With mortgage rates surging higher again, somewhat unexpectedly, a thought came to my mind if you’re currently home shopping.
A couple years ago, I threw out the idea to adjust your maximum purchase price lower when looking for a property.
That post was driven by the many home sales that were going way above asking at the time. In other words, a home may have been listed for $600,000, but eventually sold for $700,000 in a bidding war.
That was all to do with a very hot housing market, driven in large part by a combination of record low mortgage rates and very low for-sale supply.
Today, we still have relatively low inventory, but the cheap mortgage rates have come and gone.
And now that they’re so volatile, you may want to input a higher rate into your mortgage calculator to ensure you don’t get caught out.
Mortgage Rates Are Highly Volatile Right Now
At the moment, mortgage rates are super unpredictable. While they had enjoyed a very good 11 months, falling from as high as 8% to nearly 6% in early September, they’ve since reversed course.
The 30-year fixed was nearly back into the high 5% range before the Fed cut rates and a better-than-expected jobs report arrived.
Sprinkle in some doubting about the Fed’s pivot and the upcoming uncertainty regarding the election outcome and home buyers are now facing a rate nearly 1% higher.
Per MND, the 30-year fixed has risen from a low of 6.11% on September 17th to 6.92% as of October 23rd.
Talk about a rough month for mortgage rates, especially since many expected the Fed’s rate cutting campaign to be accompanied by even lower mortgage rates.
It’s a good reminder that the Fed doesn’t control mortgage rates, and that it’s better to track mortgage rates via the 10-year bond yield.
Also, those yields are driven by economic data, not what the Fed is doing. By the way, the Fed makes moves based on the economic data too. So follow the economic data for crying out loud!
Anyway, this recent move up serves a great reminder that mortgage rates don’t move in a straight line. And to expect the unexpected.
Err on the Side of Caution By Inputting a Higher Mortgage Rate
If you’re currently looking to purchase a home, it’s generally a good idea to get pre-qualified or pre-approved upfront.
That way you’ll know if you actually qualify for a mortgage, and at what price point, including necessary down payment.
The thing is, these calculations are only as good as the inputs. So if your loan officer or mortgage broker puts in overly favorable numbers, it could skew the affordability picture.
In other words, you almost want to ask them to put in a mortgage rate that is 1% higher than today’s market rates.
That way you can absorb a higher payment if rates happen to worsen during your property search, which can take months and months to complete.
If rates happen to fall during that time, wonderful, it’ll just be the icing on the cake. Your expected monthly PITI will be even better than expected.
But like those bidding wars that took place, which resulted in higher asking prices, unexpected spikes in rates should also be anticipated.
And if they are, you might look at properties that are more within your price range, as opposed to homes that only work if everything is just right.
Given that homeowners insurance and property taxes are also on the rise (with just about every other cost), it can pay off to be prudent with your proposed home buying budget.
Adjust the Mortgage Rate on the Property Listing Page
If you’re using a site like Redfin to browse listings, there’s a handy mortgage payment calculator on each listing page.
It provides default amounts based on typical down payments, mortgage rates, property taxes, and homeowner insurance.
Let’s say that interest rate is 6.77% today, which is pretty reasonable given current market rates.
If you click on the little pencil icon, you can change it to anything you want. You can also select a different loan type while you’re at it.
Once you do, it tends to save your inputs, so when you look at other properties, the rate you selected earlier should apply to other homes.
This can give you a faster, perhaps more realistic estimate of the monthly payment, instead of a rate that might turn out to be too good to be true.
So you could put in 7.75%, or maybe 7.50%. That way if rates go up, or you qualify for a higher rate thanks to some loan-level price adjustments, you won’t be caught off guard.
You’re basically playing it more conservatively in case pricing worsens, which is the prudent approach.
While you’re at it, you may want to review the other inputs to ensure they are reflective of your proposed loan.
Are you really going to put 20% down on the home purchase, or just 3% to 5%?
Overestimating these costs instead of potentially underestimating them can help you avoid being house poor. Or worse, missing out on your dream home entirely due to inaccurate estimates.
Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 18 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on Twitter for hot takes.
If you’re dreaming of owning your own home, whether that means a cute Colonial or a loft-style condo, you are likely contemplating financing, and that can mean a mortgage. A home loan can give you the funds required to purchase a property, but there can be a learning curve involved, especially if you are a first-time homebuyer. For instance, what term should you select? How do mortgage interest rates work, and is a fixed rate typically best?
In this guide, you’ll get the scoop on how home loans work, what kind of options you have, and how to assess which loan could be right for you.
What is a Mortgage?
A mortgage loan, also known simply as a mortgage, is issued to a borrower who is either buying or refinancing real estate.
The borrower signs a legal agreement that gives the lender the ability to take ownership of the property if the loan holder doesn’t make payments according to the agreed-upon terms.
Once issued a mortgage, the homebuyer will pay monthly principal (that’s the lump sum of the loan) and interest payments for a specific term. The most common term for a fixed-rate mortgage is 30 years, but terms of 20, 15, and even 10 years are available.
A shorter-term translates to a higher monthly payment but lower total interest costs. Put another way, you pay more every month, but the amount of interest over the life of the loan is lower.
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💡 Quick Tip: You deserve a more zen mortgage loan. When you buy a home, SoFi offers a guarantee that your loan will close on time. Backed by a $5,000 credit.‡
A Buffet of Mortgage Choices
When homebuyers apply for a loan, they’ll need to choose whether they want a fixed interest rate or an adjustable rate and the length of the loan.
Fixed-Rate Mortgage
The interest rate on the home loan doesn’t change, so the monthly principal and interest payment remains the same for the life of the loan. Whether mortgage rates increase or decrease, the loan holder is locked in for their monthly payment.
Adjustable-Rate Mortgage (ARM)
With an ARM, the interest rate is generally fixed for an initial period of time, such as five, seven, or 10 years, and then switches to a variable rate of interest. The rate fluctuates with the rate index that it’s tied to.
As the rate changes, monthly payments may increase or decrease. These loans generally have yearly and lifetime interest rate caps (or maximums) that limit how high the variable rate can adjust to.
Next, borrowers will need to decide what type of mortgage loan works best for them.
Conventional Loans
Conventional loans are loans that are not backed by a government agency and must adhere to the requirements of Fannie Mae, Freddie Mac, or other investors. Typically, conventional loans are issued with at least 3% down. However, it’s worth noting that private mortgage insurance (commonly known as PMI) is generally required on loans with a down payment of less than 20%.
The coverage protects the lender against the risk of default. Your mortgage servicer must cancel your PMI when the mortgage balance reaches 78% of the home’s value or when the mortgage hits the halfway point of the loan term, if you’re in good standing.
PMI typically costs 0.2% to 2% of the loan amount per year.
Down payment: Generally between 3% and 20% of the purchase price or appraised value of the home, depending on the lender’s requirements.
FHA Loans
Loans insured by the Federal Housing Authority, or FHA loans, can be attractive to first-time homebuyers or those who struggle to meet the minimum requirements for a conventional loan. In a SoFi survey of 500 would-be homeowners conducted in April 2024, 28% of people who had filled out a loan application had applied for this type of loan, and fully 63% of those who filled out an application had applied for some type of government-backed financing.
These loans usually require a one-time upfront mortgage insurance premium (or MIP vs. PMI), which typically can be added to the mortgage, and an annual insurance premium, which is collected in monthly installments for the life of the loan in most cases.
Down payment: Starts at 3.5%
Recommended: First-Time Homebuyer Guide
VA Loans
Loans guaranteed by the U.S Department of Veterans Affairs are available to veterans, active-duty service members, and eligible surviving spouses. SoFi’s survey showed that 12% of potential homebuyers who applied for a loan had filled out a VA loan application.
VA-backed loans require a one-time “VA funding fee,” which can be rolled into the loan. The fee is based on a percentage of the loan amount and may be waived for certain disabled vets. The current range is from 1.5% to 3.3% of the loan amount.
Down payment: None for approximately 80% of VA-backed home loans. 💡 Quick Tip: A VA loan can make home buying simple for qualified borrowers. Because the VA guarantees a portion of the loan, you could skip a down payment. Plus, you could qualify for lower interest rates, enjoy lower closing costs, and even bypass mortgage insurance.†
How Does a Mortgage Work?
There are several components to a monthly mortgage payment.
Principal: The principal is the value of the loan. The portion of the payment made toward the principal reduces how much a borrower owes on the loan.
Interest: Each month, interest will be factored into payments according to an amortization schedule. Even though a borrower’s fixed payment may stay the same over the course of the loan, the amount allocated toward interest generally decreases over time while the portion allocated to principal increases.
Taxes: To ensure that a borrower makes annual property tax payments, a lender may collect monthly property taxes with the monthly mortgage payment. This money can be kept in an escrow account until the property tax bill is due, and the lender can make the property tax payment at that time.
Homeowners insurance: Mortgage lenders usually require evidence of homeowners insurance, which can cover damage from catastrophes such as fire and storms. As with property taxes, many lenders collect the insurance premiums as part of the monthly payment and pay for the annual insurance premium out of an escrow account. Depending on your property location, you may have to add flood, wind, or other additional insurance.
Mortgage insurance: When a borrower presents a down payment of less than 20% of the value of the home, mortgage lenders typically require private mortgage insurance. When developing a budget for owning a home, it’s important to know the difference between mortgage insurance and homeowners insurance and whether both are required.
Reverse Mortgage Loans: What Are They?
A reverse mortgage is available to homeowners 62 and older to supplement their income or pay for healthcare expenses by tapping into their home equity.
The loan can come in the form of a lump-sum payment, monthly payments, a line of credit, or a combination, usually tax-free. Interest accrues on the loan balance, but no payments are required. When a borrower dies, sells the property, or moves out permanently, the loan must be repaid entirely.
The fees for an FHA-insured home equity conversion mortgage, typically the most common type of reverse mortgage, can add up:
• An initial mortgage insurance premium of 2% and an annual MIP that equals 0.5% of the outstanding mortgage balance
• Third-party charges for closing costs
• Loan origination fee
• Loan servicing fees
You can pay for most of the costs of the loan from the proceeds, which will reduce the net loan amount available to you.
You remain responsible for property taxes, homeowners insurance, utilities, maintenance, and other expenses.
A HUD site details all the criteria for borrowers, financial requirements, eligible property types, and how to find an HECM counselor, a mandatory step.
If you’re considering a reverse mortgage, learn as much as you can about this often complicated kind of mortgage before talking to a counselor or lender, the Federal Trade Commission advises.
How to Get A Mortgage
For many people, it can be a good idea to shop around to get an idea of what is out there.
Not only will you need to choose the lender, but you’ll need to decide on the length of the loan, whether to go with a fixed or variable interest rate, and weigh the applicable loan fees.
The first step is to have an idea of what you want and then seek out quotes from a few lenders. That way, you can do a side-by-side comparison of the loans.
