Knowing how to bank effectively is a big part of being financially responsible. Different banks can have advantages over others. Employing different banking techniques can improve how you budget your money. One of those techniques is having multiple bank accounts. So, ⦠Continue reading â
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In basic terms, home equity is the percentage of your homeâs overall value that you personally own. So if you owe money on a mortgage, that part isnât included in your equity. There are multiple ways to tap into home ⦠Continue reading â
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When tax season rolls around, your mailbox might fill up with W-2s and other forms that youâll need to file your return. An Internal Revenue Service (IRS) Form 1099-R might be in the mix if you received certain types of ⦠Continue reading â
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When the market is soaring, itâs easy to forget that what goes up can also come down. But economic slowdowns tend to be cyclical, which means that another recession is in the future. Whether itâs fast-approaching or still a ways off, itâs ⦠Continue reading â
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Writing checks may not be something you do often. But if you do write a check, itâs important to make sure you have enough money in your bank account to cover it. If you donât, your bank might charge a ⦠Continue reading â
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Creating a trust as part of your estate plan is something you might consider if youâd like to ensure that your assets will be managed according to your wishes after youâre gone. When you establish a trust, youâll need to ⦠Continue reading â
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A reverse mortgage can provide you with a steady stream of income in retirement. Reverse mortgages do have risks and they can affect your ability to pass on assets to your heirs later. Fortunately, thereâs more than one alternative to ⦠Continue reading â
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A small businessâs online marketing strategy may include email, digital ads, social media, website content and online influencers.
Establishing a trust as part of your financial plan is something you might consider if you have extensive assets or simply want a measure of control over how those assets are managed after youâre gone. When creating a trust, there ⦠Continue reading â
The post Beneficiary vs. Trustee: Estate Planning Guide appeared first on SmartAsset Blog.