Spending
How to Get Rid of Sentimental Clutter and Spend More Intentionally (+ Free Printables)
Smart Money Podcast: Buying Crypto and Dealing With Debt
Welcome to NerdWalletâs Smart Money podcast, where we answer your real-world money questions. This weekâs episode starts with a discussion of what people need to know about cryptocurrency. Then weâ¦
Can Debt Collectors Call on Holidays?
When youâre in debt, getting calls from debt collectors is common. But can debt collectors call on holidays? Although there are no regulations that specifically make calling on holidays illegal, there are regulations that prohibit debt collectors from contacting consumers at unusual or known inconvenient times. Find out more about the answer to this common… Read More
The post Can Debt Collectors Call on Holidays? appeared first on Credit.com.
10 Financial Steps to Take Before Having Kids
According to the U.S. Department of Agriculture (USDA), raising a child to the age of 18 sets families back an average of $233,610, and thatâs for each child. This figure doesnât even include the cost of college, which is growing faster than inflation. CollegeBoard data found that for the 2019-2020 school year, the average in-state, […]
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5 Sacrifices to Help You Max Out Your Retirement Account Next Year
5 Sacrifices to Help You Max Out Your Retirement Account Next Year is a post originally published on: Everything Finance – Everything Finance – Its all about Money!
Are you at the point where you’re ready to invest more in retirement each month but aren’t quite sure how? Maybe you want to increase your savings rate but the numbers don’t add up. I’ve always said that saving something is better than nothing. If you can’t max out savings like your retirement account, it’s not a big deal and you can always work your way up to this goal year after year. We’ve put together 5 sacrifices to max out your retirement account. Right now, the maximum contribution limits for a 401(k) is $19,000 and $6,000 a traditional or
5 Sacrifices to Help You Max Out Your Retirement Account Next Year is a post originally published on: Everything Finance – Everything Finance – Its all about Money!
Why Itâs the Year of the Side Hustle
Side hustles have always been a good way to earn more money and better your finances. With so many people in debt while wages have fallen flat, theyâve become especially popular over the past decade. Now, with the coronavirus pandemic, weâve seen them shoot ahead in popularity even further. According to a recent survey by […]
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Effective tax rates in the United States
I messed up! Despite trying to make this article as fact-based as possible, I botched it. I’ve made corrections but if you read the comments, early responses may be confusing in light of my changes.
For the most part, the world of personal finance is calm and collected. There’s not a lot of bickering. Writers (and readers) agree on most concepts and most solutions. And when we do disagree, it’s generally because we’re coming from different places.
Take getting out of debt, for instance. This is one of those topics where people do disagree — but they disagree politely.
8 Money-Saving Tips for Improving Your Bathroom’s Design
I don’t know about you, but for me, a bathroom goes well beyond its practical uses; within the past years, I’ve come to think about it as a sanctuary of sorts, that room of the house that’s dedicated to pampering, relaxing, and deconnecting — a place where I can enjoy some alone time and use […] More
The post 8 Money-Saving Tips for Improving Your Bathroom’s Design appeared first on Fancy Pants Homes.