Embracing festive window decor, similar to Halloween window decor ideas, can also help to elevate your outdoor Thanksgiving scheme. Hang wreaths and lights in the window or style a window ledge with a stack of pumpkins, perfect for creating a cozy seasonal display that can be appreciated both inside and outside of the home.

Source: homesandgardens.com

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Apache is functioning normally

Do you want to sell printables online and make extra money? If so, you may be interested in learning about one of the most popular printables courses out there – Gold City Ventures E-Printables course. In this Gold City Ventures Review, I will help you learn everything that you can about this course so that…

Do you want to sell printables online and make extra money? If so, you may be interested in learning about one of the most popular printables courses out there – Gold City Ventures E-Printables course.

In this Gold City Ventures Review, I will help you learn everything that you can about this course so that you can decide if you should take it or not.

Gold City Ventures E-Printables course is one of the best printables courses out there, and it has a lot of positive reviews. But, is it for you? Continue reading to learn more!

Please click here if you want to sign up for the E-Printables course.

Key Takeaways

  • Selling printables on Etsy can be a great side hustle because you just need to create them once, and you can sell them an unlimited amount of times.
  • Gold City Ventures E-Printables course will teach you how to create, market, and sell digital files on Etsy for passive income.
  • This course is for you if you’re looking for a fun and profitable side hustle selling printables online.
  • You don’t need previous graphic design skills or to be tech-savvy in order to start this side hustle – this course is great for beginners.
  • You can sell printables on other sites too with what you learn from this course, such as at Teachers Pay Teachers.
  • There is a free workshop: Earn Money Selling Printables.
  • The Gold City Ventures course cost is $247.

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

Gold City Ventures E-Printables Course Review

What are e-printables?

E-printables are a type of digital product that you can create and sell online. They are design files that customers can purchase and then print at home or use digitally.

You’ve probably used a printable before and so have many others. The printable business is very popular right now, and many people use printables every single day.

You can make printables for all sorts of things, like holidays (such as Valentine’s Day, Halloween, and Christmas), baby showers, bachelorette parties, birthday celebrations, greeting cards, a habit tracker, calendars, educational resources, grocery shopping, a meal planner, digital planners, party invitations, jar labels, gifts, and more.

Once you decide what to sell (which this course will definitely help you do), and after you’ve finished designing them (which the course will also help you do), you can sell them on platforms like Etsy or your own website. When someone makes a purchase, you earn money without having to physically make or ship anything.

If you want to learn how to make and sell e-printables, courses like the Gold City Ventures E-Printables course can teach you step-by-step. They’ll show you important skills like designing, marketing, and selling online so you can have a successful e-printables business.

Recommended reading: How I Make Money Selling Printables On Etsy

Why sell printables on Etsy?

Selling printables on Etsy is a popular way for people like you to earn money with minimal effort. Once you create and list your designs, you can keep earning from repeat sales without doing more work.

This means that this can be a great way to make passive income. If you make a popular printable and set up your shop to be easily found in searches, it can keep making sales over time without needing a lot of extra work.

This means that you can choose when to work and can do it from anywhere with internet access. This can be especially great for people who want a part-time job or to work from their own homes.

Plus, making and selling printables doesn’t have actual materials for you to buy or the need to spend money on shipping. This leads to earning more money compared to selling physical items as you’ll have low expenses.

Etsy also has a big audience, which makes it a great place to sell your printables.

What is Gold City Ventures?

Gold City Ventures could be exactly what you need to learn how to generate passive income. If you’ve ever thought about selling printables on Etsy, then the Gold City Ventures E-Printables course can help you turn this into a fun way to make extra money from home.

Gold City Ventures is a website that sells a full training course that teaches you how to earn money by selling printables online.

Cody Berman and Julie Berninger, the founders, created this course to help others learn from their own successful experiences in running Etsy shops and making money online.

Julie makes over $1,000 per month in her Etsy shop, The Swag Elephant, and Cody was hooked on printables since earning over $700 in passive income in one week while on a ski vacation.

Some of the success stories from people who have taken this course:

  • Sasha H. is an accounting professional and mother of two who sells budgeting printables to help families reach their money goals. Ever since taking the course, she has made over 10,000 sales in her printables store.
  • Jen G. took the course in 2019 and since then has made over 7,200 sales with her online shop.

