or even make frozen meals that your clients could heat up later to eat.
You can customize your services to cater to different dietary preferences, such as vegan, keto, or gluten-free, making your business more appealing to a broader range of clients.
This business can possibly be started from your home kitchen with a few basic tools, and as demand grows, you can scale up by hiring additional staff or renting a commercial kitchen.
10. Laundry services
Starting a laundry service can be a good monthly business idea. People are always in need of clean clothes, and some households don’t have the time to do laundry themselves.
By selling a laundry service, you can pick up, wash, dry, fold, and deliver clean clothes back to your clients on a regular schedule, such as weekly, bi-weekly, or monthly.
This business requires minimal startup costs, mainly involving a reliable washing machine, dryer, and transportation for pickup and delivery. As your business grows, you can expand by adding specialized services like dry cleaning, stain removal, or ironing too, so there is room for more growth.
11. Tech support
Starting a tech support business is a great idea. Many people and small businesses need help with their computers and devices. Selling a monthly tech support subscription can be a steady source of income.
You can help with troubleshooting, fixing issues, and doing regular maintenance. This means that your clients’ technology will stay in good shape, and they won’t have to worry about tech problems.
You can sell services like virus removal, software updates, and data backups. You can even help set up new devices or networks.
By selling your services monthly, your clients will always know who to call when they have a problem. Plus, it can help you build strong, long-term relationships with them.
This is a service business idea that I personally currently pay for on a monthly basis, and I have for many, many years. It’s one of the best monthly expenses I have, and I am so grateful for this service.
12. Subscription boxes
Subscription boxes are a fun and profitable way to start a monthly service-based business. You get to put together a collection of items and send them to your customers every month. These boxes can include all sorts of goodies depending on your chosen niche.
Whether it’s beauty products, snacks, books, or fitness gear, there’s a subscription box for just about every interest and hobby. As a business owner, you can create a subscription box that caters to a specific niche, allowing you to tap into a passionate customer base.
The recurring nature of subscription boxes provides a steady stream of income, with customers signing up for monthly deliveries. You can start small by assembling boxes at home and gradually scale up as demand increases.
You can learn more at How I’ve Made Over $1,000,000 With A Subscription Box Business.
13. Elder care services
Elder care services are a great business idea if you love helping others. You can provide regular check-ins for seniors to make sure that they are safe and well.
Helping with daily tasks like grocery shopping, light housekeeping, and transportation can make a big difference too. Some elderly people may find it hard to get around or complete chores.
Providing companionship is another important part of this job. Spending time with seniors, chatting, or playing games can greatly improve their quality of life.
14. Power washing
Starting a power washing business can be a great idea. You can clean driveways, sidewalks, decks, and more. It’s a service people need regularly to keep their homes looking good.
You’ll need some equipment to get started. A good pressure washer, nozzles, and hoses are important, of course.
With a power washing service, you can sell regular cleanings on a monthly or seasonal basis (sometimes longer, though – maybe every 6 months or even once a year), making sure that clients’ properties stay in top condition.
15. Window cleaning
Window cleaning is a great business idea and many businesses and homes need their windows cleaned once a month.
You can start with just a few supplies. A bucket, squeegee, and some cleaning solution are the basics, so you don’t need a lot of money to begin.
You can sell your services to both homes and businesses. Many people don’t have the time to clean their windows. That’s where you come in.
When I worked at a retail store, we would do light window cleaning. But, about once a week or once a month, we would also have a professional window cleaner come in. They would make the windows look amazing with their better equipment, and they could also do it in a fraction of the time.
Frequently Asked Questions
Starting a monthly service business can be a great way to earn a steady income. Below are commonly asked questions to help you get started and grow your own service-based business.
What are ideas for monthly service business ideas from home?
Some great ideas for monthly services you can run from home include virtual bookkeeping, online personal training, online tutoring, selling subscription boxes, SEO (search engine optimization) help for small business owners (with their blog posts), and more. These businesses don’t need a lot of space and can usually be managed with just a computer and some simple tools.
What are some monthly service business ideas for students?
Students can sell tutoring, lawn maintenance, pet walking, event planning, car washing, carpet cleaning, golf club cleaning (yes, you can even do something that specialized), and other services. These jobs are flexible and can fit around your class schedule.