Once you’ve selected a few lenders to get started with, the next step is to get prequalified or preapproved for a loan. Based on a limited amount of information, a lender will estimate how much it is willing to lend you.
When you’re serious about taking out a mortgage loan and putting an offer on a house, the next step is to get preapproved with a lender.
During the preapproval process, the lender will take a closer look at your finances, including your credit, employment, income, and assets to determine exactly what you qualify for. Once you’re preapproved, you’re likely to be considered a more serious buyer by home sellers.
When shopping around for a mortgage, it can be a good idea to consider the overall cost of the mortgage and any fees.
For example, some lenders may charge an origination fee for creating the loan, or a prepayment penalty if you want to pay back the loan ahead of schedule. There may also be fees to third parties that provide information or services required to process, approve, and close your loan.
To compare the true cost of two or more mortgage loans, it’s best to look at the annual percentage rate, or APR, not just the interest rate. The interest rate is the rate used to calculate your monthly payment, but the APR is an approximation of all of the costs associated with a loan, including the interest rate and other fees, expressed as a percentage. The APR makes it easier to compare the total cost of a loan across different offerings so you can assess what is a good mortgage rate for your budget.
The Takeaway
If the world of mortgages feels like a mystery to you, you are not alone. Before taking on this colossal commitment, it can be best to soak up as much as you can about how mortgage loans work, what kinds of mortgages are available, potential challenges, and steps to qualify. You’ll be better prepared to take on what can be a major step in your personal financial journey.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% – 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It’s online, with access to one-on-one help.
SoFi Mortgages: simple, smart, and so affordable.
†Veterans, Service members, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veterans Affairs. VA loans are subject to unique terms and conditions established by VA and SoFi. Ask your SoFi loan officer for details about eligibility, documentation, and other requirements. VA loans typically require a one-time funding fee except as may be exempted by VA guidelines. The fee may be financed or paid at closing. The amount of the fee depends on the type of loan, the total amount of the loan, and, depending on loan type, prior use of VA eligibility and down payment amount. The VA funding fee is typically non-refundable. SoFi is not affiliated with any government agency.
‡SoFi On-Time Close Guarantee: If all conditions of the Guarantee are met, and your loan does not close on or before the closing date on your purchase contract accepted by SoFi, and the delay is due to SoFi, SoFi will give you a credit toward closing costs or additional expenses caused by the delay in closing of up to $10,000.^ The following terms and conditions apply. This Guarantee is available only for loan applications submitted after 04/01/2024. Please discuss terms of this Guarantee with your loan officer. The mortgage must be a purchase transaction that is approved and funded by SoFi. This Guarantee does not apply to loans to purchase bank-owned properties or short-sale transactions. To qualify for the Guarantee, you must: (1) Sign up for access to SoFi’s online portal and upload all requested documents, (2) Submit documents requested by SoFi within 5 business days of the initial request and all additional doc requests within 2 business days (3) Submit an executed purchase contract on an eligible property with the closing date at least 25 calendar days from the receipt of executed Intent to Proceed and receipt of credit card deposit for an appraisal (30 days for VA loans; 40 days for Jumbo loans), (4) Lock your loan rate and satisfy all loan requirements and conditions at least 5 business days prior to your closing date as confirmed with your loan officer, and (5) Pay for and schedule an appraisal within 48 hours of the appraiser first contacting you by phone or email. This Guarantee will not be paid if any delays to closing are attributable to: a) the borrower(s), a third party, the seller or any other factors outside of SoFi control; b) if the information provided by the borrower(s) on the loan application could not be verified or was inaccurate or insufficient; c) attempting to fulfill federal/state regulatory requirements and/or agency guidelines; d) or the closing date is missed due to acts of God outside the control of SoFi. SoFi may change or terminate this offer at any time without notice to you. *To redeem the Guarantee if conditions met, see documentation provided by loan officer. *SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
SoFi Mortgages Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility for more information.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
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Thinking about living in Greensboro? This cool North Carolina city is a solid spot to settle down. From community activities to economic opportunities, Greensboro has a lot to offer. That said,, as with any place, there are aspects that might not suit everyone. Let’s explore 13 of the most prominent pros and cons of living in Greensboro so you can make the best decision for you.
Greensboro at a glance
Walk Score: 29 | Bike Score: 32 Median Sale Price: $280,500 | Average Rent for 1-Bedroom Apartment: $1,112 Greensboro neighborhoods | Houses for rent in Greensboro | Apartments for rent in Greensboro | Homes for sale in Greensboro
1. Pro: Affordable cost of living
Greensboro’s cost of living is lower than the national average, making it more affordable than other cities. Houses tend to sell for below the national median of $432,849 and apartments in Greensboro follow a similar trend, going for $1,122 on average.
2. Con: Minimal public transportation options
Although Greensboro does have a bus system, the public transportation infrastructure is not as extensive as in larger North Carolina cities. Locals without a car may find it challenging to navigate the city or reach surrounding areas efficiently. The transit system covers main areas, but it can be lacking for daily commuters or spontaneous trips.
3. Pro: Thriving arts and scene
Living in Greensboro means easy access to arts, theater, and music. The city is home to several museums, like the Weatherspoon Art Museum, and live music venues like Hangar 1819. The historic Carolina Theatre hosts world-class performances, creating ample opportunities for residents to enjoy the local culture.
4. Con: Hot summers
While Greensboro may not be one of the hottest cities in the U.S., July and August often see consistent temperatures in the 90s. This makes outdoor activities less enjoyable during peak heat. The humidity can add to the discomfort, especially for those used to cooler climates.
5. Pro: Abundance of parks and outdoor activities
Greensboro is full of outdoor spaces and parks. The city boasts over 90 miles of trails and several large parks, including the popular Greensboro Arboretum and the Bog Garden. For those who love hiking, biking, or simply enjoying time outdoors, Greensboro is a fantastic place to be.
6. Con: Traffic on major highways
While Greensboro isn’t known for severe traffic like larger cities, congestion can build up on major highways, particularly during rush hour. I-40 and I-85, which run through the city, are prone to bottlenecks during peak commuting times. This can extend travel time, especially for those working outside the city.
7. Pro: Strong job market in healthcare and education
Greensboro’s economy is growing, with a particular emphasis on healthcare and education. The presence of major employers like Cone Health and the University of North Carolina at Greensboro provides job opportunities and bolsters the city’s reputation as one of the best college towns in North Carolina.
8. Con: Limited nightlife
Greensboro has a laid-back nightlife scene, which may not appeal to those seeking more of a party atmosphere. While there are a few bars, breweries, and lounges, the options are more limited compared to cities like Raleigh or Charlotte. This may be a drawback for younger folks or those looking for more excitement after dark.
9. Pro: Access to higher education
Greensboro is home to several higher education institutions, including the University of North Carolina at Greensboro and North Carolina A&T State University. These schools offer a range of programs and solidify Greensboro’s status as an elite North Carolina college town.
10. Con: Pollen and allergies
For people with seasonal allergies, living in Greensboro can be tough during spring and early fall. The city’s abundance of trees and plants means high pollen counts, which can trigger allergies. Residents with sensitivities may experience discomfort during these months, making it a consideration for those prone to extreme seasonal allergy reactions.
11. Pro: Central location in North Carolina
Greensboro’s location in central North Carolina makes it easy to travel to other parts of the state. Residents are within a few hours’ drive of the beaches to the east and the mountains to the west. This central location is perfect for weekend getaways or day trips to explore North Carolina’s stunning scenery and stellar small towns.
12. Con: Underwhelming shopping choices
While Greensboro has several malls and shopping centers, it lacks the high-end retail options that larger cities offer. For more upscale shopping, residents may have to visit friends living in Raleigh or Charlotte. This may be inconvenient for those looking for a wider variety of stores or luxury brands.
13. Pro: Growing food scene
Greensboro’s food scene is expanding, with a variety of restaurants serving everything from Southern comfort food to international cuisine. Local eateries, food trucks, and farmers markets are becoming increasingly popular. For foodies, Greensboro offers a surprising range of delicious options that cater to many tastes.
A native of the northern suburbs of Chicago, Carson made his way to the South to attend Wofford College where he received his BA in English. After working as a copywriter for a couple of boutique marketing agencies in South Carolina, he made the move to Atlanta and quickly joined the Rent. team as a content marketing coordinator. When he’s off the clock, you can find Carson reading in a park, hunting down a great cup of coffee or hanging out with his dogs.
When people think of Detroit, they often picture its vibrant downtown and automotive legacy, but the true essence of living in Detroit extends beyond the urban core. The suburbs of Detroit offer a variety of residential areas that provide a quieter, more relaxed lifestyle while still being connected to the city’s rich history and amenities. These Detroit suburbs are spread across the metropolitan area, each with its own unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable Detroit suburbs—from cultural hubs to serene, nature-filled communities—highlighting key aspects such as population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in Detroit or curious about the different Detroit neighborhoods, let’s discover the best parts of Metro Detroit to call home.
Cost of living in Detroit
Before we dive into the top Detroit suburbs, let’s cover how much it costs to live in Detroit. The overall cost of living in Detroit is about 3% higher than the national average, making it slightly more expensive compared to the national standard. Housing is a key factor, with the median sale price for a home in Detroit at $91,000, which is significantly lower than the national average of $432,657. Rent follows a different trend, with the average rent for a one-bedroom apartment in Detroit at $1,680, higher than the national average of $1,514.
While some suburbs around Detroit offer more affordable options, others can be more expensive, depending on their amenities and location. Here, we’ll explore a range of top suburbs, providing different lifestyle and housing opportunities depending on your budget and preferences.
If you’re looking for more specific rental insights, check out our guides on the 4 Most Expensive Neighborhoods in Detroit to Rent in 2024.
1. Grosse Pointe
Known for: Historic architecture, lakefront views, and charming neighborhoods
Grosse Pointe is one of Detroit’s most prestigious suburbs, known for its waterfront homes and historical architecture. Situated along Lake St. Clair, this suburb boasts beautifully preserved estates, quaint streets, and proximity to downtown Detroit. Grosse Pointe offers a suburban atmosphere with a blend of elegance and access to parks, shopping, and fine dining.
Population: 45,000 Median home sale price: $514,000 Grosse Pointe transportation scores: Walk Score 69, Bike Score 64
Apartments for rent in Grosse Pointe, MI | Houses for rent in Grosse Pointe, MI | Homes for sale in Grosse Pointe, MI
2. Royal Oak
Known for: Lively downtown, arts scene, and walkability
Royal Oak’s bustling downtown, filled with restaurants, entertainment venues, and coffee shops, makes it one of Detroit’s most vibrant suburbs. The nightlife is energetic, with a variety of bars and the famous Royal Oak Music Theatre. With easy access to highways, it’s a popular spot for commuters working in Detroit while enjoying the suburb’s trendy, artistic vibe.
