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Optimum First Mortgage Review: #1 in Price and Customer Service?

You’ve got to pretty confident to say you’re #1 in both price and customer service, but that’s exactly how “Optimum First Mortgage” describes itself. The Southern California-based mortgage lender isn’t afraid to say it has the lowest rates in the industry, or the best customer service. It’s a bold claim (or two), but based on [&hellip

The post Optimum First Mortgage Review: #1 in Price and Customer Service? first appeared on The Truth About Mortgage.

Mortgage forbearance rate continues to drop

The U.S. forbearance rate fell nine basis points last week to 5.37% of servicers’ portfolio volume, according to a survey from the MBA.

The post Mortgage forbearance rate continues to drop appeared first on HousingWire.

What to do When You Owe More than a House is Worth and Want to Sell

Javier Gonzales is legally a homeowner, but he says his first instinct is to say “no” if someone asks. This is because he hasn’t made the mortgage on the townhome he bought in years, and he doesn’t live there anymore. Gonzales says he owes $476,000 on the townhome, which is only worth around $263,000. “I don’t care… Read More

The post What to do When You Owe More than a House is Worth and Want to Sell appeared first on Credit.com.

What is the Rate Shopping Window

Everyone knows that when you apply for a loan the lender will perform a credit inquiry. And everyone knows that credit inquiries hurt your credit score. What everyone doesn’t know is that credit scoring algorithms allow a “rate shopping window” so you can compare loan offers and rates with multiple lenders without hurting your score. […]

The post What is the Rate Shopping Window appeared first on The Lenders Network.

What Is Mortgage Insurance?

If buying a home is your next financial goal, then you may have heard about mortgage insurance. Mortgage insurance is probably not what you expect it to be. We will cover what you need to…

The post What Is Mortgage Insurance? appeared first on Crediful.

Foreclosure and Buying a Foreclosed Home: A Guide

A mortgage is a type of secured loan, with the house serving as collateral. Technically, a borrower owns the house as soon as they sign the mortgage contract, but if they fail to meet their monthly repayments and any other obligations, the lender may seek to secure the asset. This process is known as foreclosure. […]

Foreclosure and Buying a Foreclosed Home: A Guide is a post from Pocket Your Dollars.

One Important Phone Call You Should Make Before You Buy A House

Any house that you buy “used” has a history to it, and that history may affect your finances. Here’s one key call you can make to check out your new home.

The post One Important Phone Call You Should Make Before You Buy A House appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Most Livable Cities in the U.S. – 2020 Edition

People choose where to live based on many factors – availability of jobs, location of family, and the weather all come into play for most folks. Something some Americans may not remember to take into consideration, though, is the livability … Continue reading →

The post Most Livable Cities in the U.S. – 2020 Edition appeared first on SmartAsset Blog.