What’s in Gold City Ventures?

Below, I will be talking about what is in the E-Printables course.

What’s included in the Gold City Ventures E-Printables course?

The E-Printables course by Gold City Ventures is designed to teach you everything you need to create and sell digital products on Etsy.

This course comes with step-by-step instructions on how to make money selling printables, from brainstorming what to sell all the way to listing your printable on Etsy. This course will teach you what to do, even if you are brand new. The course also comes with free templates which will reduce the amount of time you spend creating printables, as they give you over 30 done-for-you templates for Canva that you can just make small edits to and then list in your shop quickly.

Even if you are brand new to graphic design, this course will teach you everything that you need to know.

The modules included in the Gold City Ventures E-Printables side hustle course are:

Module 1: Getting Started This module is an introduction to the course and gives you an overview of what you will learn.

Module 2: What Should You Sell? – These lessons will give you background information on what exactly a printable is, over 50 printable ideas, and more.

Module 3: Getting Started Making Printables – These lessons will teach you how to start making printables and includes finding fonts and pictures and a seller handbook.

Module 4: Canva Overview – This module gives you an overview of Canva, which is a graphic design tool that you will use to make printables.

Module 5: How To Make Printables With Canva – You will learn how to create a design in Canva in this module, as the module name suggests. You will learn how to use their Canva templates, how to make thank you cards, gift tags, coupons, and more.

Module 6: How To Make Canva Templates This module will teach you how to make templates that you can sell.

Module 7: Creating Editable Printables With Corjl – These lessons will teach you how to use a different graphic design tool to create editable printables that you can sell.

Module 8: Packaging Your Printable This module will teach you how to package your printables for sale as well as best practices.

Module 9: Making Listing Images These lessons will show you how to make listing images, such as what a person sees when they search on Etsy for a product. This will be the image that entices them to click on your printable listing.

Module 10: Listing Your Product – These lessons teach you how to start your shop, how to list your product, how to decide what to sell a printable at, and more.

Module 11: Keyword Research Tools This module will help you create better searchable listings for your products, such as how to do keyword research and all about Etsy SEO.

Module 12: Marketing And Advertising These lessons go over coupons and sales, how to promote your printables on Pinterest, and more.

Module 13: Optimizing Your Shop – This module teaches you how to improve your sales, find a niche, and see success.

Module 14: Etsy Sellers App This module goes over the Etsy Sellers App, how to monitor orders, and how to talk with customers.

As you can see, there are many helpful modules and lessons included in this course.

On top of all of that, you will also learn their seasonal product strategy. One of the reasons why students in this course make sales so quickly is because they follow their seasonal product strategy. They fully outline their seasonal trends strategy including all of the tools and resources you need. Some students have even made sales on their first day in the course with their Etsy printables business.

How much is the Gold City Ventures course?

The Gold City Ventures E-Printables course costs $247.

There are free resources that can help you get started, too, such as the free workshop: Earn Money Selling Printables. This free workshop will teach you how to get started selling printables. You will learn different ideas for printables to sell, how to get started on Etsy, and how to actually make sales.

Also, you can sign up for this free ebook that helps you figure out where to start when it comes to selling printables on Etsy. This can be a great way to get started and learn how to sell digital downloads on Etsy.

Who is the Gold City Ventures course for?

The Gold City Ventures course is for people who want to make money selling printables. It doesn’t matter if you’re new to digital design or already sell on Etsy. This course gives you helpful tips to do well in the e-printables market.

This course is for you if:

  • You want a fun and money-making side job by selling printable items on the internet.
  • You’re a creative person looking for a way to create passive income.
  • You want to make a few hundred (or thousand) extra dollars each month.
  • You want to work from home.

Pros and Cons of Gold City Ventures E-Printables Side Hustle Course:

Pros:

  • This course covers everything you need to know about making and selling printables.
  • The course was created by experienced Etsy sellers Julie Berninger (from the popular blog Millennial Boss) and Cody Berman (a well-known financial independence retire-early expert). There are also very helpful successful printables experts who are in their support group answering questions.
  • Helps jump-start your Etsy shop with actionable steps (there’s no fluff in this course – they teach you step-by-step).
  • You can possibly earn over $1,000 per month selling printables after taking a printables course.