Population: 59,000 Median home sale price: $342,000 Royal Oak transportation scores: Walk Score 57, Bike Score 53
Apartments for rent in Royal Oak, MI | Houses for rent in Royal Oak, MI | Homes for sale in Royal Oak, MI
3. Ferndale
Known for: Artsy vibe, local shops, and community events
Ferndale offers a creative atmosphere, attracting residents who enjoy unique local shops, vintage stores, and independent restaurants. Its strong sense of community is reflected in the many street fairs, art shows, and food festivals held throughout the year. With its compact downtown and walkable streets, Ferndale provides a charming, lively setting for residents.
Population: 20,000 Median home sale price: $250,000 Ferndale transportation scores: Walk Score 67, Bike Score 67, Transit Score 13
Apartments for rent in Ferndale, MI | Houses for rent in Ferndale, MI | Homes for sale in Ferndale, MI
4. Birmingham
Known for: Upscale boutiques, fine dining, and cultural attractions
Birmingham is one of Metro Detroit’s most affluent suburbs, combining high-end living with a downtown filled with boutiques, art galleries, and gourmet restaurants. The walkability of Birmingham’s downtown, combined with its luxury shopping options, has made it a popular area for professionals. Despite its upscale reputation, Birmingham’s sense of community and plentiful parks add to its charm.
Population: 21,000 Median home sale price: $983,000 Birmingham transportation scores: Walk Score 60, Bike Score 47
Apartments for rent in Birmingham, MI | Houses for rent in Birmingham, MI | Homes for sale in Birmingham, MI
5. Troy
Known for: Great schools, business hub, and shopping centers
Troy is a large suburban city that combines residential living with business districts and abundant shopping options like the upscale Somerset Collection mall. With top-rated schools, beautiful parks, and a range of housing options, Troy is one of the most desirable suburbs in the Detroit metropolitan area.
Population: 84,000 Median home sale price: $430,000 Troy transportation scores: Walk Score 29, Bike Score 41
Apartments for rent in Troy, MI | Houses for rent in Troy, MI | Homes for sale in Troy, MI
6. Dearborn
Known for: Cultural diversity, Middle Eastern heritage, and proximity to Detroit
Dearborn is one of Detroit’s most culturally rich suburbs, known for its large Middle Eastern community and iconic landmarks like the Arab American National Museum. The suburb is home to Ford Motor Company’s headquarters, adding a significant economic presence. Dearborn combines cultural vibrancy with suburban comfort, making it an excellent place for those who want to stay close to Detroit but enjoy a quieter atmosphere.
Population: 110,000 Median home sale price: $257,450 Dearborn transportation scores: Walk Score 58, Bike Score 47
Apartments for rent in Dearborn, MI | Houses for rent in Dearborn, MI | Homes for sale in Dearborn, MI
7. Livonia
Known for: Large shopping malls, suburban atmosphere, and recreational parks
Livonia is a highly sought-after suburb with a blend of residential neighborhoods, shopping hubs, and parks. It’s known for its strong retail presence, including major shopping malls and entertainment centers. Livonia offers a well-rounded suburban lifestyle with excellent access to both Detroit and Ann Arbor, making it convenient for commuters.
Population: 94,000 Median home sale price: $317,500 Livonia transportation scores: Walk Score 36, Bike Score 45
Apartments for rent in Livonia, MI | Houses for rent in Livonia, MI | Homes for sale in Livonia, MI
8. Novi
Known for: Growing economy, modern developments, and top-rated schools
Novi is a rapidly growing suburb that boasts a strong economy, driven by commercial and industrial development. It’s an attractive option for those seeking new housing developments, shopping centers, and proximity to excellent schools. Novi also offers ample parks and recreational spaces, creating a balanced suburban lifestyle.
Population: 66,000 Median home sale price: $489,950 Novi transportation scores: Walk Score 19, Bike Score 45
Apartments for rent in Novi, MI | Houses for rent in Novi, MI | Homes for sale in Novi, MI
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the Detroit area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.
When people think of Kansas City, they often picture its vibrant downtown, known for its fountains, barbecue, and jazz music, but the true essence of living in Kansas City extends beyond the urban core. The suburbs of Kansas City are diverse residential areas that offer a quieter, more relaxed lifestyle while still providing easy access to the city’s thriving amenities. These KC suburbs are spread across various parts of the metropolitan area, each with its own unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable Kansas City suburbs—from historic towns to bustling modern communities—highlighting key aspects such as population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in Kansas City or curious about the different Kansas City neighborhoods, let’s discover the best parts of KC to call home.
Cost of living in Kansas City
Before we dive into the top Kansas City suburbs, let’s cover how much it costs to live in Kansas City. The overall cost of living in Kansas City is about 7% lower than the national average. Housing plays a significant role in this, with the median sale price for a home in Kansas City at around $290,000, which is 33% lower than the national average of $432,657. Rent follows a similar trend, with the average rent for a one-bedroom apartment in Kansas City at $1,336, also about 12% lower than the national average of $1,514.
While some suburbs around Kansas City offer more affordable options, others may provide higher-end, luxury living opportunities. Here, we’ll explore a range of top suburbs, providing different lifestyle and housing opportunities depending on your budget and preferences.
If you’re looking for more specific rental insights, check out our guides on the 9 Most Affordable Neighborhoods in Kansas City, MO for Renters in 2024 and the 9 Most Expensive Neighborhoods in Kansas City, MO to Rent in 2024.
1. Overland Park
Known for: High-end shopping, business hubs, and parks
Overland Park is one of Kansas City’s largest and most prominent suburbs, known for its sprawling parks, large retail centers, and thriving business districts. It has a blend of suburban convenience and access to nature, with several parks and recreational areas. Overland Park offers a balance of modern development and suburban charm.
Population: 200,000 Median home sale price: $483,750 Overland Park transportation scores: Walk Score 35, Bike Score 46, Transit Score 16
Apartments for rent in Overland Park, KS | Houses for rent in Overland Park, KS | Homes for sale in Overland Park, KS
2. Lee’s Summit
Known for: Small-town charm, vibrant community, and proximity to Kansas City
Lee’s Summit offers a balance of historic charm and modern amenities. With a walkable downtown full of shops and restaurants, this suburb is ideal for residents looking for small-town living with quick access to Kansas City. Outdoor enthusiasts enjoy the nearby lakes and parks, while the lively community atmosphere is marked by local events.
Population: 100,000 Median home sale price: $400,000 Lee’s Summit transportation scores: Walk Score 20, Bike Score 29
Apartments for rent in Lee’s Summit, MO | Houses for rent in Lee’s Summit, MO | Homes for sale in Lee’s Summit, MO
3. Liberty
Known for: Historic district, downtown charm, and outdoor spaces
Liberty is a historic suburb with a strong sense of tradition. Its picturesque downtown area is filled with charming shops, restaurants, and cultural attractions. With plenty of parks and outdoor spaces, Liberty appeals to those seeking a quieter, suburban lifestyle while still being close to Kansas City.
Population: 32,000 Median home sale price: $347,500 Liberty transportation scores: Walk Score 23, Bike Score 25
Apartments for rent in Liberty, MO | Houses for rent in Liberty, MO | Homes for sale in Liberty, MO
4. Olathe
Known for: New developments, strong community, and parks
Olathe is a fast-growing suburb known for its spacious new homes, good schools, and large community parks. It has become a hub for professionals looking to move out of the city and into a quieter, suburban area. Olathe’s large retail centers and recreational areas make it a well-rounded suburb for residents of all ages.
Population: 140,000 Median home sale price: $425,500 Olathe transportation scores: Walk Score 30, Bike Score 50, Transit Score 10
Apartments for rent in Olathe, KS | Houses for rent in Olathe, KS | Homes for sale in Olathe, KS
5. Blue Springs
Known for: Quiet neighborhoods, parks, and community vibe
Blue Springs is a quiet, community-oriented suburb with excellent parks, schools, and outdoor spaces. The nearby Lake Jacomo offers fishing, boating, and camping opportunities, and the small-town atmosphere attracts residents seeking a slower pace of life with easy access to Kansas City’s amenities.
Population: 56,000 Median home sale price: $330,000 Blue Springs transportation scores: Walk Score 25, Bike Score 31
Apartments for rent in Blue Springs, MO | Houses for rent in Blue Springs, MO | Homes for sale in Blue Springs, MO
6. Parkville
Known for: Small-town charm, historic downtown, and natural beauty
Parkville is a picturesque suburb located northwest of Kansas City, known for its charming downtown area, which offers antique shops, cafes, and a historic feel. Its proximity to the Missouri River provides ample opportunities for outdoor activities like hiking and fishing. Parkville is an ideal spot for those who prefer a quieter, small-town vibe while still being near the city.
Population: 7,100 Median home sale price: $614,300 Parkville transportation scores: Walk Score 51, Bike Score 36
Apartments for rent in Parkville, MO | Houses for rent in Parkville, MO | Homes for sale in Parkville, MO
7. Prairie Village
Known for: Tree-lined streets, boutique shops, and suburban lifestyle
Located just south of Kansas City, Prairie Village is a highly desirable suburb offering a mix of modern amenities and suburban comfort. The area is known for its tree-lined streets, beautiful homes, and an array of local boutique shops and restaurants. Prairie Village combines charm with convenience, providing a suburban feel while being close to downtown Kansas City.
Population: 21,700 Median home sale price: $518,500 Prairie Village transportation scores: Walk Score 42, Bike Score 37
Apartments for rent in Prairie Village, KS | Houses for rent in Prairie Village, KS | Homes for sale in Prairie Village, KS
8. Lenexa
Known for: Expanding developments, business districts, and active community
Lenexa is a growing suburb offering a strong sense of community, with new developments springing up to meet increasing demand. The suburb is home to a number of large businesses and commercial centers, making it a popular choice for professionals. Lenexa’s active community hosts events, farmers’ markets, and festivals year-round, creating a vibrant suburban experience.
Population: 55,000 Average rent for a one-bedroom apartment: $1,350 Median home sale price: $527,500 Lenexa transportation scores: Walk Score 33, Bike Score 44
Apartments for rent in Lenexa, KS | Houses for rent in Lenexa, KS | Homes for sale in Lenexa, KS
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the Kansas City area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.
When people think of St. Louis, they often picture its vibrant downtown and iconic Gateway Arch, but the true essence of living in St. Louis extends beyond the urban core. The suburbs of St. Louis are diverse residential areas that offer a quieter, more relaxed lifestyle while still providing easy access to the city’s cultural and recreational amenities. These St. Louis suburbs are spread across various parts of the metropolitan area, each with its own unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable St. Louis suburbs—from charming historic towns to suburban retreats—highlighting key aspects such as population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in St. Louis or curious about the different St. Louis neighborhoods, let’s discover the best parts of St. Louis to call home.
Cost of living in St. Louis
Before we dive into the top St. Louis suburbs, let’s cover how much it costs to live in St. Louis. The overall cost of living in St. Louis is about 11% lower than the national average, making it an affordable choice compared to other major cities. Housing is a significant factor, with the median sale price for a home in St. Louis at around $226,500, which is about 48% lower than the national average of $432,657. Rent is similarly affordable, with the average rent for a one-bedroom apartment in St. Louis at approximately $1,446, which is about 4% lower than the national average of $1,514.