What services do people always need?
People always need house cleaning, lawn care, and pet grooming. These services help manage everyday tasks and are always in demand.
How can I get more customers for my service-based business?
You can get more customers by having promotions or discounts for new clients. You can also use social media to promote your services and ask your current customers to refer others. Make sure you provide great service so happy clients will tell others about your business, as word-of-mouth is huge in monthly service-based business ideas.
Best Monthly Service Business Ideas – Summary
I hope you enjoyed this article on the best monthly service business ideas to start.
A monthly service business is great because it gives you a steady income. Since customers pay regularly, you can better predict how much money you’ll make. This helps you manage your money and plan ahead.
For example, if you sell cleaning services or meal plans, you’ll know exactly when and how much you’ll get paid. Having a reliable income makes it less stressful and lets you focus on growing your business.
The most profitable service businesses depend on the demand in your area and your expertise/skills (how fast can you do the job?). Luckily, there are probably many on the list above that you can learn (with proper training) and get started with pretty quickly.
Plus, they typically have low overhead costs so you can get started quickly and affordably!
What monthly service business idea are you interested in starting?
I recently came across a simple game on Freecash that said I could make around $300 for playing, so I decided to give it a try. Since I’ve always been curious about whether making money playing games is truly possible (and have wondered how long it takes), I wanted to fully test it out for…
I recently came across a simple game on Freecash that said I could make around $300 for playing, so I decided to give it a try. Since I’ve always been curious about whether making money playing games is truly possible (and have wondered how long it takes), I wanted to fully test it out for this article.
And guess what? It worked!
I earned $302.80 playing Bingo on Freecash on my phone. It took about a week, and I’ve already received the full payment.
What’s even better is that this opportunity isn’t limited to just one game; there are plenty of other games on the Freecash website that have the same potential.
While I’ve already written a detailed Freecash review, I wanted to share this quick update because I wanted to test the gaming side of Freecash myself.
If you’re someone who already enjoys playing games on your phone or if you’re on the lookout for a new side hustle, this is definitely worth checking out. It was surprisingly easy, though it did take a bit of time to make real money playing games.
Click here to sign up for Freecash.
How I Made $302.80 Playing Games on Freecash in Just One Week
Below you will learn all about how I made money playing a game on my phone and what you need to know.
How to get started making money playing games on Freecash
To start making extra money on Freecash, you need to create an account. I signed up by visiting the Freecash website and clicking the “Sign Up” button. I used my email address, but you can also sign up using Google.
Once you have an account, you need to log in. After logging in, you’ll find a dashboard with many game options. I started by choosing a game that seemed fun and easy.
Here’s how to get started making money playing games on Freecash.
Sign up – Create an account on Freecash by clicking here.
Log in – Access your new dashboard.
Choose games – Pick games that interest you.
Get paid – After you reach a certain level, amount of time played, etc. (the reward you get can vary from game to game), you can get paid.
When you first sign up, you’ll only see a few game offers (these are typically their most popular games or best rewards offers). But as you start using them, more will become available. I talked to Freecash about it, and they explained that the offers you see depend on your device, where you are, and other details. You’ll see 1 to 5 offers at first. After you try one, more offers will open up. These first offers change often, based on which ones pay more and how many people are clicking on them.
For me, the game I played was actually the first game offered on a new account (I tested it by creating a brand new account, and the exact game I played and the same rewards were listed).
I enjoyed making extra cash by playing games on my phone. It was a fun way to spend my free time and earn money.
Recommended reading: 23 Best Game Apps To Win Real Money
Proof that I made money playing games on Freecash. The $0.05 amounts were rewards for playing 2 minutes each day. The larger amounts like $40, $70, and $150 were for reaching certain levels.
How much money can you make playing games on Freecash?
The amount of money will vary. Different games have different rewards amounts. And, whether you are playing on your phone or your desktop will change the rewards amount as well.
For example, the Bingo game I was playing was paying around $174 if I played via desktop but a little over $300 if I played on my phone.
Click here to sign up for Freecash.
How long do you have to play games on Freecash?