There really weren’t any cons that I found in the course. But, some things to know include:

  • You must be willing to invest time and effort to learn and apply the course material as there are a lot of modules and lessons.
  • The course does have a cost. It is relatively low, though, at $247.

VIP Membership perks

One of the best parts about the E-Printables course is the bonus you get.

When you buy the course, you get a free trial of their VIP Membership for 30 days, and it starts right after you make the purchase.

The VIP Membership comes with two important things: 1) Their special Facebook group for VIPs, and 2) The VIP Membership Vault.

In the VIP Facebook group:

  • They organize live Q&A sessions, strategy talks, and virtual chats.
  • They hold monthly sessions where you can get help with graphic design to make your printables look even better.
  • You have daily access to three experienced experts in their paid group, each with a track record of thousands of printables sales on Etsy.
  • They will answer all your questions and respond to your requests for feedback on your shop.

And more.

The VIP Membership Vault comes with:

  • 100+ bonus videos including guest interviews, technical training, and advanced strategies
  • 5 brand new template packs you’ll receive every month that you can use for free in your business
  • Behind the scenes with 6- and 7-figure printables sellers

Even if you don’t have Facebook, you can still access this. Their live events are shared afterwards to the VIP Vault, and you can watch the video replay.

If you decide to continue with the VIP Membership after the initial 30 days, there will be a monthly charge of $29 until you reach 100 sales. They celebrate their “100 Sales Club” members at Gold City Ventures, and you’ll get a special prize sent to you by mail, along with a complimentary VIP Membership.

Note: You are not required to have the VIP Membership, and you can cancel it whenever you want. You’ll always have access to the E-Printables course itself, no matter what.

Refund policy

There is a 7-day refund policy as long as you don’t go past Module 1. If the course isn’t for you, they will give you a full refund, but you will want to make sure that you stay within this limit.

Gold City Ventures reviews and success stories

As you learn more about Gold City Ventures, you’ll see that lots of people have done well with their E-Printables course. This course shows you step-by-step how to make and start your own printable business. It can be a great way to make extra money on the side or even as a full-time job if you’re willing to work hard.

Many students have talked about how much they liked the course. They’ve gone from making their first printable on Etsy to earning a steady income from their online store. There are lots of success stories. People think the course materials are well-organized, easy to use, and packed with helpful advice and techniques.

Some of the things about the E-Printables course that students like include:

  • The course material covers everything, from creating printables to promoting your products.
  • There’s a kind and helpful community of fellow learners and teachers.
  • You get useful tools and resources to improve your Etsy listings and increase your sales.
  • You have a chance to make passive income with what they teach you.

A lot of people have discovered that investing in the Gold City Ventures E-Printables course is a great step in their printables business journey. Remember to think about your own goals and situation when looking at the success stories and reviews. This will help you decide if this course is the right choice for you.

You can read all of the success stories here to see what real people think of the course.

Frequently Asked Questions About Gold City Venture’s E-Printables Course

Below are answers to common questions about this course.

Do printables sell well on Etsy?

Yes, printables can sell well on Etsy. People search on Etsy all the time for printables, and I have done it as well. There is a lot of demand for creative and helpful printables on Etsy.

How much do people make selling printables on Etsy?

There is not an average that people make by selling printables on Etsy. This is because there are so many factors, such as what a person is selling, how many printable designs they have created, what they are doing to market their printables, and more.

Some sellers may make a few hundred dollars per month, while others could earn thousands. It’s important to remember that building a successful Etsy shop takes time and hard work.

How much does the Gold City Ventures course cost?

The E-Printables course costs $247.

How can I access the free workshop?

Free Training Workshop: Earn Money Selling Printables. This free workshop will teach you how to get started selling printables. You will learn different ideas for printables to sell, how to get started on Etsy, and how to actually make sales.

How long does it take to complete the course?

The Gold City Ventures E-Printables course is a self-paced program, so it might take a few days or weeks to complete the course, depending on your learning pace and available time. The average is around one month to complete the course.

What is the best printables course?