While some suburbs around St. Louis offer even more affordable options, others provide higher-end living experiences. Here, we’ll explore a range of top suburbs, providing different lifestyle and housing opportunities depending on your budget and preferences.
If you’re looking for more specific rental insights, check out our guides on the 4 Most Expensive Neighborhoods in St. Louis to Rent in 2024.
1. Clayton
Known for: Upscale living, business district, and fine dining
Clayton is the financial and business center of the St. Louis suburbs. Known for its upscale shops, galleries, and restaurants, Clayton combines a vibrant business district with luxury living. The suburb’s walkable streets, beautiful parks, and proximity to cultural institutions like the St. Louis Art Museum make it a desirable place to live.
Population: 16,000 Average rent for a one-bedroom apartment: $1,595 Median home sale price: $747,500 Clayton transportation scores: Walk Score 47, Bike Score 55
Apartments for rent in Clayton, MO | Houses for rent in Clayton, MO | Homes for sale in Clayton, MO
2. Kirkwood
Known for: Historic charm, community events, and parks
Kirkwood is a historic suburb that exudes small-town charm, with its brick streets, well-preserved homes, and community events like the annual Greentree Festival. The walkable downtown area features independent shops, restaurants, and a farmers’ market, making Kirkwood an attractive spot for those looking for a close-knit community feel.
Population: 28,000 Average rent for a one-bedroom apartment: $1,595 Median home sale price: $367,000 Kirkwood transportation scores: Walk Score 37, Bike Score 32, Transit Score 22
Apartments for rent in Kirkwood, MO | Houses for rent in Kirkwood, MO | Homes for sale in Kirkwood, MO
3. Chesterfield
Known for: Suburban luxury, shopping, and recreational amenities
Chesterfield is known for its master-planned communities, modern homes, and extensive recreational facilities. Chesterfield Mall, outlet stores, and the city’s parks make it a thriving suburb for shopping and outdoor lovers alike. It’s a friendly suburb with numerous parks and trails, as well as cultural venues like the Chesterfield Amphitheater.
Population: 47,000 Average rent for a one-bedroom apartment: $1,403 Median home sale price: $490,000 Chesterfield transportation scores: Walk Score 19, Bike Score 23, Transit Score 11
Apartments for rent in Chesterfield, MO | Houses for rent in Chesterfield, MO | Homes for sale in Chesterfield, MO
4. Ballwin
Known for: Excellent parks, friendly atmosphere, and community focus
Ballwin is a welcoming suburb located west of St. Louis, offering a slower pace with easy access to outdoor activities. Known for its top-rated parks like Vlasis Park and walking trails, Ballwin provides a suburban retreat with strong community events and recreational facilities, such as The Pointe at Ballwin Commons.
Population: 31,000 Average rent for a one-bedroom apartment: $1,482 Median home sale price: $385,000 Ballwin transportation scores: Walk Score 20, Bike Score 21, Transit Score 7
Apartments for rent in Ballwin, MO | Houses for rent in Ballwin, MO | Homes for sale in Ballwin, MO
5. Webster Groves
Known for: Historic neighborhoods, walkability, and thriving arts scene
Webster Groves is a leafy, historic suburb known for its cultural appeal and old-world charm. The downtown area is filled with galleries, theaters, and restaurants, making it a cultural hub for St. Louis residents. Webster University adds a youthful and creative energy to the community, and the historic homes give the area a distinct character.
Population: 23,000 Average rent for a one-bedroom apartment: $2,057 Median home sale price: $432,500 Webster Groves transportation scores: Walk Score 49, Bike Score 40, Transit Score 23
Apartments for rent in Webster Groves, MO | Houses for rent in Webster Groves, MO | Homes for sale in Webster Groves, MO
6. Wildwood
Known for: Scenic beauty, outdoor recreation, and expansive parks
Wildwood offers a peaceful retreat from the city with its natural surroundings and outdoor amenities. Nestled along the foothills of the Ozarks, this suburb is ideal for nature lovers, offering hiking, biking, and equestrian trails. Wildwood is known for its large residential lots, upscale homes, and a quieter, more rural feel compared to inner-city neighborhoods.
Population: 35,000 Median home sale price: $575,000 Wildwood transportation scores: Walk Score 9, Bike Score 17
Apartments for rent in Wildwood, MO | Houses for rent in Wildwood, MO | Homes for sale in Wildwood, MO
7. Creve Coeur
Known for: Business hubs, cultural amenities, and affluence
Creve Coeur is one of St. Louis’s wealthier suburbs, offering a mix of luxury homes and corporate offices. It’s home to several business parks and a growing tech sector, attracting professionals who prefer suburban living. Creve Coeur also offers various parks, recreational facilities, and easy access to cultural institutions.
Population: 18,000 Average rent for a one-bedroom apartment: $1,850 Median home sale price: $478,214 Creve Coeur transportation scores: Walk Score 27, Bike Score 24, Transit Score 22
Apartments for rent in Creve Coeur, MO | Houses for rent in Creve Coeur, MO | Homes for sale in Creve Coeur, MO
8. Ladue
Known for: Prestigious schools, luxury homes, and tranquil atmosphere
Ladue is one of the most exclusive suburbs in St. Louis, known for its luxury homes and beautiful landscapes. This affluent community is quiet and peaceful, offering a laid-back atmosphere with sprawling estates and green spaces. Ladue is also home to top-rated schools, making it a preferred choice for those seeking an upscale and serene environment.
Population: 8,600 Median home sale price: $1,455,000 Ladue transportation scores: Walk Score 9, Bike Score 15
Apartments for rent in Ladue, MO | Houses for rent in Ladue, MO | Homes for sale in Ladue, MO
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the St. Louis area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.
FoundersCard, a membership community offering exclusive perks and discounts on travel, business expenses, entertainment and shopping, charges $595 per year for a standard membership. It’s marketed as a VIP pass for entrepreneurs and business executives. But to me, it felt less like a VIP pass and more like a coupon book that takes significant effort to use.
Although FoundersCard sounds like a credit card, it isn’t one. It’s a membership program that gives you elite status to certain airline and hotel brands and access to several discounts, plus business perks like members-only networking opportunities. Unlike the premium credit cards it competes with, you won’t earn a sign-up bonus or ongoing rewards with each purchase. And, notably, it doesn’t come with complimentary lounge access, a benefit travelers often use to justify the price of premium cards.
FoundersCard could be worthwhile for business owners wanting to take advantage of the business-specific benefits or loyalists of some of the participating airlines who spend upwards of $3,500 a year on flights. And if you can access membership for free (like I did) or at a discounted price, it might be a good deal. But at full price, it’s not a good value for most travelers.
What FoundersCard costs
FoundersCard has two membership levels:
Standard: $595 a year.
Elite: $995 per year.
It’s relatively easy to find promotions to test out the program before you pay. As of September 2024, you could receive a six-month free trial through the FoundersCard website. I received a free year of the Standard membership through my Clear membership.
Depending on how you sign up, you may have access to a different rate. For example, I was offered a renewal rate of $395 for the standard membership.
My experience
Once I filled out the application form for FoundersCard, I received an email stating that the membership board would look over my application and get back to me in one to three business days if I was approved. I received my approval email a little less than 24 hours later.
If you decide to accept a membership, you’ll need to provide your credit card information, but you won’t be charged until your trial period ends.
You can’t see the program’s full benefits until you’re approved. Once you are, you’re met with a dizzying amount of discounts, perks and elite status benefits. Here are some things you can expect:
Up to 16% off flights through United Airlines, Alaska Airlines, Virgin Atlantic, British Airways, Etihad Airways, Singapore Airlines, Qantas and Qatar Airways.
Elite status with Marriott Bonvoy (Platinum status), Hilton Honors (Gold status), IHG (Gold status), Omni (Champion status), Sonesta (Gold status), Virgin Atlantic (Silver status), Hertz, Avis and Sixt.
Discounts on select hotels.
Preferred pricing at sporting events, concerts and plays.
Discounts at select retail stores, like Adidas, Mr Porter and COS.
Preferred pricing on gym memberships through Equinox, Crunch Fitness, SoulCycle and CorePower Yoga.
Preferred pricing on electronics through Dell, Apple and Lenovo.
Discounts and credits on business services, like Amazon Web Services, Google Workspace, Stripe, Square and Hubspot.
Discounts on memberships and daily passes at select coworking spaces.
Up to 15% off select phone plans through AT&T.
Some of these benefits can be extremely valuable, especially if you have expenses that match what FoundersCard offers. Others are similar to deals you might get on $0-annual-fee credit cards.
🤓Nerdy Tip
Some of FoundersCard discounts will be automatically applied to your purchase once you click through the link on FoundersCard’s website. But you may need to provide a promo code to receive a discount, which you’ll find once you click on specific benefits.
What I like
As an avid credit card user, I was pleasantly surprised to find perks through FoundersCard that are harder to find on credit cards. Here are a couple of my favorites:
Up to 16% off United Airlines flights
United Airlines is rarely my first choice of airline, but since I live near a United hub, it’s often the best option. So that potential 16% discount on flights would be significant for me. It’s important to note, though, that you’ll only get this discount once you pay for a Standard membership. The trial period I currently have doesn’t come with this offer.
If you pay full price for the Standard membership, you’d need to spend over $3,700 on United flights each year to break even, which is more than most people will spend. But even if it doesn’t cover the entire cost of a membership, it can cover a significant chunk for travelers who often fly United.
Keep in mind the math doesn’t apply to every participating airline with a discount. The discount varies by airline, so you might have to spend even more to break even if you’re a devoted Alaska Airlines flyer (which only has a 5% discount) or British Airways flyer (which only has an up to 10% discount).
Cheaper stays at smaller hotel brands
Don’t get me wrong: I love my hotel rewards. But sometimes it’s nice to stay at a boutique hotel that isn’t connected to a large hotel chain. FoundersCard gives you deep discounts at over 500 hotels, many of them smaller chains. You can often find 20% discounts, and several hotels even waive resort fees.
Up to 15% off Hyatt stays through Hyatt Leverage
FoundersCard gives you automatic Hyatt Leverage, a program designed for small businesses that gives participants up to 15% off qualifying stays. Anyone can sign up for Hyatt Leverage, but if you (or your employees) don’t stay at least 50 nights per year, you could get removed from the program. With FoundersCard, there’s no such requirement. Because of Hyatt’s small footprint, I don’t stay at the brand often. But a 15% discount definitely makes me seek out Hyatt hotels when it’s available.
What I don’t like
Airport lounge access isn’t free
FoundersCard will get you into No1, Plaza Premium and The Club lounges for up to 20% cheaper than the general public pays. That’s not nothing. But considering the price of a membership that touts its premium travel benefits, I’d expect to sip cocktails in a free airport lounge.