I spent around 1 to 2 hours a day for around one week in order to make $302 on Freecash.
I think I probably could have sped this up if I would have read the directions of the game, though, as toward the end I finally learned some little tricks that helped me go through the levels faster.
What games can you play to earn money on Freecash?
The games will vary and so will the reward amounts. There are currently 416 games I can play on Freecash and make money with.
There are many popular games that you may already be playing, such as:
Bingo
The Price Is Right
Pool
Solitaire
Scrabble
Yatzy
Word Crush
Blackjack
Crossword
Monopoly
And more.
Did you have to spend money in order to win money in the game app?
No, many of the games (maybe all? or most?) are free to sign up for and give you free daily credits. For me, this was plenty in order to reach each reward. The game I played (and I’m assuming others) had options to buy things, but I did not have to do that.
At one point, I did get an offer from Freecash to spend money in the app.
The offer was: Spend $3 in the app and get $5 back. That was free money, so I decided, “Why not?” – They sent me the money, so that was easy.
Here’s how some other games work:
Free-to-play options – Many game apps that pay real money are free to download and play.
In-app purchases – Some games offer in-app purchases to speed up progress or get special items. I avoided these and still managed to win cash.
Ads – Some of these apps use ads as a way to keep the game free.
Tournaments and competitions – Some games have tournaments that might have entry fees, but there are also free ones.
Why does Freecash pay you to play games?
They pay you to play games for many reasons:
To test out the game apps
So that you will possibly spend money in the app
To get advertising/marketing toward the games
Here’s more info on this:
Freecash pays users to play games because it benefits both the company and the game developers.
First, game developers want more people to try their games. By paying people to play, developers get more users to download and engage with their games. It helps them get more downloads and better reviews.
Second, Freecash partners with these developers. When I play and complete a task in a game, Freecash gets paid by the developers. Then, Freecash shares a part of that payment with me.
Playing games isn’t just for fun; it’s a big business too. Advertisers and developers are willing to spend money to get more people hooked on their products.
What other ways can you make money with Freecash?
Besides playing games on my phone, Freecash offers several other ways to make money.
Surveys – One of the easiest ways to earn is by taking surveys. These can be on topics like shopping habits or favorite brands. Each completed survey adds money to your account.
Online tasks – You can also make money by completing different online tasks. These tasks can include signing up for new websites, watching videos, or even trying out new apps.
Offers – There are special offers where you can earn by signing up for free trials or services.
Referral program – You can refer friends to join Freecash. When they sign up using your referral link, you earn a percentage of what they make.
Daily rewards – Freecash also has daily rewards and bonuses. For example, they have a leaderboard. A couple of the days, I was actually in the top 100 due to the amount that I earned from playing games. I earned a few extra points this way.
These methods make it easy to earn extra cash on Freecash. Each option provides flexibility, so you can choose what works best for you.
Frequently Asked Questions
Here are some common questions people ask about making money by playing games on Freecash.
Can you really make money on Freecash?
Yes, you can make money playing games on Freecash. I made $302.80 using Freecash. This app has many different tasks and games that pay you for your time.
Does Freecash pay for playing games?
Yes, Freecash pays you to play games. You earn points for completing game tasks, which can be redeemed for cash or gift cards.
Can you make money from free games?
Yes, many free games pay rewards or points that you can turn into money. Always read the terms and conditions to know how payouts work.
What are some real apps that pay you to play games on your phone?
Some real apps I have used include Freecash, KashKick, Swagbucks, and InboxDollars. These apps have legit ways to make extra cash by playing games.
Can you actually make cash by playing games on your iPhone or Android?
Absolutely, you can make money playing games on your iPhone or Android. Both iPhone and Android have many different apps where you can receive money by playing games. Always make sure the app is trustworthy before investing your time, though.
How I Really Made Money Playing Games on Freecash – Summary
I hope you enjoyed this article on how I really made money playing games on Freecash.
Making $302.80 by playing games on my phone on Freecash was both fun and rewarding.
I was very surprised by how easy it was to make money playing games on Freecash, and I still can’t believe I made $302 in just one week of playing such an easy game too – Bingo.
Click here to sign up for Freecash.
Have you ever tried making money playing games on your phone? What was the result?