The best printables course depends on your individual needs and learning preferences. Gold City Ventures is one option that has received positive reviews and focuses on creating passive income through Etsy. This is the printables course that I highly recommend, as it is well-rounded and teaches you everything that you need to know right from the very beginning!

Is Gold City Ventures worth it?

The worth of Gold City Ventures relies on what you want to achieve. If you’re interested in learning how to make money passively on Etsy with printables, this program could be a good investment. It teaches both design and marketing strategies that have helped many people succeed.

Gold City Ventures Review: E-Printables Course Review

I hope you enjoyed this Gold City Ventures Review.

The Gold City Ventures E-Printables course will teach you how to make printables, even if you have no experience. This can help you to make extra money, even over $1,000 per month, as well as passive income.

E-printables are digital files that customers can buy, download, and print themselves, either at home or at a print shop. This market has seen a big increase in popularity in recent years as more people look for affordable and customizable options for things like home decorations, planners, and party supplies.

Gold City Ventures shows you how to make, promote, and sell your own printables on Etsy, taking advantage of this growing market and potentially earning you passive income.

Gold City Ventures might not be a perfect fit for everyone, but if you’re motivated, creative, and willing to put in effort, it could help you to make money from home. The course has detailed video tutorials and useful lessons designed to help you get into e-printables and selling on Etsy, even if you’re just beginning. Plus, hearing success stories and feedback from those who have completed the course can give you a lot of inspiration and ideas for your own entrepreneurial journey.

Please click here to learn more about the E-Printables course.

Are you interested in selling printables online?

Recommended reading:

Source: makingsenseofcents.com

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Amanda recently sent J.D. an e-mail looking for advice about gift-giving:

My husband and I have made huge lifestyle changes since our son was born with congenital heart disease four years ago. He’s had five open-heart-surgeries, and we’ve had some killer medical bills. My husband stays home with both of our kids to help prevent Liam from getting sick too often, so we’ve gone down to one income, one car, basic cable, and a really aggressive budget.

One of our worst budget breakers however is gifts. I have eleven nieces and nephews, two kids, etc. At Christmas we’ve convinced both sides to just do a name exchange and then we only have to buy for two nieces/nephews on either side, which helps and we’ve just outright stopped exchanging gifts with our brothers & sisters, but there are still our parents, his grandparents, kids of friends who have birthday parties, and graduations, weddings, and baby showers!

We actually do plan most of these things into discretionary spending since we know when people have birthdays, but it’s always those gotchas like weddings and new babies (and we didn’t pre-think graduations with this year’s planning).

Could you offer any advice on fitting generosity and gift giving into a frugal budget? No one wants to be a grinch, but it really adds up some months. Sometimes, it’s half of our discretionary spending just to get small gifts (we only spend $10-15/kid!).

Ah, Amanda, I hear you! Gifts can be a budgeter’s downfall! Many of us readily accept our own sacrifices in the name of being frugal, but don’t want to seem “cheap” when it comes to giving gifts to others. I’ve struggled with both sides of this issue.

One side of me likes choosing and giving gifts, likes having those gifts appreciated, likes receiving gifts in return. But the other side opposes the commercialism and expectations that accompany holidays and occasions. Too often, hastily-purchased gifts can seem like a substitute for the spare time and energy we don’t have to make a gift meaningful. These gifts can be merely an obligation, which is no fun for either giver or recipient.

For big family gift-oriented occasions like Christmas (Hanukkah, Kwanzaa, etc), you must have “The Talk”. In some families, money is a difficult subject, but your options are either to continue spending more than you want on presents, or to mystify everyone when you cut them off cold turkey. A good way to start is to explain your budget goals, as in, “We’re starting to save for the kids’ education funds,” “…to buy a house,” “to be able to afford to live on one salary,” “pay off the credit cards” or something like that — just make sure you’re being honest.

Whatever you do, don’t insist that everyone stop giving gifts to you (or your kids). You have the right to stop giving gifts, but for many people, being generous with presents is a true pleasure and you should avoid depriving them of that pleasure. It may seem wrong to accept without giving, but you can give back in other ways. Of course, your relatives and friends may be relieved at the prospect of the never-ending gift-exchange ending — maybe they were just too shy to bring it up.

If you don’t want to stop all gifts, here are some ideas to cut costs.