Many credit cards — some with significantly lower annual fees — get you into airport lounges at no additional cost. For example, the $395-annual-fee Capital One Venture X Rewards Credit Card comes with access to Capital One lounges, Priority Pass lounges and Plaza Premium lounges. Even the United℠ Explorer Card, which has an annual fee of $0 intro for the first year, then $95, comes with two free day passes to United Clubs.
Low levels of elite status
FoundersCard offers automatic elite status for several hotels and rental car companies. This is a nice perk, but many hotel credit cards also offer an equivalent or higher level of elite status for a much lower price. For example: My $99-annual-fee IHG One Rewards Premier Credit Card gives me Platinum Elite status for IHG. FoundersCard only comes with Gold.
Lack of transparency
FoundersCard doesn’t provide any meaningful information to prospective members. Sure, it’s relatively easy to get a free trial, but it would be nice to know what you’re signing up for — before you have to provide your credit card information.
Even with my free membership, I can’t view key information that would influence my decision to renew my membership or upgrade to the Elite level. Up to 16% off United flights is a major perk. But I can’t see what the “up to” entails without paying. If I could guarantee 16% off all United flights, it would definitely influence my decision to renew my membership. But what if this rate only applies to certain routes or certain classes? The actual benefit could be much less valuable than I’d hope for.
Inconsistent entertainment discounts
FoundersCard sometimes offers event tickets at a discounted rate. While a great perk, it wouldn’t be a selling point for me.
In September 2024, I looked at tickets to a Texas Rangers baseball game, several broadway shows and a Taylor Swift concert. The Rangers tickets were roughly half the price through FoundersCard. The Broadway shows were the same price or even more than booking through Broadway.com. And Taylor Swift tickets were selling for a whopping $2,000 more than you could book on SeatGeek.
For people who can justify the cost of FoundersCard, potential savings on entertainment is a nice addition. But for the price, I’d expect more guaranteed savings on this spending.
Calculating your potential value is complicated
Unlike many premium credit cards, FoundersCard doesn’t come with statement credits to help you cover the cost of the annual fee. You could luck out and score a great deal on a hotel room or a couple of first class flights to cover the annual fee. But if not, you’ll likely need to add up small, individual savings throughout the year and hope the value outweighs the cost.
Even the $695 annual fee on The Platinum Card® from American Express is easier for me to justify (see rates and fees). The Platinum Card® from American Express comes with complimentary lounge access, which gets me into Centurion Lounges, Priority Pass lounges and Plaza Premium lounges, and it offers the same level of Hilton elite status (enrollment required). Terms apply.
On top of that, it’s easy to calculate the value of the other benefits. I recoup $640 each year with expenses I’m already going to make by taking advantage of three main statement credits:
$200 airline incidentals fee credit.
$200 Uber credit.
$240 entertainment credit.
Terms apply.
That leaves just $55 to make up throughout the year — significantly less than the $395 (or $995) I’d need to justify with FoundersCard.
Is FoundersCard worth it?
If you can find a free trial, it’s worth opening an account to try out the benefits. Business owners will probably get the most use out of the membership, but most travelers would probably be better off applying for a credit card with rewards and perks that match their lifestyle.
To view rates and fees of The Platinum Card® from American Express, see this page.
Do you want to learn how to get paid to shop? It’s possible! Many companies and apps now give you ways to get paid for shopping that you might already do. You can make extra cash by grocery shopping, buying clothes, or even just browsing stores. These opportunities range from being a personal shopper to…
Do you want to learn how to get paid to shop? It’s possible! Many companies and apps now give you ways to get paid for shopping that you might already do.
You can make extra cash by grocery shopping, buying clothes, or even just browsing stores. These opportunities range from being a personal shopper to taking surveys about products you buy. Some options let you shop for yourself, while others involve shopping for other people. It’s a fun way to earn money doing something you enjoy.
Over the years, I’ve found that there are so many ways to make money while shopping, and it’s been a great side hustle for me. From getting paid to shop for others to earning cash back on my own purchases, it’s an easy and enjoyable way to bring in extra income.
How To Get Paid To Shop
Below are the best ways to get paid to shop.
1. Personal shopper
Personal shoppers help people buy things. They pick out clothes, gifts, and other items for clients, so this can be a fun way to get paid for shopping.
To become a personal shopper, you need good taste and people skills. You should enjoy fashion and keeping up with trends.
Many personal shoppers work in person in retail stores, but you can also get paid to shop online for others. They help customers find outfits and accessories. Some work for wealthy clients, buying everything from groceries to designer clothes.
You can start by getting a job at a department store and looking for positions in personal shopping or styling. Another option is to work for yourself and you can find clients through word-of-mouth or online platforms.
When I was younger, I had a friend who was a personal shopper for a family. My friend mainly did their grocery shopping and ran errands, but would occasionally buy gifts for when the family was attending a birthday party or a wedding.
2. BestMark
I’ve done a lot of mystery shopping over the years, and it’s been a fun way to earn extra money while doing something I already enjoy. Whether it’s evaluating a store’s customer service, trying out new products, or going to a restaurant, it’s pretty easy work.
BestMark is a top mystery shopping company that’s been around since 1986.
As a BestMark shopper, you’ll visit stores, restaurants, and other businesses. You’ll act like a regular customer and evaluate your experience, and this might include checking product quality, service speed, and staff friendliness.
After your visit, you’ll fill out a detailed report online. BestMark gives you a list to help you understand what to look for during your shop.
The pay for BestMark shops varies, but you can tend to earn between $10 and $20 per task. For most assignments, you will get your meal or whatever you buy reimbursed. They usually give you a limit on what you can spend or they specifically tell you what to buy.
Recommended reading: 9 Best Mystery Shopping Companies To Work For
3. Swagbucks
Swagbucks is a popular website that pays you to shop online, and it’s free to join and easy to use.
I’ve been using Swagbucks for almost 10 years now, and I think it’s pretty easy to earn points.
To get paid to shop with Swagbucks, there are two main ways to earn points:
Earn cash back when shopping online. For example, right now you can get up to 8% cash back when shopping at Macy’s, up to 4% when shopping on Amazon, up to 10% when shopping at Best Buy, and more.
Earn points (SB) by submitting your shopping receipts. You can submit any receipt that you have from the last 14 days – both in-store and online receipts. You can then earn points. For example, you can get 50 points for any loaf of bread that you buy, 50 points for any bananas, 900 points for diapers, and more.
When you’ve collected enough SB, you can trade them for gift cards. You can pick from lots of popular stores. If you prefer cash, you can get money sent to your PayPal account instead.
I’ve redeemed over 100 gift cards from Swagbucks over the years, and I love how easy this rewards site is to use.
If you join Swagbucks through my referral link, you will receive a $10 bonus.
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Swagbucks is a site where you can earn points for answering surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
4. Rakuten
Rakuten is a popular way to earn cash back when you shop online. It’s free to use and super easy to get started.
I have used Rakuten for years and it’s an easy way to get cash back for the online shopping that you already do. In fact, I just used it on a hotel booking, and I received 2% back, which adds up quickly for a hotel!
You just sign up for an account on Rakuten’s website or app. Then when you want to buy something, go through Rakuten first. They’ll send you to the store’s site to shop like normal.
After you make a purchase, Rakuten adds cash back to your account. The amount varies by store, but it’s often 1% to 10% of what you spend. Some stores even pay you 20% or more during special sales.
You can get paid by check or PayPal. Rakuten sends out payments every 3 months and you need at least $5 in your account to get paid.
So, why does Rakuten give you this cash back? Rakuten makes money by getting a commission from stores when you buy stuff. They share part of that commission with you as cash back.
Please click here to sign up for Rakuten. Plus, you can get a $30 bonus when you spend $30 if you join right now (at the time of this writing; please double-check the current offer).
5. Stitch Fix stylist
Want to get paid to shop for others? Becoming a Stitch Fix stylist might be perfect for you. This job lets you work from home and help people look their best.
Stitch Fix hires stylists for women’s, men’s, and kids’ styling. They even train you, so you can start with no experience.
As a Stitch Fix stylist, you’ll pick out clothes for customers based on their likes and needs. You’ll use a computer to see what items are available and choose the best ones for each person.
6. Instacart shopper
Becoming an Instacart shopper is a way to make money grocery shopping on your own schedule.
As an Instacart shopper, you’ll pick up and deliver groceries to customers. Instacart has full-service shoppers, where you shop and deliver groceries, as well as in-store shoppers, where you only shop in-store but don’t deliver (someone else picks up the items and delivers).
To start, you need to be at least 18 years old. You’ll also need a smartphone to use the Instacart app as this app tells you what to buy at the grocery store and where to deliver it.
Instacart gives you a payment card to use at stores. You’ll get this card about a week after signing up. You use it to pay for the groceries you’re buying for customers.
Recommended reading: Instacart Shopper Review: How much do Instacart Shoppers earn?
7. Shopkick
Shopkick is a free app that lets you earn rewards for shopping. You can get points called “kicks” for different activities. These include scanning products in stores and uploading receipts.
You don’t even need to buy anything to earn kicks. Just walking into certain stores can give you points. The app works with many popular retailers like Target and CVS.
As you collect kicks, you can trade them for gift cards.
To start, just download the Shopkick app on your phone. Then link your credit or debit cards to your account, because this lets you earn kicks automatically when you shop at partner stores.
8. Ibotta
Ibotta is a free app where you can earn cash back on your everyday purchases. It works for both online and in-store shopping at many popular retailers.
To get started, download the Ibotta app on your phone. Before you shop, browse the app for “offers” at your favorite stores. You’ll see cash back deals on specific items or entire purchases.
When shopping in stores, buy the items with offers (of course, make sure these are items that you actually want to buy because the item is not free, it is simply more like getting a discount). Then, take a picture of your receipt with the app when you are done. Ibotta will match your purchases to the offers and add cash back to your account.
For online shopping, start your purchase through the Ibotta app or website. Shop as usual, and you’ll automatically earn cash back on qualifying items.
Ibotta works with many big stores like Walmart, Target, and Kroger.
Once you reach $20 in your account, you can cash out via PayPal or choose a gift card. It’s a simple way to make your shopping more rewarding.
This app is available for both Android and iOS (iPhone).
You can sign up for Ibotta here.
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Ibotta is an app where you can get cash back and earn free gift cards. Simply submit your receipts on your everyday purchases with your phone.
9. Ath Power Consulting
Ath Power Consulting is a company where you can get paid to do mystery shopping. They have a huge network of over 600,000 shoppers across North America.
Ath Power does more than 10,000 mystery shops each month. They work with many well-known brands and companies around the world.
Ath Power mystery shoppers shop in person for companies, and then share their thoughts about the products and services they try. Companies can then use this information to improve what they sell to customers.
10. IntelliShop
IntelliShop is a company that hires for mystery shopping jobs. You can sign up to become a secret shopper and get paid to visit stores.
