In borrowing, there are two types of debts, recourse and nonrecourse. Recourse debt holds the person borrowing money personally liable for the debt. If you default on a recourse loan, the lender will have license, or recourse, to go after … Continue reading →
The post What Is a Recourse Loan? appeared first on SmartAsset Blog.
In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to be proactive against fraud and defend yourself from identity theft, is to freeze your […]
Freezing Your Credit is a post from Pocket Your Dollars.
Learn everything you need to know about the second stimulus package, including if you qualify and what else you can get beyond a stimulus check.
Now that the festive season is behind you, what remains with you are the beautiful memories and of course, the huge holiday debt that you accumulated. As the new year kicks off, two factors can greatly impact your credit; how you pay (or not pay) your debt and how much of your available credit you […]
The post Tips for Paying off Holiday Debt Before it Hurts Your Credit appeared first on Credit Absolute.
Your minimum monthly payment is the lowest amount that you need to pay on your credit card balance. Any less could result in a derogatory mark, any more will clear more of the principal. Your monthly payment is one of the most important aspects of your credit card debt and failure to understand this could […]
Minimum Payments on a Credit Card is a post from Pocket Your Dollars.
Update: Mailers have been sent out with an end date of January 19, 2021. The Offer Direct link to offer Barclays offering a sign up bonus of 100,000 JetBlue points on the JetBlue Plus card. Bonus is broken down as follows: Earn 50,000 points after $1,000 in spend within the first 90 days Earn an […]
According to a YouGov Parent Survey in 2019, a quarter of parents entered the 2019 holiday shopping seasonstill paying down debt related to 2018 holiday spending. Deloitte numbers put holidayretail salesgrowth in 2019 at 4.1% year-over-year. In 2020, Deloitte predicts growth of between 1% and 1.5% year-over-year for the holiday season. It might be that… Read More
The post Prepare for Holiday Shopping with These Timely Credit Tips appeared first on Credit.com.
The information that credit bureaus collect affects just about every aspect of your life. Whether you’re approved for a credit card, get a good mortgage rate, can rent an apartment or even get a job – they all can hinge … Continue reading →
The post How to Contact a Real Person at a Credit Bureau appeared first on SmartAsset Blog.
It’s always frustrating to come across a bill and realize it was due yesterdayâor last week. If you’re late on a payment or if you miss it completely, you could end up paying late fees and taking a hit on your credit score. It can be especially difficult if you want to apply for a… Read More
The post How Late Can You Be on a Car Payment, Mortgage or Other Bill? appeared first on Credit.com.
When youâre trying to fix your credit, having one or more collections can put a huge damper on getting your score on an upward trajectory. While it can be difficult to get a collection removed…
The post How to Remove Collections from Your Credit Report appeared first on Crediful.