Draw names. As Amanda does, this can allow you to focus on one or two recipients instead of the whole clan. There are various arrangements. Some families write their name and a gift suggestion or two on a slip of paper. In some systems, adults pick an adult and each kid gives to a kid (with adult help as needed). Or, if everyone is gathering together, each person can bring one gift (marked as adult or child) and you can do a sort of “Yankee swap” exchange where unwrapped presents can be stolen or traded until everyone ends up with someone.

Be creative. On J.D.’s side of the family, we have been doing $5 gifts for several years. Everyone (7 adults, 4 kids) buys a $5 (or under) gift for everyone else. (This was my sister-in-law’s idea.) J.D.’s mother asked to be excepted — she loves piling gifts on everyone and exercises her grandmotherly rights to do so. The $5 limit has forced us to be bargain hunters and the results are often both surprising and hilarious. We found a practically new set of drafting pens for a brother’s gift: $80 new, marked as $10 at a garage sale but we bargained it down to five!

Emphasize the experience. Some people have more time than money. If you fit in that category, you can use it to your advantage for all sorts of occasions. Do friends have a new baby? Deliver dinner to the new parents, then stay to hold the baby while they eat the meal. Clean up afterwards, of course. Nieces and nephews? For that special occasion, invite them to join your family for camping, a hike, miniature golf — whatever your family does for fun. You’ll all get to know each other better, too. Parents and grandparents often would rather have you spend time than money on them, as well. Invite them over for brunch, or go feed the ducks at the park, or hear a free concert together.

Don’t turn your nose up at used. Aren’t we silly Americans! We talk about how great recycling is but we want everything we get to be new, new, new! It’s all about mindset. For kids’ toys, as long as they’re in safe condition, the fact that they’re “pre-owned” means little to a child — unless non-stop commercialism has already gotten to them! J.D. and I found two wooden sleds set out for the trash pickup in a ritzy neighborhood. After swallowing our hesitation, we grabbed them. With a cleaning and a few minor repairs, they were good to go — and looked great under the Christmas tree. Keep your eyes open all year for bargains, or arrange a toy exchange or toy hand-me-down system with friends and neighbors. Get to know people’s tastes and decorating styles so you can choose gifts they will appreciate.

Kids love the dollar store. I know, I know — everything’s made in foreign countries by underpaid workers. But seriously, if you are spending more than $3 for a kid’s birthday party gift, you need to visit a dollar store. The kids I know are fascinated by dollar store stuff until age 6 or 7. The parents may turn up their noses, but what kid wouldn’t love growing giant lizards or sharks (600% growth — just soak ’em in water!), red-white-and-blue glow necklaces, or a hundred fuzzy animal stickers?

Agree that gifts are only for the kids. Not having kids myself, I wouldn’t vote for this option, but I know many families like it. I think a better choice if you’re going to do this is to have adults buy small gifts for the kids ($5-10), and let kids make homemade gifts for the adults. I think this gets kids to think about giving as well as receiving.

Use homemade gifts. I’m a big fan for using the homemade gift for most every occasion. Special birthdays get a bouquet of garden flowers in a mason jar. Or, I take the time to write a sincere note in a beautiful card. If someone’s a fan of sweets, I’ll whip up a batch of cookies. If the season’s right, I might present them with fresh berries or a holly and cedar swag. The cost for all these gifts is minimal, but the gesture is still meaningful.

Mass produce. Last year, English Major offered a great tip about gift-giving ideas. You can save lots of dough by the assembly line approach. Pick a gift that will be appropriate for your list of recipients and buy craft items, ingredients, or components in bulk. Before you start, figure out how many gifts you’ll need and the cost per assembled gift. Check the figures against your budget. To maximize this idea, choose an idea that still allows for some personalization, say in the color or style of gift.

Just speak up. At my workplace, the envelope is constantly being passed for one event or another. The loss of a parent, a new baby, a retirement, etc. The flowers or gifts purchased with the collected cash may very well be much appreciated. But if your budget prevents you from chipping in, instead write a heartfelt note or tell the person face-to-face. A verbal expression of sympathy or support may be just what they need.