Most tasks pay between $5 and $20. They usually take less than 15 minutes in the store, and then after your visit, you’ll need to fill out a report.
IntelliShop has jobs in stores, online, and over the phone.
As a mystery shopper for any of the mystery shopping companies on this list, please remember to keep any receipts or business cards from your visit. You’ll need these to prove you completed the task and get paid.
Recommended reading: How To Become A Mystery Shopper
11. Care.com
Care.com is a site where you can earn money by helping others with tasks like grocery shopping. You can sign up as a helper on their platform to find local gigs.
The site connects you with people who need assistance, such as parents and seniors. You might help with grocery shopping, cooking, or other errands.
As a helper on Care.com, you can set your own rates. Some helpers charge between $15 and $25 per hour. The amount that you decide you want to get paid may vary based on your experience and the tasks you do.
You may be able to find enough gigs to make this a full-time career, or you can also do this part-time in your spare time.
12. Capital One Shopping
Capital One Shopping is a free tool that can help you save money when you shop online. It’s a browser extension and mobile app that works in the background while you browse.
When you’re ready to check out, Capital One Shopping searches for coupon codes automatically and it tries to apply them to your order to get you the best deal.
The tool also compares prices across different websites. This can help you find the lowest price for items you want to buy.
You can earn rewards called Shopping Credits when you make purchases through Capital One Shopping. These credits can be redeemed for gift cards to popular stores.
While you won’t get paid directly to shop, you can save money and earn rewards. This can add up to significant savings over time and even free gift cards.
I recently received a $71 gift card for simply using the Capital One Shopping browser extension, which was super easy to get.
You can learn more at Capital One Shopping Review: Is It Worth It?
13. Fetch Rewards
Fetch Rewards is a free app that lets you earn points for shopping. You can get points by scanning any receipt or shopping online through the app.
I use Fetch Rewards for nearly all of my grocery shopping receipts. What I like about Fetch is that you don’t need to clip coupons or look for special offers. You just buy products and scan your receipts when you are done. It takes less than one minute to scan your receipt and earn points, so it is very easy.
Fetch gives you points for every receipt you upload. You can earn extra points by buying specific brands or products. The app has special offers where you can earn extra points, such as for buying a specific brand of cheese.
You can turn your points into gift cards from many stores and restaurants. Some options include Amazon, Target, and Starbucks.
You can sign up for Fetch Rewards here.
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With this app, you can scan your grocery receipts (from any grocery store or wholesale club, any time) and earn free gift cards. It is free to sign up and easy to use.
14. Uber Eats
With Uber Eats, you can make money by delivering food.
To get started, you’ll need to create an account and fill out some forms. Once approved, you can begin accepting delivery requests through the Uber app.
Uber Eats drivers can earn around $15 to $26 per hour on average. Your earnings can vary based on factors like your location, how busy it is, and the amount that you earn in tips.
You will want a reliable vehicle and a valid driver’s license, of course, for this side gig.
Recommended reading: 14 Ways To Make Money Driving
15. DoorDash
DoorDash is another way to get paid for delivering food.
DoorDash pays Dashers weekly through direct deposit. If you need money faster, DoorDash offers a Fast Pay option. This lets you cash out your earnings right away for a small fee.
Remember, you’re responsible for your own expenses like gas and car maintenance. It’s a good idea to track these costs to see how much you’re really earning.
16. Taskrabbit
Taskrabbit is an app that lets you make money by doing odd jobs for people in your area. You can pick tasks that fit your skills and schedule.
Some popular jobs on Taskrabbit include cleaning houses, assembling furniture, and running errands (such as shopping for others).
Taskrabbit gives you the flexibility to choose when and how much you work, as well as the type of work that you want to do.
17. Walmart personal shopper
You can get paid to shop as a Walmart personal shopper. This job lets you pick out items for customers who order online.
You’ve probably seen Walmart personal shoppers when you’ve been in Walmart. They work for Walmart and typically have a uniform and a very large basket where they collect items for different orders.
Walmart personal shoppers earn about $15 per hour on average.
Most personal shoppers work full-time or nearly full-time, between 32 to 40 hours a week.
As a personal shopper, you’ll walk around the store and find items customers want. You’ll need to be quick and careful to pick the right products.
Frequently Asked Questions
Getting paid to shop can be a fun way to earn extra money. There are different methods like using apps, shopping for others, and being a mystery shopper. Here are answers to common questions about how to get paid to shop.
How to get paid to go shopping?
You can get paid to shop by using cash back apps, becoming a personal shopper, or doing mystery shopping. Cash back apps give you money back on purchases. Personal shoppers buy things for busy people. Mystery shoppers check stores and fill out shopping assignments on their customer experience.
What are the top apps that pay you for shopping?
Some popular apps that pay you for shopping are:
Rakuten: Gives cash back on online purchases
Ibotta: Pays rebates on groceries and other items
Shopkick: Rewards you for scanning items in stores
Fetch Rewards: Gives points for uploading grocery receipts
These apps are free to use and can help you save money on things you already buy.
How can I earn cash by doing grocery shopping for others?
You can earn cash by grocery shopping for others through apps like Instacart or Shipt. Sign up as a shopper, get orders from customers, and deliver their groceries. You’ll get paid for each order you complete.
How much money do people usually make by delivering groceries?
The amount of money you can make by delivering groceries varies. Most shoppers make between $10 and $25 per hour, and your pay depends on factors like the number of orders you complete, the size of the orders, tips from customers, and time of day and demand.
Is being a secret shopper a good side hustle?
Secret shopping can be a good side hustle. It lets you earn money while shopping and dining out, but it’s not a full-time job. I have done a lot of mystery shopping assignments over the years.
What ways to get paid to shop on Amazon are there?
You can get paid to shop on Amazon in a few ways:
Use cash back sites like Rakuten when shopping on Amazon
Join Amazon’s Vine program to review products
Sell items on Amazon as a third-party seller
Sign up for the Amazon Associates Program to earn from product links
These methods can help you save money or earn extra cash while shopping on Amazon.
Best Ways To Get Paid To Shop – Summary
I hope you enjoyed my article on how to get paid to shop.
Getting paid to shop is a fun and easy way to make extra money while doing things you already like. I have been getting paid to shop for over 10 years now, and I have done almost everything on this list. While I’ve not earned a full-time income doing anything on this list, I have earned side income and plenty of free gift cards over the years.
You can use cash back apps or become a personal shopper to earn cash. You can make money buying groceries, clothes, or even taking surveys about your shopping habits.
Mystery shopping is another way to earn money by pretending to be a regular customer and reporting your feedback on your experience. Companies like BestMark and IntelliShop pay for this. Apps like Swagbucks and Fetch Rewards make it easy to earn by scanning receipts or shopping online.
Whether you want a side hustle or just want to save money, getting paid to shop is a fun way to make more money.
Fall in Portland, Maine is a spectacular experience, filled with vibrant colors and a host of activities. September to October is the best time of year to enjoy the magic of fall in Portland, from the scenic coastal views to fun downtown festivities. Stroll through the charming streets of the Old Port, where you can explore local shops and enjoy seasonal treats at cozy cafes. Don’t miss the chance to visit nearby orchards for apple picking or take in breathtaking views on a scenic drive. With local festivals celebrating food, art, and community, there’s fall things to do in Portland, ME for everyone to enjoy.
Whether you’re searching for a house to rent in Portland, ME, an apartment to call home, or ready to purchase your first home in the city, , this city has so much to offer. Let’s explore 15 fall things to do in Portland, ME, where pops of color and cozy vibes create the perfect backdrop for autumn and give you a taste of why Portland is a good place to live.
1. Pop some tags at the local thrift shops
The community around thrift and vintage shopping in Portland is eclectic and supportive, hosting regular events like swap meets and pop-up markets. Whether you’re hunting for a vintage vinyl record, mid-century furniture, or stand-out fashion statements, you’ll be sure to find something unique at one of Portland’s thrift stores.
“One of my favorite things about Portland is the amount of thrift and vintage shops we have,” shares local photographer Shado of Shado of a Rose Photography. “All within a 10-minute walk you could get incredible vinyl at Moody Lords, find that new sweater you need for fall at Material Objects, or pick up a retro video game/movie poster from Electric Buddhas.”
And, if you’ve worked up an appetite while thrifting, Shado has you covered. ”If you’re in the mood for some food just pop over to Exchange street a few blocks away. Whether you’re getting incredible chicken from Crispy Gai, eating $1 oysters on a Wednesday night at Blyth and Burrows, or having dessert at Gorgeous Gelato, you really can’t go wrong when going out in the Old Port.”
2. Admire the fall foliage in Portland
Whether you’re walking, biking, or simply taking a drive, enjoying the fall foliage in and around Portland is a perfect way to experience the changing of the seasons. The contrast of the colorful foliage with the historic architecture and coastal scenery creates a picturesque setting that feels like a scene from a postcard.
Fall colors around town
“This small East Coast city, with its cozy New England town feel, offers a little bit of something for those wanting to feel at home or someone seeking a temporary home base to do some leaf-peeping in Maine during the fall season,” describes local Portland author Marpheen Chann.
One of the best ways to experience the fall foliage in Portland is by exploring the many parks and waterfront areas. “A walk or bike ride on smooth trails can take you around Back Cove, where you can get a quality photo of Downtown Portland from across the water at Payson Park. Continue your day at Portland’s Eastern Promenade, the perfect place for a picnic with scenic views of Casco Bay and its islands,” Chann shares.
Catch a train
You can also relax into a scenic tour of the fall foliage by hopping on the Maine Narrow Gauge. “From your comfortable seat on the historic train, take in the dazzling colors of autumn, set against the backdrop of Casco Bay. You’ll hear all about Portland’s history and learn about local landmarks from onboard narration,” describes Matt Levy, general manager of the Maine Narrow Gauge Railroad. You can also get special Pumpkin Train tickets for the last two weeks of October, and continue the fun into the holiday season with a Polar Express themed train ride.
Finish the day
Hungry after a day of exploring fall in Portland? “Experience some of Portland’s iconic and diverse restaurants without the summer crowds with Cambodian-Chinese eats at Oun Lidos on Market Street,” recommends Chann. “If you’re looking for a good spot for a drink or a casual date, pickup where you left off with a friend or a book at Novel on Congress Street or snag some downtown views high up at the Top of the East on High Street.”
Whether you’re walking around town or getting into the countryside, experiencing the fall colors in Portland is an autumn must-do – finished off with great food, of course.
3. Wander the picturesque streets of Portland
“Portland in the Fall is magical,” gushes Adria Moynihan Rusk, a painter at Still Life Studio in Portland. “You’ll skip the rush of summer tourists while being here at the most picturesque time of year. Check out the Old Port and Bayside neighborhoods to find a unique selection of local shops and breweries.”
