Small Business

Alaska Airlines credit cards get additional perks, new restrictions — and a higher annual fee – The Points Guy

Alaska and Bank of America are raising the annual fee of the Alaska Airlines Visa Signature® credit card, but adding a few perks.

Dos and Don’ts of Using a Personal Loan to Build Credit – SmartAsset

Getting a personal loan can be a great way to boost your credit score. But certain mistakes can hurt it. As long as you’re aware of the dos and don’ts…

QC, Down Payment Asst., AMC, LOS Products; Readers Weigh in on Wells Shutting Correspondent

Ever been to Noma in Denmark? Me neither, although I did some solo bicycling there, which is so much more reliable than flying domestically this morning with the FAA’s system shut down. Apparently I have only two years to go, as the “best restaurant in the world” surprisingly announced it is closing in the winter of 2024. Cynics would say that is a publicity stunt, proponents will tell you that it is time for a change and the numbers probably don’t make sense. (Speaking of numbers, this month’s STRATMOR blog is titled, “Productivity: More Important than Ever” and discusses how important it is to manage to the numbers, and not be surprised.) The U.S. Supreme Court rejecting investor suits over Fannie Mae and Freddie Mac didn’t surprise anyone. Wells Fargo certainly surprised everyone, including its own correspondent sales team and management, in announcing it is shutting down. (More on this below.) Wells isn’t the first to shutter things, nor will it be the last based on the numbers. According to Curinos, December 2022 funded mortgage volume decreased 67% YoY and 3% MoM. In the Retail channel, funded volume was down 71% YoY and 3% MoM. Average 30-year conforming retail rates dipped slightly from November but are 319bps higher than the same month last year. (Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures and here is a closer look at the data.) Today’s podcast is sponsored by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. Today’s has an interview with SimpleNexus’ Lori Brewer on the advances of APIs and native integrations.

How to invest in private and public companies

Learn how to invest in private or public companies, how to evaluate an investment, and what you should consider before you start investing.Learn how to invest in private or public companies, how to evaluate an investment, and what you should consider before you start investing.

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4 Things Banks Consider to Screen Personal Loan Applicants – SmartAsset

Trying to get a personal loan from your local bank? Your lender will look at several factors to decide whether you qualify, including your credit score…

How Much Does a Fee-Only Financial Adviser Cost?

The amount of time and effort a financial adviser will bill you for depends on how complex your situation is.

Legal Notice

For fiscal year 2022, Intuit had total revenue of $12.7 billion, up 32%, including the addition of Mailchimp and a full year of Credit Karma. Excluding Mailchimp, revenue grew 24%. Total revenue growth was fueled by 38% growth for the Small Business and Self-Employed Group, which includes 16 points from Mailchimp. Consumer Group revenue grew … [Read more…]

How to Invest in SPACs

Special purpose acquisition companies or SPACs for short are formed to raise capital through an initial public offering (IPO). The capital raised from investors is then used to acquire a private company. Also called shell companies or blank check companies, … Continue reading →

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