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Learning how to get out of debt can save you money and improve your credit. Here are 12 easy tips to work on getting out of debt.
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Much hoopla was made last week about FICOâs new Open Access program whereby FNBO, Barclays Card and Discover âItâ customers will now receive their FICO credit scores on their statements, for free. The question many consumers will eventually have is why are the scores theyâre seeing on their credit card statements different than the other
The post Can I Compare FICO Scores to VantageScore Credit Scores? appeared first on MintLife Blog.
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One of the greatest fears adjustable-rate mortgage (ARM) holders have is the risk their interest rate may increase. After all, ARMs come with initial teaser rates that are priced below market to lure in borrowers in the first place, so upon reset, rates are mostly expected to increase. Itâs for this very reason that the… Read More »Beware: Your Adjustable-Rate Mortgage May Reset Lower
The post Beware: Your Adjustable-Rate Mortgage May Reset Lower appeared first on The Truth About Mortgage.
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Hereâs a novel idea. If youâre having trouble paying the mortgage, and you canât get any assistance from your lender/servicer, you donât need to give up your home. You just canât live in the main house anymore. Thatâs what one guy did out in Palmdale, California, although he wasnât actually struggling to pay his bills.… Read More »If You Canât Pay the Mortgage, Live in Your Awesome Garage
The post If You Canât Pay the Mortgage, Live in Your Awesome Garage appeared first on The Truth About Mortgage.
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You have likely heard the term âall-inclusive resortâ when researching vacation ideas and know that some of the most popular ones are located in the Caribbean. And for good reason: Stunning turquoise water, miles of sandy beaches, brilliant sunshine, and loads of fresh-caught fish are big draws. But are all-inclusives all theyâre cracked up to […]
The post All-Inclusive Caribbean Resorts: Pros and Cons appeared first on SoFi.
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My good friend Dave once went on a date with a woman who straight-up asked him which tax bracket he fell into. Taken aback by the womanâs lack of tact and transparent criteria for a partner, Dave swiftly changed the subject. After he paid for dinner, they went their separate ways. As you can imagine,
The post How to Talk Money in a Relationship: Dos and Don’ts appeared first on MintLife Blog.
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Got kids? If so, you’re probably hoping to send them to college. And you know it won’t be cheap. College costs are rising faster than inflation, and have been for decades.
But that doesn’t mean you can’t afford a good education for your kids, even if you have a modest salary or other substantial expenses. I’m not going to pretend college isn’t expensive: Full scholarships are less common in real life than they are in the movies. You’ll probably have to spend a pretty penny for the privilege of attending your son or daughter’s college graduation.
The value of a college education
Even with the skyrocketing costs, a college education is still a good deal. Post-college educations tend to garner graduates salaries that are 60 percent higher than those of high school graduates. Over a lifetime, college graduates typically earn $1 million more than those without college educations.
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A few weeks ago, I shared a monster list of ways to make more money. These weren’t cheesy chores or slimy scams, but legitimate ways a person could earn extra income if they needed. Most of the suggestions were drawn from GRS reader stories, from my friends’ lives, or from my own experience. They’re ways real people make real money when times are tough.
After I posted the list, though, I had a few people send e-mail or leave comments asking, “Why bother?” They wanted to know why I constantly harp on boosting your income.
It’s been nearly three years since I preached my complete “cash-flow” sermon. Today I’m going to preach it again. This will be review for long-time readers (or for folks who’ve read Your Money: The Missing Manual). For everyone else, one of the core tenets of the Get Rich Slowly philosophy is this simple truth: To build wealth, you’ve got to spend less than you earn. It all boils down to cash flow.
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If you’re planning to make significant changes to your home — be it inside or to the exterior of the house — there’s a good chance you might need a building permit for that. I know, I know, that comes with paperwork and unplanned trips to submit said paperwork, but all that inconvenience is far […]
The post 5 Types Of Home Improvement Permits You Should Know About appeared first on Fancy Pants Homes.
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These views of Music City will make you want to sing from the rooftops.
The post Apartments With the Best Views in Nashville appeared first on The Rent. Blog : A Renterâs Guide for Tips & Advice.