Old Port
Portland’s neighborhoods offer a mix of maritime heritage and urban appeal, inviting you to spend your autumn days wandering their streets. “Fall is a perfect time to explore Portland,” agrees Sierra Bisson, author of the travel blog The Ocean Drifter. “Walk around the cobblestone streets of the Old Port, where you’ll find great shopping and amazing restaurants.”
Charming lanes and narrow alleys wind through the Old Port, where brick buildings house eclectic shops, art galleries, and cozy restaurants. “When you’re in the area, make sure to stop by must-try spots like Duckfat and Taco Escobarr,” Bisson continues. “If you’re in the mood for some nightlife, swing by Bonfire for a fun evening with a great atmosphere and drinks.”
The Waterfront
If you’re looking for places to stop by on your stroll, Rusk is full of suggestions. “Grab a latte at Bard Coffee and walk down Commercial Street to people-watch along the waterfront,” she shares. “Take the fairy out to Peak’s Island and back, and then head to Washington Avenue for a hot bowl of Pho Ga at Cong Tu Bot. Don’t forget to try the potato donuts at the Holy Donut.”
To finish off your day of exploring Portland in the fall, Rusk recommends, “Find a park bench on the East End promenade and watch the boat traffic skip across Casco Bay. It’s hard to do it wrong, so make an adventure of it.”
4. Warm your insides with local beer tasting
Portland, ME’s craft beer scene is renowned for its creativity, quality, and variety, making it one of the top destinations for beer lovers in the country. The city boasts a high concentration of breweries, from long standing favorites like Allagash Brewing Company to newer, experimental breweries like Bissell Brothers. Many breweries are located in Portland’s industrial areas and waterfront, offering taprooms where guests can sample a range of styles, from hoppy IPAs and smooth stouts to crisp lagers and sour ales.
“You absolutely have to check out at least one of the local breweries – Portland is known for its craft beer scene,” confirms Bisson of The Ocean Drifter blog.
Must-visit breweries
“Fall in Portland isn’t complete without attending Oktoberfest at one, or more, of the city’s great breweries,” seconds local tech expert and beverage connoisseur Dan DeSimone. “I especially like Belleflower, which is walking distance from a number of other breweries like Austin Street and Rising Tide. Tandem Coffee is right down the street too if you’re in the mood for a latte break (pumpkin spice optional) between beers.”
The East Bayside is another area that is renowned for its breweries, with local chocolate shop Dean’s Sweets offering the perfect neighborhood map to plan out your day of beverage sampling. “The East Bayside is one of the fastest-changing neighborhoods in Portland, ME,” reveals Kristin from Dean’s Sweets. “There are spirit makers, food trucks, hard seltzer, and cider right alongside the many breweries and wineries. And of course, chocolate at Dean’s Sweets, for those who want a gift for others or a nibble for yourself,” she laughs.
Join a beer tour for a unique beer-tasting experience
For a fun way to spend fall in Portland and sample the craft beer scene, consider a beer tour. “Join the Maine Brews Cruise for a cozy, festive journey through Maine’s craft alcohol scene amidst the backdrop of stunning fall foliage,” shares the Maine Brews Cruise team.
With options of a guided walk through the streets of Portland or having your own designated driver on a tour bus, the Maine Brews Cruise is perfect for those who enjoy a snug atmosphere while exploring local breweries, distilleries, and wineries. “With expert guides and a warm setting, you can learn, taste, and toast to the season – flannel attire recommended for the full autumn experience,” says the team.
You can also embrace Portland’s coastal vibe with a beer and boat tour through SeaPortland. “For those eager to experience Portland’s crisp fall beauty and rich history, SeaPortland provides exclusive tours that combine sightseeing with local brew tastings,” describes the crew. “You can explore historic Fort Scammel or enjoy a Harbor Cruise, where the vibrant fall colors enhance the flavor of each locally brewed beer. These 90-minute tours promise a blend of good vibes and spectacular sights, ideal for anyone looking to savor the season.”
However you prefer to indulge in the local craft beer scene, the city’s community-focused beer culture is a great fall thing to do in Portland.
5. Get outside into Portland’s local landscape
Portland is a mix of coastal beauty and historic urban charm. Located on a peninsula overlooking Casco Bay, the city’s waterfront features working harbors, marinas, and scenic parks like the Eastern Promenade. In the fall, the vibrant foliage adds to the town’s allure, making outdoor exploration a must.
See the scenery
“Visiting Portland in the fall is many people’s highlight of the year,” states Nick Robinson of Portland Schooner Co. “For a nature experience in town, try the walking trails at the Evergreen Cemetery where you can catch migrating birds in the trees, turtles and other amphibians in the ponds, and an array of tree species lighting up the landscape with their vibrant colors.”
You can also get a new perspective of Portland’s scenery via a historic wooden schooner, sailing your way around Casco Bay on the Maine-built boat through the Portland Schooner Co. “Don’t forget your hat, sunglasses, and cozy layers,” reminds Robinson.
Enjoy your dining outdoors
“Autumn in Portland is my favorite time of year,” confesses Chelsea K Ray, a wardrobe consultant and blogger based in the city. “Breakfast right on Casco Bay at the Porthole is a must. Walk off your lobster Benedict with a stroll along the East End Trail, and don’t forget to dip your toes in the ocean at East End Beach.”
Ray recommends doing some shopping at Mexicali Blues and Ports of Call on Commercial Street before enjoying fresh seafood at DiMillos, a floating restaurant that features beautiful waterfront views. “Wrap your day up with a cocktail at the Commercial Street Pub,” encourages Kay, noting that the pub is a true local’s spot where you can share your day’s adventures with other patrons.
6. Celebrate the season with Harvest on the Harbor
Since its inception in 2007, Harvest on the Harbor has celebrated Portland’s outstanding culinary scene, showcasing the talents of local chefs, brewers, distillers, and food artisans. “This is the 16th year for Harvest on the Harbor, which draws attendees from around the world to savor the deliciousness of Maine,” shares the Harvest on the Harbor team.
Portland has earned the reputation as “The Foodiest Small Town in America,” and the festival nods to this title by highlighting Maine’s rich food and beverage culture.
“Harvest on the Harbor is a celebration of Maine-made spirits, Maine lobster, Maine oysters and Maine seafood,” confirms the team. “With four events in three days there is something for everyone, including the Maine OysterFest, From The Sea and the Maine Cocktail Classic.”
Held the last weekend of October, Harvest on the Harbor offers a fun fall outing and a tasty celebration of Maine’s local flavors and traditions.
7. Indulge in Portland’s fall flavors and festivities
Portland celebrates fall with festivals, outdoor markets, food, and events like the Portland Farmers’ Market, which overflows with fresh produce, baked goods, and seasonal flowers.
Local eats and treats
“Portland is simply vibrant in autumn,” affirms Jamie, author of the blog Travel Addict. “Whether you are tasting local beers at the Portland Beer Hub, hiking on Peaks Island, or tasting the freshest of seafood along the waterfront, it’s the perfect fall destination with something for everyone. The cuisine is top notch – with incredibly fresh seafood at Scales and exquisite flavors at Duck Fat.”
Seasonal favorites like cider donuts, craft pumpkin ales, and hearty farm-to-table dishes become staples at eateries across the city, making a food tour a perfect fall thing to do in Portland.
“Maine Day Ventures keeps you moving and learning while you eat and shop,” suggests Kristin of Dean’s Sweets. “The guide gives an insider’s behind-the-scenes taste of the most popular spots in the city. The tour includes generous portions of some Maine specialties, including lobster, blueberries, craft beer, and the always-loved Maine potato, along with some up-and-coming foodie trends.”
Fall activities
Other fun fall activities come recommended from the Harvest on the Harbor team, including visiting corn mazes, hiking, trying award-winning restaurants, shopping and gallery hopping.
“Every Friday, the City of Portland hosts a First Friday Art Walk with gallery openings,” says Harvest on the Harbor. “Performing arts opportunities include the Portland Symphony Orchestra, celebrating its 100th season with performances at a few area breweries and a pay-what-you-can Chamber Series.”
8. See the city by sea
Experience Portland by sea for stunning views of Casco Bay, its islands, and iconic lighthouses like Portland Head Light. Fall tours provide a quieter, more intimate experience, with crisp air and warm autumn sunlight reflecting off the water.
“If you’re looking to enjoy Maine’s autumn spectacle, Casco Bay Custom Charters offers cozy flannel-wrapped adventures aboard vintage vessels,” shares Dyland Suhr from Maine Tour Company. “Enjoy breathtaking views of the colorful coastline with a bottomless mimosa brunch or a sunset dinner prepared by a private chef. This is the perfect opportunity for private groups to make unforgettable leaf-peeping memories on the water.”
Charter a boat for an intimate and private experience, or take the ferry across the bay to Peaks Island for a day of strolling amongst the neighborhood’s fall colors.
“Catch the ferry at Casco Bay Lines,” recommends Kristin from Dean’s Sweets. “The 30-minute trip across the bay is fun all on its own. Get some sun and enjoy the sparkling water and cool air along the way. If you’re lucky, you may see a bald eagle or a harbor seal.”
Photo by The Children’s Museum and Theatre of Maine
9. Take a day for everyone to play
“A trip with loved ones to Portland wouldn’t be complete without a visit to the Children’s Museum & Theatre of Maine, the state’s most visited museum and top destination for play located at Thompson’s Point,” says Shultzie Fay Willows, a representative for the museum.
Kids can explore hands-on exhibits like water and air activities, an outdoor playground, and an indoor climbing structure. They can also enjoy cultural displays, aquarium tours, performances at the country’s oldest children’s theater, and creative activities in MakerSpace – all included.
To round out the fall weekend in Portland, Willows is full of all-ages recommendations. “Afterward, paint some pottery next door at Color Me Mine or explore the fascinating International Cryptozoology Museum,” she shares. “For lunch, stop by Bissell Brothers, savor a grilled cheese at Sacred Profane, or enjoy hot dogs and pierogi at Leisure Time. There is something for everyone to do, try, and explore.”
10. Journey to the countryside for a true fall farm experience
A 40-minute drive from Portland, Bowdoinham comes alive in autumn with apple picking, pumpkin patches, and hot cider. This rural town along the Kennebec River is known for its vibrant farming community and fall harvest season.
If you’re looking for beautiful colors, Stonecipher Farm is an organic farm brimming with bright veggies in the autumn months. “The ‘no-till’ approach to vegetable production means a highly organized field system, resulting in an outstanding aesthetic,” claims Ian Jerolmack from the farm. “Folks have said it looks like the king’s garden.”
When you’re done exploring the farm, head back into town and sample from many other local farms at various Bowdoinham fall festivals, where vendors line up with their fresh offerings and handmade crafts.
11. Bring Fido along for the adventure
Portland is known for being an exceptionally dog-friendly city, welcoming four-legged companions in many public spaces and businesses. Numerous restaurants and breweries have outdoor patios where dogs are welcomed with water bowls and treats. The city’s pet-friendly vibe extends to shops, where many local businesses allow well-behaved dogs.