Shrug it off. Unfortunately, some people are all about the goods. If the people in your life aren’t going to appreciate or adjust to your frugal mindset, you have a choice to make. Keep spending to keep up with the Joneses, or go your own way and hold your head high. Find ways to show you care that don’t just involve handing over your debit card. Give when you can; give what you want to.

The side benefit of implementing any of these ideas is that it moves the whole concept of giving gifts back to thoughtfulness, effort, and individual creativity, rather than the focus on prices and packaging. Think of it as one small chink in the great wall of marketing and consumerism!

These are just some thoughts on the topic to get the discussion rolling. I’m sure there are scores of creative solutions out there.

Source: getrichslowly.org

Apache is functioning normally

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What Is the Verizon Visa Card?

The Verizon Visa Card is a cash-back credit card for Verizon mobile plan subscribers. To qualify, you must be a Verizon account owner or account manager on an account with 12 or fewer lines. You can add people who aren’t Verizon account owners or managers as authorized users.

The Verizon Visa Card earns 4% back on grocery and gas purchases, 3% back on dining purchases, 2% back on Verizon purchases, and 1% back on all other purchases. Rewards accrue as Verizon Dollars, which you can redeem for purchases at Verizon’s website or physical stores. You can also use them for gift cards, statement credits against your Verizon bill, and travel bookings.

The Verizon Visa Card has no annual fee. It has some other notable benefits as well, including a $10-per-line monthly discount on your Verizon bill when you enroll in automatic payments. There’s also a sign-up bonus that requires just one purchase during the first 90 days of account opening.

What Sets the Verizon Visa Card Apart?

The Verizon Visa Card stands out from similar cash-back and retail credit cards in several ways:

  • Up to 4% back on eligible purchases. The Verizon Visa Card earns up to 4% back on eligible purchases. Specifically, it earns 4% back on gas and grocery purchases and 3% back on dining purchases, including takeout. That’s unusually generous for a cash-back card with no annual fee.
  • Broad bonus rewards categories. This card has broader bonus rewards categories than most other cash-back cards. They encompass three major spending categories in addition to Verizon purchases, likely accounting for a significant portion of cardholders’ budgets.
  • Easy-to-attain sign-up bonus. The Verizon Visa Card’s sign-up bonus is very easy to earn. You have to make only one purchase during the first 90 days to get it.
  • Ongoing automatic payment discount. If you’re a first-time enrollee in Verizon’s automatic payments plan, you can get $10 off per month, per line with this card. Verizon caps the discount at 12 lines, but that’s still up to $120 per month in potential savings.

Key Features of the Verizon Visa Card

The Verizon Visa Card has an easy-to-attain sign-up bonus, generous rewards program, and some other benefits worth noting in depth.

Sign-up Bonus

Get a $100 statement credit when you open a new Verizon Visa Card account and make a purchase on the card within the first 90 days of account opening.

Earning Rewards

The Verizon Visa Card has a four-tiered rewards program:

  • 4% back on eligible gas and grocery purchases
  • 3% back on eligible dining purchases, including takeout
  • 2% back on eligible Verizon purchases
  • 1% back on all other eligible purchases

All rewards categories are unlimited and there’s no cap on how much you can earn overall. Rewards accrue as Verizon Dollars, Verizon’s loyalty currency.

Redeeming Rewards

You can redeem Verizon Dollars for purchases on Verizon’s website and at physical Verizon stores. Alternatively, you can redeem for statement credits against your Verizon bill, gift cards from other merchants, and travel bookings.

Redemption minimums and values vary depending on what you redeem for, but points can be worth up to $0.01 apiece when redeemed for Verizon purchases and statement credits.

Monthly AutoPay Discount

When you enroll your Verizon account in automatic payments with your Verizon Visa Card, you may qualify for a $10 monthly discount on each enrolled line (up to 12 lines total). You must be a first-time automatic payment enrollee to qualify; if you’re already enrolled when you apply for the Verizon Visa Card, you don’t get the discount.

Interest-Free Financing on Eligible Accessory Purchases

This card comes with 0% APR financing for 12 months on eligible Verizon accessory purchases totaling $100 or more. You must make 12 equal monthly payments and pay off the purchase in full by the end of the period.

Important Fees

The Verizon Visa Card has no annual fee. Other fees may apply.

