Save more, spend smarter, and make your money go further Thinking about buying your first house? Then you probably know it’s both exciting and challenging. It’s an opportunity to build equity, and it also gives you the freedom to personalize the place however you want. But it’s also a huge financial undertaking and you have … [Read more…]
Thinking about buying your first house? Then you probably know itâs both exciting and challenging. Itâs an opportunity to build equity, and it also gives you the freedom to personalize the place however you want. But itâs also a huge financial undertaking and you have to be sure youâre committed to owning a home and
The post Chapter 01: Renting vs. Buying a House appeared first on MintLife Blog.
I have been a real estate investor for many years and recently a small business owner as well. Now technically, I owned small businesses if you count my real estate brokerage and flipping business, and online business but I recently bought brick-and-mortar businesses. I own a small grocery store, liquor store, and bar. I am … Read more
I have been a real estate investor for many years and recently a small business owner as well. Now technically, I owned small businesses if you count my real estate brokerage and flipping business, and online business but I recently bought brick-and-mortar businesses. I own a small grocery store, liquor store, and bar. I am … Read more
When someone passes away, whether unexpectedly or not, it can raise questions about who will inherit what. Specifically, you might be wondering whether in-laws have a right to any of the assets of the deceased person. The short answer is ⦠Continue reading â
The post Inheritance Rules for In-Laws appeared first on SmartAsset Blog.
More and more banks are going online. That can mean better rates and lower fees, but not all banks with online products have their act together; here’s what to look for.Everyone needs a bank. Theyâre crucial for our everyday interactions. How else will you cash your paycheck?!
The post How to choose a bank: 6 features to look for appeared first on Money Under 30.
If you think that creating an estate plan is only for the sick or elderly, think again. Itâs an unfortunate truth that death can happen to anybody at any age, and you wouldnât want to leave your family to pick up the pieces of a disorderly estate after you die while they sort out their
The post What Is an Estate Plan? The Basics + How To Create One appeared first on MintLife Blog.
It’s been a few years since Capital One bought ING DIRECT, the popular bank that conducted most of its operations online. (See also: 7 Banks Still Offering Free Interest-Bearing Checking Accounts)
For most people looking to centralize their banking and find competitive rates, Capital One 360 is a viable option. Capital One 360 makes it easy to access all of your accounts, including your investment accounts, from your account summary.
Capital One 360 offers a variety of banking products and services.
This is the classic account that started it all. There are no fees, no minimum deposit requirements, and no catches. Right now, the yield is .40% APY, which is reasonably competitive, especially when you consider that there are no minimums and no fees. It’s easy to link your account to other banks and set up automatic transfers to make saving easy.
My son’s savings account at Capital One 360 kicks the crap out of the 0.20% he was getting at the local credit union. It’s easy to monitor the account from your own dashboard and to teach your child the value of saving early on.
You can open a checking account with Capital One 360 and earn a yield on the balance. Current yield is .10%. Account holders can use over 70,000 Capital One or Allpoint ATMs at no cost.
MONEY is an account created specifically for the teen user. Teach your teen to manage her money with this no fee and no minimum account that earns interest.
The yields on the CDs from Capital One 360 are not as competitive as they could be, ranging from 0.20% to .40%. You can choose your term, and you can also choose when you want to receive your interest payments.
Capital One 360 also offers business banking products. You can open a business savings account, or a business CD. The current yield on the business savings account is lower than what you get with personal savings, though.
You can also set up a retirement plan for your small business through Capital One. It’s fairly easy to set up, and you can offer this benefit to your employees.
Overall, Capital One 360 is a viable competitor. The products offered remain fairly competitive. Additionally, the low-fee, low-hassle structure of the bank makes it easy to open accounts, and avoid watching your wealth erode due to hidden fees and complicated requirements.
A business checking accounts helps you keep your work and personal finances separate. Here are the 5 best business checking accounts. A business checking account helps you keep your work and personal finances separate, but how do you know which is best for your business?
The post Best business checking accounts of 2023 appeared first on Money Under 30.
It takes money to start and keep a business running, and access to capital is one of the major roadblocks to business ownership for many would-be entrepreneurs. However, there are several ways individuals can use their retirement funds to finance ⦠Continue reading â
The post How to Use a ROBS 401(k) to Finance a Business appeared first on SmartAsset Blog.