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eMortgage, CRM, Cybersecurity, Analytics, Compliance Tools; More Correspondents Exiting, Lender and Investor Updates
âWhere can you always find money? In the dictionary.â Plenty of lenders and finding the money to buy other companies while smaller ones are looking for the right buyer. Eat or be eaten seems to be the name of the game as lenders hungry for production are courting other lenders. Some just get out of the game entirely. (See lender and investor section below.) Cutting costs and being efficient continue to be of paramount importance regardless of plans for the future. Is the credit process cost effective and efficient? Yesterday I mentioned changes in the credit world and received, âRob, when will companies learn that there are âtoo many snouts in the credit troughâ? Thereâs Fair Isaac, the Bureaus, and the credit resellers. It is not a level playing field, and now, like the old days of having different gfees for different lenders, lenders are slotted into âtiersâ. In the next few years, weâll be moving from a tri-merge environment to a bi-merge environment. Regardless of what comes our way, the overall construct of this portion of our business is shaky.â Editorâs note: âShakyâ is not good in this environment. (Todayâs podcast can be found here and this weekâs is sponsored by SimpleNexus, an nCino company and homeownership platform unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. I go on todayâs podcast to talk with Robbie about the industry ramping up mortgage travels and how mortgage market cycles have historically played out.)
The FIRE movement: How to retire early
The FI/RE movement is all about making your money work for you and either becoming financial independent or retiring early or both.The FI/RE movement is all about making your money work for you and either becoming financial independent or retiring early or both.
The post The FIRE movement: How to retire early appeared first on Money Under 30.
Does Getting Married Affect Your Credit Score?
Marriage doesnât directly affect your credit scores since you and your spouse will each still maintain separate credit histories. However, both of your credit histories can affect any shared accounts and future possibilities of taking out a loan together. Or, if you live in a community property state and take out loans after getting married, […]
The post Does Getting Married Affect Your Credit Score? appeared first on SoFi.
Home Improvement on a Budget: 19 Tips on How to Save Money at Lowe’s
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Earn Free Gift Cards and More With Microsoft Rewards
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. When itâs time to search the web, approximately 85% of users turn to Google. Itâs such a prevalent search engine that weâve turned […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
These Are the 6 Most Excruciatingly Boring Sports to Watch
The age-old debate of which sport is the most boring has gone on for far too long. Of course, every sports fan has their own opinion, but which one is so painfully dull that you can barely stay awake watching it? It may come as no surprise that there is one particular sport that tends … Read more
12 Simple Ways to Save an Extra $7,712.60 this Year
When I was younger, it was virtually impossible to save extra money. That’s what I told myself, at least. Truth be told I had plenty of extra money to save I just chose to spend it instead. I know I’m not alone in this. It’s been reported over half of Americans don’t have at […]
The post 12 Simple Ways to Save an Extra $7,712.60 this Year appeared first on Good Financial Cents®.
Betterment’s New SmartDeposit Feature Can Make Saving Automatic
Betterment’s new SmartDeposit automated saving functionality can be a great way to increase your savings. How? By making investing automatic.
The post Betterment’s New SmartDeposit Feature Can Make Saving Automatic appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Giving Priority to the Enjoyable Things with Kim Scott
When you think of the word priority, what often comes to mind? Do you think of meetings, budgets, and your 9-5 work day or, do…
The post Giving Priority to the Enjoyable Things with Kim Scott first appeared on Century 21®.