Credit Required

This card requires good or better credit. Verizon doesn’t reveal its exact minimum credit standards, but you may have difficulty qualifying if your FICO score is well under 700.

Pros & Cons

The Verizon Visa Card has great appeal for existing and prospective Verizon customers, but it has a few drawbacks as well.

  • Excellent, easy-to-attain sign-up bonus
  • Generous rewards program with broad categories
  • Potentially valuable discounts
  • No annual fee
  • For Verizon customers and account managers only
  • Not available with business or prepaid accounts
  • No 0% intro APR offer

Pros

The Verizon Visa Card is a generous rewards card that costs nothing to keep in your wallet.

  • Excellent sign-up bonus. The Verizon Visa Card’s sign-up bonus isn’t the most generous around, but it’s incredibly easy to earn. Just make one purchase during the first 90 days to qualify.
  • Unusually generous rewards program. You can earn up to 4% back on eligible Verizon Visa Card purchases with no caps or restrictions on your earning potential. That’s very generous for a no-annual-fee card.
  • Potentially valuable automatic payment discount. This card’s automatic payment discount benefit is worth up to $120 per month ($10 per line, per month, up to 12 lines). If you qualify, it can significant cut your cell plan costs.
  • Interest-free financing on eligible Verizon accessory purchases. Verizon accessory purchases of $100 or more qualify for 12-month, 0% APR financing with this card. That’s a nice perk if you like having flashy phone swag and the latest tech.
  • No annual fee. This card has no annual fee. It costs nothing to keep around, even if you don’t use it as your primary credit card.

Cons

The Verizon Visa Card isn’t for everyone and lacks some benefits common to other cash-back cards.

  • For Verizon account owners and managers only. You need to own or be responsible for a Verizon account to be eligible for this card. That’s a downside relative to retail credit cards with no real eligibility requirements. For example, anyone with decent credit can get a Target RedCard Credit Card, even if they’ve never set foot in a Target store.
  • Not available with Verizon business or prepaid accounts. This card is only for traditional Verizon consumer accounts. It’s not open to business or prepaid users.
  • No 0% intro APR offer. This card offers limited interest-free financing on eligible Verizon purchases, but it lacks a broader 0% intro APR promotion. Many cash-back credit cards do offer such promotions.
  • Requires good credit. You need good credit to qualify for the Verizon Visa Card. If you’re in the process of building or rebuilding your credit, wait to apply until your FICO score nears 700.

How the Verizon Visa Card Stacks Up

The Verizon Visa Card is one of the better retail credit cards on the market. To get a sense of its usefulness before you apply, see how it compares to another above-average retail card: the Target RedCard Credit Card.

Verizon Visa Target RedCard
Cash-Back Rate Up to 4% 5% on all eligible purchases
Bonus Categories Gas and groceries (4%), dining (3%), Verizon (2%) Target, dining and gas (2%)
Base Cash-Back 1% on all eligible purchases 1% on all eligible purchases
Sign-Up Bonus Yes, more generous Yes, less generous
Credit Required Good or better Good or better

The Verizon Visa Card has a slightly lower maximum cash-back rate than the Target RedCard Credit Card, but its bonus categories are broader and more generous. Its sign-up bonus is also better. It’s therefore a slightly better card overall, though the RedCard is clearly superior for shopping at Target and Target.com.

Final Word

The Verizon Visa Card is more than a retail credit card. If you’re a Verizon account owner or manager, it can easily serve as your everyday spending card thanks to a generous rewards program with three broad, common bonus categories. With no annual fee and the potential for a big monthly automatic payment discount, it could significantly reduce your monthly cell phone costs.

Unfortunately, the Verizon Visa Card isn’t for everyone. If you’re not a current Verizon customer, you need to change carriers before you can apply, which might not be worth it. Business and prepaid Verizon accounts aren’t eligible either. 

The bottom line is that if you qualify for this card, it’s excellent. But qualifying might be the toughest part.

The Verdict

Our rating

Verizon Visa Card

The Verizon Visa Card is an excellent companion to your Verizon wireless phone plan. With a generous rewards program and the potential for big discounts to your monthly bill, it’s one of the best retail cards around. But it’s only available to Verizon customers and has a few other drawbacks that could impact your decision to apply.

Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he’s not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.

Source: moneycrashers.com