“There are many restaurants and locations that are dog-friendly throughout the city, just make sure to check their pet policy and local leash laws to ensure you and your dog have a great and safe time enjoying Maine’s fall together,” advises Portland pet photographer Gina Soule.
“Enjoying Portland in the fall alongside your four-legged best friend gives you a taste of the very best of Maine,” Soule continues. “From having your dog join you for a stroll along the Eastern Prom, exploring Higgins beach together, to enjoying an adult beverage around a fire on the patio at Maine Craft Distilling, you can’t go wrong with any of the numerous dog-friendly locations Portland has to offer.”
12. Cozy up with a good book
Fall and books are the perfect pair, whether you’re curling up in a chair by a roaring fire or sipping on tea at a local cafe with a book in hand. “Portland has a rich and robust bookish culture, with tons of amazing bookshops throughout the city,” adds Ash Holland, local owner to The Lucky Fox Bookshop.
Local favorites include Sherman’s, which opened in 1896, residing as Maine’s oldest bookstore. Another is Longfellow’s, a classic book shop with the perk of having the occasional feline guest wandering the store, available to adopt if it happens to choose you.
But if you’re after a fun and unique bookshop experience, look no further than The Lucky Fox Bookshop. A traveling and online bookstore, The Lucky Fox is an independently-run business that hosts pop-up shops at hot spots around Portland, and centers their collection around LGBTQ themes, fantasy, and works from marginalized authors. “Check out the event page to see where we’ll be setting up shop this fall and winter; or, explore the online shop to snag your next great read,” advises Holland.
As the weather gets cooler, many bookstores also host special events like author signings, book clubs, and seasonal sales, making bookshop hopping a perfect fall activity for a day in Portland.
13. Prepare to be spooked at a haunted house
A visit to a haunted house perfectly captures the fall mood, blending eerie history with spooky entertainment as the days grow shorter and colder.
While there are multiple haunted houses you can explore around Portland, nothing quite beats The Annual Haunting at the Parsonsfield Seminary. Originally built in the 1800s, its 42 rooms transform into an epic spooky mansion for the ultimate Halloween experience. You’ll be led on a tour through the building’s four floors for a suspenseful storytelling show, guaranteed to give you some scares. Tours are offered only the last two weekends of October, and the seminary changes its act every year for a truly unique time.
While the Parsonsfield Seminary is located an hour out of Portland, it’s more than worth the trip. Make a weekend of it by staying nearby with Backcountry Excursions, where owner Cliff Krolick ensures you get the full fall experience cozying up in one of his yurts or cabins nestled within the woods.
14. Travel off the beaten path on an oyster tour of Portland
“If you’re an oyster lover visiting Portland, be sure to check out the Maine Oyster Trail,” recommends Trixie Betz, an oyster expert.
The Maine Oyster Trail, of which Portland is a major hub, offers activities like farm tours, boat tours, raw bars, shuck trucks, and even kayaking adventures, where you can see oyster farming up close and taste the product directly from the source. It’s a great fall activity that combines education, fresh seafood, and Maine’s scenic coastline.
“Fall is the best time to enjoy oysters, and what better place to do that than in Maine,” shares Betz. “Not only will you enjoy delicious Maine oysters and learn about the industry, you’ll earn prizes along the way.”
The Maine Oyster Tour includes an oyster passport you can use to keep track of the places you’ve visited; the more establishments you check into, the more prizes you earn. The farm-to-table approach of the experience gives you the unique opportunity for direct interaction with Maine’s oyster farms, making the Maine Oyster Trail a perfect fall thing to do in Portland.
Intimate moments inside Blyth & Burrows by Shado of a Rose Photography
15. Escape the chill with local nightlife
Portland’s nightlife changes with the seasons, especially in the fall when outdoor patios stay open with heaters and fire pits. Many places also host seasonal events, from Halloween-themed parties to fall harvest festivals that go into the night. Rising Tide Brewing Company and Oxbow Blending & Bottling have both indoor and outdoor spaces, and you can often find live music or food trucks.
For local music and laid-back vibes, check out the Flask Lounge for nightly live music, dancing, and up-and-coming DJs and bands. “Nestled in the heart of Portland, Flask Lounge is your favorite down-to-earth neighborhood bar,” affirms Flask Lounge owner Jessica Nolette. “Known for its unassuming charm and the city’s most affordable drinks, it truly feels like home.”
If dancing isn’t your thing, cozy up inside an intimate cocktail bar instead. The Portland Hunt + Alpine Club will serve you creative drinks in a sleek, Scandinavian-inspired space. For a warm and vintage vibe, Blyth & Burrows features a speakeasy-style experience, with handcrafted cocktails celebrating the maritime history of Portland.
Whether you’re in the mood for craft beers, live music, dancing the night away, or a more elegant evening, exploring the nightlife in Portland fall will leave you feeling warmer than you started.
Discovering fall things to do in Portland, Maine
There’s truly something special about fall in Portland, Maine. From festive farmers’ markets to cozy cafes and autumnal events, there’s something for everyone to enjoy. Whether you’re a lifelong resident or a first-time visitor, there are a plethora of fall things to do in Portland just waiting to be discovered. So bundle up, head out into the brisk air, and immerse yourself in all the fall fun this enchanting New England city has to offer.
When people think of Oakland, they often picture its vibrant, urban atmosphere, but the true essence of living in Oakland extends beyond the city itself. The suburbs of Oakland are diverse residential areas that offer a quieter, more relaxed lifestyle while still providing easy access to the city’s cultural and recreational amenities. These Oakland suburbs are spread across the East Bay region, each with its own unique character and appeal.
In this ApartmentGuide article, we’ll explore some of the most notable Oakland suburbs—from the hillside retreats to waterfront communities—highlighting key aspects such as population, average rent, and what makes each area stand out. Whether you’re searching for the perfect apartment in Oakland or curious about the surrounding Oakland neighborhoods, let’s discover the best parts of Oakland to call home.
Cost of living in Oakland
Before we dive into the top Oakland suburbs, let’s cover how much it costs to live in Oakland. The overall cost of living in Oakland is 40% higher than the national average. Housing is a major factor, with the median sale price for a home in Oakland at around $812,500, which is over 88% higher than the national average of $432,657. Rent follows a similar trend, with the average rent for a one-bedroom apartment in Oakland at $2,629, about 74% more than the national average of $1,514.
While some suburbs around Oakland offer more affordable housing options, others can be equally expensive, depending on location and amenities. Here, we’ll explore a range of top suburbs, providing different lifestyle and housing opportunities based on your budget and preferences.
1. Piedmont
Known for: Tree-lined streets, quiet residential feel, historic homes
Piedmont is a small, affluent enclave entirely surrounded by Oakland. This serene, residential neighborhood is known for its beautiful, historic homes and peaceful, tree-lined streets. Many homes in Piedmont are elegant, early 20th-century properties with well-maintained gardens. While it’s just a few minutes away from the bustling city, Piedmont offers a distinctly suburban vibe and a tight-knit community. Residents enjoy nearby parks, including Dracena Quarry Park and the scenic Piedmont Park.
Population: 11,400 Median home sale price: $1,940,000 Piedmont transportation scores: Walk Score 45, Bike Score 47, Transit Score 42
Apartments for rent in Piedmont, CA | Houses for rent in Piedmont, CA | Homes for sale in Piedmont, CA
2. Alameda
Known for: Island living, Victorian homes, beach access
Alameda, located just west of Oakland, offers island living with a laid-back, coastal atmosphere. With its proximity to the Bay and stunning views of San Francisco, Alameda is known for its charming Victorian homes, diverse neighborhoods, and beautiful beaches. Crown Memorial State Beach is a popular spot for windsurfing, picnicking, and enjoying sunsets. The area’s pedestrian-friendly streets and waterfront parks make it a perfect place for those seeking a peaceful escape from city life.
Population: 78,000 Average rent for a one-bedroom apartment: $3,125 Median home sale price: $1,037,500 Alameda transportation scores: Walk Score 68, Bike Score 77, Transit Score 42
Apartments for rent in Alameda, CA | Houses for rent in Alameda, CA | Homes for sale in Alameda, CA
3. Emeryville
Known for: Tech hub, vibrant downtown, proximity to San Francisco
Emeryville is a small, modern suburb nestled between Oakland and Berkeley. Known for its tech-driven economy and vibrant downtown area, Emeryville attracts professionals who work in both Oakland and San Francisco. The city boasts a mix of upscale apartment complexes, loft-style living, and waterfront parks, including the scenic Emeryville Marina. Residents enjoy easy access to shopping at the Bay Street Emeryville Mall and an array of trendy restaurants and cafes. Its central location and direct access to major highways make it an attractive option for commuters.
Population: 12,000 Average rent for a one-bedroom apartment: $3,193 Median home sale price: $510,000 Emeryville transportation scores: Walk Score 91, Bike Score 94
Apartments for rent in Emeryville, CA | Houses for rent in Emeryville, CA | Homes for sale in Emeryville, CA
4. Montclair
Known for: Hillside views, natural beauty, residential feel
Montclair is an upscale neighborhood nestled in the Oakland Hills, known for its stunning hillside views and tranquil residential atmosphere. This community features a mix of large, modern homes and mid-century properties, many with panoramic views of the Bay. Montclair Village is the neighborhood’s charming commercial hub, offering boutique shopping, cafes, and a weekly farmers’ market. With several nearby hiking trails in Redwood Regional Park and Joaquin Miller Park, Montclair is perfect for outdoor enthusiasts who want to stay connected to nature.
Population: 9,000 (approx.) Average rent for a one-bedroom apartment: $1,503 Median home sale price: $700,000 Montclair transportation scores: Walk Score 57, Bike Score 54, Transit Score 33
Apartments for rent in Montclair, CA | Houses for rent in Montclair, CA | Homes for sale in Montclair, CA
5. Berkeley
Known for: University town, cultural hub, progressive community
Berkeley, just north of Oakland, is a vibrant, university town known for its academic and cultural prominence. Home to the University of California, Berkeley, the city has a vibrant energy with a progressive, artsy vibe. Berkeley offers a wide range of housing, from historic homes in the hills to student apartments and modern condos near downtown. The city is filled with cafes, bookstores, and a thriving arts scene. With its numerous parks, including Tilden Regional Park, residents enjoy access to both urban amenities and outdoor activities.
Population: 124,000 Average rent for a one-bedroom apartment: $2,315 Median home sale price: $1,425,000 Berkeley transportation scores: Walk Score 85, Bike Score 83, Transit Score 60
Apartments for rent in Berkeley, CA | Houses for rent in Berkeley, CA | Homes for sale in Berkeley, CA
Methodology: The suburbs included in this list were selected based on their overall popularity, determined by search trends and housing demand in the Oakland area. Average rent and home sale price data were sourced from Redfin and Rent.com as of October 2024. Transportation data, including Walk Scores, Bike Scores, and Transit Scores, was sourced from Walk Score.